Common use of Micropayments Fees Clause in Contracts

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $10. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. If you are using PayPal Payouts (formerly Mass Pay), the terms of the PayPal Payouts Agreement will apply. Once you have access to any account statement(s) or other account activity information made available to you by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreement.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $10. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro ) and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. If you are using PayPal Payouts (formerly Mass Pay), the terms of the PayPal Payouts Agreement will apply. Once you have access to any account statement(s) or other account activity information made available to you by PayPal with respect to your business account(s), you will have sixty (60) 60 days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized unauthorised transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreement.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $1010 USD. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services the Commercial Payments Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. If By applying for Micropayments for Digital Goods, you are using agree that for digital goods transactions you receive up to the amounts in the table, then if a buyer opens a Dispute, PayPal may reverse the transaction, and remove the funds from your account without requiring the buyer to escalate the dispute to a claim. PayPal's Payouts (formerly and Mass Pay)Pay services let you send multiple payments in one batch to send commissions, rebates, rewards, and general payments. In order to use these services, you must have: • a PayPal business account in good standing and with no withdrawal limits; and • applied for and received our permission to use these services. We may remove your ability to use Payouts or Mass Pay at any time if there is a higher than acceptable level of risk associated with your use of those services. The amount you will pay us for these services differs according to whether you use the terms Payouts service or Mass Pay services, how you send the payments, and the currency of the payment. These fees can be found in the PayPal Payouts Agreement will apply. Once you have access to any account statement(s) or other account activity information made available to you by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreementMass Pay Fees table.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $1010 USD. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services the Commercial Payments Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. By applying for Micropayments for Digital Goods, you agree that for digital goods transactions you receive up to the amounts in the table, then if a buyer opens a Dispute, PayPal may reverse the transaction, and remove the funds from your account without requiring the buyer to escalate the dispute to a claim. You can use PayPal's Payouts and Mass Pay services to send payouts to multiple recipients in one batch, such as commissions, rebates, rewards, incentives and bulk business payments. In order to use these services, you must have: • a PayPal business account in good standing and with no withdrawal limits; and • applied for and received our permission to use these services. The amount you will pay us for these services differs according to whether you use the Payouts service or Mass Pay services, how you send the payments, and the currency of the payment. These fees can be found on the Fees page. If an intended payout recipient does not have a PayPal account, they can claim the payout by opening one. Any payouts that are not claimed by the intended recipient within 30 days will be refunded to you. We are not liable for amounts sent in error through the Payouts or Mass Pay services, and we will have no responsibility to reverse any payouts. The Payouts and Mass Pay services may only be used for multiple or bulk payments. If you wish to make individual payments, please use the PayPal services intended for that purpose. Mass Pay and Payouts services may not be used for payroll, selling products, sending money to family and friends, paying a merchant for a purchase, purchasing unlock codes, or for any use that we determine presents a higher than acceptable level of risk. We may add further restrictions at any time in our sole discretion. You are solely responsible for ensuring that each of your Payouts and Mass Pay recipients has opted in to receive payments from you through the applicable services and has agreed to be contacted by email or text message, as applicable. By using the Mass Pay and Payouts services, you represent and warrant that the emails or phone numbers you use to contact your customers were provided to you by each payout recipient, and that your use of the services to contact your customers complies with applicable laws and regulations. You understand that the Payouts and Mass Pay services are only intended to facilitate bulk payments and transactions and may not be used to send marketing messages for your business. Without limiting our other rights and remedies under this user agreement, we may, in our sole discretion, at any time suspend or terminate your access to the Payouts or Mass Pay services or your PayPal Payouts account if we determine (formerly i) you are misusing the PayPal or Mass Pay)Pay services, the terms (ii) there is a higher than acceptable level of risk associated with your use of the PayPal Payouts Agreement will apply. Once or Mass Pay services, or (iii) you have access to violated any account statement(s) or other account activity information made available to you by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreementthese terms.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $10¥999 JPY. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative balance in your PayPal balanceaccount), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. By applying for Micropayments for digital goods, you agree that for digital goods transactions you receive up to the amounts in the Micropayment Fee table, then if a buyer opens a dispute, PayPal may reverse the transaction, and remove the funds from your account without requiring the buyer to escalate the dispute to a claim. If you are using PayPal Payouts (formerly Mass Pay), the terms of the PayPal Payouts Agreement will apply. Once you have access to any account statement(s) or other account activity information made available to you by PayPal with respect to your business account(s), you will have sixty (60) 60 days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreement.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $10¥999 JPY. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. If By applying for Micropayments for digital goods, you are using agree that for digital goods transactions you receive up to the amounts in the Micropayment Fee table, then if a buyer opens a dispute, PayPal may reverse the transaction, and remove the funds from your account without requiring the buyer to escalate the dispute to a claim. PayPal's Payouts (formerly and Mass Pay)Pay services let you send multiple payments in one batch to send commissions, rebates, rewards, and general payments. In order to use these services, you must have: • a premier or business account in good standing and with no withdrawal limits; and • applied for and received our permission to use these services. We may remove your ability to use Payouts or Mass Pay at any time if there is a higher than acceptable level of risk associated with your use of those services. The amount you will pay us for these services differs according to whether you use the terms Payouts service or Mass Pay services, how you send the payments, and the currency of the payment. These fees can be found in the PayPal Payouts Agreement and Mass Pay Fees table. You can send money through Payouts or Mass Pay even if your receiver does not have a PayPal account using their email address or mobile number. If the person to whom you are sending money does not have a PayPal account, they can claim it by opening one. If they don’t claim it, it will apply. Once you have access to any account statement(s) or other account activity information made available be refunded to you in thirty (30) days. PayPal is not liable for amounts sent by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPalerror. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation responsibility to make reverse any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreementpayout payment.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $10up to R$7.99. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro ) and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services FeesFees for selling and receiving payments. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. If you are using PayPal Payouts (formerly Mass Pay), the terms of the PayPal Payouts Agreement will apply. Once you have access to any account statement(s) or other account activity information made available to you by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreement.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $1010 USD. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services the Commercial Payments Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. If By applying for Micropayments for Digital Goods, you are using agree that for digital goods transactions you receive up to the amounts in the table, then if a buyer opens a Dispute, PayPal may reverse the transaction, and remove the funds from your account without requiring the buyer to escalate the dispute to a claim. PayPal's Payouts (formerly and Mass Pay)Pay services let you send multiple payments in one batch to send commissions, rebates, rewards, and general payments. In order to use these services, you must have: • a PayPal business account in good standing and with no withdrawal limits; and • applied for and received our permission to use these services. We may remove your ability to use Payouts or Mass Pay at any time if there is a higher than acceptable level of risk associated with your use of those services. The amount you will pay us for these services differs according to whether you use the terms Payouts service or Mass Pay services, how you send the payments, and the currency of the payment. These fees can be found in the PayPal Payouts Agreement will apply. Once and Mass Pay Fees table.‌ Refunds, Reversals and Chargebacks If you have access to receive a payment for selling goods or services that is later refunded or invalidated for any account statement(s) or other account activity information made available reason, you are responsible for the full amount of the payment sent to you plus any fees (including any applicable chargeback fee described below). Whenever a transaction is refunded or otherwise reversed, PayPal will refund or reverse the transaction from your PayPal account in the same currency as the original transaction. If your PayPal balance for a particular currency is insufficient to cover the amount of a refund or reversal, PayPal will perform a currency conversion in order to refund or reverse the transaction. PayPal's transaction exchange rate (including our currency conversion fee) at the time the refund or reversal is processed will be used. If you refund (partially or fully) a transaction to a buyer or a donation to a donor, there are no fees to make the refund, but the fees you originally paid as the seller will not be returned to you. (This will not apply to residents of Mainland China who open a PayPal account and use the PayPal services.) The buyer's account will be credited with the full payment amount, or a portion of the payment amount in the event of a partial refund, we'll retain the fixed fee portion of the fees you paid, and the amount of the refunded payment will be deducted from your PayPal account. Payments to you may be invalidated and reversed by PayPal with respect if: • You lose a PayPal Buyer Protection claim submitted to us by a buyer, including as a result of your failure to respond in a timely manner. • Your buyer pursues a chargeback related to a card-funded transaction and the transaction is not eligible for PayPal Seller Protection. The card issuer, not PayPal, determines whether a buyer is successful when they pursue a chargeback related to a card-funded transaction. • You do not fulfill the transaction as promised or you cannot provide proof of shipment or proof of delivery when required. • eBay decides against you under its money back guarantee program (and you haven't opted out). • Our investigation of a bank reversal made by a buyer or the buyer's bank finds that the transaction was fraudulent. • PayPal sent the payment to you in error. • The payment was unauthorized. • You received the payment for activities that violated this user agreement, the PayPal Acceptable Use Policy or any other agreement between you and PayPal. When you receive a payment, you are liable to PayPal for the full amount of the payment sent to you plus any fees if the payment is later invalidated for any reason. If the buyer paid in another currency, the full amount of the payment sent to you may be calculated in that currency, using PayPal's transaction exchange rate (including our currency conversion fee) at the time the refund or reversal is processed. If your PayPal balance is insufficient to cover your liability for the payment amount plus the fees, then this will result in a negative PayPal balance. Any negative PayPal balance represents an amount that you owe to us, and, in this situation, you must immediately add funds to your business account(s), you will have sixty (60) days PayPal balance to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPaleliminate it. If you do not notify do so, PayPal within may: • recover any amounts due to PayPal by debiting your balance; • engage in collection efforts to recover such timeframeamounts from you; • take any and all action as outlined under Amounts owed to PayPal; or • place a limitation or take other action on your PayPal account as outlined under Restricted Activities and Holds. If you receive a debit or credit card-funded payment through your PayPal account and the buyer pursues a chargeback for the transaction with their card issuer, PayPal will not assess you accept such information as accuratewith a chargeback fee if the transaction is eligible for PayPal Seller Protection. However, if the transaction is ineligible for PayPal Seller Protection, PayPal will assess you with a chargeback fee (for facilitating the chargeback process) regardless of whether the buyer is successful in pursuing the chargeback with the card issuer. The applicable chargeback fee will be deducted from your PayPal account. The chargeback fee is the amount specified on the Chargeback Fees table in the currency of the original transaction. If you do not have the correct currency available in your PayPal balance at the time of the refund or reversal, a currency conversion will be required and PayPal shall have no obligation to make any correctionsa currency conversion fee will apply. If a buyer files a chargeback, unless otherwise required by applicable law. For the purposes of this provisioncard issuer, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreementnot PayPal, will determine who wins the chargeback.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $10. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table (see Exhibit D to this pdf copy of the user agreement) will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services Standard Transaction Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. If PayPal’s Payouts and Mass Pay services let you are using send multiple payments in one batch to send commissions, rebates, rewards, and general payments. You may be able to choose to send payments to PayPal accounts, Venmo accounts, or both. In order to use these services, you must have:  a business PayPal account in good standing and with no withdrawal limits; and  applied for and received our permission to use these services. We may remove your ability to use Payouts (formerly or Mass Pay)Pay at any time if there is a higher than acceptable level of risk associated with your use of those services. The amount you will pay us for these services differs according to whether you use the Payouts service or Mass Pay service, how you send the terms payments, and the currency of the payment. These fees can be found in the PayPal Payouts Agreement and Mass Pay Fees table (see Exhibit E to this pdf copy of the user agreement). You can send money through Payouts or Mass Pay even if your receiver does not have a PayPal or Venmo account, as applicable, at the time you send them money, using their email address or mobile number. If the person to whom you are sending money does not have a relevant account, they can claim it by opening one. If they don’t claim it, it will apply. Once you have access to any account statement(s) or other account activity information made available be refunded to you in thirty (30) days. PayPal is not liable for amounts sent by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPalerror. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation responsibility to make reverse any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreementpayout payment.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $1010 USD. In order to qualify, you must submit an application, be approved by us, and have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of the Merchant Services Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. If By applying for Micropayments for Digital Goods, you are using agree that for Digital Goods transactions you receive up to the amounts in the table then if a buyer opens a Dispute, PayPal may reverse the transaction, and remove the funds from your Account without requiring the buyer to escalate the Dispute to a Claim PayPal's Payouts (formerly and Mass Pay)Pay services let you send multiple payments in one batch to send commissions, rebates, rewards, and general payments. In order to use these services, you must have: • a PayPal business account in good standing and with no withdrawal limits; and • applied for and received our permission to use these services. We may remove your ability to use Payouts or Mass Pay at any time if there is a higher than acceptable level of risk associated with your use of those services. The amount you will pay us for these services differs according to whether you use the terms Payouts service or Mass Pay services, how you send the payments, and the currency of the payment. These fees can be found in the PayPal Payouts Agreement will apply. Once you have access to any account statement(s) or other account activity information made available to you by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreementMass Pay Fees table.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $10. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro ) and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. You can use PayPal’s Payouts and Mass Pay services to send payouts to multiple recipients in one batch, such as commissions, rebates, rewards, incentives, and bulk business payments. You may be able to choose to send payouts to PayPal accounts, Venmo accounts, or both. In order to use these services, you must have: o a business PayPal account in good standing and with no withdrawal limits; and o applied for and received our permission to use these services. The amount you will pay us for these services differs according to whether you use the Payouts or Mass Pay services, how you send the payouts, and the currency of the payouts. Fees can be found on the Fees page. If an intended payout recipient does not have a PayPal or Venmo account, as applicable, they can claim the payout by opening one. Any payouts that are not claimed by the intended recipient within 30 days will be refunded to you. We are not liable for amounts sent in error through the Payouts or Mass Pay services, and we will have no responsibility to reverse any payouts. The Payouts and Mass Pay services may only be used for multiple or bulk payments. If you wish to make individual payments, please use the PayPal services intended for that purpose. Mass Pay and Payouts services may not be used for payroll, selling products, sending money to family and friends, paying a merchant for a purchase, purchasing unlock codes, or for any use that we determine presents a higher than acceptable level of risk. We may add further restrictions at any time in our sole discretion. You are solely responsible for ensuring that each of your payout recipients has opted in to receive payments from you through the applicable services and has agreed to be contacted by email or text message, as applicable. By using the Payouts or Mass Pay services, you represent and warrant that the emails or phone numbers you use to contact your customers were provided to you by each payout recipient, and that your use of the services to contact your customers complies with applicable laws and regulations. You understand that the Payouts and Mass Pay services are only intended to facilitate bulk payments and transactions and may not be used to send marketing messages for your business. Without limiting our other rights and remedies under this user agreement, we may, in our sole discretion, at any time suspend or terminate your access to the Payouts or Mass Pay services or your PayPal Payouts account if we determine (formerly i) you are misusing the PayPal or Mass Pay)Pay services, the terms (ii) there is a higher than acceptable level of risk associated with your use of the PayPal Payouts Agreement will apply. Once or Mass Pay services, or (iii) you have access to violated any account statement(s) or other account activity information made available to you by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreementthese terms.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $10up to R$7.99. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro amounts owed to PayPal) and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table tables will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services FeesFees for selling and receiving payments. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. If you have a Balance Business Account and are using PayPal Payouts (formerly Mass Pay), the terms of the PayPal Payouts Agreement Terms and Conditions will apply. Once you have access to any account statement(s) or other account activity information made available to you by PayPal with respect to your business PayPal account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreement.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $10up to R$7.99. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro amounts owed to PayPal) and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table tables will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services FeesFees for selling and receiving payments. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. If you have a Balance Business Account and are using PayPal Payouts (formerly Mass Pay), the terms of the PayPal Payouts Agreement will apply. Once you have access to any account statement(s) or other account activity information made available to you by PayPal with respect to your business PayPal account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreement.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $10¥999 JPY. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. If By applying for Micropayments for digital goods, you are using agree that for digital goods transactions you receive up to the amounts in the Micropayment Fee table, then if a buyer opens a dispute, PayPal may reverse the transaction, and remove the funds from your account without requiring the buyer to escalate the dispute to a claim. You can use PayPal’s Payouts (formerly Mass Pay)) services to send payouts to multiple recipients in one batch, such as commissions, rebates, rewards, incentives, and bulk business payments. In order to use this service, you must have: • a premier or business account in good standing and with no withdrawal limits; and • applied for and received our permission to use these services. The fees for PayPal Payouts can be found on the terms of Fees page. If an intended payout recipient does not have a PayPal account, they can claim the payout by opening one. Any payouts that are not claimed by the intended recipient within 30 days will be refunded to you. We are not liable for amounts sent in error through PayPal Payouts, and we will have no responsibility to reverse any payouts. PayPal Payouts is built for customers with multiple, bulk and recurring payment needs. If you wish to make one-off payments, please use the PayPal services intended for that purpose. PayPal Payouts Agreement will applymay not be used for payroll, selling products, sending money to family and friends, paying a merchant for a purchase, purchasing unlock codes, or for any use that we determine presents a