Common use of Making Payments Clause in Contracts

Making Payments. The Primary Cardholder must pay at least the Minimum Payment Due by the Payment Due Date for each Statement. The Minimum Payment Due will be shown on each Statement and will be equal to: (a) $10.00 plus all interest and fees on your Card Account that have not been paid yet; PLUS (b) any amount that goes over the Credit Limit or any amount that is overdue, whichever is greater. If the New Balance on the Statement is less than $10.00, then the New Balance will be the Minimum Payment Due and all of it must be paid by the Payment Due Date. Any amounts that go over the Credit Limit must be paid right away (whether or not a Statement telling you that you went over your Credit Limit was given to you). If you don’t pay the Minimum Payment Due by the Payment Due Date for any Statement, you could lose any promotional offers that you have on your Card Account. We may waive the requirement to pay the Minimum Payment Due for a certain Billing Period and we’ll tell the Primary Cardholder ahead of time, but even if we do waive a payment, interest will continue to apply at the annual interest rate(s) and will be charged for that Billing Period. You have to pay all amounts you owe to us under this Agreement in the currency in which your Card was issued. For Canadian Dollar Cards, all amounts you owe under this Agreement must be paid in Canadian Dollars; for US Dollar Cards, all amounts you owe us under this Agreement must be paid in US Dollars. All payments must be made in a form that we accept – payments made by a cheque or money order must be drawn on a Canadian bank or other financial institution. You can make payments to us at any time and when you make a payment, we will credit it to the Card Account as soon as it is processed by us. But this takes a bit of time and you have to make sure you choose a payment method that gets the payment to us on time to be credited by your Payment Due Date (some methods may take several days). You’re responsible for paying on time even if there is a disruption or delay, like a postal strike or a systems outage. If you make a payment that doesn’t clear (like a bounced cheque), if we already credited your Card Account, we’ll reverse the credit and you will still owe us the amount of the payment, and we’ll continue to charge interest (if applicable) until it is paid.

Making Payments. The Primary Cardholder must pay at least It is your responsibility to ensure that payment on the Minimum Payment Due Account is received by us for credit to the Account by the Payment Due Date for each Statement. The Minimum Payment Due will be shown on each Statement Account Statement. Even when normal postal service is disrupted, payments must continue to be made on each Account. Payments can be made on the Account at any time. Payments can be made by mail, at one of our branches, at an ATM that processes such payments, through our telephone, mobile or online banking service or at certain other financial institutions that accept such payments, by registering the Account as a “Xxxx Payment” for this purpose. Payments sent to us by mail or made through another financial institution’s branch, ATM or online banking service may take several days to reach us. A payment is not credited to the Account and will be equal to: (a) $10.00 plus all interest and fees on your does not automatically adjust the available Card Account that have not been paid yet; PLUS (b) any amount that goes over the Credit Limit or any amount Account Credit Limit until we have processed the payment. It may take several days to adjust the available Card Credit Limit or Account Credit Limit depending on how payment is made. To ensure that a payment is overdue, whichever is greater. If credited to an Account and automatically adjusts the New Balance available Card Credit Limit or Account Credit Limit on the Statement is less than $10.00same business day, then the New Balance will be the Minimum Payment Due and all of it a payment must be paid by the Payment Due Datemade prior to 6:00pm local time on that business day at one of our branches or our ATMs in Canada or through our telephone, mobile or online banking service. Any amounts that go over the Credit Limit must be paid right away (whether or not a Statement telling you that you went over You can also ask us to process your Credit Limit was given to you). If you don’t pay the Minimum Payment Due by payments on the Payment Due Date for any Statement, you could lose any promotional offers that you have on your Card Accounteach month as a pre-authorized debit (“PAD”) from a deposit account. We The account must be with a Canadian financial institution and must be in Canadian dollars. You may waive the requirement choose to pay the Minimum Payment Due for or your New Balance. If you ask us to automatically process payments as a certain Billing Period PAD, you will be bound by the terms and we’ll tell conditions set out in Rule H1 of the Primary Cardholder ahead Rules of the Canadian Payments Association, as amended from time to time, but even if we do waive a payment, interest will continue to apply at the annual interest rate(s) and will be charged for that Billing Periodas well as this Agreement. You have to pay all also waive any pre- notification requirements that exist where variable payment amounts you owe to us under this Agreement in the currency in which your Card was issued. For Canadian Dollar Cards, all amounts you owe under this Agreement must be paid in Canadian Dollars; for US Dollar Cards, all amounts you owe us under this Agreement must be paid in US Dollars. All payments must be made in a form that we accept – payments made by a cheque or money order must be drawn on a Canadian bank or other financial institutionare being authorized. You can