Common use of Limitations on Frequency and Dollar Amounts of Transactions Clause in Contracts

Limitations on Frequency and Dollar Amounts of Transactions. We impose certain limitations on the number or dollar amount of transactions you can make with your Card. For security reasons, we may further limit the number or dollar amount of transactions you can make with your Card. We may increase or Card Limits* Maximum cumulative amount of all loads in any 24-hour period May not exceed $11,000 Maximum balanceof Card Accountat any time (“Maximum Balance”) May not exceed $15,000 *We may increase or decrease these limits or add additional limits from time to time in our sole discretion. We reserve the rightto accept or reject any request to reload value to the Card if we reasonably suspect the Card is being used for prohibited purposes. The Card may only be reloaded where the reloads are in the Cardholder’s name. We will provide advance notice of such changes when required by law. decrease theselimits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card Activity Limits Maximum Cash Withdrawals (ATM) – Daily** $510 Purchases – Daily $2,500 Bill Payment (Electronic) – Daily $2,500 Bank Tell Withdrawal – Daily** $2,500 Card to Card – Daily $300 **The bank or ATM where the withdrawal takes place may also place certain limits on a withdrawal. Adding Funds(“Loading”) to Your Card Account. Adding funds is referred to as “loading”. You may load funds to your Card Accountany time after your identity has been verified, subject to thelimitations in this Agreement and the accompanying Fee Schedule. Merchants and banks may have additional limitations. Wemay assess a feefor one or more ofthe load options described below. There may also be a fee fromthe originating bank or a third party involved in the load process. Funds may be loaded to your Card Account through one or more of the following means marked “Yes” in the left column. Available with Card? Load Options

Limitations on Frequency and Dollar Amounts of Transactions. We impose certain limitations on the number or dollar amount of transactions you can make with your Card. For security reasons, we may further limit the number or dollar amount of transactions you can make with your Card. We may also limit transactions made with certain types of merchants, including but not limited to merchants engaged in illegal activities, online or off-shore gaming, or dating/escort services. We may increase or decrease these limits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card LimitsActivity Limits Maximum Cash Withdrawals (ATM) - Daily ** May not exceed $950 Purchases - Daily May not exceed $2,500 Bank Teller Withdrawal - Daily ** May not exceed $2,500 Card to Card - Daily May not exceed $300 **The bank or ATM where the withdrawal takes place may also place certain limits on a withdrawal. Money Earned® Feature $1.00 per transaction, up to $100.00 taken Up to 50% of your Net Wages at time of Request may be loaded to your Card Account via Money Earned feature in the Mobile App. When you choose to load funds using this method, Spentra will verify your available net earned wages at time of request with your employer’s time and attendance provider. If you have sufficient earned wages available, Spentra will load the amount, as designated by you, to your Card Account. Your next scheduled paycheck will include only the remaining wages you earned per your employer’s standard payroll process. This information is accurate as of 01/18/2022. Maximum cumulative amount of for all loads in any 24-hour period May not exceed $11,000 25,000 Maximum balanceof balance of Card Accountat Account at any time (“"Maximum Balance”") May not exceed $15,000 25,000 *We may increase or decrease these limits or add additional limits from time to time in our sole discretion. We reserve the rightto right to accept or reject any request to reload value to the Card if we reasonably suspect the Card is being used for prohibited purposes. The Card may only be reloaded where the reloads are in the Cardholder’s 's name. We will provide advance notice of such changes when required by law. decrease theselimits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card Activity Limits Maximum Cash Withdrawals (ATM) – Daily** $510 Purchases – Daily $2,500 Bill Payment (Electronic) – Daily $2,500 Bank Tell Withdrawal – Daily** $2,500 Card to Card – Daily $300 **The bank or ATM where the withdrawal takes place may also place certain limits on a withdrawalLaw. Adding Funds(“LoadingFunds (“Loading”) to Your Card Account. Account Adding funds is referred to as “loading”. .” You may load funds to your Card Accountany Account any time after your identity has been verified, subject to thelimitations the limitations in this Agreement and the accompanying Fee Schedule. Merchants and banks may have additional limitations. Wemay We may assess a feefor fee for one or more ofthe of the load options described below. See