Common use of Liability for Unauthorized Access Clause in Contracts

Liability for Unauthorized Access. You are responsible for all transfers you authorize under this Agreement. If you permit other persons to use the e-Banking service or your password, you are responsible for any transactions they authorize or conduct on any of your accounts. However, tell us at once if you believe anyone had used your password or accessed your accounts through e-Banking without your authorization. Telephoning is the best way of keeping your possible losses down. If you tell us within two (2) business days, you cannot lose more than fifty dollars ($50.00) if someone accessed your accounts without your permission. If you do not tell us within two (2) business days after you learn of unauthorized use or your account or password, and we can prove that we could have stopped someone from accessing your account without your permission if you had told us, you could lose as much as five hundred dollars ($500.00). Also, if you statement shows NetTeller transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason kept you from telling us, we may extend the time period.

Liability for Unauthorized Access. You are responsible for all transfers you authorize under this Agreement. If you permit other persons to use the e-Banking service Services or your passwordaccess code, you are responsible for any transactions they authorize or conduct on any of your accounts. However, tell us at once if you believe anyone had has used your password access code or accessed your accounts through e-Banking Services without your authorization. Telephoning is the best way of keeping your possible losses down. If you tell us within two (2) business days, you cancan lose not lose more than fifty dollars ($50.00) 50 if someone accessed accesses your accounts without your permission. If you do not tell us within two (2) business days after you learn of the unauthorized use or of your account or passwordaccess code, and we can prove that we could have stopped someone from accessing your account without your permission if you had told us, you could lose as much as five hundred dollars ($500.00)500. Also, if you your statement shows NetTeller Banking Service transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we may will extend the time period.periods. If you believe that someone has used your access code or has transferred or may transfer money from your account without your permission, call the Credit Union at:

Liability for Unauthorized Access. You are responsible for all transfers you authorize under this Agreementagreement. If you permit other persons to use the e-Banking service or your username and password, you are responsible for any transactions they authorize or conduct on any of your accounts. However, tell us at once if you believe anyone had has used your username and password or accessed your accounts account(s) through e-Banking e*Br@nch without your authorization. Telephoning is the best way of keeping your possible losses downto a minimum. If someone has accessed your account without your permission and you tell us within two (2) business days, you cannot lose more than fifty dollars ($50.00) if 50). If someone has accessed your accounts account without your permission. If permission and you do not tell notify us within two (2) business days after you learn of the unauthorized use or your account or passwordaccess, and we can prove that we could have stopped someone from accessing your account without your permission if the unauthorized access had you had told us, you could lose as much as five hundred dollars ($500.00500). Also, if you statement shows NetTeller transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the a statement was has been mailed to youyou or email notification is sent that your statement is ready for viewing, you You may not get back be entitled to any money lost refunds after the sixty (60) days if we can prove that we could have stopped someone from making the transfers if you had told us in timea timely manner. If a good reason kept you from telling usfor notifying us and you can document that reason, we may extend the time periodperiods. If you believe that someone has compromised your user name and password or has made or may make unauthorized transfers from your account, call us at (000) 000-0000 or (800) 42OMEGA. Also, immediately change your password.