Common use of MISSING PAYMENTS Clause in Contracts

MISSING PAYMENTS. Missing payments could have severe consequences including increasing the cost of your credit, impairing your credit rating which may make obtaining credit more difficult and/or expensive in the future. IMPORTANT - READ THIS CAREFULLY TO FIND OUT ABOUT YOUR RIGHTS You have the right to withdraw from this credit agreement before the end of 14 days beginning on the day after the agreement is made, or if information is provided after the agreement is made, the day on which you receive a copy of the executed agreement under sections 61A or 63 of the Consumer Credit Xxx 0000, the day on which you receive the information required in section 61A(3) of that Act or the day on which you are notified of the credit limit, the first time it is provided, whichever is the latest. If you choose to exercise your right of withdrawal you must notify us of your intention to do so to: Damart, Bowling Green Xxxxx, Xxxx Xxxxxx, Xxxxxxx, Xxxx Xxxxxxxxx XX00 0XX or by telephone on 0000 0000000 or to xxxxxxxxxxxx@xxxxxx.xxx. If you do withdraw you must repay us, without delay and no later than 30 calendar days after giving notice of your withdrawal, the money you borrowed plus interest charged at a daily rate up to the date you withdraw from the agreement or return the goods we will advise you of the daily sum due on request and without delay. You have the right to repay early in full or in part, or to terminate this agreement by giving written or oral notice and paying off the amount you owe under the agreement. You have the right to complain to the Financial Ombudsman Service (see 3.3 overleaf). This is a credit agreement regulated by the Consumer Credit Xxx 0000. Sign it only if you want to be legally bound by its terms. Signature of Customer: Date of Signature: The terms and conditions set out overleaf are incorporated in this agreement Signature for and on behalf of Damart Please fill in your details, sign and date this agreement PLEASE CONTACT US IF YOU REQUIRE A LARGE PRINT VERSION Credit Agreement Regulated by the Consumer Credit Xxx 0000 (running account retail credit) Between the creditor: Damart, Bowling Green Xxxxx, Xxxx Xxxxxx, Xxxxxxx, Xxxx Xxxxxxxxx, XX00 0XX, and you, the customer. CUSTOMER DETAILS Customer Surname: Forename(s): Address: Postcode: Account No.: Email Address: Telephone number:

MISSING PAYMENTS. Missing payments could have severe consequences including increasing the cost of your credit, impairing your credit rating which may make obtaining credit more difficult and/or expensive in the future. IMPORTANT - READ THIS CAREFULLY TO FIND OUT ABOUT YOUR RIGHTS You have the right to withdraw from this credit agreement before the end of 14 days beginning on the day after the agreement is made, or if information is provided after the agreement is made, the day on which you receive a copy of the executed agreement under sections 61A or 63 of the Consumer Credit Xxx 0000, the day on which you receive the information required in section 61A(3) of that Act or the day on which you are notified of the credit limit, the first time it is provided, whichever is the latest. If you choose to exercise your right of withdrawal you must notify us of your intention to do so to: Damart, Bowling Green Xxxxx, Xxxx Xxxxxx, Xxxxxxx, Xxxx Xxxxxxxxx XX00 0XX or by telephone on 0000 0000000 or to xxxxxxxxxxxx@xxxxxx.xxx. If you do withdraw you must repay us, without delay and no later than 30 calendar days after giving notice of your withdrawal, the money you borrowed plus interest charged at a daily rate up to the date you withdraw from the agreement or return the goods we will advise you of the daily sum due on request and without delay. You have the right to repay early in full or in part, or to terminate this agreement by giving written or oral notice and paying off the amount you owe under the agreement. You have the right to complain to the Financial Ombudsman Service (see 3.3 overleaf). This is a credit agreement regulated by the Consumer Credit Xxx 0000. Sign it only if you want to be legally bound by its terms. Signature of Customer: Date of Signature: The terms and conditions set out overleaf are incorporated in this agreement Signature for and on behalf of Damart Please fill in your details, sign and date this agreement PLEASE CONTACT US IF YOU REQUIRE A LARGE PRINT VERSION Credit Agreement Regulated by the Consumer Credit Xxx 0000 (running account retail credit) Between the creditor: Damart, Bowling Green Xxxxx, Xxxx Xxxxxx, Xxxxxxx, Xxxx Xxxxxxxxx, XX00 0XX, and you, the customer. CUSTOMER DETAILS Customer Surname: Forename(s): Address: Postcode: Account No.: Email Address: Telephone number:TERMS & CONDITIONS OF THIS AGREEMENT

