Common use of Loading Your Card Clause in Contracts

Loading Your Card. You may load funds to your Card at any time. You will have access to your direct deposit funds on the effective date of the deposit as indicated by the payor. You will have access to the funds immediately after loading via Western Union, or Green Dot MoneyPak®. Personal checks, cashier’s checks, and money orders sent to the Issuer are not an acceptable form of loading. At our discretion, we may allow a load payment in excess of the limits disclosed below, including the maximum value limit, to post to your Card Account. However, if such a load payment is permitted to post to your Card Account on one occasion, there is no guarantee that any load(s), in any form, in excess of the disclosed limit will be permitted in the future. All checks and money orders sent to the Issuer for Card loading will be returned unless the full amount may be applied towards a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer. The maximum value of your Card is restricted to $15,000.00. These are the limits associated with loading your Card: Transaction Type Frequency and/or Dollar Limits* Direct Deposits 4 times per rolling 24 hour period $.01 - $15,000.00 per rolling 24 hour period Cash Loads** Green Dot 10 times per 30 calendar days* $950.00 per rolling 24 hour period; $9,500.00 per 30 calendar days Western Union 10 times per 30 calendar days* $950.00 per rolling 24 hour period; $9,500.00 per 30 calendar days inPOWER Retail Locations 4 times per rolling 24 hour period $2,500.00 per rolling 24 hour period. The minimum amount of the initial load and each reload is $10.00. We may waive this minimum for loads at participating inPOWER retail locations. * We may at our discretion allow a load payment in excess of these limits. See the “Loading Your Card” section for more details about this policy. ** Third party money transfer services used to load funds to your Card Account may impose their own per transaction, daily, weekly or monthly limits on the frequency or amount of cash you can load to your Card Account.

Loading Your Card. You may load funds to your Card at any time. You will have access to your direct deposit funds on the effective date of the deposit as indicated by the payor. You will have access to the funds immediately after loading via Western Union, or Green Dot MoneyPak®and Green Dot Relaod @ the Register. Personal checks, cashier’s checks, and money orders sent to the Issuer are not an acceptable form of loading. At our discretion, we may allow a load payment in excess of the limits disclosed below, including the maximum value limit, to post to your Card Account. However, if such a load payment is permitted to post to your Card Account on one occasion, there is no guarantee that any load(s), in any form, in excess of the disclosed limit will be permitted in the future. All checks and money orders sent to the Issuer for Card loading will be returned unless the full amount may be applied towards a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer. The maximum value of your Card is restricted to $15,000.00. These are the limits associated with loading your Card: Transaction Type Frequency and/or Dollar Limits* Direct Deposits 4 times per rolling 24 hour period $.01 - $15,000.00 per rolling 24 hour period Cash Loads** Green Dot (MoneyPak®and Relaod @ the Register) 10 times per 30 calendar days* $950.00 per rolling 24 hour period; $9,500.00 per 30 calendar days Western Union 10 times per 30 calendar days* $950.00 per rolling 24 hour period; $9,500.00 per 30 calendar days inPOWER Retail Locations 4 times per rolling 24 hour period $2,500.00 per rolling 24 hour period. The minimum amount of the initial load and each reload is $10.00. We may waive this minimum for loads at participating inPOWER retail locations. * We may at our discretion allow a load payment in excess of these limits. See the “Loading Your Card” section for more details about this policy. ** Third Third-party money transfer services used to load funds to your Card Account may impose their own per transaction, daily, weekly or monthly limits on the frequency or amount of cash you can load to your Card Account.

Loading Your Card. You may load add funds to your Card, called "value loading", at any time. Value will be "loaded" or added to the Card after it has been activated and the authenticity of the Card and/or "load" instruction has been verified. You can add ("reload") additional value to your Card in any of the following ways: (a) making a payment at your local City & County Credit Union branch; (b) direct deposit to the Card through an Automated Clearing House (“ACH”) funds transfer (c) visiting xxx.xxxx.xxx or calling 000-000-0000 to initiate an ACH funds transfer from your designated funding account; d) transfer funds to your Card from an eligible checking or savings account held by you at any timea U.S. financial institution by means of using the Bank’s online banking system. You will have access to your direct deposit funds on the effective date of the deposit as indicated by the payor. You will have access to the funds immediately after loading via Western Union, A load or Green Dot MoneyPak®. Personal checks, cashier’s checks, and money orders sent to the Issuer are not an acceptable form of loading. At our discretion, we reload fee may allow a apply for each load payment in excess of the limits disclosed below, including the maximum value limit, to post to your Card Account. However, if such a load payment is permitted to post to your Card Account on one occasion, there is no guarantee that any load(s), in any form, in excess of the disclosed limit will be permitted in the future. All checks and money orders sent to the Issuer for Card loading will be returned unless the full amount may be applied towards a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer. The maximum value of your Card is restricted to $15,000.00. These are the limits associated with loading your Card: Transaction Type Frequency and/or Dollar Limits* Direct Deposits 4 times per rolling 24 hour period $.01 - $15,000.00 per rolling 24 hour period Cash Loads** Green Dot 10 times per 30 calendar days* $950.00 per rolling 24 hour period; $9,500.00 per 30 calendar days Western Union 10 times per 30 calendar days* $950.00 per rolling 24 hour period; $9,500.00 per 30 calendar days inPOWER Retail Locations 4 times per rolling 24 hour period $2,500.00 per rolling 24 hour periodreload. The minimum amount of the initial load and each reload transaction load is $10.0010. The maximum amount of the initial cash load and each cash reload is $5000 per transaction, with a total cumulative cash load/reload limit of $5000 per day. The maximum amount of value that can reside on the Card at any time is $5000. The number of loads on a Non-Personalized Card is limited to four (4) including the initial load. Personalized Cards have unlimited reload capabilities. We may waive this minimum for loads at participating inPOWER retail locationsincrease or decrease these limits from time to time in our sole discretion without prior notice to you. * We may will limit the number of Cards provided to you. We reserve the right to accept or reject any request to load or reload value to the Card at our discretion allow a load payment in excess sole discretion. With the exception of these limitsreloads performed through direct deposit, the Card may only be reloaded by the Cardholder. See the AN UNAUTHORIZED USER MAY NOT RELOAD FUNDS TO THE CARD. You can receive Automated Clearing House (“Loading Your Card” section for more details about this policyACH”) direct deposits. ** Third party money transfer services used to load funds to You may provide your Card Account may impose their own per transactionnumber for these deposits, dailybut you agree not to provide your Card Account number to third parties to withdraw funds. If you are a party to an ACH entry, weekly or monthly limits on you agree to be bound by the frequency or rules and regulations of the National Automated Clearing House Association ("NACHA") Operating Rules and Guidelines (collectively, the “NACHA Rules”), the rules of any local ACH, and the rules of any other system through which the entry is made. Provisional Payment. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bank. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of cash you can load such entry. Notice of Receipt. Under the NACHA Rules, which are applicable to ACH transactions involving your Card Account, we are not required to give next day notice to you of receipt of ACH item and we will not do so. However, we will continue to notify you of the receipt of payments in the account transaction history made available to you.

