Common use of Miscellaneous REMIC Provisions Clause in Contracts

Miscellaneous REMIC Provisions. (a) The beneficial ownership interest in the Lower-Tier REMIC shall be evidenced by the interests having the characteristics and terms as follows: Initial Lower- Lower-Tier Final Scheduled Class Designation Tier Balance Pass-Through Rate Payment Dates ----------------- ------------ ----------------- ------------- Lower-Tier Interest A-1 $130,000,000 (1) April 15, 2007 Lower-Tier Interest A-2 135,000,000 (1) May 15, 2012 Lower-Tier Interest A-3 215,000,000 (1) May 15, 2012 Lower-Tier Interest A-4 73,000,000 (1) May 15, 2012 Lower-Tier Interest A-5 71,000,000 (1) August 15, 2013 Lower-Tier Interest A-6 36,000,000 (1) March 15, 2015 Lower-Tier Interest A-7 65,000,000 (1) May 15, 2024 Lower-Tier Interest A-8 38,600,000 (1) August 15, 2028 Lower-Tier Interest A-9 68,000,000 (1) August 15, 2028 Lower-Tier Interest A-10 259,200,000 (1) August 15, 2028 Lower-Tier Interest A-11IO $0* 8.50% December 15, 1999 Lower-Tier Interest M-1F 54,337,000 (1) Xxxxxx 00, 0000 Xxxxx-Tier Interest M-1A 25,600,000 (2) August 15, 2028 Lower-Tier Interest M-2F 49,613,000 (1) August 15, 2028 Lower-Tier Interest M-2A 20,000,000 (2) August 15, 2028 Lower-Tier Interest B-1F 9,450,000 (1) August 15, 2028 Lower-Tier Interest B-1A 15,200,000 (2) August 15, 2028 Lower-Tier Interest OC $0** (3) August 15, 2028 Lower-Tier REMIC Residual Class (4) (4) August 15, 2028 ---------- * Notional principal amount equal to the outstanding Certificate Principal Balance of the Class A-9 Certificates during the Interest Only Period, and thereafter, zero. ** Notional principal amount equal to the aggregate outstanding Loan Balance of the Home Equity Loans.

Miscellaneous REMIC Provisions. (aA) The beneficial ownership interest interests in the Lower-Tier REMIC shall be evidenced by the interests having the characteristics and terms as follows: Initial Lower- Lower-Tier Final Scheduled Class Designation Tier Balance Pass-Through Rate Payment Dates ----------------- ------------ ----------------- ------------- Lower-Tier Interest A-1 $130,000,000 334,270,000 (1) April 15December 20, 2007 2012 Lower-Tier Interest A-2 135,000,000 $137,610,000 (1) May 15December 20, 2012 Lower-Tier Interest A-3 215,000,000 $151,170,000 (1) May 15April 20, 2012 2018 Lower-Tier Interest A-4 73,000,000 $101,640,000 (1) May 15March 20, 2012 2025 Lower-Tier Interest A-5 71,000,000 $70,310,000 (1) August 15June 20, 2013 2029 Lower-Tier Interest A-6 36,000,000 $70,000,000 (1) March 15June 20, 2015 2029 Lower-Tier Interest A-7 65,000,000 M-1 $47,500,000 (1) May 15June 20, 2024 2029 Lower-Tier Interest A-8 38,600,000 M-2 $45,000,000 (1) August 15June 20, 2028 2029 Lower-Tier Interest A-9 68,000,000 B-1 $42,500,000 (1) August 15June 20, 2028 Lower-Tier Interest A-10 259,200,000 (1) August 15, 2028 Lower-Tier Interest A-11IO $0* 8.50% December 15, 1999 Lower-Tier Interest M-1F 54,337,000 (1) Xxxxxx 00, 0000 Xxxxx-Tier Interest M-1A 25,600,000 (2) August 15, 2028 Lower-Tier Interest M-2F 49,613,000 (1) August 15, 2028 Lower-Tier Interest M-2A 20,000,000 (2) August 15, 2028 Lower-Tier Interest B-1F 9,450,000 (1) August 15, 2028 Lower-Tier Interest B-1A 15,200,000 (2) August 15, 2028 Lower-Tier Interest OC $0** (3) August 15, 2028 2029 Lower-Tier REMIC Residual Class (42) (42) August 15June 20, 2028 ---------- * Notional principal amount equal to the outstanding Certificate Principal Balance of the Class A-9 Certificates during the Interest Only Period, and thereafter, zero. ** Notional principal amount equal to the aggregate outstanding Loan Balance of the Home Equity Loans.2029 Residual Class