MISSING PAYMENTS. Missing payments could have severe consequences including increasing the cost of your credit, impairing your credit rating which may make obtaining credit more difficult and/or expensive in the future. IMPORTANT - READ THIS CAREFULLY TO FIND OUT ABOUT YOUR RIGHTS You have the right to withdraw from this credit agreement before the end of 14 days beginning on the day after the agreement is made, or if information is provided after the agreement is made, the day on which you receive a copy of the executed agreement under sections 61A or 63 of the Consumer Credit Xxx 0000, the day on which you receive the information required in section 61A(3) of that Act or the day on which you are notified of the credit limit, the first time it is provided, whichever is the latest. If you choose to exercise your right of withdrawal you must notify us of your intention to do so to: Damart, Bowling Green Xxxxx, Xxxx Xxxxxx, Xxxxxxx, Xxxx Xxxxxxxxx XX00 0XX or by telephone on 0000 0000000 or to xxxxxxxxxxxx@xxxxxx.xxx. If you do withdraw you must repay us, without delay and no later than 30 calendar days after giving notice of your withdrawal, the money you borrowed plus interest charged at a daily rate up to the date you withdraw from the agreement or return the goods we will advise you of the daily sum due on request and without delay. You have the right to repay early in full or in part, or to terminate this agreement by giving written or oral notice and paying off the amount you owe under the agreement. You have the right to complain to the Financial Ombudsman Service (see 3.3 overleaf). This is a credit agreement regulated by the Consumer Credit Xxx 0000. Sign it only if you want to be legally bound by its terms. Signature of Customer: Date of Signature: The terms and conditions set out overleaf are incorporated in this agreement Signature for and on behalf of Damart Please fill in your details, sign and date this agreement PLEASE CONTACT US IF YOU REQUIRE A LARGE PRINT VERSION Credit Agreement Regulated by the Consumer Credit Xxx 0000 (running account retail credit) Between the creditor: Damart, Bowling Green Xxxxx, Xxxx Xxxxxx, Xxxxxxx, Xxxx Xxxxxxxxx, XX00 0XX, and you, the customer. CUSTOMER DETAILS Customer Surname: Forename(s): Address: Postcode: Account No.: Email Address: Telephone number:D53MU-2 TERMS & CONDITIONS OF THIS AGREEMENT

MISSING PAYMENTS. Missing payments could have severe consequences including increasing the cost of your credit, impairing your credit rating which may and make obtaining credit more difficult and/or expensive in the futuredifficult. IMPORTANT - – READ THIS CAREFULLY TO FIND OUT ABOUT YOUR RIGHTS You have the right to withdraw from this credit agreement before the end of 14 days beginning on the day after the agreement is made, or if information is provided after the agreement is made, the day on which you receive a copy of the executed agreement under sections 61A or 63 of the The Consumer Credit Xxx 0000, the day on Act 1974 lays down certain requirements for your protection which you receive the information required in section 61A(3) of that Act or the day on which you are notified of the credit limit, the first time it is provided, whichever is the latestshould have been complied with when this agreement was made. If they were not, we cannot enforce this agreement without getting a court order. The Act also gives you choose to exercise your right a number of withdrawal you must notify us of your intention to do so to: Damart, Bowling Green Xxxxx, Xxxx Xxxxxx, Xxxxxxx, Xxxx Xxxxxxxxx XX00 0XX or by telephone on 0000 0000000 or to xxxxxxxxxxxx@xxxxxx.xxx. If you do withdraw you must repay us, without delay and no later than 30 calendar days after giving notice of your withdrawal, the money you borrowed plus interest charged at a daily rate up to the date you withdraw from the agreement or return the goods we will advise you of the daily sum due on request and without delayrights. You have the right to repay early in full or in part, or to terminate can settle this agreement at any time by giving written or oral notice and paying off the amount you owe under the