higher than acceptable level of risk. Once We may add further restrictions at any time in our sole discretion. You are solely responsible for ensuring that each of your Payouts recipients has opted in to receive payments from you have access through the applicable services and has agreed to any account statement(s) be contacted by email or other account activity information made available text message, as applicable. By using the Payouts service, you represent and warrant that the emails or phone numbers you use to contact your customers were provided to you by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurateeach payout recipient, and that your use of the services to contact your customers complies with applicable laws and regulations. You understand that PayPal shall have no obligation Payouts is only intended to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized facilitate bulk payments and transactions and may not be used to send marketing messages for your business. Without limiting our other electronic transfer errors which are each subject to different notification timeframes as set forth in rights and remedies under this user agreement., we may, in our sole discretion, at any time suspend or terminate your access to the Payouts service or your PayPal account if we determine (i) you are misusing the Payouts service, (ii) there is a higher than acceptable level of risk associated with your use of the Payouts service, or

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $1010 USD. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of the Merchant Services Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. If By applying for Micropayments for Digital Goods, you are using agree that for Digital Goods transactions you receive up to the amounts in the table, then if a buyer opens a Dispute, PayPal may reverse the transaction, and remove the funds from your account without requiring the buyer to escalate the dispute to a claim. PayPal's Payouts (formerly and Mass Pay)Pay services let you send multiple payments in one batch to send commissions, rebates, rewards, and general payments. In order to use these services, you must have: • a PayPal business account in good standing and with no withdrawal limits; and • applied for and received our permission to use these services. We may remove your ability to use Payouts or Mass Pay at any time if there is a higher than acceptable level of risk associated with your use of those services. The amount you will pay us for these services differs according to whether you use the terms Payouts service or Mass Pay services, how you send the payments, and the currency of the payment. These fees can be found in the PayPal Payouts Agreement will apply. Once you have access to any account statement(s) or other account activity information made available to you by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreementMass Pay Fees table.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $10¥999 JPY. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. By applying for Micropayments for digital goods, you agree that for digital goods transactions you receive up to the amounts in the Micropayment Fee table, then if a buyer opens a dispute, PayPal may reverse the transaction, and remove the funds from your account without requiring the buyer to escalate the dispute to a claim. You can use PayPal’s Payouts and Mass Pay services to send payouts to multiple recipients in one batch, such as commissions, rebates, rewards, incentives, and bulk business payments. In order to use these services, you must have: • a premier or business account in good standing and with no withdrawal limits; and • applied for and received our permission to use these services. The amount you will pay us for these services differs according to whether you use the Payouts or Mass Pay services, how you send the payouts, and the currency of the payouts. The fees can be found on the Fees page. If an intended payout recipient does not have a PayPal account, they can claim the payout by opening one. Any payouts that are not claimed by the intended recipient within 30 days will be refunded to you. We are not liable for amounts sent in error through the Payouts or Mass Pay services, and we will have no responsibility to reverse any payouts. The Payouts and Mass Pay services may only be used for multiple or bulk payments. If you wish to make individual payments, please use the PayPal services intended for that purpose. Mass Pay and Payouts services may not be used for payroll, selling products, sending money to family and friends, paying a merchant for a purchase, purchasing unlock codes, or for any use that we determine presents a higher than acceptable level of risk. We may add further restrictions at any time in our sole discretion. You are solely responsible for ensuring that each of your payout recipients has opted in to receive payments from you through the applicable services and has agreed to be contacted by email or text message, as applicable. By using the Payouts or Mass Pay services, you represent and warrant that the emails or phone numbers you use to contact your customers were provided to you by each payout recipient, and that your use of the services to contact your customers complies with applicable laws and regulations. You understand that the Payouts and Mass Pay services are only intended to facilitate bulk payments and transactions and may not be used to send marketing messages for your business. Without limiting our other rights and remedies under this user agreement, we may, in our sole discretion, at any time suspend or terminate your access to the Payouts or Mass Pay services or your PayPal Payouts account if we determine (formerly i) you are misusing the PayPal or Mass Pay)Pay services, the terms (ii) there is a higher than acceptable level of risk associated with your use of the PayPal Payouts Agreement will apply. Once or Mass Pay services, or (iii) you have access to violated any account statement(s) or other account activity information made available to you by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreementthese terms.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $10. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. You can use PayPal’s Payouts and Mass Pay services to send payouts to multiple recipients in one batch, such as commissions, rebates, rewards, incentives, and bulk business payments. In order to use these services, you must have: • a PayPal business account in good standing and with no withdrawal limits; and • applied for and received our permission to use these services. The amount you will pay us for these services differs according to whether you use the Payouts or Mass Pay services, how you send the payouts, and the currency of the payouts. Fees can be found on the Fees Page. If an intended payout recipient does not have a PayPal account, they can claim the payout by opening one. Any payouts that are not claimed by the intended recipient within 30 days will be refunded to you. We are not liable for amounts sent in error through the Payouts or Mass Pay services, and we will have no responsibility to reverse any payouts. The Payouts and Mass Pay services may only be used for multiple or bulk payments. If you wish to make individual payments, please use the PayPal services intended for that purpose. Mass Pay and Payouts services may not be used for payroll, selling products, sending money to family and friends, paying a merchant for a purchase, purchasing unlock codes, or for any use that we determine presents a higher than acceptable level of risk. We may add further restrictions at any time in our sole discretion. You are solely responsible for ensuring that each of your payout recipients has opted in to receive payments from you through the applicable services and has agreed to be contacted by email or text message, as applicable. By using the Payouts or Mass Pay services, you represent and warrant that the emails or phone numbers you use to contact your customers were provided to you by each payout recipient, and that your use of the services to contact your customers complies with applicable laws and regulations. You understand that the Payouts and Mass Pay services are only intended to facilitate bulk payments and transactions and may not be used to send marketing messages for your business. Refunds, Reversals and Chargebacks If