the accompanying Fee Schedule for more details. There may also be a fee fromthe from the originating bank or a third party involved in the load process. Funds may be loaded to your Card Account through one or more of the following means marked “Yes” in the left column. Available with Card? Load OptionsOptions Yes1 Cash Loads: You may add funds to your Card Account by presenting cash and the Card at participating Green Dot reload network locations (see xxx.xxxxxxxx.xxx for participating merchant locations). Cash load services and products are provided by third parties. Even though we may allow use of load services to add money to your Card Account, we do not provide these services and are not responsible for any service issues that arise with them, except as otherwise stated in this Agreement. Use of a load service is subject to the terms and conditions established by the provider of such load service. The third parties providing such load service may charge a load fee. Yes Money Earned® Feature: Funds may be loaded to your Card Account via Money Earned feature in the Mobile App. When you choose to load funds using this method, Spentra will verify your available earned wages at time of request with your employer’s time and attendance provider. If you have sufficient earned wages available, Spentra will load the amount, as designated by you, to your Card Account. Your next scheduled paycheck will include only the remaining wages you earned per your employer’s standard payroll process.

Limitations on Frequency and Dollar Amounts of Transactions. We impose certain limitations on the number or dollar amount of transactions you can make with your Virtual Card. For security reasons, we may further limit the number or dollar amount of transactions you can make with your Virtual Card. We may also limit transactions made with certain types of merchants, including but not limited to merchants engaged in illegal activities, online or off-shore gambling or gaming, any casino activities or dating/escort services. We may increase or decrease these limits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Virtual Card Activity Limits Maximum Purchases (PIN Point-of-Sale) - Daily $2,500 Purchases (Signature) - Daily $2,500 Card to Card - Daily $300 Virtual Card Limits* Maximum cumulative amount of all loads in any 24-hour period May not exceed $11,000 10,000 Maximum balanceof balance of Card Accountat Account at any time (“"Maximum Balance”") May not exceed $15,000 10,000 *We may increase or decrease these limits or add additional limits from time to time in our sole discretion. We reserve the rightto right to accept or reject any request to reload value to the Virtual Card if we reasonably suspect the Virtual Card is being used for prohibited purposes. The Virtual Card may only be reloaded where the reloads are in the Cardholder’s 's name. We will provide advance notice of such changes when required by law. decrease theselimits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card Activity Limits Maximum Cash Withdrawals (ATM) – Daily** $510 Purchases – Daily $2,500 Bill Payment (Electronic) – Daily $2,500 Bank Tell Withdrawal – Daily** $2,500 Card to Card – Daily $300 **The bank or ATM where the withdrawal takes place may also place certain limits on a withdrawalLaw. Adding Funds(“LoadingFunds (“Loading”) to Your Card Account. Adding funds is referred to as “loadingLoading”. You may load funds to your Card Accountany Account any time after your identity has been verified, subject to thelimitations the limitations in this Agreement and the accompanying Fee Schedule. Merchants and banks may have additional limitations. Wemay We may assess a feefor fee for one or more ofthe of the load options described below. See the accompanying Fee Schedule for more details. There may also be a fee fromthe from the originating bank or a third party involved in the load process. Funds may be loaded to your Card Account through one or more of the following means marked “Yes” in the left column. Available with Virtual Card? Load Options

Limitations on Frequency and Dollar Amounts of Transactions. We impose certain limitations on the number or dollar amount of transactions you can make with your Card. For security reasons, we may further limit the number or dollar amount of transactions you can make with your Card. We may also limit transactions made with certain types of merchants, including but not limited to merchants engaged in illegal activities, online or off-shore gaming, or dating/escort services. We may increase or decrease these limits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card LimitsActivity Limits Maximum Cash Withdrawals (ATM) - Daily ** $510 Purchases - Daily $2,500 Purchases (Point-of-Sale) - Daily $2,500 Purchases (Signature) - Daily $2,500 Bill Payment (Electronic) - Daily $2,500 Bill Payment (Paper Check) - Daily $2,500 Bank Teller Withdrawal - Daily ** $10,000 Card to Card - Daily $300 **The