Miscellaneous REMIC Provisions. (a) The beneficial ownership interest in the Lower-Tier REMIC shall be evidenced by the interests having the characteristics and terms as follows: Initial Lower- Lower-Tier Final Scheduled Class Designation Tier Balance Pass-Through Rate Payment Dates ----------------- ------------ ----------------- ------------- Lower-Tier Interest A-1 $130,000,000 81,000,000 (1) April September 15, 2007 Lower-Tier Interest A-2 135,000,000 $65,800,000 (1) May January 15, 2012 Lower-Tier Interest A-3 215,000,000 $113,400,000 (1) May January 15, 2012 Lower-Tier Interest A-4 73,000,000 $42,800,000 (1) May January 15, 2012 Lower-Tier Interest A-5 71,000,000 $39,200,000 (1) August October 15, 2013 Lower-Tier Interest A-6 36,000,000 $21,300,000 (1) March 15, 2015 2016 Lower-Tier Interest A-7 65,000,000 $35,500,00 (1) May March 15, 2024 2023 Lower-Tier Interest A-8 38,600,000 $26,250,000 (1) August April 15, 2028 Lower-Tier Interest A-9 68,000,000 $39,375,000 (1) August April 15, 2028 Lower-Tier Interest A-10 259,200,000 $251,000,000 (1) August April 15, 2028 Lower-Tier Interest A-11IO $0* 8.50% December (1) April 15, 1999 2028 Lower-Tier Interest M-1F 54,337,000 $23,625,000 (1) Xxxxxx 00April 15, 0000 Xxxxx2028 Lower-Tier Interest M-1A 25,600,000 $25,808,000 (2) August April 15, 2028 Lower-Tier Interest M-2F 49,613,000 $30,187,000 (1) August April 15, 2028 Lower-Tier Interest M-2A 20,000,000 $19,375,000 (2) August April 15, 2028 Lower-Tier Interest B-1F 9,450,000 $6,563,000 (1) August April 15, 2028 Lower-Tier Interest B-1A 15,200,000 $14,725,000 (2) August 15, 2028 Lower-Tier Interest OC $0** (3) August April 15, 2028 Lower-Tier REMIC Residual Class (43) (43) August April 15, 2028 ---------- * Notional principal amount equal to the outstanding Certificate Principal Balance of the Class A-9 Certificates during the Interest Only Period, and thereafter, zero. ** Notional principal amount equal to the aggregate outstanding Loan Balance of the Home Equity Loans.-------------------

Miscellaneous REMIC Provisions. (a) The beneficial ownership interest in the Lower-Tier REMIC shall be evidenced by the interests having the characteristics and terms as follows, including for federal income tax purposes the month in which the Final Scheduled Payment Dates occur: Initial Lower- Lower-Tier Initial Month and Year Pass-Through Lower-Tier of Final Scheduled Class Designation Tier Rate Balance Pass-Through Rate Payment Dates ----------------- ------------ ----------------- ------------- ---------- ------------------ Lower-Tier Interest A-1 $130,000,000 (1) April 15, 2007 $81,000,000 October 2014 Lower-Tier Interest A-2 135,000,000 (1) May 15, 2012 60,000,000 February 2022 Lower-Tier Interest A-3 215,000,000 (1) May 15, 2012 27,000,000 March 2024 Lower-Tier Interest A-4 73,000,000 (1) May 15, 2012 59,000,000 July 2027 Lower-Tier Interest A-5 71,000,000 (1) August 15, 2013 21,289,000 September 2028 