agreement. You can settle this agreement in part at any time by giving notice and paying off some of the amount you owe. If you would like to know more about your rights under the Act, contact either your local Trading Standards Department or your nearest Citizens’ Advice Bureau. * delete as appropriate Pre-contract information – EFG Variable Rate YOUR RIGHT TO APPEAL LENDING CONDITIONS If you are unhappy with any of the conditions relating to your requested lending, please do not sign the document, but instead speak to your relationship manager. If you are still unhappy you can appeal to our Independent Appeals Team to review your case within 30 days of this letter. You can find further details about the process on our website xxxx://xxx.xxxxxxxxxxxxxxxxxxxxxx.xx.xx/business-finance/lending-support/appeals-process/. You can’t use this process to appeal the proposed costs of agreed lending, such as interest rates, fees and costs, or our standard terms and conditions. If you do appeal our lending condition(s), then this could delay how long it takes for us to put your new lending facility in place, although we aim to deal with 90% of all appeals within 30 days of receipt.. Information is available in large print, audio tape and Braille on request. xxx.xxxxxxxxxxxxxxxxxxxxxx.xx.xx We accept calls via Text Relay. Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service. Bank of Scotland plc Registered office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000. Authorised by the right to complain to Prudential Regulation Authority and regulated by the Financial Ombudsman Service (see 3.3 overleaf)Conduct Authority and the Prudential Regulation Authority under registration number 169628. This is a credit agreement Pre-contract information – EFG Variable Rate Fixed-Sum Loan Agreement regulated by the Consumer Credit Xxx 0000. Sign it only if Act 1974 Between us Of (full branch address) and you want to be legally bound by its terms. Signature of Customer: Date of Signature: The terms and conditions (customers full name) (address) In condition 7 we set out overleaf are incorporated special meanings we have given to some words in this agreement Signature for agreement. Bank of Scotland plc Key Financial Information £ [ ] instalments of interest accrued since your last instalment date (or, in the case of your first instalment, since we provided the Loan); then* [ ] instalments of £ [ ] plus interest accrued since your last instalment date (or, in the case of your first instalment since we provided the Loan)*; and on behalf one final instalment of Damart Please fill in your details, sign and date this agreement PLEASE CONTACT US IF YOU REQUIRE A LARGE PRINT VERSION Credit Agreement Regulated by all amounts then outstanding % We will lend you the Consumer Credit Xxx 0000 (running account retail credit) Between the creditor: Damart, Bowling Green Xxxxx, Xxxx Xxxxxx, Xxxxxxx, Xxxx Xxxxxxxxx, XX00 0XX, and you, the customerCash Loan. CUSTOMER DETAILS Customer Surname: Forename(s): Address: Postcode: Account No.: Email Address: Telephone number:Amount of loan Instalments

MISSING PAYMENTS. Missing payments could have severe consequences including increasing the cost of your credit, impairing your credit rating which and may make obtaining credit more difficult and/or expensive in the futuredifficult. IMPORTANT - READ THIS CAREFULLY TO FIND OUT ABOUT YOUR RIGHTS You The Consumer Credit Act 1974 covers this agreement and lays down certain requirements for your protection which should have been complied with when this agreement was made. If they were not, the right owner cannot enforce this agreement against you without getting a court order. If you would like to withdraw from this credit agreement before know more about your rights under the end of 14 days beginning on the day after the agreement is madeAct, contact either your local Trading Standards Department, or if information Citizens' Advice Bureau. The Office of Fair Trading, Xxxxxxxxx Xxxxx, 0-0 Xxxxxxxxx Xxxxxx, Xxxxxx, XX0X 0XX is provided after the agreement is made, the day on which you receive a copy of the executed agreement supervisory authority under sections 61A or 63 of the Consumer Credit Xxx 0000, the day on which you receive the information required in section 61A(3) of that Act or the day on which you are notified of the credit limit, the first time it is provided, whichever is the latest. If you choose to exercise your right of withdrawal