make payments to may notify us at any time and when that you wish to revoke your authorization for a PAD. A PAD may, under certain circumstances, be disputed for up to ninety (90) days. To obtain more information on our rights against you under a PAD, you may contact the financial institution that holds the bank account you have designated for the PAD or review the Rules at xxx.xxxxxx.xx. You are not permitted to make a payment, we will credit it to payment exceeding a Card Credit Limit unless the amounts owing on the Card Account as soon as it is processed by usat the time of payment are more than the Card Credit Limit. But this takes a bit of time and you have You are not permitted to make sure you choose a payment method that gets exceeding the Account Credit Limit unless the Debt at the time of payment to us on time to be credited by your Payment Due Date (some methods may take several days). You’re responsible for paying on time even if there is a disruption or delay, like a postal strike or a systems outagemore than the Account Credit Limit. If you do make a payment that doesn’t clear (like of more than the Card Credit Limit or the Account Credit Limit, interest will not be paid on the positive balance. Any positive balance is not considered a bounced cheque), if we already credited your Card Account, we’ll reverse deposit account for the credit and you will still owe us the amount purpose of the payment, and we’ll continue to charge interest (if applicable) until it is paidinsurance given by Canadian Deposit Insurance Corporation.

Making Payments. The Primary Promise to Pay: You promise to pay us for all charges made on your Account, in accordance with this Agreement, including all Purchases, Cash Advances, Balance Transfers, and all other Transactions, plus any Interest Charges, fees and other charges which arise from use of any Card or the Account by you, an Authorized User or any other person, whether resulting from (a) actual use of a physical Card, (b) mail order, telephone, computer or electronic Purchases made without physically presenting a Card, (c) use of a Card through a Digital Wallet, or (d) any other circumstance where you, a Cardholder or any other Authorized User initiates a Transaction. You promise to pay us all amounts due, including the Total Minimum Payment Due, either by direct payment or by automatic transfers from your bank deposit account. You may pay all or a part of your Account balance at any time. Monthly Statements: Each Billing Cycle in which there is any new Transaction or other activity on the Account or there is an outstanding balance, we will send each Cardholder a monthly statement showing such new activity made with their Card during that Billing Cycle (including new Transactions, payments and credits), as well as other Account information applicable to their Card, including the Previous Balance, New Balance, Interest Charges, fees, and any other charges. Each statement will also show the Card’s Total Minimum Payment Due for that Billing Cycle and its Payment Due Date. Unless you notify us of a billing error as described below, you accept each monthly statement as an accurate statement of your Account with us. Making Payments: You must pay at least the Total Minimum Payment Due by the Payment Due Date for each Statement. The Minimum Payment Due will be Date, as shown on each Statement and will be equal to: (a) $10.00 plus all interest and fees your monthly statement. You agree to follow the requirements for payments that we set forth on your Card Account that have not been paid yet; PLUS (b) any amount that goes over the Credit Limit or any amount that is overdue, whichever is greater. If the New Balance on the Statement is less than $10.00, then the New Balance will be the Minimum Payment Due and all of it must be paid by the Payment Due Date. Any amounts that go over the Credit Limit must be paid right away (whether or not a Statement telling you that you went over your Credit Limit was given monthly statement from time to you). If you don’t pay the Minimum Payment Due by the Payment Due Date for any Statement, you could lose any promotional offers that you have on your Card Account. We may waive the requirement to pay the Minimum Payment Due for a certain Billing Period and we’ll tell the Primary Cardholder ahead of time, but even if we do waive a payment, interest will continue to apply at the annual interest rate(s) and will be charged for including requirements that Billing Period. You have to pay all amounts you owe to us under this Agreement in the currency in which your Card was issued. For Canadian Dollar Cards, all amounts you owe under this Agreement must be paid in Canadian Dollars; for US Dollar Cards, all amounts you owe us under this Agreement must be paid in US Dollars. All payments must be are made in a form United States Dollars and that we accept – payments made by a cheque or money order must be checks are drawn on a Canadian bank or other financial institution. You United States bank, otherwise your payment may be delayed which can make payments to us at any time result in Late Fees and when you make a payment, we will credit it to the Card Account as soon as it is processed by us. But this takes a bit of time and you have to make sure you choose a payment method that gets the payment to us on time to be credited by your Payment Due Date (some methods may take several days). You’re responsible for paying on time even if there is a disruption or delay, like a postal strike or a systems outage. If you make a payment that doesn’t clear (like a bounced cheque), if we already credited your Card Account, we’ll reverse the credit and you will still owe us the amount of the payment, and we’ll continue to charge interest (if applicable) until it is paidadditional Interest Charges.

