Common use of LEAD REINSURER Clause in Contracts

LEAD REINSURER. Responsibility of the Lead Reinsurer The Lead Reinsurer for underwriting purposes is RGA Reinsurance Company. The Company may contact the Lead Reinsurer verbally or in writing on a case that otherwise falls within the automatic binding parameters when a second opinion of a medical, non-medical or financial nature is desired. The Company shall recommend a rating or course of action, and request that the Lead Reinsurer concur with that recommendation, thereby binding all pool members. In addition to making a decision to bind all pool members, the Lead Reinsurer may alternatively agree to accept their pool share only, recommend an alternate decision that would be acceptable to the pool, or recommend that the case be submitted facultatively to all pool members. With respect to the Lead Reinsurer’s ability to bind the other pool members, cases outside of the limits outlined below will be handled on a facultative basis as set forth in this Agreement. Maximum Issue Age: 80 Maximum Issued Face Amount: $25,000,000

LEAD REINSURER. Responsibility of the Lead Reinsurer The Lead Reinsurer for underwriting purposes is RGA Reinsurance Company. The Company may contact the Lead Reinsurer verbally or in writing on a case that otherwise falls within the automatic binding parameters when a second opinion of a medical, non-medical or financial nature is desired. The Company shall recommend a rating or course of action, and request that the Lead Reinsurer concur with that recommendation, thereby binding all pool members. In addition to making a decision to bind all pool members, the Lead Reinsurer may alternatively agree to accept their pool share only, recommend an alternate decision that would be acceptable to the pool, or recommend that the case be submitted facultatively to all pool members. With respect to the Lead Reinsurer’s ability to bind the other pool members, cases Cases outside of the limits outlined below will be handled on a traditional facultative basis as set forth in this Agreement. Maximum Issue Age: 80 Maximum Issued Face Amount: $25,000,000

LEAD REINSURER. Responsibility of the Lead Reinsurer The Lead Reinsurer for underwriting purposes is RGA Reinsurance Company. The Company may contact the Lead Reinsurer verbally or in writing on a case that otherwise falls within the automatic binding parameters when a second opinion of a medical, non-medical or financial nature is desired. The Company shall recommend a rating or course of action, and request that the Lead Reinsurer concur with that recommendation, thereby binding all pool members. In addition to making a decision to bind all pool members, the Lead Reinsurer may alternatively agree to accept their pool share only, recommend an alternate decision that would be acceptable to the pool, or recommend that the case be submitted facultatively to all pool members. With respect to the Lead Reinsurer’s ability to bind the other pool members, cases Cases outside of the limits outlined below will be handled on a traditional facultative basis as set forth in this Agreement. Maximum Issue Age: 80 Maximum Issued Face Amount: $25,000,000