Lower-Tier Interest A-6 36,000,000 (1) 27,300,000 September 2028 Lower-Tier Interest A-7 (2) 429,657,000 July 2028 Lower-Tier Interest A-8 (2) 143,000,000 March 15, 2015 Lower-Tier Interest A-7 65,000,000 (1) May 15, 2024 Lower-Tier Interest A-8 38,600,000 (1) August 15, 2028 Lower-Tier Interest A-9 68,000,000 (1) August 15, 2028 Lower-Tier Interest A-10 259,200,000 (1) August 15, 2028 Lower-Tier Interest A-11IO $0* 8.50% December 15, 1999 Lower-Tier Interest M-1F 54,337,000 (1) Xxxxxx 00, 0000 Xxxxx-Tier Interest M-1A 25,600,000 (2) August 15, 2028 Lower-Tier Interest M-2F 49,613,000 (1) August 15, 55,650,000 September 2028 Lower-Tier Interest M-2A 20,000,000 (2) August 15, 2028 Lower-Tier Interest B-1F 9,450,000 (1) August 15, 48,470,000 September 2028 Lower-Tier Interest B-1A 15,200,000 (2) August 15, 41,290,000 September 0000 Xxxxx-Xxxx Xxxxxxxx X-0X (1) 6,344,000 September 2028 Lower-Tier Interest OC $0** Class S Certificate (3) August 15, 0 September 2028 Lower-Tier REMIC Residual Class (4) (4) August 15, 2028 ---------- * Notional principal amount equal to the outstanding Certificate Principal Balance of the Class A-9 Certificates during the Interest Only Period, and thereafter, zero. ** Notional principal amount equal to the aggregate outstanding Loan Balance of the Home Equity Loans.September 2028

Miscellaneous REMIC Provisions. (a) The beneficial ownership interest in the Lower-Tier REMIC shall be evidenced by the interests having the characteristics and terms as follows: Initial Lower- Lower-Tier Final Scheduled Class Designation Tier Balance Pass-Through Rate Payment Dates ----------------- ------------ ----------------- ------------- Lower-Tier Interest A-1 $130,000,000 (1) April 15, 2007 Lower-Tier Interest A-2 135,000,000 $ 96,650,000 (1) May 15, 2012 2006 Lower-Tier Interest A-2 $113,600,000 (1) October 15, 2011 Lower-Tier Interest A-3 215,000,000 $136,100,000 (1) May October 15, 2012 2011 Lower-Tier Interest A-4 73,000,000 $ 66,800,000 (1) May October 15, 2012 2011 Lower-Tier Interest A-5 71,000,000 $ 69,000,000 (1) August October 15, 2013 2011 Lower-Tier Interest A-6 36,000,000 $ 40,000,000 (1) June 15, 2014 Lower-Tier Interest A-7 $ 57,700,000 (1) March 15, 2015 Lower-Tier Interest A-7 65,000,000 (1) May 15, 2024 2021 Lower-Tier Interest A-8 38,600,000 $ 44,400,000 (1) August January 15, 2028 Lower-Tier Interest A-9 68,000,000 $ 50,000,000 (1) August January 15, 2028 Lower-Tier Interest A-10 259,200,000 $225,000,000 (12) August January 15, 2028 Lower-Tier Interest A-11IO $0* 8.50% December 15, 1999 Lower-Tier Interest M-1F 54,337,000 (1) Xxxxxx 00, 0000 Xxxxx-Tier Interest M-1A 25,600,000 (2) August 15, 2028 Lower-Tier Interest M-2F 49,613,000 (1) August 15, 2028 Lower-Tier Interest M-2A 20,000,000 (2) August 15, 2028 Lower-Tier Interest B-1F 9,450,000 (1) August 15, 2028 Lower-Tier Interest B-1A 15,200,000 (2) August 15, 2028 Lower-Tier Interest OC $0** Class R Certificates (3) August 15, 2028 Lower-Tier REMIC Residual Class (4) (4) August 15, 2028 ---------- * Notional principal amount equal to the outstanding Certificate Principal Balance of the Class A-9 Certificates during the Interest Only Period, and thereafter, zero. ** Notional principal amount equal to the aggregate outstanding Loan Balance of the Home Equity Loans.)