Making Payments. The Primary Cardholder must Payments from your Plan begin no earlier than allowed by applicable pension legislation and no later than the last day of the year after the year in which you open the Plan. We pay at least you the Minimum Payment Due by the Payment Due Date for each Statement. The Minimum Payment Due will be shown amount you choose on each Statement and will be equal to: your Application provided that (a) $10.00 plus all interest if this is a Scotia Self-Directed RIF, Saskatchewan PRRIF or Manitoba PRRIF, the amount must fall between the required minimum amount and fees on the total value of your Card Account that have not been paid yet; PLUS Plan, and (b) any if this is a Scotia Self-Directed LIF, LRIF or Federal RLIF the amount that goes over must fall between the Credit Limit or any required minimum amount that is overdue, whichever is greater. If and the New Balance on the Statement is less than $10.00, then the New Balance will be the Minimum Payment Due and all of it must be paid maximum amount permitted by the Payment Due Dateapplicable pension legislation. Any amounts that go over In each subsequent year, we pay you the Credit Limit must be paid right away (whether or not a Statement telling same amount unless you tell us in writing that you went over your Credit Limit was given to you)have chosen another amount. If you don’t do not choose an amount on your Application, we pay you the Minimum Payment Due required minimum amount. If permitted by the Payment Due Date for any Statementapplicable pension legislation, you could lose any promotional offers that you have on may make withdrawals from your Card Account. We may waive the requirement to pay the Minimum Payment Due for Scotia Self-Directed LIF or LRIF if a certain Billing Period and we’ll tell the Primary Cardholder ahead of time, but even if we do waive a payment, interest will continue to apply at the annual interest rate(s) and will be charged for that Billing Period. You have to pay all amounts you owe physician certifies to us under this Agreement that, due to a mental or physical disability or terminal illness, your life expectancy is likely to be shortened considerably. These withdrawals may be in the currency in which form of a lump sum or a series of payments, depending on the applicable pension legislation. The last payment to you from your Card was issued. For Canadian Dollar Cards, all amounts you owe under this Agreement must be paid in Canadian Dollars; for US Dollar Cards, all amounts you owe us under this Agreement must be paid in US Dollars. All payments Scotia Self-Directed LIF must be made no later than the end of the year in a form which you reach age 80, unless applicable pension legislation states otherwise. At or before that time, you must use the funds in the LIF to purchase an immediate life annuity that meets the requirements of the Tax Act and applicable pension legislation. If you do not do so, we accept – payments made by a cheque or money order must be drawn will make the purchase on a Canadian bank or other financial institutionyour behalf. You can appoint us your attorney, or agent, to make all the necessary arrangements. All amounts you receive from your Plan are subject to tax in the year of withdrawal. Any withdrawals above the required minimum amount will have the appropriate income tax withheld. At the end of the fiscal year, you have to declare all payments and pay any tax that you owe. In order to make payments to us at any time and when you make a paymentyou, we will credit it to the Card Account as soon as it is processed by us. But this takes a bit of time and you may have to make sure you choose a payment method withdraw, liquidate or sell all or part of one or more of your investments prior to their maturity date. We assume no liability for any losses that gets the payment to us on time to be credited by your Payment Due Date (some methods may take several days). You’re responsible for paying on time even if there is a disruption or delay, like a postal strike or a systems outage. If you make a payment that doesn’t clear (like a bounced cheque), if we already credited your Card Account, we’ll reverse the credit and you will still owe us the amount of the payment, and we’ll continue to charge interest (if applicable) until it is paidresult.