bank or ATM where the withdrawal takes place may also place certain limits on a withdrawal. Card L imits* Maximum cumulative amount of all loads in any 24-hour period May not exceed $11,000 10,000 Maximum balanceof balance of Card Accountat Account at any time (“"Maximum Balance”") May not exceed $15,000 10,000 *We may increase or decrease these limits or add additional limits from time to time in our sole discretion. We reserve the rightto right to accept or reject any request to reload value to the Card if we reasonably suspect the Card is being used for prohibited purposes. The Card may only be reloaded where the reloads are in the Cardholder’s 's name. We will provide advance notice of such changes when required by law. decrease theselimits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card Activity Limits Maximum Cash Withdrawals (ATM) – Daily** $510 Purchases – Daily $2,500 Bill Payment (Electronic) – Daily $2,500 Bank Tell Withdrawal – Daily** $2,500 Card to Card – Daily $300 **The bank or ATM where the withdrawal takes place may also place certain limits on a withdrawalLaw. Adding Funds(“LoadingFunds (“Loading”) to Your Card Account. Adding funds is referred to as “loadingLoading”. You may load funds to your Card Accountany Account any time after your identity has been verified, subject to thelimitations the limitations in this Agreement and the accompanying Fee Schedule. Merchants and banks may have additional limitations. Wemay We may assess a feefor fee for one or more ofthe of the load options described below. See the accompanying Fee Schedule for more details. There may also be a fee fromthe from the originating bank or a third party involved in the load process. Funds may be loaded to your Card Account through one or more of the following means marked “Yes” in the left column. Available with Card? Load Options

Limitations on Frequency and Dollar Amounts of Transactions. We impose certain limitations on the number or dollar amount of transactions you can make with your Card. For security reasons, we may further limit the number or dollar amount of transactions you can make with your Card. We may increase or decrease these limits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card Activity Limits Maximum Cash Withdrawals (ATM) - Daily ** May not exceed $510 Purchases - Daily May not exceed $2,500 Bank Teller Withdrawal - Daily ** May not exceed $10,000 Card to Card - Daily May not exceed $300 **The bank or ATM where the withdrawal takes place may also place certain limits on a withdrawal. Card Limits* Maximum cumulative amount of all loads in any 24-24- hour period May not exceed $11,000 10,000 Maximum balanceof balance of Card Accountat Account at any time (“"Maximum Balance”") May not exceed $15,000 10,000 *We may increase or decrease these limits or add additional limits from time to time in our sole discretion. We reserve the rightto right to accept or reject any request to reload value to the Card if we reasonably suspect the Card is being used for prohibited purposes. The Card may only be reloaded where the reloads are in the Cardholder’s 's name. We will provide advance notice of such changes when required by law. decrease theselimits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card Activity Limits Maximum Cash Withdrawals (ATM) – Daily** $510 Purchases – Daily $2,500 Bill Payment (Electronic) – Daily $2,500 Bank Tell Withdrawal – Daily** $2,500 Card to Card – Daily $300 **The bank or ATM where the withdrawal takes place may also place certain limits on a withdrawalLaw. Adding Funds(“LoadingFunds (“Loading”) to Your Card Account. Adding funds is referred to as “loading”. You may load funds to your Card Accountany Account any time after your identity has been verified, subject to thelimitations the limitations in this Agreement and the accompanying Fee Schedule. Merchants and banks may have additional limitations. Wemay We may assess a feefor fee for one or more ofthe of the load options described below. See the accompanying Fee Schedule for more details. There may also be a fee fromthe from the originating bank or a third party involved in the load process. Funds may be loaded to your Card Account through one or more of the following means marked “Yes” in the left column. Available with Card? Load OptionsOptions Yes Cash Loads: You may add funds to your Card Account by presenting cash and the Card at participating GreenDot reload network locations (see xxx.xxxxxxxx.xxx for participating merchant locations). Cash load services and products are provided by third parties. Even though we may allow use of load services to add money to your Card Account, we do not provide these services and are not responsible for any service issues that arise with them, except as otherwise stated in this Agreement. Use of a load service is subject to the terms and conditions established by the provider of such load service. The third parties providing such load service may charge