RATE TABLES – ADJUSTMENT FOR HEALTHY ENGAGEMENT RIDER Sample Clauses

RATE TABLES – ADJUSTMENT FOR HEALTHY ENGAGEMENT RIDER. The following discounts would apply to all policies which include the Healthy Engagement Rider (HER). The same discounts apply regardless of the specific status (Bronze/Silver/Gold/Platinum) of the policy. The reduction to the YRT premium equals: YRT premium * (Healthy Engagement discount / multiple rating) where the YRT Premium has been calculated as described in this Exhibit, and where the multiple rating is expressed as a decimal, i.e., if it is a 250% rating, then 2.5 is used. 1 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 2 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 3 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 4 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 5 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 6 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 7 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 8 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 9 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 10 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 11 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 12 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 13 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 14 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 15 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 16 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 17 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 18 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 19 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 20 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 21 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 22 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 23 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 24 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 25 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 26 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 27 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 28 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 29 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 30 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 31 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 32 [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % [*] % 33 [*] ...
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RATE TABLES – ADJUSTMENT FOR HEALTHY ENGAGEMENT RIDER. The following discounts would apply to all policies which include the Healthy Engagement Rider. The discounts vary by risk class and duration, as well as the specific insurance benefit status (Bronze/Silver/Gold/Platinum) of the policy for the year the reinsurance premium is being paid. The reduction to the YRT premium equals:YRT premium * (Healthy Engagement discount / multiple rating)where the YRT Premium has been calculated as described in this Exhibit, and where the multiple rating is expressed as a decimal, i.e., if it is a 250% rating, then 2.5 is used. After the life insured has attained age [*], the Healthy Engagement discount rate applicable at attained age [*] will decrease linearly each year for the next [*] years so that no Healthy Engagement discount to the YRT premium will be applied for attained ages [*]. If the attained age of the life insured is not yet [*] by policy duration [*], the Healthy Engagement discount rate applicable at policy duration [*] will decrease linearly each year beginning in policy duration [*], for the number of years remaining until attained age [*], so that no Healthy Engagement discount to the YRT premium will be applied for attained ages [*]. 0 – 70 $ 30,000,000 $ 30,000,000 $ 10,000,000 $ 5,000,000 71 – 75 $ 25,000,000 $ 25,000,000 $ 10,000,000 $ 5,000,000 76 – 80 $ 20,000,000 $ 20,000,000 $ 10,000,000 $ 5,000,000 81 – 85 $ 10,000,000 $ 10,000,000 $ 2,000,000 $ 0 86 – 90 $ 7,500,000 $ 2,000,000 $ 0 $ 0 * For Canadian residents and Survivorship products, see Notes Applicable to Retention Limits, in this Exhibit E. If a policy is issued on an aviation risk with an aviation exclusion rider, the above retention limits apply. 18 – 70 $ 15,000,000 $ 15,000,000 Uninsurable Uninsurable 71 – 75 $ 12,500,000 $ 12,500,000 Uninsurable Uninsurable 76 – 80 $ 10,000,000 $ 10,000,000 Uninsurable Uninsurable FOREIGN BUSINESS RETENTION LIMITS: Category A and B Super Pref. – 200% $ 20,000,000 Retention for Singapore is $10,000,000 Retention for Hong Kong and Macau is $15,000,000 Retention for Japan is $10,000,000 Retention for China is $17,000,000 The list of Category A and B Countries can be found under Exhibit B.3 (Residency Requirements for Foreign Residents Limits). 18 – 80 $ 10,000,000 $ 10,000,000 $ 10,000,000 $ 5,000,000 SURVIVORSHIP RETENTION LIMITS (Grid numbers is $M) 0-70 STD-T4 $ 35 $ 30 $ 30 $ 35 $ 30 $ 30 $ 35 $ 30 $ 30 $ 30 $ 30 $ 30 $ 30 $ 30 $ 30 $ 30 0-70 T5-T8 $ 30 $ 25 $ 15 $ 25 $ 20 $ 15 $ 25 $ 20 $ 15 $ 20 $ 1...