Making Payments. The Primary Cardholder must Payments from your Plan begin no earlier than allowed by applicable pension legislation and no later than the last day of the year after the year in which you open the Plan. We pay at least you the Minimum Payment Due by the Payment Due Date for each Statement. The Minimum Payment Due will be shown amount you choose on each Statement and will be equal to: your Application provided that (a) $10.00 plus all interest if this is an MDRIF, Saskatchewan PRRIF or Manitoba PRRIF, the amount must fall between the required minimum amount and fees on the total value of your Card Account that have not been paid yet; PLUS Plan, and (b) any if this is an MD LIF, LRIF or Federal RLIF the amount that goes over must fall between the Credit Limit or any required minimum amount that is overdue, whichever is greater. If and the New Balance on the Statement is less than $10.00, then the New Balance will be the Minimum Payment Due and all of it must be paid maximum amount permitted by the Payment Due Dateapplicable pension legislation. Any amounts that go over In each subsequent year, we pay you the Credit Limit must be paid right away (whether or not a Statement telling same amount unless you tell us in writing that you went over your Credit Limit was given to you)have chosen another amount. If you don’t do not choose an amount on your Application, we pay you the Minimum Payment Due required minimum amount. If permitted by the Payment Due Date for any Statementapplicable pension legislation, you could lose any promotional offers that you have on may make withdrawals from your Card Account. We may waive the requirement to pay the Minimum Payment Due for MD LIF or LRIF if a certain Billing Period and we’ll tell the Primary Cardholder ahead of time, but even if we do waive a payment, interest will continue to apply at the annual interest rate(s) and will be charged for that Billing Period. You have to pay all amounts you owe physician certifies to us under this Agreement that, due to a mental or physical disability or terminal illness, your life expectancy is likely to be shortened considerably. These withdrawals may be in the currency in which form of a lump sum or a series of payments, depending on the applicable pension legislation. The last payment to you from your Card was issued. For Canadian Dollar Cards, all amounts you owe under this Agreement must be paid in Canadian Dollars; for US Dollar Cards, all amounts you owe us under this Agreement must be paid in US Dollars. All payments MD LIF must be made no later than the end of the year in a form which you reach age 80, unless applicable pension legislation states otherwise. At or before that time, you must use the funds in the LIF to purchase an immediate life annuity that meets the requirements of the Tax Act and applicable pension legislation. If you do not do so, we accept – payments made by a cheque or money order must be drawn will make the purchase on a Canadian bank or other financial institutionyour behalf. You can appoint us your attorney, or agent, to make all the necessary arrangements. All amounts you receive from your Plan are subject to tax in the year of withdrawal. Any withdrawals above the required minimum amount will have the appropriate income tax withheld. At the end of the fiscal year, you have to declare all payments and pay any tax that you owe. In order to make payments to us at any time and when you make a paymentyou, we will credit it to the Card Account as soon as it is processed by us. But this takes a bit of time and you may have to make sure you choose a payment method withdraw, liquidate or sell all or part of one or more of your investments prior to their maturity date. We assume no liability for any losses that gets the payment to us on time to be credited by your Payment Due Date (some methods may take several days). You’re responsible for paying on time even if there is a disruption or delay, like a postal strike or a systems outage. If you make a payment that doesn’t clear (like a bounced cheque), if we already credited your Card Account, we’ll reverse the credit and you will still owe us the amount of the payment, and we’ll continue to charge interest (if applicable) until it is paidresult.

