Common use of METHOD OF PAYMENT OF ACCRUED BENEFIT Clause in Contracts

METHOD OF PAYMENT OF ACCRUED BENEFIT. The Advisory Committee ------------------------------------ will apply Section 6.02 of the Plan with the following modifications: (Choose (a) or at least one of (b), (c), (d) and (e)) (a) No modifications. (b) Except as required under Section 6.01 of the Plan, a lump sum distribution is not available: . ---------------------------------------- (c) An installment distribution: (Choose (1) or at least one of (2) or (3)) (1) Is not available under the Plan. (2) May not exceed the lesser of years or the maximum -------- period permitted under Section 6.02. [ ] (3) (Specify) . ---------------------------------------- (d) The Plan permits the following annuity options: --------------- . -----------------------------------------------

METHOD OF PAYMENT OF ACCRUED BENEFIT. The Advisory Committee ------------------------------------ will apply Section 6.02 of the Plan with the following modifications: (Choose (a) or at least one of (b), (c), (d) and (e)) (a) No modifications. (b) Except as required under Section 6.01 of the Plan, a lump sum distribution is not available: . ----------------------------------------___________________________________________ __________________________________________________________________________ (c) An installment distribution: (Choose (1) or at least one of (2) or (3)) (1) Is not available under the Plan. . |_| (2) May not exceed the lesser of _____ years or the maximum -------- period permitted under Section 6.02. [ ] |_| (3) (Specify) . ----------------------------------------______________________________________________________ _____________. (d) The Plan permits the following annuity options: --------------- . -----------------------------------------------______________________ _________________________________________________________.

METHOD OF PAYMENT OF ACCRUED BENEFIT. The Advisory Committee ------------------------------------ will apply Section 6.02 of the Plan with the following modifications: (Choose (a) or at least one of (b), (c), (d) and (e)) (a) No modifications. . [N/A] (b) Except as required under Section 6.01 of the Plan, a lump sum distribution is not available: . ---------------------------------------- _________________________________________ [N/A] (c) An installment distribution: (Choose (1) or at least one of (2) or (3)) ) [N/A] (1) Is not available under the Plan. . [N/A] (2) May not exceed the lesser of ____________ years or the maximum -------- period permitted under Section 6.02. [ ] [NIA 1 (3) (Specify) . ---------------------------------------- (d) The Plan permits the following annuity options: --------------- . -----------------------------------------------_______________________________________________.

METHOD OF PAYMENT OF ACCRUED BENEFIT. The Advisory Committee ------------------------------------ will apply Section 6.02 of the Plan with the following modifications: (Choose (a) or at least one of (b), (c), (d) and (e)) (a) No modifications. (b) Except as required under Section 6.01 of the Plan, a lump sum distribution is not available: . ----------------------------------------:____________________________________________ _______________________________________________. (c) An installment distribution: (Choose (1) or at least one of (2) or (3)) (1) Is not available under the Plan. (2) May not exceed the lesser of years of____________________years or the maximum -------- period permitted under Section under__________________Section 6.02. [ ] (3) (Specify) . ----------------------------------------)_______________________________________________. (d) The Plan permits the following annuity options: --------------- . -----------------------------------------------joint and survivor annuity, preretirement survivor annuity, and single life annuity, more fully described in the Appendix to the Plan.

METHOD OF PAYMENT OF ACCRUED BENEFIT. The Advisory Committee ------------------------------------ will apply Section 6.02 of the Plan with the following modifications: (Choose (a) or at least one of (b), (c), (d) and (e)) (a) No modifications. . [N/A] (b) Except as required under Section 6.01 of the Plan, a lump sum distribution is not available: _____________________________________ _________________________________. ---------------------------------------- [N/A] (c) An installment distribution: (Choose (1) or at least one of (2) or (3)) (1) Is not available under the Plan. (2) May not exceed the lesser of _________ years or the maximum -------- period permitted under Section 6.02. [ ] (3) (Specify) _______________________________________________ _________. ---------------------------------------- [N/A] (d) The Plan permits the following annuity options: --------------- . -----------------------------------------------________________ _______________________________________________________.

METHOD OF PAYMENT OF ACCRUED BENEFIT. The Advisory Committee ------------------------------------ will apply Section 6.02 of the Plan with the following modifications: (Choose (a) or at least one of (b), (c), (d) and (e)) (a) No modifications. (b) Except as required under Section 6.01 of the Plan, a lump sum distribution is not available: . ----------------------------------------____________________________________ __________________________________________________. (c) An installment distribution: (Choose (1) or at least one of (2) or (3)) (1) Is not available under the Plan. (2) May not exceed the lesser of ______ years or the maximum -------- period permitted under Section 6.02. [ ] (3) (Specify) . ----------------------------------------______________________________________________. (d) The Plan permits the following annuity options: --------------- . -----------------------------------------------_______________ ________________________________.

METHOD OF PAYMENT OF ACCRUED BENEFIT. The Advisory Committee ------------------------------------ will apply Section 6.02 of the Plan with the following modifications: (Choose (a) or at least one of (b), (c), (d) and (e)) (a) No modifications. (b) Except as required under Section 6.01 of the Plan, a lump sum distribution is not available: . ----------------------------------------_______________________________________________________________________ ______________________________________________________________. (c) An installment distribution: (Choose (1) or at least one of (2) or (3)) (1) Is not available under the Plan. (2) May not exceed the lesser of years of___________years or the maximum -------- period permitted under Section 6.02. [ ] (3) (Specify) . ----------------------------------------)__________________________________________________ _____________. (d) The Plan permits the following annuity options: --------------- . -----------------------------------------------:___________________ _______________________________________________________________________ _________________________.

