Common use of Minimum Age and Service Requirements Clause in Contracts

Minimum Age and Service Requirements. Solely for purposes of Non-Safe Harbor Matching Contribution # 1 , an Eligible Employee (see Section 1.2 above) will be eligible to enter the Plan as a Participant on the applicable Entry Date upon satisfying the following age and/or service requirements: (a) Age Requirement 0 (max. 21 – enter zero if none) (b) Service Requirement (check one) x 1) None ¨ 2) -Year Period of Service (max. 2, but Vesting must be 100% if more than 1 year is used) ¨ 3) -month Period of Service (max. 24, but Vesting must be 100% if more than 12 months are used) ¨ 4) -week Period of Service (max. 104, but Vesting must be 100% if more than 52 weeks are used) ¨ 5) -day Period of Service (max. 730, but Vesting must be 100% if more than 365 days are used)

Minimum Age and Service Requirements. Solely for purposes of Non-Safe Harbor Matching Contribution # 1 2 , an Eligible Employee (see Section 1.2 above) will be eligible to enter the Plan as a Participant on the applicable Entry Date upon satisfying the following age and/or service requirements: (a) Age Requirement 0 (max. 21 – enter zero if none) (b) Service Requirement (check one) x 1) None ¨ 2) -Year Period of Service (max. 2, but Vesting must be 100% if more than 1 year is used) ¨ 3) -month Period of Service (max. 24, but Vesting must be 100% if more than 12 months are used) ¨ 4) -week Period of Service (max. 104, but Vesting must be 100% if more than 52 weeks are used) ¨ 5) -day Period of Service (max. 730, but Vesting must be 100% if more than 365 days are used)

Minimum Age and Service Requirements. Solely for purposes of Non-Safe Harbor Matching Contribution # 1 3 , an Eligible Employee (see Section 1.2 above) will be eligible to enter the Plan as a Participant on the applicable Entry Date upon satisfying the following age and/or service requirements: (a) Age Requirement 0 (max. 21 – enter zero if none) (b) Service Requirement (check one) x 1) None ¨ 2) -Year Period of Service (max. 2, but Vesting must be 100% if more than 1 year is used) ¨ 3) -month Period of Service (max. 24, but Vesting must be 100% if more than 12 months are used) ¨ 4) -week Period of Service (max. 104, but Vesting must be 100% if more than 52 weeks are used) ¨ 5) -day Period of Service (max. 730, but Vesting must be 100% if more than 365 days are used)

Minimum Age and Service Requirements. Solely for purposes of Non-Safe Harbor Matching Non-Elective Contribution # 1 , an Eligible Employee (see Section 1.2 above) will be eligible to enter the Plan as a Participant on the applicable Entry Date upon satisfying the following age and/or service requirements: (a) Age Requirement 0 (max. 21 – enter zero if none) (b) Service Requirement (check one) x 1) None ¨ 2) -Year Period of Service (max. 2, but Vesting must be 100% if more than 1 year is used) ¨ 3) -month Period of Service (max. 24, but Vesting must be 100% if more than 12 months are used) ¨ 4) -week Period of Service (max. 104, but Vesting must be 100% if more than 52 weeks are used) ¨ 5) -day Period of Service (max. 730, but Vesting must be 100% if more than 365 days are used)