you receive a payment for selling goods or services that is later refunded or invalidated for any reason, you are responsible for the full amount of the payment sent to you plus any fees (including any applicable Chargeback fee or Dispute fee). Whenever a transaction is refunded or otherwise reversed, PayPal Payouts will refund or reverse the transaction from your PayPal account in the same currency as the original transaction. If your PayPal balance for a particular currency is insufficient to cover the amount of a refund or reversal, PayPal will perform a currency conversion in order to refund or reverse the transaction. PayPal’s transaction exchange rate (formerly Mass Payincluding our currency conversion fee) at the time the refund or reversal is processed will be used. If you refund (partially or fully) a payment for goods or services, there are no fees to make the refund, but the fees originally paid by you will not be returned. The buyer’s account will be credited with the full payment amount, we’ll retain the fees you paid, and the amount of the refunded payment will be deducted from your PayPal account. Payments to you may be invalidated and reversed by PayPal if: • You lose a PayPal Purchase Protection claim submitted to us by a buyer, including as a result of your failure to respond in a timely manner. • Your buyer pursues a chargeback related to a card-funded transaction and the transaction is not eligible for PayPal's Seller Protection program. The card issuer, not PayPal, determines whether a buyer is successful when they pursue a chargeback related to a card-funded transaction. • You do not fulfill the transaction as promised or you cannot provide proof of shipment or proof of delivery when required. • eBay decides against you under its money back guarantee program (and you haven’t opted out). • Our investigation of a bank reversal made by a buyer or the buyer’s bank finds that the transaction was fraudulent. • PayPal sent the payment to you in error. • The payment was unauthorized. • You received the payment for activities that violated this user agreement or any other agreement between you and PayPal. When you receive a payment, you are liable to PayPal for the full amount of the payment sent to you plus any fees if the payment is later invalidated or reversed for any reason. If the buyer paid in another currency, the terms full amount of that payment may be calculated in that currency, using the transaction exchange rate (including our currency conversion fee) that applies at the time the refund or reversal is processed. If your PayPal balance doesn’t cover the payment amount due plus the fees, we may use any of the payment methods linked to your PayPal account to cover the amount due. If the payment methods linked to your PayPal account don’t cover the amount due, this will result in a negative PayPal balance. A negative PayPal balance represents an amount that you owe to us, and, in this situation, you must immediately add funds to your PayPal balance to resolve it. If you don’t, PayPal may: • engage in collection efforts to recover the amount due from you; • take any and all action as outlined under Amounts owed to PayPal; or • place a limitation or take other action on your PayPal account as outlined under Restricted Activities and Holds. PayPal will charge a Dispute fee to sellers for facilitating the online dispute resolution process for transactions that are processed either through a buyer’s PayPal account or through a PayPal guest checkout. The Dispute fee applies when the buyer pursues a claim directly with PayPal, a chargeback with their card issuer, or a reversal with their bank. The Dispute fee will be charged at either the Standard Dispute fee rate or the High Volume Dispute fee rate. The Dispute fee will be charged in the currency which you selected for the original transaction listing. If the transaction was in a currency not listed in the Dispute fee table, then the fee charged will be in your primary holding currency. The Dispute fee will be deducted from your PayPal account after the claim is decided. The Dispute fee amount will be determined when the dispute case is created. The fee is based on the ratio of the total transaction amount of all Item Not Received and Significantly Not as Described claims you receive compared to the total amount of your sales for the previous three calendar months. Your total claims include all Item Not Received and Significantly Not as Described claims that are filed either directly with and escalated to PayPal or with the buyer’s card issuer or bank. Your total claims do not include claims for Unauthorized Transactions. For example, for the month of September, your dispute ratio will be calculated by considering your total claims to sales ratio over June, July, and August. The claims ratio for September will determine the dispute fee for all claims filed in October. If your dispute ratio is 1.5% or more and you had more than 100 sales transactions in the previous three full calendar months, you will be charged the High Volume Dispute fee for each dispute. Otherwise, you will be charged the Standard Dispute fee for each dispute. You will not be charged a Standard Dispute fee for disputes that are: • Inquiries in PayPal’s Resolution Centre that are not escalated to a claim with PayPal. • Resolved directly between you and the buyer and not escalated to a claim with PayPal. • Filed by the buyer directly with PayPal as an Unauthorized Transaction. • Eligible for PayPal’s Seller Protection program. • Claims with a transaction value that is less than twice the amount of a Standard Dispute fee. • Decided in your favour by PayPal or your issuer. You will not be charged a High Volume Dispute fee for disputes that are: • Inquiries in PayPal’s Resolution Centre and not escalated to a claim with PayPal. • Resolved directly between you and the buyer and not escalated to a claim with PayPal. • Filed by the buyer directly with PayPal as an Unauthorized Transaction. Sellers charged High Volume Dispute fees may be required to provide a remediation plan which includes an explanation of the cause of the increased dispute rate, the actions taken to reduce disputes, and the timelines for those actions. Disputes listed above may be excluded from being charged a Standard Dispute fee or a High Volume Dispute fee, but the claim itself may still be included in the overall calculation of your dispute ratio. For transactions that are not processed either through a buyer’s PayPal account or through a guest checkout, and where the buyer pursues a chargeback for the transaction with their card issuer, PayPal will charge you a Chargeback fee for facilitating the chargeback process. This fee will apply regardless of whether the buyer is successful in pursuing the chargeback with the card issuer. The applicable chargeback fee will be deducted from your PayPal account. The chargeback fee is applied as specified in the Chargeback Fee table and will be charged in the currency which you selected for the original transaction listing. If the transaction was in a currency not listed in the Chargeback Fee table the fee charged will be in your primary holding currency. You should read and understand PayPal’s Purchase Protection program and if you sell goods and services to buyers with PayPal accounts in countries other than your own, you should also be familiar with the purchase protection available to buyers in each of those countries. Buyers’ rights under these programs may impact you as a seller. You can find this information for PayPal’s programs on the Legal Agreements page by selecting your buyer’s location at the top of the page and referring to the applicable user agreement for that geography. If you lose a claim under PayPal’s Purchase Protection program in any country: • You must forfeit the full purchase price of the item plus the original shipping cost (and in some cases you may not receive the item back). • You will not receive a refund of the PayPal Payouts Agreement will applyfees that you paid in connection with the sale. Once • If the claim was that the item received was Significantly Not as Described, you have access may not receive the item back, or you may be required to any account statement(s) or other account activity information made available accept the item back and pay for the return shipping costs. • If the claim was that the item received was “Significantly Not as Described” and related to an item you by PayPal with respect to your business account(s)sold that is counterfeit, you will have sixty (60) days be required to notify PayPal in writing of any errors or discrepancies with respect provide a full refund to the pricing or other fees applied by PayPalbuyer and you may not receive the item back. If you do not notify accept PayPal within payments from buyers for goods or services you sell through eBay, then you need to read and understand the eBay Money Back Guarantee program. Unless you opt out by calling eBay, PayPal will treat eBay’s decisions in favour of your buyers under that program as a basis for reversing a PayPal payment made to you. If your PayPal balance is insufficient to cover the amount, we may: • Place a hold on your PayPal account until sufficient funds become available in your PayPal account to cover such timeframe, you accept such information as accurate, and claim; or • Create a negative balance in your PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreementaccount.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $10¥999 JPY. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. By applying for Micropayments for digital goods, you agree that for digital goods transactions you receive up to the amounts in the Micropayment Fee table, then if a buyer opens a dispute, PayPal may reverse the transaction, and remove the funds from your account without requiring the buyer to escalate the dispute to a claim. If you are using PayPal Payouts (formerly Mass Pay), the terms of the PayPal Payouts Agreement will apply. Once you have access to any account statement(s) or other account activity information made available to you by PayPal with respect to your business account(s), you will have sixty (60) 60 days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreement.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $1010 USD. In order to qualify, you must submit an application, be approved by us, and have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of the Merchant Services Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. If By applying for Micropayments for Digital Goods, you are using agree that for Digital Goods transactions you receive up to the amounts in the table then if a buyer opens a Dispute, PayPal may reverse the transaction, and remove the funds from your Account without requiring the buyer to escalate the Dispute to a Claim You can use PayPal Payouts (formerly Mass Pay)) service to send payouts to multiple recipients in one batch, such as commissions, rebates, rewards, incentives and bulk business payments. In order to use this service, you must have: • a PayPal business account in good standing and with no withdrawal limits; and • applied for and received our permission to use these services. Fees for PayPal Payouts can be found in the terms Fees page. If an intended payout recipient does not have a PayPal account, they can claim the payout by opening one. Any payouts that are not claimed by the intended recipient within 30 days will be refunded to you. We are not liable for amounts sent in error through PayPal Payouts, and we will have no responsibility to reverse any payouts. The Payouts service may only be used for multiple or bulk payments. If you wish to make individual payments, please use the PayPal services intended for that purpose. The PayPal Payouts service may not be used for payroll, selling products, sending money to family and friends, paying a merchant for a purchase, purchasing unlock codes, or for any use that we determine presents a higher than acceptable level of risk. We may add further restrictions at any time in our sole discretion. You are solely responsible for ensuring that each of your payout recipients has opted in to receive payments from you through the applicable services and has agreed to be contacted by email or text message, as applicable. By using the Payouts service, you represent and warrant that the emails or phone numbers you use to contact your customers were provided to you by each payout recipient, and that your use of the services to contact your customers complies with applicable laws and regulations. You understand that the PayPal Payouts Agreement will apply. Once you have access service is only intended to any account statement(s) or other account activity information made available to you by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurate, facilitate bulk payments and PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and may not be used to send marketing messages for your business. Without limiting our other electronic transfer errors which are each subject to different notification timeframes as set forth in rights and remedies under this user agreement, we may, in our sole discretion, at any time suspend or terminate your access to the Payouts service or your PayPal account, if we determine (i) you are misusing the PayPal Payouts service, (ii) there is a higher than acceptable level of risk associated with your use of the Payouts service, or (iii) you have violated any of these terms.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $10. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. If you are using PayPal Payouts (formerly Mass Pay), the terms of the PayPal Payouts Agreement will apply. Once you have access to any account statement(s) or other account activity information made available to you by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions Unauthorized Transactions and other electronic transfer errors Errors which are each subject to different notification timeframes as set forth in this user agreementherein.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $1010 USD. In order to qualify, you must submit an application, be approved by us, and have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of the Merchant Services Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. By applying for Micropayments for Digital Goods, you agree that for Digital Goods transactions you receive up to the amounts in the table then if a buyer opens a Dispute, PayPal may reverse the transaction, and remove the funds from your Account without requiring the buyer to escalate the Dispute to a Claim If you are using PayPal Payouts (formerly Mass Pay), the terms of the PayPal Payouts Agreement will apply. Once you have access to any account statement(s) or other account activity information made available to you by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreement.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $10. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. If you are using a buyer opens a dispute, PayPal Payouts (formerly Mass Pay)may reverse the transaction, and remove the terms of funds from your account without requiring the PayPal Payouts Agreement will applybuyer to escalate the dispute to a claim. Once you have access to any account statement(s) or other account activity information made available to you by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreement.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $10. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table (see Exhibit D to this pdf copy of the user agreement) will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services Standard Transaction Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. If PayPal’s Payouts and Mass Pay services let you are using send multiple payments in one batch to send commissions, rebates, rewards, and general payments. In order to use these services, you must have:  a business PayPal account in good standing and with no withdrawal limits; and  applied for and received our permission to use these services. We may remove your ability to use Payouts (formerly or Mass Pay)Pay at any time if there is a higher than acceptable level of risk associated with your use of those services. The amount you will pay us for these services differs according to whether you use the Payouts service or Mass Pay service, how you send the terms payments, and the currency of the payment. These fees can be found in the PayPal Payouts Agreement will apply. Once you have access and Mass Pay Fees table (see Exhibit E to any account statement(s) or other account activity information made available to you by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing this pdf copy of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreement).