Loading Your Card. You may load funds to your Card at any time. You will have access to your direct deposit funds on the effective date of the deposit as indicated by the payor. You will have access to the funds immediately after loading via Western Union, or Green Dot MoneyPak®and Green Dot Relaod @ the Register. Personal checks, cashier’s checks, and money orders sent to the Issuer are not an acceptable form of loading. At our discretion, we may allow a load payment in excess of the limits disclosed below, including the maximum value limit, to post to your Card Account. However, if such a load payment is permitted to post to your Card Account on one occasion, there is no guarantee that any load(s), in any form, in excess of the disclosed limit will be permitted in the future. All checks and money orders sent to the Issuer for Card loading will be returned unless the full amount may be applied towards a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer. The maximum value of your Card is restricted to $15,000.00. These are the limits associated with loading your Card: Transaction Type Frequency and/or Dollar Limits* Direct Deposits 4 times per rolling 24 hour period $.01 - $15,000.00 per rolling 24 hour period Cash Loads** Green Dot (MoneyPak®and Relaod @ the Register) 10 times per 30 calendar c alendar days* $950.00 per rolling 24 hour period; $9,500.00 per 30 calendar days Western Union 10 times per 30 calendar days* $950.00 per rolling 24 hour period; $9,500.00 per 30 calendar days inPOWER Retail Locations 4 times per rolling 24 hour period $2,500.00 per rolling 24 hour period. The minimum amount of the initial load and each reload is $10.00. We may waive this minimum for loads at participating inPOWER retail locations. * We may at our discretion allow a load payment in excess of these limits. See the “Loading Your Card” section for more details about this policy. ** Third Third-party money transfer services used to load funds to your Card Account may impose their own per transaction, daily, weekly or monthly limits on the frequency or amount of cash you can load to your Card Account.

Loading Your Card. You may load funds to your Card at any time. You will have access to your direct deposit funds on the effective date of the deposit as indicated by the payor. You will have access to the funds immediately after loading via Western Union, or Green Dot MoneyPak®and Green Dot Reload @ the Register. Personal checks, cashier’s checks, and money orders sent to the Issuer are not an acceptable form of loading. At our discretion, we may allow a load payment in excess of the limits disclosed below, including the maximum value limit, to post to your Card Account. However, if such a load payment is permitted to post to your Card Account on one occasion, there is no guarantee that any load(s), in any form, in excess of the disclosed limit will be permitted in the future. All checks and money orders sent to the Issuer for Card loading will be returned unless the full amount may be applied towards a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer. The maximum value of your Card is restricted to $15,000.00. These are the limits associated with loading your Card: Transaction Type Frequency and/or Dollar Limits* Direct Deposits 4 times per rolling 24 hour period $.01 - $15,000.00 per rolling 24 hour period Cash Loads** Green Dot (MoneyPak®and Reload @ the Register) 10 times per 30 calendar days* $950.00 per rolling 24 hour period; $9,500.00 per 30 calendar days Western Union 10 times per 30 calendar days* $950.00 per rolling 24 hour period; $9,500.00 per 30 calendar days inPOWER Retail Locations 4 times per rolling 24 hour period $2,500.00 per rolling 24 hour period. The minimum amount of the initial load and each reload is $10.00. We may waive this minimum for loads at participating inPOWER retail locations. * We may at our discretion allow a load payment in excess of these limits. See the “Loading Your Card” section for more details about this policy. ** Third Third-party money transfer services used to load funds to your Card Account may impose their own per transaction, daily, weekly or monthly limits on the frequency or amount of cash you can load to your Card Account.