RATE TABLES – ADJUSTMENT FOR HEALTHY ENGAGEMENT RIDER. The following discounts would apply to all policies which include the paid version of the Healthy Engagement Rider (HER). The reduction to the YRT premium equals: YRT premium (calculated as described in this applicable Exhibit C section 1, (and section 2, if applicable)) *Healthy Engagement discount. Note: The above discounts are not applicable for the free version of the Healthy Engagement rider. Based on information provided by the Company, the Reinsurer anticipates that the aggregate discount for the Healthy Engagement rider to be [*] to [*]. If the actual aggregate discount for the Healthy Engagement rider exceeds [*] in any calendar year or if the utilization rate for the program changes materially, the Reinsurer reserves the right to adjust the above discounts to bring the aggregate discount back to the expected range if the Reinsurer can demonstrate that the higher aggregate discounts or higher utilization rates are driven by attributes of the program that are not reasonably expected to result in equivalent levels of lower mortality. In order to effectively monitor the Healthy Engagement rider, and subject to Article XI, Section 7 (Confidentiality), the Company shall share relevant program experience data, which shall be aggregated and de-identified, with the Reinsurer on a quarterly basis. Xxxx Xxxxxxx’x Reinsurance Agreement No: MH19C07 Xxxx Xxxxxxx’x Reinsurance Agreement No: MH19C07 Xxxx Xxxxxxx’x Reinsurance Agreement No: MH19C07 If a policy is issued on an aviation risk with an aviation exclusion rider, the above retention limits apply. Limits above apply if both lives fall within the same age and rating cells otherwise refer to the Survivorship Graded Retention Grid below. Xxxx Xxxxxxx’x Reinsurance Agreement No: MH19C07 [*] Xxxx Xxxxxxx’x Reinsurance Agreement No: MH19C07 FOREIGN BUSINESS RETENTION LIMITS: Retention for Singapore may be restricted to [*] due to sharing with affiliates. Retention for Hong Kong and Macau (grouped together) is [*] Retention for Japan is [*] Retention for China is [*] ages 20 – 70; is [*] ages 71 – 75 Retention for Indonesia is [*] Retention for Thailand is [*] Retention for Angola, Madagascar, Nigeria, Tanzania and Uganda is [*] ages 20-70. The list of Category A, B and C Countries can be found under Exhibit B.3 (Residency Requirements for Foreign Residents Limits). ● In calculating the Company’s retention for purposes of Article II and Exhibit B, amounts held by the Company’s affiliate(s) on a life shall count...
RATE TABLES – ADJUSTMENT FOR HEALTHY ENGAGEMENT RIDER. The following discounts would apply to all policies which include the Healthy Engagement Rider. The discounts vary by risk class and duration, as well as the specific insurance benefit status (Bronze/Silver/Gold/Platinum) of the policy for the year the reinsurance premium is being paid. The reduction to the YRT premium equals:YRT premium * (Healthy Engagement discount / multiple rating) where the YRT Premium has been calculated as described in this Exhibit, and where the multiple rating is expressed as a decimal, i.e., if it is a 250% rating, then 2.5 is used. After the life insured has attained age [*], the Healthy Engagement discount rate applicable at attained age [*] will decrease linearly each year for the next [*] years so that no Healthy Engagement discount to the YRT premium will be applied for attained ages [*]. If the attained age of the life insured is not yet [*] by policy duration [*], the Healthy Engagement discount rate applicable at policy duration [*] will decrease linearly each year beginning in policy duration [*], for the number of years remaining until attained age [*], so that no Healthy Engagement discount to the YRT premium will be applied for attained ages [*]. 1 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 2 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 3 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 4 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 5 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 6 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 7 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 8 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 9 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 10 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 11 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 12 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 13 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 14 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 15 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 16 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 17 [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] [*] 18 [*] [*] [*] [*] [*] [*] [*...

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