you must notify us of your intention to do so to: Damart, Bowling Green Xxxxx, Xxxx Xxxxxx, Xxxxxxx, Xxxx Xxxxxxxxx XX00 0XX or by telephone on 0000 0000000 or to xxxxxxxxxxxx@xxxxxx.xxx. If you do withdraw you must repay us, without delay and no later than 30 calendar days after giving notice of your withdrawal, the money you borrowed plus interest charged at a daily rate up to the date you withdraw from the agreement or return the goods we will advise you of the daily sum due on request and without delay. You have the right to repay early in full or in part, or to terminate this agreement by giving written or oral notice and paying off the amount you owe under the agreement. You have the right to complain to the Financial Ombudsman Service (see 3.3 overleaf). This is a credit agreement Hire Agreement regulated by the Consumer Credit Xxx 0000. Sign it only if you want to be legally bound by its terms. Signature of Customerhirer: Date of Signaturesignature: The terms and conditions set out overleaf are incorporated in Under this agreement Signature for the goods do not become your property and on behalf you must not sell them. Name of Damart Please fill in your details, sign and date this agreement PLEASE CONTACT US IF YOU REQUIRE A LARGE PRINT VERSION Credit Hirer: <<CapturedName>> Print name: <<AdministratorName>> Email Address: <<CapturedEmailAddress>> Email Address: <<AdministratorEmailAdddress>> Date of signature: <<DateOfTickBox>> Date of signature:<<DateOfOrderedStatus>> Hire Agreement Regulated regulated by the Consumer Credit Xxx 0000 (running account retail credit) Between the creditorIMPORTANT: Damart, Bowling Green Xxxxx, Xxxx Xxxxxx, Xxxxxxx, Xxxx Xxxxxxxxx, XX00 0XX, You must read this carefully. This agreement details your rights and responsibilities and is legally binding upon you, the customer. CUSTOMER DETAILS Customer Surname: Forename(s): Address: Postcode: Account No.: Email Address: Telephone number:You are strongly advised to obtain independent advice on any aspect of this agreement you are unsure of. Terms & Conditions

MISSING PAYMENTS. Missing payments could have severe consequences (including increasing the cost possibility of your credit, impairing your credit rating which may legal proceedings to enforce the terms of this Agreement) and make obtaining credit more difficult and/or expensive in the future. IMPORTANT - – READ THIS CAREFULLY TO FIND OUT ABOUT YOUR RIGHTS You If you received unsatisfactory goods or services paid for under this agreement costing more than £100 and not more than £30,000, you may have the right to withdraw from this credit agreement before sue the end of 14 days beginning on the day after the agreement is made, or if information is provided after the agreement is madesupplier, the day on which you receive creditor or both. A debtor who is not a copy of the executed agreement under sections 61A or 63 of the Consumer Credit Xxx 0000, the day on which you receive the information required in section 61A(3) of that Act or the day on which you are notified of the credit limit, the first time it is provided, whichever is the latest. If you choose to exercise your right of withdrawal you must notify us of your intention to do so to: Damart, Bowling Green Xxxxx, Xxxx Xxxxxx, Xxxxxxx, Xxxx Xxxxxxxxx XX00 0XX or by telephone on 0000 0000000 or to xxxxxxxxxxxx@xxxxxx.xxx. If you do withdraw you must repay us, without delay and no later than 30 calendar days after giving notice of your withdrawal, the money you borrowed plus interest charged at a daily rate up to the date you withdraw from the agreement or return the goods we will advise you of the daily sum due on request and without delay. You have the right to repay early in full or in part, or to terminate this agreement by giving written or oral notice and paying off the amount you owe under the agreement. You have business debtor has the right to complain to the Financial Ombudsman Service Service. A debtor who is a business debtor may have a right to complain to the Financial Ombudsman Service. The Office of Fair Trading, Xxxxxx House, 00 Xxxxxxxx Xxxx, Xxxxxx, Xxxxxx X0 0XX is the supervisory authority under the Act. {{signHere_es_signer_signature}} {{senderSign_es_sender_signature}} Document Integrity Verified EchoSign Transaction Number: X4FDQINYS7LX8X2 RIGHT TO WITHDRAW We are required to notify you that you have the right to withdraw from this Agreement without giving any reason by giving