Miscellaneous REMIC Provisions. (a) The beneficial ownership interest in the Lower-Tier REMIC shall be evidenced by the interests having the characteristics and terms as follows, including for federal income tax purposes the month in which the Final Scheduled Payment Dates occur: Initial Lower- Lower-Tier Initial Month and Year Pass-Through Lower-Tier of Final Scheduled Class Designation Tier Rate Balance Pass-Through Rate Payment Dates ----------------- ------------ ----------------- ---- ------- ------------- Lower-Tier Interest A-1 $130,000,000 (1) April 15, 2007 $156,000,000 June 2018 Lower-Tier Interest A-2 135,000,000 (1) May 15, 2012 $25,000,000 March 2020 Lower-Tier Interest A-3 215,000,000 (1) $78,500,000 May 15, 2012 2025 Lower-Tier Interest A-4 73,000,000 (1) May 15, 2012 $22,500,000 June 2026 Lower-Tier Interest A-5 71,000,000 (1) August 15, 2013 $32,000,000 October 2027 Lower-Tier Interest A-6 36,000,000 (1) March 15, 2015 $30,000,000 August 2027 Lower-Tier Interest A-7 65,000,000 (2) $486,000,000 October 0000 Xxxxx-Xxxx Xxxxxxxx X-0X (1) May 15, 2024 Lower-Tier Interest A-8 38,600,000 (1) August 15, $22,000,000 January 2028 Lower-Tier Interest A-9 68,000,000 M-1A (2) $48,000,000 January 0000 Xxxxx-Xxxx Xxxxxxxx X-0X (1) August 15, 2028 Lower-Tier Interest A-10 259,200,000 (1) August 15, 2028 Lower-Tier Interest A-11IO $0* 8.50% December 15, 1999 Lower-Tier Interest M-1F 54,337,000 (1) Xxxxxx 00, 0000 Xxxxx-Tier Interest M-1A 25,600,000 (2) August 15, 2028 Lower-Tier Interest M-2F 49,613,000 (1) August 15, 18,000,000 January 2028 Lower-Tier Interest M-2A 20,000,000 (2) August 15, 2028 Lower$36,000,000 January 0000 Xxxxx-Tier Interest B-1F 9,450,000 Xxxx Xxxxxxxx X-0X (1) August 15, $16,000,000 January 2028 Lower-Tier Interest B-1A 15,200,000 (2) August 15, 2028 Lower-Tier Interest OC $0** (3) August 15, 30,000,000 January 2028 Lower-Tier REMIC Residual Class (43) (4) August 15, 2028 ---------- * Notional principal amount equal to the outstanding Certificate Principal Balance of the Class A-9 Certificates during the Interest Only Period, and thereafter, zero. ** Notional principal amount equal to the aggregate outstanding Loan Balance of the Home Equity Loans.3)

Miscellaneous REMIC Provisions. (a) The beneficial ownership interest interests in the Lower-Tier REMIC shall be evidenced by the interests having the characteristics and terms as follows: Initial Lower- Lower-Tier Final Scheduled Class Designation Tier Balance Pass-Through Rate Payment Dates ----------------- ------------ ----------------- ------------- Lower-Tier Interest A-1 $130,000,000 175,301,000 (1) April 15, 2007 Lower-Tier Interest A-2 135,000,000 (1) May 15, 2012 Lower-Tier Interest A-3 215,000,000 (1) May 15, 2012 Lower-Tier Interest A-4 73,000,000 (1) May 15, 2012 Lower-Tier Interest A-5 71,000,000 (1) August 1522, 2013 Lower-Tier Interest A-6 36,000,000 A-2 $ 63,966,000 (1) March 15August 20, 2015 2013 Lower-Tier Interest A-7 65,000,000 A-3 $ 77,267,000 (1) May 15October 20, 2024 2020 Lower-Tier Interest A-8 38,600,000 A-4 $ 54,546,000 (1) August 15September 21, 2028 2026 Lower-Tier Interest A-9 68,000,000 A-5 $ 23,920,000 (1) August 15December 20, 2028 2029 Lower-Tier Interest A-10 259,200,000 A-6 $ 35,000,000 (1) August 15December 20, 2028 2029 Lower-Tier Interest A-11IO $0* 8.50% M-1 $ 31,250,000 (1) December 1520, 1999 2029 Lower-Tier Interest M-1F 54,337,000 M-2 $ 18,750,000 (1) Xxxxxx 00December 20, 0000 Xxxxx-Tier Interest M-1A 25,600,000 (2) August 15, 2028 2029 Lower-Tier Interest M-2F 49,613,000 B $ 20,000,000 (1) August 15December 20, 2028 Lower-Tier Interest M-2A 20,000,000 (2) August 15, 2028 Lower-Tier Interest B-1F 9,450,000 (1) August 15, 2028 Lower-Tier Interest B-1A 15,200,000 (2) August 15, 2028 Lower-Tier Interest OC $0** (3) August 15, 2028 2029 Lower-Tier REMIC Residual Class (42) (42) August 15December 20, 2028 ---------- * Notional principal amount equal to the outstanding Certificate Principal Balance of the Class A-9 Certificates during the Interest Only Period, and thereafter, zero. ** Notional principal amount equal to the aggregate outstanding Loan Balance of the Home Equity Loans.2029

Miscellaneous REMIC Provisions. (a) The beneficial ownership interest in the Lower-Tier REMIC shall be evidenced by the interests having the characteristics and terms as follows, including for federal income tax purposes the month in which the Final Scheduled Payment Dates occur: Initial Lower- Lower-Tier Initial Month and Year Pass-Through Lower-Tier of Final Scheduled Class Designation Tier Rating Balance Pass-Through Rate Payment Dates ----------------- ------------ ----------------- ------------- ------ ------- ------- ----- Lower-Tier Interest A-1 $130,000,000 (1) April 15, $ 31,500,000 December 2007 Lower-Tier Interest A-2 135,000,000 (1) May 15, $ 36,000,000 June 2012 Lower-Tier Interest A-3 215,000,000 (1) May 15, 2012 $ 41,800,000 January 2018 Lower-Tier Interest A-4 73,000,000 (1) May 15, 2012 $ 29,100,000 January 2022 Lower-Tier Interest A-5 71,000,000 (1) August 15, 2013 $ 14,600,000 July 2023 Lower-Tier Interest A-6 36,000,000 (1) March 15, 2015 $ 14,200,000 November 2024 Lower-Tier Interest A-7 65,000,000 (1) May 15, 2024 $ 15,300,000 January 2026 Lower-Tier Interest A-8 38,600,000 (1) August 15, 2028 $ 19,790,000 May 2027 Lower-Tier Interest A-9 68,000,000 (1) August 15, 2028 $ 22,480,000 March 2027 Lower-Tier Interest A-10 259,200,000 (2) $554,040,000 July 2027 Xxxxx-Xxxx Xxxxxxxx X-0X (1) August 15, 2028 $ 14,630,000 September 2027 Lower-Tier Interest A-11IO $0* 8.50% December 15, 1999 LowerM-1A (2) $ 54,720,000 September 2027 Xxxxx-Tier Interest M-1F 54,337,000 Xxxx Xxxxxxxx X-0X (1) Xxxxxx 00, 0000 Xxxxx-Tier Interest M-1A 25,600,000 (2) August 15, 2028 Lower-Tier Interest M-2F 49,613,000 (1) August 15, 2028 $ 11,970,000 September 2027 Lower-Tier Interest M-2A 20,000,000 (2) August 15, 2028 Lower$ 41,040,000 September 2027 Xxxxx-Tier Interest B-1F 9,450,000 Xxxx Xxxxxxxx X-0X (1) August 15, 2028 $ 10,640,000 September 2027 Lower-Tier Interest B-1A 15,200,000 (2) August 15, 2028 Lower$ 34,200,000 September 2027 Xxxxx-Tier Interest OC $0** Xxxx Xxxxxxxx X-0X (31) August 15, 2028 $ 3,990,000 September 2027 Lower-Tier REMIC Residual Class (43) (43) August 15, 2028 ---------- * Notional principal amount equal to the outstanding Certificate Principal Balance of the Class A-9 Certificates during the Interest Only Period, and thereafter, zero. ** Notional principal amount equal to the aggregate outstanding Loan Balance of the Home Equity Loans.September 2027

