Common use of Loading Your Card Clause in Contracts

Loading Your Card. You may load funds to your Card at any time. You may load your Card via: (i) direct deposit via ACH; (ii) at a retailer participating in the Vanilla Direct network (a “Vanilla Direct Retailer”); or (iii) deposits by phone or mobile device (“Remote Check Deposit”) (subject to availability), subject to the minimum and maximum amounts identified below. In case of transmission error, or transfer irregularity, your ability to withdraw funds may be delayed beyond the first day after the Issuer receives the transfer. If this occurs, then funds will generally be available within five (5) business days after initiating the transfer. At our discretion, we may allow a load payment in excess of the limits disclosed below, including the maximum value limit, to post to your Card Account. However, if such a load payment is permitted to post to your Card Account on one occasion, there is no guarantee that any load(s), in any form (including Remote Check Deposit, if available), in excess of the disclosed limit will be permitted in the future. While checks made payable to you as payee may be deposited to your Card Account using Remote Check Deposit, if available, any personal checks, cashiers checks, or money orders sent to the Issuer are not an acceptable form of loading. All such checks and money orders sent to the Issuer for Card loading will be returned unless the full amount may be applied towards a negative balance, in which case the check or money order may or may not be loaded to the Card at the discretion of the Issuer.