Common use of MANUAL PROCESSING PROCEDURES Clause in Contracts

MANUAL PROCESSING PROCEDURES. The purchase, redemption and settlement of shares of a Fund (“Shares”) will normally follow the Fund/SERV-Defined Contribution Clearance and Settlement Service (“DCCS”) Processing Procedures below and ‘the rules and procedures of the SCC Division of the National Securities Clearing Corporation (“NSCC”) shall govern the purchase, redemption and settlement of Shares of the Funds through NSCC by Nationwide. In the event of equipment failure or technical malfunctions or the parties’ inability to otherwise perform transactions pursuant to the FUND/SERV Processing Procedures, or the parties’ mutual consent to use manual processing, the Manual Processing Procedures below will apply. It is understood and agreed that, in the context of Section 22 of the 1940 Act and the rules and public interpretations thereunder by the staff of the SEC, receipt by Nationwide of any Instructions (as defined below) from the contract owner prior to the Close of Trading (as defined below) on any Business Day (as defined below) shall be deemed to be receipt by the Funds of such Instructions solely for pricing purposes and shall cause purchases and sales to be deemed to occur at the Share Price for such Business Day, except as provided in 3(c) of the Manual Processing Procedures. Each Instruction shall he deemed to be accompanied by a representation by Nationwide that it has received proper authorization from each contract owner whose purchase, redemption, account transfer or exchange transaction is effected as a result of such- Instruction. Notwithstanding anything to the contrary herein, Nationwide agrees that purchase and redemption orders for shares of the Funds are subject to the provisions of the then current prospectus of a Fund.

MANUAL PROCESSING PROCEDURES. The purchase, redemption and settlement of shares of a Fund (“"Shares”") will normally follow the Fund/SERV-Defined Contribution Clearance and Settlement Service (“"DCCS”") Processing Procedures below and ‘the rules and procedures of the SCC Division of the National Securities Clearing Corporation (“"NSCC”") shall govern the purchase, redemption and settlement of Shares of the Funds through NSCC by Nationwide. In the event of equipment failure or technical malfunctions or the parties’ ' inability to otherwise perform transactions pursuant to the FUND/SERV Processing Procedures, or the parties’ ' mutual consent to use manual processing, the Manual Processing Procedures below will apply. It is understood and agreed that, in the context of Section 22 of the Investment Company Act of 1940 Act (the "1940 Act") and the rules and public interpretations thereunder by the staff of the SECSecurities and Exchange Commission (SEC Staff), receipt by Nationwide of any Instructions (as defined below) from the contract owner Plan participant prior to the Close of Trading (as defined below) Trade on any Business Day (as defined below) shall be deemed to be receipt by the Funds of such Instructions solely for pricing purposes and shall cause purchases and sales to be deemed to occur at the Share Price for such Business Day, except as provided in 3(c4(c) of the Manual Processing Procedures. Each Instruction shall he be deemed to be accompanied by a representation by Nationwide that it has received proper authorization from each contract owner Plan participant whose purchase, redemption, account transfer or exchange transaction is effected as a result of such- such Instruction. Notwithstanding anything to the contrary herein, Nationwide agrees that purchase and redemption orders for shares of the Funds are subject to the provisions of the then current prospectus of a Fund./SERV-DCCS Processing Procedures

MANUAL PROCESSING PROCEDURES. The purchase, redemption and settlement of shares of a Fund (“"Shares”") will normally follow the Fund/SERV-Defined Contribution Clearance and Settlement Service (“"DCCS”") Processing Procedures below and ‘the rules and procedures of the SCC Division of the National Securities Clearing Corporation (“"NSCC”") shall govern the purchase, redemption and settlement of Shares of the Funds through NSCC by Nationwide. In the event of equipment failure or technical malfunctions or the parties’ ' inability to otherwise perform transactions pursuant to the FUND/SERV Processing Procedures, or the parties’ ' mutual consent to use manual processing, the Manual Processing Procedures below will apply. It is understood and agreed that, in the context of Section 22 of the 1940 Act and the rules and public interpretations thereunder by the staff of the SEC, receipt by Nationwide of any Instructions (as defined below) from the contract owner prior to the Close of Trading (as defined below) on any Business Day (as defined below) shall be deemed to be receipt by the Funds of such Instructions solely for pricing purposes and shall cause purchases and sales to be deemed to occur at the Share Price for such Business Day, except as provided in 3(c) of the Manual Processing Procedures. Each Instruction shall he be deemed to be accompanied by a representation by Nationwide that it has received proper authorization from each contract owner whose purchase, redemption, account transfer or exchange transaction is effected as a result of such- such Instruction. Notwithstanding anything to the contrary herein, Nationwide agrees that purchase and redemption orders for shares of the Funds are subject to the provisions of the then current prospectus of a Fund.