METHOD OF PAYMENT OF ACCRUED BENEFIT. The Advisory Committee ------------------------------------ will apply Section 6.02 of the Plan with the following modifications: (Choose (a) or at least one of (b), (c), (d) and (e)) (a) No modifications. (b) Except as required under Section 6.01 of the Plan, a lump sum distribution is not available: . ----------------------------------------________________________ __________________________________________________________ (c) An installment distribution: (Choose (1) or at least one of (2) or (3)) (1) Is not available under the Plan. (2) May not exceed the lesser of ______________________ years or the maximum -------- period permitted under Section 6.02. [ ] (3) (Specify) . ----------------------------------------_________________________________________. (d) The Plan permits the following annuity options: --------------- . -----------------------------------------------None .

METHOD OF PAYMENT OF ACCRUED BENEFIT. The Advisory Committee ------------------------------------ will apply Section 6.02 of the Plan with the following modifications: (Choose (a) or at least one of (b), (c), (d) and (e)) (a) No modifications. (b) Except as required under Section 6.01 of the Plan, a lump sum distribution is not available: . ----------------------------------------:_______________________________. (c) An installment distribution: (Choose (1) or at least one of (2) or (3)) (1) Is not available under the Plan. (2) May not exceed the lesser of _________ years or the maximum -------- period permitted under Section 6.02. [ ] (3) (Specify) . ----------------------------------------_____________________________________________. (d) The Plan permits the following annuity options: --------------- . -----------------------------------------------_____________________ _________________________________________________________________.

METHOD OF PAYMENT OF ACCRUED BENEFIT. The Advisory Committee ------------------------------------ will apply Section 6.02 of the Plan with the following modifications: (Choose (a) or at least one of (b), (c), (d) and (e)) (a) No modifications. (b) Except as required under Section 6.01 of the Plan, a lump sum distribution is not available: . ----------------------------------------__________. (c) An installment distribution: (Choose (1) or at least one of (2) or (3)) (1) Is not available under the Plan. (2) May not exceed the lesser of __________ years or the maximum -------- period permitted under Section 6.02. [ ] | | (3) (Specify) . ----------------------------------------__________________________________________. (d) The Plan permits the following annuity options: --------------- . -----------------------------------------------_____________________.

METHOD OF PAYMENT OF ACCRUED BENEFIT. The Advisory Committee will ------------------------------------ will apply Section 6.02 of the Plan with the following modifications: (Choose (a) or at least one of (b), (c), (d) and (e))) [ ] (a) No modifications.. [ ] (b) Except as required under Section 6.01 of the Plan, a lump sum distribution is not available: . ----------------------------------------:________ _________________________________________. (c) An installment distribution: (Choose (1) or at least one of (2) or (3))) [X] (1) Is not available under the Plan. . [ ] (2) May not exceed the lesser of ________________ years or the maximum -------- period permitted under Section 6.02. [ ] (3) (Specify) ___________________________________________. ---------------------------------------- [ ] (d) The Plan permits the following annuity options: --------------- . -----------------------------------------------____________________ ________________________________ .

METHOD OF PAYMENT OF ACCRUED BENEFIT. The Advisory Committee ------------------------------------ will apply Section 6.02 of the Plan with the following modifications: (Choose (a) or at least one of (b), (c), (d) and (e)) (a) No modifications. (b) Except as required under Section 6.01 of the Plan, a lump sum distribution is not available: . ----------------------------------------_____________________. (c) An installment distribution: (Choose (1) or at least one of (2) or (3)) (1) Is not available under the Plan. (2) May not exceed the lesser of ______________________years or the maximum -------- period permitted under Section 6.02. [ ] (3) (Specify) . ----------------------------------------_________________________________________________. (d) The Plan permits the following annuity options: --------------- . -----------------------------------------------___________________.

METHOD OF PAYMENT OF ACCRUED BENEFIT. The Advisory Committee ------------------------------------ will apply Section 6.02 of the Plan with the following modifications: (Choose (a) or at least one of (b), (c), (d) and (e)) (a) No modifications. (b) Except as required under Section 6.01 of the Plan, a lump sum distribution is not available: . ----------------------------------------________________________________________. (c) An installment distribution: (Choose (1) or at least one of (2) or (3)) (1) Is not available under the Plan. (2) May not exceed the lesser of _____ years or the maximum -------- period permitted under Section 6.02. [ ] (3) (Specify) . ----------------------------------------___________________________________. (d) The Plan permits the following annuity options: --------------- . -----------------------------------------------_____________.

METHOD OF PAYMENT OF ACCRUED BENEFIT. The Advisory Committee ------------------------------------ will apply Section 6.02 of the Plan with the following modifications: (Choose (a) or at least one of (b2 ), (c), (d) and (e)) (a) No modifications. (b) Except as required under Section 6.01 of the Plan, a lump sum distribution is not available: . ----------------------------------------______________________________. (c) An installment distribution: (Choose (1) or at least one of (2) or (3)) (1) Is not available under the Plan. (2) May not exceed the lesser of ______ years or the maximum -------- period permitted under Section 6.02. [ ] (3) (Specify) . ----------------------------------------______________________________. (d) The Plan permits the following annuity options: --------------- . -----------------------------------------------___________________.