a load fee. Yes Direct Deposit: Funds may be loaded to your Card Account (including all or part of your paycheck or any federal or state government benefit or payment (e.g., federal tax refunds or social security payment) by use of the Automated Clearing House (ACH), commonly referred to as “direct deposit”. To arrange for direct deposit, you will need to provide your employer or relevant government payer our banking routing number (000000000) and your Account Number. A direct deposit form is available by contacting us (see the section above entitled “How to Contact Us”). Your employer or benefits provider may also have a form you can use. You may obtain your Account Number by contacting us by phone or logging in to our Website once your Card has been activated (see the section above entitled “How to Contact Us”). The 16-digit Card Number embossed or printed on your Card should not be used for initiating direct deposits or your deposits will be rejected. If you have arranged to have direct deposits made to your Card Account at least once every sixty (60) days from the same person or company, the person or company making the deposit may tell you every time they send us the money. You may also call us to find out whether or not your direct deposit load has been received (see the section above entitled “How to Contact Us”). You agree that only direct deposits in your name or the name of someone for whom you have the legal authority to accept funds will be loaded to the Card. All other direct deposits in the name of anyone else may be declined and returned. If we discover that a direct deposit in the name of someone else was successfully loaded to your Card, we may deduct the amount of the deposit and return it. You should check with the payer to determine the effective date for any direct deposit they send to your Card Account.

Limitations on Frequency and Dollar Amounts of Transactions. We impose certain limitations on the number or dollar amount of transactions you can make with your Card. For security reasons, we may further limit the number or dollar amount of transactions you can make with your Card. We may also limit transactions made with certain types of merchants, including but not limited to merchants engaged in illegal activities, online or off-shore gaming, or dating/escort services. We may increase or decrease these limits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card Activity Limits Maximum Cash Withdrawals (ATM) – Daily ** $510 Purchases (Point-of-Sale) - Daily $2,500 Purchases (Signature) - Daily $2,500 Bank Teller Withdrawal - Daily ** $9,999 **The bank or ATM where the withdrawal takes place may also place certain limits on a withdrawal. Card Limits* Maximum cumulative amount of all loads in any 24-hour period May not exceed $11,000 9,999 Maximum balanceof balance of Card Accountat Account at any time (“"Maximum Balance”") May not exceed $15,000 9,999 *We may increase or decrease these limits or add additional limits from time to time in our sole discretion. We reserve the rightto right to accept or reject any request to reload value to the Card if we reasonably suspect the Card is being used for prohibited purposes. The Card may only be reloaded where the reloads are in the Cardholder’s 's name. We will provide advance notice of such changes when required by law. decrease theselimits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card Activity Limits Maximum Cash Withdrawals (ATM) – Daily** $510 Purchases – Daily $2,500 Bill Payment (Electronic) – Daily $2,500 Bank Tell Withdrawal – Daily** $2,500 Card to Card – Daily $300 **The bank or ATM where the withdrawal takes place may also place certain limits on a withdrawalLaw. Adding Funds(“LoadingFunds (“Loading”) to Your Card Account. Adding funds is referred to as “loadingLoading”. Funds can only be added to the Card by the correctional facility providing you with your Card. You may not load funds to the Card. We have no obligation to you in the event that there is a delay or failure in providing funds to your Card Accountany time after your identity has been verifiedCard. We may deduct, subject to thelimitations in this Agreement and the accompanying Fee Schedule. Merchants and banks may have additional limitations. Wemay assess a feefor one or more ofthe load options described below. There may also be a fee fromthe originating bank or designate a third party involved to cause a deduction from the funds loaded on the Card in order to correct a previous error or overpayment to you. You hereby authorize such deductions. If you have a dispute with the correctional facility about the amount that the correctional facility instructs us to load process. Funds may be loaded onto your Card, you agree to your Card Account through one or more of not involve us in that dispute and to resolve that dispute solely with the following means marked “Yes” in the left column. Available with Card? Load Optionscorrectional facility.