Making Payments. The Primary Cardholder Payments are due monthly in an amount equal to the "Monthly Payment" shown on the Registration Page. Payments are due on the same date of each month as the Origination Date (or, in shorter months, the first day of the next month) beginning the month after the month of your Origination Date. You authorize us to fund the Loan into your Amazon seller account administered by Amazon Services LLC (your "Seller Account"), and you direct Amazon Services LLC to withhold disbursements from your Seller Account sufficient to cover your scheduled payments, as well as any other amounts due, and remit those amounts to us whether or not such action would result in there being insufficient funds to make your next scheduled payment under the Loan Agreement. Unless we specify otherwise, scheduled loan payments will be automatically deducted from the first Seller Account disbursement after the date payment is due. If we approve you to make more frequent scheduled payments in amounts less than the Monthly Payment, you agree that this may result in an increase to the total interest due over the life of your Loan, and an increase in the total amount you must pay at least the Minimum Payment Due by the Payment Due Date for each Statementto us. The Minimum Payment Due All payments will be shown on each Statement applied in the following order: (i) scheduled payments and will be equal to: (a) $10.00 plus all interest and fees on your Card Account other amounts due that have not been paid yet; PLUS in full one month after they became due (beach a "Past Due Payment"), first to accrued past due interest and then to past due principal, starting with the Past Due Payment that has been outstanding the longest, (ii) any amount currently due interest that goes over has accrued at the Credit Limit or any amount Late Interest Rate, (iii) currently due interest that is overdue, whichever is greater. If has accrued at the New Balance on the Statement is less than $10.00, then the New Balance will be the Minimum Payment Due Annual Interest Rate and all of it must be paid by the Payment Due Date. Any amounts that go over the Credit Limit must be paid right away (whether or not a Statement telling you that you went over your Credit Limit was given to you)iv) currently due principal. If you don’t do not have pending disbursements in your Seller Account sufficient to make your scheduled payment or pay the Minimum Payment Due by the Payment Due Date for any Statementother amounts due, you could lose any promotional offers that you have on your Card Account. We may waive the requirement to pay the Minimum Payment Due for a certain Billing Period and we’ll tell the Primary Cardholder ahead of time, but even if we do waive a payment, interest will continue to apply at the annual interest rate(s) and will be charged for that Billing Period. You have to pay all amounts you owe to us under this Agreement in the currency in which your Card was issued. For Canadian Dollar Cards, all amounts you owe under this Agreement must be paid in Canadian Dollars; for US Dollar Cards, all amounts you owe us under this Agreement must be paid in US Dollars. All payments must be made in a form that we accept – payments made by a cheque or money order must be drawn on a Canadian bank or other financial institution. You can make payments to us at any time and when you make a payment, we will credit it to the Card Account as soon as it is processed by us. But this takes a bit of time and you have to make sure you choose a payment method that gets the payment to us on time to be credited by your Payment Due Date (some methods may take several days). You’re responsible for paying on time even if there is a disruption the difference. You may make payment by Automated Clearing House (ACH) through Seller Central or delayby check. Checks must be mailed to: Amazon Capital Services, like a postal strike or a systems outage. If you make a payment that doesn’t clear (like a bounced cheque)Inc., if we already credited your Card AccountXX XXX 00000, we’ll reverse the credit and you will still owe us the amount of the paymentXxxxxxx, and we’ll continue to charge interest (if applicable) until it is paidXX 00000-0000.

Making Payments. The Primary Cardholder must pay at least It is your responsibility to ensure that payment on the Minimum Payment Due Account is received by us for credit to the Account by the Payment Due Date for each Statement. The Minimum Payment Due will be shown on each Statement Account Statement. Even when normal postal service is disrupted, payments must continue to be made on each Account. Payments can be made on the Account at any time. Payments can be made by mail, at one of our branches, at an ATM that processes such payments, through our telephone, mobile or online banking service or at certain other financial institutions that accept such payments, by registering the Account as a “Bill Payment” for this purpose. Payments sent to us by mail or made through another financial institution’s branch, ATM or online banking service may take several days to reach us. A payment is not credited to the Account and will be equal to: (a) $10.00 plus all interest and fees on your does not automatically adjust the available Card Account that have not been paid yet; PLUS (b) any amount that goes over the Credit Limit or any amount Account Credit Limit until we have processed the payment. It may take several days to adjust the available Card Credit Limit or Account Credit Limit depending on how payment is made. To ensure that a payment is overdue, whichever is greater. If credited to an Account and automatically adjusts the New Balance available Card Credit Limit or Account Credit Limit on the Statement is less than $10.00same business day, then the New Balance will be the Minimum Payment Due and all of it a payment must be paid by the Payment Due Datemade prior to 6:00pm local time on that business day at one of our branches or our ATMs in Canada or through our telephone, mobile or online banking service. Any amounts that go over the Credit Limit must be paid right away (whether or not a Statement telling you that you went over You can also ask us to process your Credit Limit was given to you). If you don’t pay the Minimum Payment Due by payments on the Payment Due Date for any Statement, you could lose any promotional offers that you have on your Card Accounteach month as a pre­authorized debit (“PAD”) from a deposit account. We The account must be with a Canadian financial institution and must be in Canadian dollars. You may waive the requirement choose to pay the Minimum Payment Due or your New Balance. If you ask us to automatically process payments as a PAD, you will be bound by the terms and conditions set out in Rule H1 of the Rules of the Canadian Payments Association, as amended from time to time, as well as this Agreement. You also waive any pre- notification