Common use of Loss of Use Clause in Contracts

Loss of Use. If a loss caused by a Peril Insured Against under Section 1 makes the residence premises wholly or partially untenantable, we cover: a. additional living expense, meaning any necessary and reasonable increase in living expense you incur so that your household can maintain its normal standard of living. b. fair rental value, meaning the fair rental value of that part of the residence premises usually rented to others by you, less any expenses that do not continue. The total limit of liability for all loss of use is 20% of the Coverage A (Dwelling) limit of liability. This is additional insurance and does not reduce the Coverage A (Dwelling) limit of liability. The deductible clause does not apply to loss of use coverage. Payment will be for the reasonable time required to repair or replace the damaged property. If you permanently relocate, payment will be for the reasonable time required for your household to become settled. The periods of time for loss of use are not limited by expiration of this policy.

Loss of Use. If a loss caused by a Peril Insured Against under Section 1 I makes the residence premises wholly or partially untenantable, we cover: a. additional living expense, meaning any necessary and reasonable increase in living expense you incur so that your household can maintain its normal standard of livingliv- ing. b. fair rental value, meaning the fair rental value of that part of the residence premises usually rented to others by you, less any expenses that do not continue. The total limit of liability for all loss of use is 2010% of the Coverage Cover- age A (Dwelling) limit of liability. This is additional insurance and does not reduce the Coverage A (DwellingA(Dwelling) limit of liability. The deductible clause does not apply to loss of use coverage. Payment will be for the reasonable time required to repair or replace the damaged property. If you permanently relocate, payment will be for the reasonable time required for your household to become settled. The periods of time for loss of use are not limited by expiration expira- tion of this policy.

Loss of Use. If a loss caused by a Peril Insured Against under Section 1 I makes the residence premises wholly or partially untenantable, we cover: a. additional Additional living expense, meaning any necessary and reasonable increase in living expense you incur so that your household can maintain its normal standard of living. b. fair Fair rental value, meaning the fair rental value of that part of the residence premises usually rented to others by you, less any expenses that do not continue. The total limit of liability for all loss of use is 2010% of the Coverage A (Dwelling) limit of liability. This is additional insurance and does not reduce the Coverage A (Dwelling) limit of liability. The deductible clause does not apply to loss of use coverage. Payment will be for the reasonable time required to repair or replace the damaged property. If you permanently relocate, payment will be for the reasonable time required for your household to become settled. The periods of time for loss of use are not limited by expiration of this policy.

Loss of Use. If a loss caused by a Peril Insured Against under Section 1 makes the residence premises wholly or partially untenantable, we cover: a. additional living expense, meaning any necessary and reasonable increase in living expense you incur so that your household can maintain its normal standard of living. b. fair rental value, meaning the fair rental value of that part of the residence premises usually rented to others by you, less any expenses that do not continue. The total limit of liability for all loss of use is 2010% of the Coverage A (Dwelling) limit of liability. This is additional insurance and does not reduce the Coverage A (Dwelling) limit of liability. The deductible clause does not apply to loss of use coverage. Payment will be for the reasonable time required to repair or replace the damaged property. If you permanently relocate, payment will be for the reasonable time required for your household to become settled. The periods of time for loss of use are not limited by expiration of this policy.