Limitations on Frequency and Dollar Amounts of Transactions. We impose certain limitations on the number or dollar amount of transactions you can make with your Card. For security reasons, we may further limit the number or dollar amount of transactions you can make with your Card. We may increase or decrease these limits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card Activity Limits Maximum Cash Withdrawals (ATM) - Daily ** $510 Purchases - Daily $2,500 Bill Payment - Daily $2,500 Bank Teller Withdrawal - Daily ** $2,500 Card to Card - Daily $300 **The bank or ATM where the withdrawal takes place may also place certain limits on a withdrawal. Card Limits* Maximum cumulative amount of all loads in any 24-24- hour period May not exceed $11,000 10,000 Maximum balanceof balance of Card Accountat Account at any time (“"Maximum Balance”") May not exceed $15,000 10,000 *We may increase or decrease these limits or add additional limits from time to time in our sole discretion. We reserve the rightto right to accept or reject any request to reload value to the Card if we reasonably suspect the Card is being used for prohibited purposes. The Card may only be reloaded where the reloads are in the Cardholder’s 's name. We will provide advance notice of such changes when required by law. decrease theselimits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card Activity Limits Maximum Cash Withdrawals (ATM) – Daily** $510 Purchases – Daily $2,500 Bill Payment (Electronic) – Daily $2,500 Bank Tell Withdrawal – Daily** $2,500 Card to Card – Daily $300 **The bank or ATM where the withdrawal takes place may also place certain limits on a withdrawalLaw. Adding Funds(“LoadingFunds (“Loading”) to Your Card Account. Adding funds is referred to as “loading”. You may load funds to your Card Accountany Account any time after your identity has been verified, subject to thelimitations the limitations in this Agreement and the accompanying Fee Schedule. Merchants and banks may have additional limitations. Wemay We may assess a feefor fee for one or more ofthe of the load options described below. See the accompanying Fee Schedule for more details. There may also be a fee fromthe from the originating bank or a third party involved in the load process. Available with Card? Load Options Yes Cash Loads: You may add funds to your Card Account by presenting cash and the Card at participating Green Dot reload network locations (see xxx.xxxxxxxx.xxx for participating merchant locations). Cash load services and products are provided by third parties. Even though we may allow use of load services to add money to your Card Account, we do not provide these services and are not responsible for any service issues that arise with them, except as otherwise stated in this Agreement. Use of a load service is subject to the terms and conditions established by the provider of such load service. The third parties providing such load service may charge a load fee. Yes Direct Deposit: Funds may be loaded to your Card Account (including all or part of your paycheck or any federal or state government benefit or payment (e.g., federal tax refunds or social security payment) by use of the Automated Clearing House (ACH), commonly referred to as “direct deposit”. To arrange for direct deposit, you will need to provide your Funds may be loaded to your Card Account through one or more of the following means marked “Yes” in the left column. Available employer or relevant government payer our banking routing number (000000000) and your Account Number. A direct deposit form is available by contacting us (see the section above entitled “How to Contact Us”). Your employer or benefits provider may also have a form you can use. You may obtain your Account Number by contacting us by phone or logging in to our Website once your Card has been activated (see the section above entitled “How to Contact Us”). The 16-digit Card Number embossed or printed on your Card should not be used for initiating direct deposits or your deposits will be rejected. If you have arranged to have direct deposits made to your Card Account at least once every sixty (60) days from the same person or company, the person or company making the deposit may tell you every time they send us the money. You may also call us to find out whether or not your direct deposit load has been received (see the section above entitled “How to Contact Us”). You agree that only direct deposits in your name or the name of someone for whom you have the legal authority to accept funds will be loaded to the Card. All other direct deposits in the name of anyone else may be declined and returned. If we discover that a direct deposit in the name of someone else was successfully loaded to your Card, we may deduct the amount of the deposit and return it. You should check with Card? Load Optionsthe payer to determine the effective date for any direct deposit they send to your Card Account.