requirements that exist where variable payment amounts are being authorized. You may notify us at anytime that you wish to revoke your authorization for a PAD. A PAD may, under certain Billing Period and we’ll tell circumstances, be disputed for up to ninety (90) days. To obtain more information on our rights against you under a PAD, you may contact the Primary Cardholder ahead financial institution that holds the bank account you have designated for the PAD or review the Rules at xxx.xxxxxx.xx. You are not permitted to make a payment exceeding a Card Credit Limit unless the amounts owing on the Card at the time of time, but even if we payment are more than the Card Credit Limit. You are not permitted to make a payment exceeding the Account Credit Limit unless the Debt at the time of payment is more than the Account Credit Limit. If you do waive make a paymentpayment of more than the Card Credit Limit or the Account Credit Limit, interest will continue to apply at the annual interest rate(s) and will be charged for that Billing Period. You have to pay all amounts you owe to us under this Agreement in the currency in which your Card was issued. For Canadian Dollar Cards, all amounts you owe under this Agreement must not be paid in on the positive balance. Any positive balance is not considered a deposit account for the purpose of insurance given by Canadian Dollars; for US Dollar Cards, all amounts you owe us under this Agreement must be paid in US Dollars. All payments must be made in a form that we accept – payments made by a cheque or money order must be drawn on a Canadian bank or other financial institution. You can make payments to us at any time and when you make a payment, we will credit it to the Card Account as soon as it is processed by us. But this takes a bit of time and you have to make sure you choose a payment method that gets the payment to us on time to be credited by your Payment Due Date (some methods may take several days). You’re responsible for paying on time even if there is a disruption or delay, like a postal strike or a systems outage. If you make a payment that doesn’t clear (like a bounced cheque), if we already credited your Card Account, we’ll reverse the credit and you will still owe us the amount of the payment, and we’ll continue to charge interest (if applicable) until it is paidDeposit Insurance Corporation.

Making Payments. The Primary Payments may be made by any of the methods set out in the Account statement. You and, as applicable, the Authorized Offcer Cardholder must pay at least also comply with any instructions and requirements regarding payments as set out in the Minimum Payment Due Account statement or that we otherwise provide you or, as applicable, the Authorized Offcer Cardholder. We will only credit payments to the Account upon receipt by us. You and, as applicable, the Payment Due Date Authorized Offcer Cardholder must choose a payment method which results in payment for each Statement. The Minimum Payment Due will be shown the Account being received by us on each Statement and will be equal to: (a) $10.00 plus all interest and fees or before the payment due date, even if the Account payment due date falls on your Card Account that have not been paid yet; PLUS (b) any amount that goes over the Credit Limit a weekend or any amount that is overdue, whichever is greatera holiday. If the New Balance Account payment due date falls on a weekend or a day which is a Canadian statutory holiday, a payment received by us on the Statement is less than $10.00, then the New Balance next business day following such payment due date will be considered to have been paid on time. If the Minimum Payment Due and all of it Account statement address is outside Canada, we will use the Canadian statutory holidays to determine whether the Account payment will be considered to have been paid on time. All Account payments must be paid by the Payment Due Date. Any amounts that go over the Credit Limit must be paid right away (whether or not a Statement telling you that you went over your Credit Limit was given to you)pay us in Canadian dollars. If you don’t choose or, as applicable, the Authorized Offcer Cardholder chooses to pay the Minimum Payment Due by the Payment Due Date for any Statementpreauthorized payment, you could lose or, as applicable, the Authorized Offcer Cardholder agree that any promotional offers specifc terms that we provide to the Business, you have on your Card Accountand, as applicable, the Authorized Offcer Cardholder at enrollment will apply and form part of this Agreement. We are not obligated to accept payments that do not conform to our requirements. If we accept payments that do not conform to our requirements, the payment may be delayed and will not be credited to the Account until it is converted into the required form. We may waive charge the requirement to pay the Minimum Payment Due Account for a certain Billing Period and we’ll tell the Primary Cardholder ahead of time, but even if we do waive a paymentany expenses, interest will continue to apply at charges, costs and fees we incur and we may impose additional charges for converting payment including the annual interest rate(s) and will be charged for that Billing Periodcurrency conversion commission as specifed on the Card Carrier. Account payments are processed the day we receive them. You have to pay all amounts you owe to us under this Agreement in and, as applicable the currency in which your Card was issued. For Canadian Dollar Cards, all amounts you owe under this Agreement Authorized Offcer Cardholder must be paid in Canadian Dollars; for US Dollar Cards, all amounts you owe us under this Agreement must be paid in US Dollars. All payments must be made in a form make sure that we accept – receive Account payments made by a cheque on or money order must be drawn before the payment due date shown on a Canadian bank or other financial institutionthe Account statement. You can make payments to us at any time and when you make Although we may credit the Account for a payment, we will credit reserve the right to reverse the payment if it to is returned or dishonoured for any reason. We may charge the Account for any expenses, interest charges, fees and costs we incur including costs specifed on the Card Account as soon as it is processed by us. But this takes a bit of time and you have to make sure you choose a payment method that gets the payment to us on time to be credited by your Payment Due Date (some methods may take several days). You’re responsible for paying on time even if there is a disruption or delay, like a postal strike or a systems outage. If you make a payment that doesn’t clear (like a bounced cheque), if we already credited your Card Account, we’ll reverse the credit and you will still owe us the amount of the payment, and we’ll continue to charge interest (if applicable) until it is paidCarrier.