Miscellaneous REMIC Provisions. (a) The beneficial ownership interest interests in the Lower-Tier REMIC shall be evidenced by the interests having the characteristics and terms as follows: Initial Lower- Lower-Tier Final Scheduled Class Designation Tier Balance Pass-Through Rate Payment Dates ----------------- ------------ ----------------- ------------- Lower-Tier Interest A-1 $130,000,000 255,140,000 (1) April 15, 2007 May 2012 Lower-Tier Interest A-2 135,000,000 112,820,000 (1) May 15, August 2012 Lower-Tier Interest A-3 215,000,000 120,840,000 (1) May 15, November 2012 Lower-Tier Interest A-4 73,000,000 44,310,000 (1) May 15, 2012 2015 Lower-Tier Interest A-5 71,000,000 71,100,000 (1) August 15, 2013 October 2020 Lower-Tier Interest A-6 36,000,000 61,770,000 (1) March 15, 2015 December 2024 Lower-Tier Interest A-7 65,000,000 54,775,000 (1) May 15, 2024 February 2029 Lower-Tier Interest A-8 38,600,000 54,245,000 (1) August 15, 2028 Lower-Tier Interest A-9 68,000,000 (1) August 15, 2028 Lower-Tier Interest A-10 259,200,000 (1) August 15, 2028 Lower-Tier Interest A-11IO $0* 8.50% December 15, 1999 Lower-Tier Interest M-1F 54,337,000 (1) Xxxxxx 00, 0000 Xxxxx-Tier Interest M-1A 25,600,000 (2) August 15, 2028 Lower-Tier Interest M-2F 49,613,000 (1) August 15, 2028 Lower-Tier Interest M-2A 20,000,000 (2) August 15, 2028 Lower-Tier Interest B-1F 9,450,000 (1) August 15, 2028 Lower-Tier Interest B-1A 15,200,000 (2) August 15, 2028 Lower-Tier Interest OC $0** (3) August 15, 2028 February 2029 Lower-Tier REMIC Residual Class (42) (4) August 15, 2028 ---------- * Notional principal amount equal to the outstanding Certificate Principal Balance of the Class A-9 Certificates during the Interest Only Period, and thereafter, zero. ** Notional principal amount equal to the aggregate outstanding Loan Balance of the Home Equity Loans.2)

Miscellaneous REMIC Provisions. (a) The beneficial ownership interest in the Lower-Tier REMIC shall be evidenced by the interests having the characteristics and terms as follows: Initial Lower- LowerLOWER-Tier Final Scheduled Class Designation Tier Balance Pass-Through Rate Payment Dates ----------------- ------------ ----------------- ------------- TIER PASS- CLASS DESIGNATION INITIAL LOWER- THROUGH FINAL SCHEDULED TIER BALANCE RATE PAYMENT DATES ---------------------------- -------------- ---------- ------------------ Lower-Tier Interest A-1 $130,000,000 147,390,000 (1) April 15July 25, 2007 2010 Lower-Tier Interest A-2 135,000,000 68,375,000 (16.61%) May 15April 25, 2012 Lower-Tier Interest A-3 215,000,000 37,587,000 (16.69%) May 15March 25, 2012 2017 Lower-Tier Interest A-4 73,000,000 23,612,000 (16.87%) May 15September 25, 2012 2021 Lower-Tier Interest A-5 71,000,000 19,000,000 (16.97%) August 15, 2013 April 25,2024 Lower-Tier Interest A-6 36,000,000 33,411,000 (12) March 15, 2015 Lower-Tier Interest A-7 65,000,000 (1) May 15, 2024 Lower-Tier Interest A-8 38,600,000 (1) August 15October 25, 2028 Lower-Tier Interest A-9 68,000,000 A-7/A-IO 42,500,000 (13) August 15October 25, 2028 Lower-Tier Interest A-10 259,200,000 A-8 110,000,000 (14) August 15November 25, 2023 Lower-Tier Interest A-9 365,000,000 (4) October 25, 2028 Lower-Tier Interest A-11IO $0* 8.50% December 15, 1999 Lower-Tier Interest M-1F 54,337,000 M-1 14,875,000 (15) Xxxxxx 00, 0000 Xxxxx-Tier Interest M-1A 25,600,000 (2) August 15October 25, 2028 Lower-Tier Interest M-2F 49,613,000 M-2 25,500,000 (16) August 15October 25, 2028 Lower-Tier Interest M-2A 20,000,000 B-1 12,750,000 (27) August 15, 2028 Lower-Tier Interest B-1F 9,450,000 (1) August 15, 2028 Lower-Tier Interest B-1A 15,200,000 (2) August 15, 2028 Lower-Tier Interest OC $0** (3) August 15October 25, 2028 Lower-Tier REMIC Residual Class (4) (4) August 158) October 25, 2028 ---------- * Notional principal amount equal to the outstanding Certificate Principal Balance of the Class A-9 Certificates during the Interest Only Period, and thereafter, zero. ** Notional principal amount equal to the aggregate outstanding Loan Balance of the Home Equity Loans.Class

Miscellaneous REMIC Provisions. (a) The beneficial ownership interest interests in the Lower-Tier REMIC shall be evidenced by the interests having the characteristics and terms as follows: Initial Lower- Lower-Tier Final Scheduled Class Designation Tier Balance Pass-Through Rate Payment Dates ----------------- ------------ -------------- ----------------- ------------- --------------- Lower-Tier Interest A-1 $130,000,000 $ 75,000,000 (1) April 15June 20, 2007 1999 Lower-Tier Interest A-2 135,000,000 228,304,000 (1) May 15, 2012 Lower-Tier Interest A-3 215,000,000 (1) May 15, 2012 Lower-Tier Interest A-4 73,000,000 (1) May 15, 2012 Lower-Tier Interest A-5 71,000,000 (1) August 15November 20, 2013 Lower-Tier Interest A-6 36,000,000 A-3 198,193,000 (1) March 15May 20, 2015 2014 Lower-Tier Interest A-4 118,582,000 (1) December 20, 2017 Lower-Tier Interest A-5 95,073,000 (1) August 20, 2022 Lower-Tier Interest A-6 100,867,000 (1) April 20, 2026 Lower-Tier Interest A-7 65,000,000 113,981,000 (1) May 15August 20, 2024 2029 Lower-Tier Interest A-8 38,600,000 70,000,000 (1) August 1520, 2028 Lower-Tier Interest A-9 68,000,000 (1) August 15, 2028 Lower-Tier Interest A-10 259,200,000 (1) August 15, 2028 Lower-Tier Interest A-11IO $0* 8.50% December 15, 1999 Lower-Tier Interest M-1F 54,337,000 (1) Xxxxxx 00, 0000 Xxxxx-Tier Interest M-1A 25,600,000 (2) August 15, 2028 Lower-Tier Interest M-2F 49,613,000 (1) August 15, 2028 Lower-Tier Interest M-2A 20,000,000 (2) August 15, 2028 Lower-Tier Interest B-1F 9,450,000 (1) August 15, 2028 Lower-Tier Interest B-1A 15,200,000 (2) August 15, 2028 Lower-Tier Interest OC $0** (3) August 15, 2028 2029 Lower-Tier REMIC Residual Class (42) (42) August 1520, 2028 ---------- * Notional principal amount equal to the outstanding Certificate Principal Balance of the Class A-9 Certificates during the Interest Only Period, and thereafter, zero. ** Notional principal amount equal to the aggregate outstanding Loan Balance of the Home Equity Loans.2029

Miscellaneous REMIC Provisions. (a) The beneficial ownership interest in the Lower-Tier REMIC shall be evidenced by the interests having the characteristics and terms as follows: Initial Lower- Lower-Tier Final Scheduled Class Designation Tier Balance Pass-Through Rate Payment Dates ----------------- ------------ ----------------- ------------- Lower-Tier Interest A-1 $130,000,000 (1) April 15, 2007 Lower-Tier Interest A-2 135,000,000 50,750,000 (1) May 15, 2012 2006 Lower-Tier Interest A-2 $57,500,000 (1) December 15, 2011 Lower-Tier Interest A-3 215,000,000 $84,500,000 (1) May January 15, 2012 Lower-Tier Interest A-4 73,000,000 $37,250,000 (1) May January 15, 2012 Lower-Tier Interest A-5 71,000,000 $28,250,000 (1) August January 15, 2013 2012 Lower-Tier Interest A-6 36,000,000 $20,000,000 (1) March 1 January 15, 2015 Lower-Tier Interest A-7 65,000,000 $24,250,000 (1) May September 15, 2024 2021 Lower-Tier Interest A-8 38,600,000 $21,500,000 (1) August March 15, 2028 Lower-Tier Interest A-9 68,000,000 $30,000,000 (1) August March 15, 2028 Lower-Tier Interest A-10 259,200,000 A-10IO $0* (1 Xxxxx 00, 0000 Xxxxx-Xxxx Interest M-1 $18,000,000 (1) August March 15, 2028 Lower-Tier Interest A-11IO M-2 $0* 8.50% December 15, 1999 Lower-Tier Interest M-1F 54,337,000 23,000,000 (1) Xxxxxx 00, 0000 Xxxxx-Tier Interest M-1A 25,600,000 (2) August March 15, 2028 Lower-Tier Interest M-2F 49,613,000 B $ 5,000,000 (1) August 15, 2028 Lower-Tier Interest M-2A 20,000,000 (2) August 15, 2028 Lower-Tier Interest B-1F 9,450,000 (1) August 15, 2028 Lower-Tier Interest B-1A 15,200,000 (2) August 15, 2028 Lower-Tier Interest OC $0** (3) August March 15, 2028 Lower-Tier REMIC Residual Class (42) (42) August March 15, 2028 ---------- * Notional principal amount equal to the outstanding Certificate Principal Balance of the Class A-9 Certificates during the Interest Only Period, and thereafter, zero. *------------------- * Notional principal amount equal to the aggregate outstanding Loan Balance of the Home Equity LoansBalance.

Miscellaneous REMIC Provisions. (aA) The beneficial ownership interest interests in the Lower-Tier REMIC shall be evidenced by the interests having the characteristics and terms as follows: Initial Lower- Lower-Tier Final Scheduled Class Designation Tier Balance Pass-Through Rate Payment Dates ----------------- ------------ ----------------- ------------- Lower-Tier Interest A-1 $130,000,000 107,250,000 (1) April 15February 20, 2007 2006 Lower-Tier Interest A-2 135,000,000 $141,300,000 (1) May 15December 20, 2012 2011 Lower-Tier Interest A-3 215,000,000 $105,200,000 (1) May 15June 20, 2012 2013 Lower-Tier Interest A-4 73,000,000 $122,500,000 (1) May 15June 20, 2012 2013 Lower-Tier Interest A-5 71,000,000 $119,910,000 (1) August 15June 20, 2013 Lower-Tier Interest A-6 36,000,000 $22,480,000 (1) March 15April 20, 2015 Lower-Tier Interest A-7 65,000,000 $72,990,000 (1) May 15January 20, 2024 2022 Lower-Tier Interest A-8 38,600,000 $42,410,000 (1) August 15October 20, 2028 2025 Lower-Tier Interest A-9 68,000,000 $41,085,000 (1) August 15November 20, 2028 Lower-Tier Interest A-10 259,200,000 $68,250,000 (1) August 15November 20, 2028 Lower-Tier Interest A-11IO M-1 $0* 8.50% December 1539,000,000 (1) March 20, 1999 2000 Lower-Tier Interest M-1F 54,337,000 M-2 $53,625,000 (1) Xxxxxx 00, 0000 Xxxxx-Tier Interest M-1A 25,600,000 (2) August 15November 20, 2028 Lower-Tier Interest M-2F 49,613,000 B-1 $39,000,000 (1) August 15, 2028 Lower-Tier Interest M-2A 20,000,000 (2) August 15, 2028 Lower-Tier Interest B-1F 9,450,000 (1) August 15, 2028 Lower-Tier Interest B-1A 15,200,000 (2) August 15, 2028 Lower-Tier Interest OC $0** (3) August 15November 20, 2028 Lower-Tier REMIC Residual Class (42) (42) August 15November 20, 2028 ---------- * Notional principal amount equal to the outstanding Certificate Principal Balance of the Class A-9 Certificates during the Interest Only Period, and thereafter, zero. ** Notional principal amount equal to the aggregate outstanding Loan Balance of the Home Equity Loans.2028