Limitations on Frequency and Dollar Amounts of Transactions. You may use your Card to pay for Eligible Expenses pursuant to the Benefits Plan in the United States and District of Columbia wherever Debit Mastercard®, Maestro®, and NYCE® cards are accepted. The value of the purchases you make may not exceed your Available Balance. We impose certain limitations on the number or dollar amount of transactions you can make with your Card. For information about the initial Authorization Limits that apply, see the tables below. For security reasons, we may further limit the number or dollar amount of transactions you can make with your Card. We may increase also limit transactions made with certain types of merchants, including but not limited to merchants engaged in illegal activities, online or Card Limits* Maximum cumulative amount of all loads in any 24off-hour period May not exceed $11,000 Maximum balanceof Card Accountat any time (“Maximum Balance”) May not exceed $15,000 *shore gaming, or dating/escort services. We may increase or decrease these limits or add additional limits from time to time in our sole discretion. We reserve the rightto accept or reject any request to reload value to the Card if we reasonably suspect the Card is being used for prohibited purposes. The Card may only be reloaded where the reloads are in the Cardholder’s name. We will provide advance notice of such changes when required by law. decrease theselimits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. We will provide advance notice of such changes when required by Law. Transaction Type Maximum Dollar Limit Per Transaction Daily Use Limit Purchases (Signature & PIN) $1,000 12 times Card Activity Limits Maximum Cash Withdrawals cumulative amount of all loads in any 24-hour period May not exceed $1,000 Maximum cumulative amount of all purchase (ATMSignature & PIN) – Daily** in any 24-hour period May not exceed $510 Purchases – Daily 1,000 Maximum balance of Available Balance at any time ("Maximum Balance") May not exceed $2,500 Bill Payment 2,000 Adding Funds (Electronic) – Daily $2,500 Bank Tell Withdrawal – Daily** $2,500 Card to Card – Daily $300 **The bank or ATM where the withdrawal takes place may also place certain limits on a withdrawal. Adding Funds(“Loading“Loading”) to Your Card AccountAvailable Balance. Adding funds is referred to as “loadingLoading”. You The Program Sponsor maintains your Available Balance. Only the Program Sponsor may load funds to your Available Balance through the Benefits Plan. You may not add additional funds to your Available Balance by any means, including without limitation, using cash, check, a personal credit or debit card, or from another bank account. The minimum amount of each one-time load per Card Accountany time after your identity has been verified, subject to thelimitations in this Agreement is one dollar ($1.00) and the accompanying Fee Schedulemaximum amount is one thousand dollars ($1,000.00). PIN A PIN is a four-digit code that may be used to make purchase transactions instead of signing for your transaction. You will receive a PIN when activating your card by logging into your online account (see section above entitled “How to Contact Us”). To prevent unauthorized access to the Card balance, you agree to keep your PIN confidential. We recommend that you memorize your PIN and do not write it down. Never share your PIN with anyone. When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately by following the procedures described below in the section entitled “Your Responsibility and Liability for Unauthorized Transfers”. PIN and Non-PIN Transactions. Merchants may limit the available options for the type of transaction you wish to conduct or may let you choose between a PIN (“Debit”) transaction or a signature (“Credit”) transaction at the point of sale. To initiate a signature transaction at the point of sale, select “Credit” and banks sign the receipt (if required by the merchant). To initiate a PIN transaction at the point of sale, select “Debit” and enter your PIN at the point of sale terminal. For mail order, telephone, Internet or other card-not-present purchases, merchants may have additional limitationschoose to route a transaction as a PIN transaction without asking you to enter your PIN, which may subject you to PIN purchase fees. Wemay assess a feefor one or more ofthe load options described below. There A merchant may also be permitted to route a fee fromthe originating bank or transaction through as a third party involved in the load process. Funds may be loaded PIN Debit without requiring you to enter your PIN even when your Card Account through one is present. In each of these circumstances, we recommend that you ask the merchant whether your transaction will be routed as a PIN or more signature transaction, as we are not able to control how the merchant routes your transaction. Transactions Made Outside of the following means marked “Yes” United States Are Prohibited. Your Card may not be used outside of the United States and District of Columbia, including for Internet, mail, or telephone order merchants located outside of the United States and District of Columbia or for transactions made in the left columnforeign currencies. Available with Other Important Information About Using Your Card? Load Options.