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $10. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. You can use PayPal's Payouts to send payouts to multiple recipients in one batch. In order to use these services, you must have: • a PayPal business account in good standing and with no withdrawal limits; and • applied for and received our permission to use these services. Fees for PayPal Payouts can be found on the Fees page. If an intended payout recipient does not have a PayPal account they can claim the payout by opening one. Any payouts that are not claimed by the intended recipient within 30 days will be refunded to you. We are not liable for amounts sent in error through the Payouts, and we will have no responsibility to reverse any payouts. PayPal Payouts is built for customers with multiple, bulk, and recurring payment needs.If you are using wish to make one-off payments, please use the PayPal services intended for that purpose. PayPal Payouts services may not be used for payroll, selling products, paying a merchant for a purchase, purchasing unlock codes, or for any use that we determine presents a higher than acceptable level of risk. We may add further restrictions at any time in our sole discretion. You are solely responsible for ensuring that each of your payout recipients has opted in to receive payments from you through the applicable services and has agreed to be contacted by email or text message, as applicable. By using the Payouts, you represent and warrant that the emails or phone numbers you use to contact your customers were provided to you by each payout recipient, and that your use of the services to contact your customers complies with applicable laws and regulations. You understand that the Payouts are only intended to facilitate bulk payments and transactions and may not be used to send marketing messages for your business. Without limiting our other rights and remedies under this user agreement, we may, in our sole discretion, at any time suspend or terminate your access to the Payouts or your PayPal account if we determine (formerly Mass Pay)i) you are misusing the PayPal Payouts, the terms (ii) there is a higher than acceptable level of risk associated with your use of the PayPal Payouts Agreement will apply. Once services, or (iii) you have access to violated any account statement(s) or other account activity information made available to you by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreementthese terms.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $10. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro ) and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. If you are using PayPal You can use PayPal’s Payouts (formerly Mass Pay)) service to send payouts to multiple recipients in one batch, such as commissions, rebates, rewards, incentives, and bulk business payments. You may be able to choose to send payouts to PayPal accounts, Venmo accounts, or both. In order to use this service, you must have: • a business PayPal account in good standing and with no withdrawal limits; and • applied for and received our permission to use these services. Fees for PayPal Payouts can be found on the terms of Fees page. If an intended payout recipient does not have a PayPal or Venmo account, as applicable, they can claim the payout by opening one. Any payouts that are not claimed by the intended recipient within 30 days will be refunded to you. We are not liable for amounts sent in error through the Payouts, and we will have no responsibility to reverse any payouts. PayPal Payouts is built for consumers with multiple, bulk, and recurring payment needs. If you wish to make one-off payments, please use the PayPal services intended for that purpose. PayPal Payouts Agreement will applymay not be used for payroll, selling products, sending money to family and friends, paying a merchant for a purchase, purchasing unlock codes, or for any use that we determine presents a higher than acceptable level of risk. Once We may add further restrictions at any time in our sole discretion. You are solely responsible for ensuring that each of your payout recipients has opted in to receive payments from you have access through the applicable services and has agreed to any account statement(s) be contacted by email or other account activity information made available text message, as applicable. By using the Payouts service, you represent and warrant that the emails or phone numbers you use to contact your customers were provided to you by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPal. If you do not notify PayPal within such timeframe, you accept such information as accurateeach payout recipient, and that your use of the services to contact your customers complies with applicable laws and regulations. You understand that PayPal shall have no obligation Payouts is only intended to make any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized facilitate bulk payments and transactions and may not be used to send marketing messages for your business. Without limiting our other electronic transfer errors which are each subject to different notification timeframes as set forth in rights and remedies under this user agreement., we may, in our sole discretion, at any time suspend or terminate your access to the Payouts service or your PayPal account if we determine (i) you are misusing the Payouts service, (ii) there is a higher than acceptable level of risk associated with your use of the Payouts service, or

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $1010 USD. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services the Commercial Payments Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. If By applying for Micropayments for Digital Goods, you are using agree that for digital goods transactions you receive up to the amounts in the table, then if a buyer opens a Dispute, PayPal may reverse the transaction, and remove the funds from your account without requiring the buyer to escalate the dispute to a claim. PayPal's Payouts (formerly and Mass Pay)Pay services let you send multiple payments in one batch to send commissions, rebates, rewards, and general payments. In order to use these services, you must have: • a PayPal business account in good standing and with no withdrawal limits; and • applied for and received our permission to use these services. We may remove your ability to use Payouts or Mass Pay at any time if there is a higher than acceptable level of risk associated with your use of those services. The amount you will pay us for these services differs according to whether you use the terms Payouts service or Mass Pay services, how you send the payments, and the currency of the payment. These fees can be found in the PayPal Payouts Agreement will apply. Once and Mass Pay Fees table.‌ Refunds, Reversals and Chargebacks If you have access to receive a payment for selling goods or services that is later refunded or invalidated for any account statement(s) or other account activity information made available reason, you are responsible for the full amount of the payment sent to you plus any fees (including any applicable chargeback fee described below). Whenever a transaction is refunded or otherwise reversed, PayPal will refund or reverse the transaction from your PayPal account in the same currency as the original transaction. If your PayPal balance for a particular currency is insufficient to cover the amount of a refund or reversal, PayPal will perform a currency conversion in order to refund or reverse the transaction. PayPal's transaction exchange rate (including our currency conversion fee) at the time the refund or reversal is processed will be used. If you refund (partially or fully) a transaction to a buyer or a donation to a donor, there are no fees to make the refund, but the fees you originally paid as the seller will not be returned to you. (This will not apply to residents of Mainland China who open a PayPal account and use the PayPal services.) The buyer's account will be credited with the full payment amount, or a portion of the payment amount in the event of a partial refund, we'll retain the fixed fee portion of the fees you paid, and the amount of the refunded payment will be deducted from your