us oral or written notice of your intention to withdraw before the end of 14 days after both parties have signed this agreement. Any such notice of withdrawal must be given to us either orally by calling +00 (see 3.3 overleaf0) 00 0000 0000 or by email to xxxx@xxxxxxxxxxxxxx.xxx or by facsimile transmission to +00 (0) 00 0000 0000 or by post at our address listed above. Where you give us such notice of withdrawal, you must repay to us any credit provided to you under this Agreement and the interest accrued on it to the date it is repaid (at the rate provided for under this Agreement). This You must make such repayment without undue delay and no later than the end of the period of 30 days beginning with the day on which the notice of withdrawal was given. The amount of interest payable per day in the event of your withdrawal is a €9.70. The credit agreement regulated by and interest due and payable in the Consumer Credit Xxx 0000. Sign it only if you want event of your withdrawal must be paid to be legally bound by its terms. Signature of Customerus at the following bank account: Date of Signature: The terms and conditions set out overleaf are incorporated in this agreement Signature for and on behalf of Damart Please fill in your detailsBank Currency Type Account Sort Code IBAN SWIFT Bank Address HSBC EUR Client Deposit 623 400515 XX00XXXX00000000000000 XXXXXX00 0 Xxxxxxxx Xx, sign and date this agreement PLEASE CONTACT US IF YOU REQUIRE A LARGE PRINT VERSION Credit Agreement Regulated by the Consumer Credit Xxx 0000 (running account retail credit) Between the creditor: Damart, Bowling Green Xxxxx, Xxxx Xxxxxx, Xxxxxxx, Xxxx Xxxxxxxxx, XX00 XX0 0XX, and you, the customer. CUSTOMER DETAILS Customer Surname: Forename(s): Address: Postcode: Account No.: Email Address: Telephone number:Xxxxxx Xxxxxxx

MISSING PAYMENTS. Missing payments could have severe consequences including increasing the cost of your credit, impairing your credit rating which may make obtaining credit more difficult and/or expensive in the future. IMPORTANT - READ THIS CAREFULLY TO FIND OUT ABOUT YOUR RIGHTS You have the right to withdraw from this credit agreement agree- ment before the end of 14 days beginning on the day after the agreement is made, or if information is provided pro- vided after the agreement is made, the day on which you receive a copy of the executed agreement under sections 61A or 63 of the Consumer Credit Xxx 0000, the day on which you receive the information required in section 61A(3) of that Act or the day on which you are notified of the credit limit, the first time it is provided, whichever is the latest. If you choose to exercise your right of withdrawal you must notify us of your intention to do so to: Damart, Bowling Green Xxxxx, Xxxx Xxxxxx, Xxxxxxx, Xxxx Xxxxxxxxx XX00 0XX or by telephone on 0000 0000000 or to xxxxxxxxxxxx@xxxxxx.xxx. If you do withdraw you must repay us, without delay and no later than 30 calendar days after giving notice of your withdrawal, the money you borrowed plus interest inter- est charged at a daily rate up to the date you withdraw from the agreement or return the goods we will advise you of the daily sum due on request and without delay. You have the right to repay early in full or in part, or to terminate this agreement by giving written or oral notice and paying off the amount you owe under the agreement. You have the right to complain to the Financial Ombudsman Service (see 3.3 overleaf). The terms and conditions set out overleaf are incorporated in this agreement regulated consumer credit agreement means for you. Please read it carefully along with the other information contact us using the details shown below. Remember, you must repay any amount you still owe, Signature for and on behalf of Damart This is a credit agreement regulated by the Consumer Credit Xxx 0000. Sign it only if you want to be legally bound by its terms. Signature of Customer: Date of Signature: The terms and conditions set out overleaf are incorporated in this agreement Signature for and on behalf of Damart PLEASE CONTACT US IF YOU RE- QUIRE A LARGE PRINT VERSION Credit Agreement Please fill in your details, sign and date this agreement PLEASE CONTACT US IF YOU REQUIRE A LARGE PRINT VERSION Credit Agreement we’ve given you to decide whether this credit account is suitable for you. Remember that if you pay in instalments, you will be plus the interest we have charged you. Questions? Here’s how to