Limitations on Frequency and Dollar Amounts of Transactions. We impose certain limitations on the number or dollar amount of transactions you can make with your Card. For security reasons, we may further limit the number or dollar amount of transactions you can make with your Card. We may also limit transactions made with certain types of merchants, including but not limited to merchants engaged in illegal activities, online or off-shore gaming, or dating/escort services. We may increase or decrease these limits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card Activity Limits Maximum Cash Withdrawals (ATM) - Daily ** $510 Purchases - Daily $5,000 Purchases (Point-of-Sale) - Daily $,5,000 Purchases (Signature) - Daily $5,000 Bill Payment (Electronic) - Daily $2,500 Bill Payment (Paper Check) - Daily $2,500 Card to Card - Daily $1,700 Card Limits* Maximum cumulative amount of all loads in any 24-hour period May not exceed $11,000 10,000 Maximum balanceof balance of Card Accountat Account at any time (“"Maximum Balance”") May not exceed $15,000 10,000 *We may increase or decrease these limits or add additional limits from time to time in our sole discretion. We reserve the rightto right to accept or reject any request to reload value to the Card if we reasonably suspect the Card is being used for prohibited purposes. The Card may only be reloaded where the reloads are in the Cardholder’s 's name. We will provide advance notice of such changes when required by law. decrease theselimits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card Activity Limits Maximum Cash Withdrawals (ATM) – Daily** $510 Purchases – Daily $2,500 Bill Payment (Electronic) – Daily $2,500 Bank Tell Withdrawal – Daily** $2,500 Card to Card – Daily $300 **The bank or ATM where the withdrawal takes place may also place certain limits on a withdrawalLaw. Adding Funds(“LoadingFunds (“Loading”) to Your Card Account. Adding funds is referred to as “loadingLoading”. You may load funds to your Card Accountany Account any time after your identity has been verified, subject to thelimitations the limitations in this Agreement and the accompanying Fee Schedule. Merchants and banks may have additional limitations. Wemay We may assess a feefor fee for one or more ofthe of the load options described below. See the accompanying Fee Schedule for more details. There may also be a fee fromthe from the originating bank or a third party involved in the load process. Funds may be loaded to your Card Account through one or more of the following means marked “Yes” in the left column. Available with Card? Load Options

Limitations on Frequency and Dollar Amounts of Transactions. We impose certain limitations on the number or dollar amount of transactions you can make with your Card. For security reasons, we may further limit the number or dollar amount of transactions you can make with your Card. We may increase or decrease these limits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card Activity Limits Maximum Cash Withdrawals (ATM) - Daily ** $510 Purchases - Daily $2,500 Bill Payment - Daily $2,500 Bank Teller Withdrawal - Daily ** $2,500 Card to Card - Daily $300 **The bank or ATM where the withdrawal takes place may also place certain limits on a withdrawal. Card Limits* Maximum cumulative amount of all loads in any 24-24- hour period May not exceed $11,000 10,000 Maximum balanceof balance of Card Accountat Account at any time (“"Maximum Balance”") May not exceed $15,000 10,000 *We may increase or decrease these limits or add additional limits from time to time in our sole discretion. We reserve the rightto right to accept or reject any request to reload value to the Card if we reasonably suspect the Card is being used for prohibited purposes. The Card may only be reloaded where the reloads are in the Cardholder’s 's name. We will provide advance notice of such changes when required by law. decrease theselimits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card Activity Limits Maximum Cash Withdrawals (ATM) – Daily** $510 Purchases – Daily $2,500 Bill Payment (Electronic) – Daily $2,500 Bank Tell Withdrawal – Daily** $2,500 Card to Card – Daily $300 **The bank or ATM where the withdrawal takes place may also place certain limits on a withdrawalLaw. Adding Funds(“LoadingFunds (“Loading”) to Your Card Account. Adding funds is referred to as “loading”. You may load funds to your Card Accountany Account any time after your identity has been verified, subject to thelimitations the limitations in this Agreement and the accompanying Fee Schedule. Merchants and banks may have additional limitations. Wemay We may assess a feefor fee for one or more ofthe of the load options described below. There