Common use of Long Term Disability Insurance (LTDI Clause in Contracts

Long Term Disability Insurance (LTDI. 4.1 A full-time Staff Member whose appointment is for one year or longer and who is less than 65 years of age shall participate in the University’s LTDI plan. 4.2 A full-time Staff Member whose appointment is for eight months or longer but for less than one year and who is less than 65 years of age shall participate in the University’s LTDI plan. The Trustholder pays the entire premium for coverage under the LTDI plan. LTDI benefits begin six months following the onset of the disability. In the meantime, the Staff Member could apply for Employment Insurance benefits, depending on eligibility for that program. 4.3 A full-time Staff Member whose appointment is for less than eight months or who is on a part-time appointment is not eligible to participate in the University’s LTDI plan. 4.4 Notwithstanding 4.3, a full-time Staff Member who has consecutive appointments with no break between them, and where the total length of such appointments satisfies the requirements of 4.1 or 4.2, shall participate in the appropriate LTDI plan on the effective date of the subsequent appointment.

Long Term Disability Insurance (LTDI. 4.1 A full-time Staff Member staff member whose appointment is for one year or longer and who is less than 65 years of age shall participate in the University’s same illness/LTDI planprogram as that provided to full-time tenure-track staff. 4.2 A full-time Staff Member staff member whose appointment is for eight months or longer but for less than one year and who is less than 65 years of age shall participate in the University’s fully-insured LTDI plan. The Trustholder University pays the entire premium for coverage under the LTDI plan. LTDI benefits begin six months following the onset of the disability. In the meantime, the Staff Member staff member could apply for Employment Insurance benefits, depending on eligibility for that program. 4.3 A full-time Staff Member staff member whose appointment is for less than eight months or who is on a part-time appointment is not eligible to participate in the University’s LTDI planplans. 4.4 Notwithstanding 4.3, a full-time Staff Member staff member who has consecutive appointments with no break between them, and where the total length of such appointments satisfies the requirements of 4.1 or 4.2, shall participate in the appropriate LTDI plan on the effective date of the subsequent appointment.

Long Term Disability Insurance (LTDI. 4.1 A full-time Staff Member staff member whose appointment is for one year or longer and who is less than 65 years of age shall participate in the University’s same illness/LTDI planprogram as that provided to full-time tenure-track staff. 4.2 A full-time Staff Member staff member whose appointment is for eight months or longer but for less than one year and who is less than 65 years of age shall participate in the University’s fully-insured LTDI plan. The Trustholder University pays the entire premium for coverage under the LTDI plan. LTDI benefits begin six months following the onset of the disability. In the meantime, the Staff Member staff member could apply for Employment Insurance benefits, depending on eligibility for that program. 4.3 A full-time Staff Member staff member whose appointment is for less than eight months or who is on a part-part- time appointment is not eligible to participate in the University’s LTDI planplans. 4.4 Notwithstanding 4.3, a full-time Staff Member staff member who has consecutive appointments with no break between them, and where the total length of such appointments satisfies the requirements of 4.1 or 4.2, shall participate in the appropriate LTDI plan on the effective date of the subsequent appointment.

Long Term Disability Insurance (LTDI. 4.1 A full-time Staff Member staff member whose appointment is for one year or longer and who is less than 65 years of age shall participate in the University’s same illness/LTDI planprogram as that provided to full-time tenure-track staff. 4.2 A full-time Staff Member staff member whose appointment is for eight months or longer but for less than one year and who is less than 65 years of age shall participate in the University’s fully-insured LTDI plan. The Trustholder University pays the entire premium for coverage under the LTDI plan. LTDI benefits begin six months following the onset of the disability. In the meantime, the Staff Member staff member could apply for Employment Insurance benefits, depending on eligibility for that program. 4.3 A full-time Staff Member staff member whose appointment is for less than eight months or who is on a part-time appointment is not eligible to participate in the University’s LTDI planplans. 4.4 Notwithstanding 4.3, a full-time Staff Member staff member who has consecutive appointments with no break between them, and where the total length of such appointments satisfies the requirements of 4.1 or 4.2, shall participate in the appropriate LTDI plan on the effective date of the subsequent appointment.