Common use of MINIMUM DEPOSIT AND BALANCE REQUIREMENTS Clause in Contracts

MINIMUM DEPOSIT AND BALANCE REQUIREMENTS. Your Share Accounts may have certain minimum deposit and minimum balance requirements. The minimum deposit and daily balance you must maintain to obtain the disclosed APY is shown on the enclosed Rate Sheet. TRANSFERS TO THIRD PARTIES (REGULATION D): During any calendar month, statement cycle or similar periods of at least 4 weeks, you may not make more than 6 withdrawals or transfers from a savings deposit account which includes your regular share account, Primary Savings, Traditional Christmas Club, Special Savings or a Money Market deposit account) to another credit union account of yours or to a third party by means of a pre-authorized or automatic transfer, telephone or fax, home or internet banking or check, draft, debit card, or similar order payable to third parties. Any excess withdrawals will be returned unpaid and assessed the non-sufficient funds item fee shown on the Schedule of Fees.