may also be a fee fromthe from the originating bank or a third party involved in the load process. Available with Card? Load Options Yes Cash Loads: You may add funds to your Card Account by presenting cash and the Card at participating Green Dot reload network locations (see xxx.xxxxxxxx.xxx for participating merchant locations). Cash load services and products are provided by third parties. Even though we may allow use of load services to add money to your Card Account, we do not provide these services and are not responsible for any service issues that arise with them, except as otherwise stated in this Agreement. Use of a load service is subject to the terms and conditions established by the provider of such load service. The third parties providing such load service may charge a load fee. Yes Direct Deposit: Funds may be loaded to your Card Account (including all or part of your paycheck or any federal or state government benefit or payment (e.g., federal tax refunds or social security payment) by use of the Automated Clearing House (ACH), commonly Funds may be loaded to your Card Account through one or more of the following means marked “Yes” in the left column. Available with Card? Load OptionsFor additional information about how to load funds to your Card Account, visit our Website (see the section above entitled “How to Contact Us”). All funds are subject to anti-fraud verification procedures that may delay access to the funds. You agree to present the Card and meet identification requirements to complete load transactions as may be required from time to time. We also reserve the right to reject any requests to load funds to your Card Account. All loads must be made in U.S. dollars. Presenting personal checks, cashier’s checks, and money orders to the Issuer for Card loading are not acceptable forms of loading. All checks and money orders sent to the Issuer for Card loading will be returned unless the full amount may be applied towards a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer. You cannot load funds to your Card Account at any ATMs.

Limitations on Frequency and Dollar Amounts of Transactions. We impose certain limitations on the number or dollar amount of transactions you can make with your Card. For security reasons, we may further limit the number or dollar amount of transactions you can make with your Card. We may also limit transactions made with certain types of merchants, including but not limited to merchants engaged in illegal activities, online or off-shore gaming, or dating/escort services. We may increase or decrease these limits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card LimitsActivity Limits Maximum Cash Withdrawals (ATM) - Daily ** $510 Purchases - Daily $2,500 Bank Teller Withdrawal - Daily ** $10,000 **The bank or ATM where the withdrawal takes place may also place certain limits on a withdrawal. Card L imits* Maximum cumulative amount of all loads in any 24-hour period May not exceed $11,000 10,000 Maximum balanceof balance of Card Accountat Account at any time (“"Maximum Balance”") May not exceed $15,000 10,000 *We may increase or decrease these limits or add additional limits from time to time in our sole discretion. We reserve the rightto right to accept or reject any request to reload value to the Card if we reasonably suspect the Card is being used for prohibited purposes. The Card may only be reloaded where the reloads are in the Cardholder’s 's name. We will provide advance notice of such changes when required by law. decrease theselimits from time to time in our sole discretion and without prior notice to you, to the extent permitted by applicable law. Card Activity Limits Maximum Cash Withdrawals (ATM) – Daily** $510 Purchases – Daily $2,500 Bill Payment (Electronic) – Daily $2,500 Bank Tell Withdrawal – Daily** $2,500 Card to Card – Daily $300 **The bank or ATM where the withdrawal takes place may also place certain limits on a withdrawalLaw. Adding Funds(“LoadingFunds (“Loading”) to Your Card Account. Adding funds is referred to as “loadingLoading”. You may load funds to your Card Accountany Account any time after your identity has been verified, subject to thelimitations the limitations in this Agreement and the accompanying Fee Schedule. Merchants and banks may have additional limitations. Wemay We may assess a feefor fee for one or more ofthe of the load options described below. See the accompanying Fee Schedule for more details. There may also be a fee fromthe from the originating bank bank, or a third party involved in the load process. Funds may be loaded to your Card Account through one or more of the following means marked “Yes” in the left column. Available with Card? Load Options