PayPal account. Payments to you may be invalidated and reversed by PayPal with respect if: • You lose a PayPal Buyer Protection claim submitted to us by a buyer, including as a result of your failure to respond in a timely manner. • Your buyer pursues a chargeback related to a card-funded transaction and the transaction is not eligible for PayPal Seller Protection. The card issuer, not PayPal, determines whether a buyer is successful when they pursue a chargeback related to a card-funded transaction. • You do not fulfill the transaction as promised or you cannot provide proof of shipment or proof of delivery when required. • eBay decides against you under its money back guarantee program (and you haven't opted out). • Our investigation of a bank reversal made by a buyer or the buyer's bank finds that the transaction was fraudulent. • PayPal sent the payment to you in error. • The payment was unauthorized. • You received the payment for activities that violated this user agreement, the PayPal Acceptable Use Policy or any other agreement between you and PayPal. When you receive a payment, you are liable to PayPal for the full amount of the payment sent to you plus any fees if the payment is later invalidated for any reason. If the buyer paid in another currency, the full amount of the payment sent to you may be calculated in that currency, using PayPal's transaction exchange rate (including our currency conversion fee) at the time the refund or reversal is processed. If your PayPal balance is insufficient to cover your liability for the payment amount plus the fees, then this will result in a negative PayPal balance. Any negative PayPal balance represents an amount that you owe to us, and, in this situation, you must immediately add funds to your business account(s), you will have sixty (60) days PayPal balance to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPaleliminate it. If you do not notify do so, PayPal within may: • recover any amounts due to PayPal by debiting your balance; • engage in collection efforts to recover such timeframeamounts from you; • take any and all action as outlined under Amounts owed to PayPal; or • place a limitation or take other action on your PayPal account as outlined under Restricted Activities and Holds. If you receive a debit or credit card-funded payment through your PayPal account and the buyer pursues a chargeback for the transaction with their card issuer, PayPal will not assess you with a chargeback fee if the transaction is eligible for PayPal Seller Protection. However, if the transaction is ineligible for PayPal Seller Protection, PayPal will assess you with a chargeback fee (for facilitating the chargeback process) regardless of whether the buyer is successful in pursuing the chargeback with the card issuer. The applicable chargeback fee will be deducted from your PayPal account. The chargeback fee is the amount specified on the Chargeback Fees table in the currency of the original transaction. If you do not have the correct currency available in your PayPal balance at the time of the refund or reversal, a currency conversion will be required and a currency conversion fee will apply. You should read and understand PayPal's Buyer Protection program and if you sell goods and services to and receive payments from buyers with PayPal accounts in countries/regions other than your own, you accept such should also be familiar with the PayPal Buyer Protection available to buyers in each of those countries/regions. Buyers' rights under these programs may impact you as a seller. You can find this information as accuratefor PayPal's programs on the Legal Agreements page by selecting your buyer's location at the top of the page and referring to the applicable user agreement for that geography. If you lose a claim under PayPal's Buyer Protection program in any country/region: • You will be required to reimburse PayPal for your liability. • Your liability will include the full purchase price of the item plus the original shipping cost (and in some cases you may not receive the item back), and the PayPal shall have no obligation fees that you were charged for the transaction. • You will not receive a refund of the PayPal fees that you paid in connection with the sale. • If the claim was that the item received was Significantly Not as Described, you may not receive the item back, or you may be required to make any correctionsaccept the item back and pay for the return shipping costs. • If the claim was that the item received was Significantly Not as Described and related to an item you sold that is counterfeit, unless otherwise you will be required to provide a full refund to the buyer and you may not receive the item back. If you accept PayPal payments from buyers for goods or services you sell through eBay, then you need to read and understand the eBay Money Back Guarantee program. Unless you opt out by applicable lawcalling eBay, PayPal will treat eBay's decisions in favor of your buyers under that program as a basis for reversing a PayPal payment made to you. For If your PayPal balance is insufficient to cover the purposes of this provisionamount, we may: • Place a hold on your PayPal account until sufficient funds become available in your PayPal account to cover such pricing claim; or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth • Create a negative balance in this user agreementyour PayPal account.

Micropayments Fees. You may qualify to receive micropayments pricing for the sale of goods and services through your PayPal account, if your transactions typically average less than $10. In order to qualify, you must have a PayPal account that is in good standing (for example, no limitations or negative PayPal balance), you may not be processing payments using PayPal Payments Pro and you must submit an application and have it approved by us. If your PayPal account is approved to accept micropayments, then the fees found on the Micropayment Fees table will apply to all transactions for the sale of goods or services processed through your PayPal account, instead of Merchant Services Fees. If you have multiple PayPal accounts, you must route your micropayments transactions through the appropriate account. Once a transaction is processed, PayPal will not re-route the transaction through a different account. If PayPal's Payouts and Mass Pay services let you are using send multiple payments in one batch to send commissions, rebates, rewards, and general payments. In order to use these services, you must have: • a PayPal business account in good standing and with no withdrawal limits; and • applied for and received our permission to use these services. We may remove your ability to use Payouts (formerly or Mass Pay)Pay at any time if there is a higher than acceptable level of risk associated with your use of those services. The amount you will pay us for these services differs according to whether you use the Payouts service or Mass Pay services, how you send the terms payments, and the currency of the payment. These fees can be found in the PayPal Payouts Agreement and Mass Pay Fees table. You can send money through Payouts or Mass Pay even if your receiver does not have a PayPal account using their email address or mobile number. If the person to whom you are sending money does not have a PayPal account, they can claim it by opening one. If they don't claim it, it will apply. Once you have access to any account statement(s) or other account activity information made available be refunded to you in thirty (30) days. PayPal is not liable for amounts sent by PayPal with respect to your business account(s), you will have sixty (60) days to notify PayPal in writing of any errors or discrepancies with respect to the pricing or other fees applied by PayPalerror. If you do not notify PayPal within such timeframe, you accept such information as accurate, and PayPal shall have no obligation responsibility to make reverse any corrections, unless otherwise required by applicable law. For the purposes of this provision, such pricing or fee errors or discrepancies are different than unauthorized transactions and other electronic transfer errors which are each subject to different notification timeframes as set forth in this user agreementpayout payment.