contact us By phone: 0000 0000000 Regulated by the Consumer Credit Xxx 0000 (running account retail credit) Between the creditor: Damart, Bowling Green Xxxxx, Xxxx Xxxxxx, Xxxxxxx, Xxxx Xxxxxxxxx, XX00 0XX, and you, the customer. charged interest which increases the overall cost of the goods that you buy. The minimum payment Each month we send you a statement which details your total outstanding balance. You must pay the minimum payment by the date specified on your statement. The minimum payment will be 1/25th of the value of the goods you have bought, or £3, whichever is greater. If your outstanding balance is less than £3, we will ask you to pay the balance in full. How interest is calculated Interest is applied to the balance outstanding from the previous statement at a daily rate of 0.0893 xxxxx in the pound, equating to 32.6% per annum (variable), unless you pay the balance in full. Interest is calculated when the statement is produced and added to the balance, subject to a minimum charge of 50 xxxxx per month. The sooner you pay off your balance, the less interest you will have to pay. For example, if you buy goods worth £75 and make the minimum payment every month you will repay twenty five monthly instalments totalling £102.93 and the total interest charged will be £27.93 By email: xxxxxxxxxxxx@xxxxxx.xxx By letter: Damart, Bowling Green Xxxxx, Xxxx Xxxxxx, Xxxxxxx, Xxxx Xxxxxxxxx, XX00 0XX. What you need to do Included in this pack is a statement detailing your recent purchases, a copy of the Pre Contract Credit Information (which can be found overleaf) and two copies of a Consumer Credit Agreement. You should read everything carefully. If you decide you want to enter into a regulated credit agreement with us, you must sign and return one copy of the agreement using the envelope included. Complete and sign the second copy as well then keep it somewhere safe for your own records. CUSTOMER DETAILS Customer Surname: Forename(s): Address: Postcode: Account No.: Email Address: Telephone number:

MISSING PAYMENTS. Missing payments could have severe consequences including increasing the cost of your credit, impairing your credit rating which may make obtaining credit more difficult and/or expensive in the future. IMPORTANT - READ THIS CAREFULLY TO FIND OUT ABOUT YOUR RIGHTS You have the right to withdraw from this credit agreement agree- ment before the end of 14 days beginning on the day after the agreement is made, or if information is provided pro- vided after the agreement is made, the day on which you receive a copy of the executed agreement under sections 61A or 63 of the Consumer Credit Xxx 0000, the day on which you receive the information required in section 61A(3) of that Act or the day on which you are notified of the credit limit, the first time it is provided, whichever is the latest. If you choose to exercise your right of withdrawal you must notify us of your intention to do so to: Damart, Bowling Green Xxxxx, Xxxx Xxxxxx, Xxxxxxx, Xxxx Xxxxxxxxx XX00 0XX or by telephone on 0000 0000000 or to xxxxxxxxxxxx@xxxxxx.xxx. If you do withdraw you must repay us, without delay and no later than 30 calendar days after giving notice of your withdrawal, the money you borrowed plus interest inter- est charged at a daily rate up to the date you withdraw from the agreement or return the goods we will advise you of the daily sum due on request and without delay. You have the right to repay early in full or in part, or to terminate this agreement by giving written or oral notice and paying off the amount you owe under the agreement. You have the right to complain to the Financial Ombudsman Service (see 3.3 overleaf). This is a credit agreement regulated by the Consumer Credit Xxx 0000. Sign it only if you want to be legally bound by its terms. Signature of Customer: Date of Signature: The terms and conditions set out overleaf are incorporated in this agreement Signature for Creditor Address Telephone number Website Damartex UK Limited trading as “Damart” and on behalf of Damart Please fill in your details, sign and date this agreement PLEASE CONTACT US IF YOU REQUIRE A LARGE PRINT VERSION Credit Agreement Regulated by the Consumer Credit Xxx 0000 (running account retail credit) Between the creditor: Damart, “Sedagyl” Bowling Green Xxxxx, Xxxx Xxxxxx, Xxxxxxx, Xxxx Xxxxxxxxx, XX00 0XX, and you, the customer. CUSTOMER DETAILS Customer SurnameFor orders: Forename(s): Address0871 423 0000 (calls cost 13p per minute plus your telephone company’s network access charge). For queries about this information: Postcode: Account No.: Email Address: Telephone number:0330 1234083 xxx.xxxxxx.xx.xx