MANUAL PROCESSING PROCEDURES. The purchase, redemption and settlement of shares of a Fund (“Shares”) will normally follow the Fund/SERV-Defined Contribution Clearance and Settlement Service (“DCCS”) Processing Procedures below and ‘the rules and procedures of the SCC Division of the National Securities Clearing Corporation (“NSCC”) shall govern the purchase, redemption and settlement of Shares of the Funds through NSCC by Nationwide. In the event of equipment failure or technical malfunctions or the parties’ inability to otherwise perform transactions pursuant to the FUND/SERV Processing Procedures, or the parties’ mutual consent to use manual processing, the Manual Processing Procedures below will apply. It is understood and agreed that, in the context of Section 22 of the Investment Company Act of 1940 Act (the “1940 Act”) and the rules and public interpretations thereunder by the staff of the SECSecurities and Exchange Commission (SEC Staff), receipt by Nationwide of any Instructions (as defined below) from the contract owner Plan participant prior to the Close of Trading (as defined below) Trade on any Business Day (as defined below) shall be deemed to be receipt by the Funds of such Instructions solely for pricing purposes and shall cause purchases and sales to be deemed to occur at the Share Price for such Business Day, except as provided in 3(c4(c) of the Manual Processing Procedures. Each Instruction shall he be deemed to be accompanied by a representation by Nationwide that it has received proper authorization from each contract owner Plan participant whose purchase, redemption, account transfer or exchange transaction is effected as a result of such- such Instruction. Notwithstanding anything to the contrary herein, Nationwide agrees that purchase and redemption orders for shares of the Funds are subject to the provisions of the then current prospectus of a Fund.

MANUAL PROCESSING PROCEDURES. The purchase, redemption and settlement of shares of a Fund (“"Shares”") will normally follow the Fund/SERV-Defined Contribution Clearance and Settlement Service (“"DCCS”") Processing Procedures below and ‘the rules and procedures of the SCC Division of the National Securities Clearing Corporation (“"NSCC”") shall govern the purchase, redemption and settlement of Shares of the Funds through NSCC by Nationwide. In the event of equipment failure or technical malfunctions or the parties’ ' inability to otherwise perform transactions pursuant to the FUND/SERV Processing Procedures, or the parties’ ' mutual consent to use manual processing, the Manual Processing Procedures below will apply. It is understood and agreed that, in the context of Section 22 of the Investment Company Act of 1940 Act (the "1940 Act") and the rules and public interpretations thereunder by the staff of the SECSecurities and Exchange Commission (SEC Staff), receipt by Nationwide of any Instructions (as defined below) from the contract owner Plan participant prior to the Close of Trading (as defined below) Trade on any Business Day (as defined below) shall be deemed to be receipt by the Funds of such Instructions solely for pricing purposes and shall cause purchases and sales to be deemed to occur at the Share Price for such Business Day, except as a s provided in 3(ci n 4 (c) of the t he Manual Processing Procedures. Each Instruction shall he be deemed to be accompanied by a representation by Nationwide that it has received proper authorization from each contract owner plan participant whose purchase, redemption, account transfer or exchange transaction is effected as a result of such- such Instruction. Notwithstanding anything to the contrary herein, Nationwide agrees that purchase and redemption orders for shares of the Funds are subject to the provisions of the then current prospectus of a Fund.FundISERV-DCCS Processing Procedures

MANUAL PROCESSING PROCEDURES. The purchase, redemption and settlement of shares of a Fund (“Shares”) will normally follow the Fund/SERV-Defined Contribution Clearance and Settlement Service (“DCCS”) Processing Procedures below and ‘the rules and procedures of the SCC Division of the National Securities Clearing Corporation (“NSCC”) shall govern the purchase, redemption and settlement of Shares of the Funds through NSCC by Nationwide. In the event of equipment failure or technical malfunctions or the parties’ inability to otherwise perform transactions pursuant to the FUND/SERV Processing Procedures, or the parties’ mutual consent to use manual processing, the Manual Processing Procedures below will apply. It is understood and agreed that, in the context of Section 22 of the Investment Company Act of 1940 Act (the “1940 Act”) and the rules and public interpretations thereunder by the staff of the SECSecurities and Exchange Commission (SEC Staff), receipt by Nationwide of any Instructions (as defined below) from the contract owner prior to the Close of Trading (as defined below) Trade on any Business Day (as defined below) shall be deemed to be receipt by the Funds of such Instructions solely for pricing purposes and shall cause purchases and sales to be deemed to occur at the Share Price for such Business Day, except as provided in 3(c) of the Manual Processing Procedures. Each Instruction shall he be deemed to be accompanied by a representation by Nationwide that it has received proper authorization from each contract owner whose purchase, redemption, account transfer or exchange transaction is effected as a result of such- such Instruction. Notwithstanding anything to the contrary herein, Nationwide agrees that purchase and redemption orders for shares of the Funds are subject to the provisions of the then current prospectus of a Fund.