Making Payments. The Primary Cardholder must Payments from your Plan begin no earlier than allowed by applicable pension legislation and no later than the last day of the year after the year in which you open the Plan. We pay at least you the Minimum Payment Due by the Payment Due Date for each Statement. The Minimum Payment Due will be shown amount you choose on each Statement and will be equal to: your Application provided that (a) $10.00 plus all interest if this is an MDFM RIF, Saskatchewan PRRIF or Manitoba PRRIF, the amount must fall between the required minimum amount and fees on the total value of your Card Account that have not been paid yet; PLUS Plan, and (b) any if this is an MDFM LIF, LRIF or Federal RLIF the amount that goes over must fall between the Credit Limit or any required minimum amount that is overdue, whichever is greater. If and the New Balance on the Statement is less than $10.00, then the New Balance will be the Minimum Payment Due and all of it must be paid maximum amount permitted by the Payment Due Dateapplicable pension legislation. Any amounts that go over In each subsequent year, we pay you the Credit Limit must be paid right away (whether or not a Statement telling same amount unless you tell us in writing that you went over your Credit Limit was given to you)have chosen another amount. If you don’t do not choose an amount on your Application, we pay you the Minimum Payment Due required minimum amount. If permitted by the Payment Due Date for any Statementapplicable pension legislation, you could lose any promotional offers that you have on may make withdrawals from your Card Account. We may waive the requirement to pay the Minimum Payment Due for MDFM LIF or LRIF if a certain Billing Period and we’ll tell the Primary Cardholder ahead of time, but even if we do waive a payment, interest will continue to apply at the annual interest rate(s) and will be charged for that Billing Period. You have to pay all amounts you owe physician certifies to us under this Agreement that, due to a mental or physical disability or terminal illness, your life expectancy is likely to be shortened considerably. These withdrawals may be in the currency in which form of a lump sum or a series of payments, depending on the applicable pension legislation. The last payment to you from your Card was issued. For Canadian Dollar Cards, all amounts you owe under this Agreement must be paid in Canadian Dollars; for US Dollar Cards, all amounts you owe us under this Agreement must be paid in US Dollars. All payments MDFM LIF must be made no later than the end of the year in a form which you reach age 80, unless applicable pension legislation states otherwise. At or before that time, you must use the funds in the LIF to purchase an immediate life annuity that meets the requirements of the Tax Act and applicable pension legislation. If you do not do so, we accept – payments made by a cheque or money order must be drawn will make the purchase on a Canadian bank or other financial institutionyour behalf. You can appoint us your attorney, or agent, to make all the necessary arrangements. All amounts you receive from your Plan are subject to tax in the year of withdrawal. Any withdrawals above the required minimum amount will have the appropriate income tax withheld. At the end of the fiscal year, you have to declare all payments and pay any tax that you owe. In order to make payments to us at any time and when you make a paymentyou, we will credit it to the Card Account as soon as it is processed by us. But this takes a bit of time and you may have to make sure you choose a payment method withdraw, liquidate or sell all or part of one or more of your investments prior to their maturity date. We assume no liability for any losses that gets the payment to us on time to be credited by your Payment Due Date (some methods may take several days). You’re responsible for paying on time even if there is a disruption or delay, like a postal strike or a systems outage. If you make a payment that doesn’t clear (like a bounced cheque), if we already credited your Card Account, we’ll reverse the credit and you will still owe us the amount of the payment, and we’ll continue to charge interest (if applicable) until it is paidresult.