MISSING PAYMENTS. Missing payments could have severe consequences including increasing the cost of your credit, impairing your credit rating which and may make obtaining credit more difficult and/or expensive difficult. YOUR RIGHT TO CANCEL Once you have signed this agreement you have a short time in the futurewhich to cancel it. Details of how to cancel it will be sent to you by us. IMPORTANT - – READ THIS CAREFULLY TO FIND OUT ABOUT YOUR RIGHTS You have the right to withdraw from this credit agreement before the end of 14 days beginning on the day after the agreement is made, or if information is provided after the agreement is made, the day on which you receive a copy of the executed agreement under sections 61A or 63 of the The Consumer Credit Xxx 0000Act 1974 covers this agreement and lays down certain requirements for your protection which should have been complied with when this agreement was made. If they were not, the day on which we cannot enforce this agreement against you receive the information required in section 61A(3) of that Act or the day on which you are notified of the credit limit, the first time it is provided, whichever is the latestwithout getting a court order. If you choose would like to exercise know more about your right of withdrawal you must notify us of your intention to do so to: Damart, Bowling Green Xxxxx, Xxxx Xxxxxx, Xxxxxxx, Xxxx Xxxxxxxxx XX00 0XX or by telephone on 0000 0000000 or to xxxxxxxxxxxx@xxxxxx.xxx. If you do withdraw you must repay us, without delay and no later than 30 calendar days after giving notice of your withdrawal, the money you borrowed plus interest charged at a daily rate up to the date you withdraw from the agreement or return the goods we will advise you of the daily sum due on request and without delay. You have the right to repay early in full or in part, or to terminate this agreement by giving written or oral notice and paying off the amount you owe rights under the agreement. You have the right to complain to the Financial Ombudsman Service (see 3.3 overleaf)Act, contact either your local Trading Standards Department or your nearest Citizens’ Advice Bureau. This is a credit agreement Hire Agreement regulated by the Consumer Credit Xxx 0000. Sign it only if you want to be legally bound by its terms. Signature of Customer: Date of Signature: The terms and conditions set out overleaf are incorporated in this agreement Signature Signed for and on behalf of Damart Please fill in your details, sign and date Hyundai Capital UK Limited trading as Hyundai Finance Contract Hire Signature(s) of Hirer(s): Date(s) of signature(s): Date of this agreement: Under this agreement PLEASE CONTACT US IF YOU REQUIRE A LARGE PRINT VERSION Credit Agreement Regulated the goods do not become your property and you must not sell them. Your agreement with us is made up these first 3 page(s) ("the Key Information Pages") and the attached terms and conditions. You should read these carefully. USE OF YOUR INFORMATION AND MARKETING It is important that you read clause 14 'Use of Your Information' of the terms and conditions below before you sign this agreement as it explains how we will use your personal information when you enter into the agreement with us. By signing this agreement, you confirm that you have read clause 14. We and other third parties would like to contact you by post, telephone, e-mail and/or SMS to tell you about products and services that we and they consider may be of interest to you. By agreeing to be contacted, you will receive information about new products and services along with offers, special promotions and competitions. Please tick the Consumer Credit relevant boxes below if you would like to receive these communications. I would like you to contact me about products and services from Hyundai Finance and I would like you to provide my details to Hyundai Motor UK Limited and associated intermediary so that they can each contact me about the products and services they offer. To confirm agreement please tick the relevant boxes below: Post □ Phone □ E-mail □ SMS □ In order to enable contact with you by e-mail and/or SMS, we will need some additional contact details. Please let us have your: E-mail address…………………………………… Mobile number………………………………….. You