Mechanical Breakdown or failure. We do cover direct loss by fire or explosion when it ensues and then we will pay only for the ensuing loss.
Mechanical Breakdown or failure. The inability of any Covered part(s) to perform the function(s) for which it was designed due to defects in material or workmanship. Mechanical Breakdown does not include the gradual reduction in operating performance due to normal wear and tear, where a Failure has not occurred. The manufacturer has established tolerances for the express purpose of defining Failure and serviceability. When specifications exceed these manufacturer's tolerances a Failure will be considered to have occurred.