have the right at any time to ask us, or those identified above, to stop contacting you or passing your details to others for marketing purposes. Please follow the unsubscribe instructions in the relevant communication or contact our customer services department on 0800 0749 756 or write to us at xxxxxxxxx@xxxxxxxxxxxxxxxxxxxxxxxxxx.xx.xx or Xxx 0000 (running account retail credit) Between the creditor: Damart, Bowling Green Xxxxx, Xxxx Xxxxxx, Xxxxxxx, Xxxx Xxxxxxx Xxxxxxxxx, XX00 Xxxxxx Xxxxxx Xxxx, Xxxxxxxx, X00 0XX. SERVICES SCHEDULE «MaintenanceText» HIRER DECLARATION By signing this agreement, you confirm that: 1. You have read clause 11.1 of the terms of this agreement and youare aware that any supplier, dealer or broker who has been involved in arranging this agreement has no authority to act for us or make any representation about the customervehicle or this agreement which is binding upon us; 2. CUSTOMER DETAILS Customer Surname: Forename(s): Address: Postcode: Account NoYou have read the section beginning ‘Additional Pre-Contract Information’ in the Pre-Contract Information document and wish the vehicle to be delivered before the cancellation period has expired. You understand that you will have to pay for your use of the vehicle during the cancellation period; 3. You have provided us with all relevant information about you prior to signing this agreement. The information given by you when applying to enter into this agreement is correct; 4. You can afford to make payments required under the agreement and know of no reason why your ability to afford payments would change throughout the duration of the agreement; 5. You have arranged insurance for the vehicle under clause 7 before you signed this agreement; 6. At the time of signature, pages setting out the terms and conditions relating to this agreement are attached to these first [3] pages; 7. You have read and agree to the data protection information set out above and in clause 14 of the Terms of this agreement and that you consent to the activities described; 8. You have been given the Pre-Contract Information document and a complete copy of this agreement; and 9. You confirm that you are signing this agreement as; a) a partner in a partnership of three partners or less (other than a Limited Liability Partnership); or b) a sole trader; or c) an individual. VAT All payments are inclusive of VAT and may be varied if the rate of VAT changes. This is not a VAT invoice. We will send you a VAT invoice for each payment shown above and if there is any change in VAT the invoices will show the changed hire charges or services charges.: Email Address: Telephone number:

MISSING PAYMENTS. Missing payments could have severe consequences including increasing the cost of your credit, impairing your credit rating which and may make obtaining credit more difficult and/or expensive in the futuredifficult. IMPORTANT - READ THIS CAREFULLY TO FIND OUT ABOUT YOUR RIGHTS You have the right to withdraw from this credit agreement before the end of 14 days beginning on the day after the This agreement is made, or if information is provided after the agreement is made, the day on which you receive a copy of the executed agreement under sections 61A or 63 of the Consumer Credit Xxx 0000, the day on which you receive the information required in section 61A(3) of that Act or the day on which you are notified of the credit limit, the first time it is provided, whichever is the latestnot cancellable. If you choose to exercise your right of withdrawal you must notify us of your intention to do so to: Damart, Bowling Green Xxxxx, Xxxx Xxxxxx, Xxxxxxx, Xxxx Xxxxxxxxx XX00 0XX or by telephone on 0000 0000000 or to xxxxxxxxxxxx@xxxxxx.xxx. If you do withdraw you must repay us, without delay and no later than 30 calendar days after giving notice of your withdrawal, the money you borrowed plus interest charged at a daily rate up to the date you withdraw from the agreement or return the goods we will advise you of the daily sum due on request and without delay. You have the right to repay early in full or in part, or to terminate this agreement by giving written or oral notice and paying off the amount you owe under the agreement. You have the right to complain to the Financial Ombudsman Service (see 3.3 overleaf). Original This is a credit agreement Hire Agreement regulated by the Consumer Credit Xxx 0000. Sign it only if you want to be legally bound by its terms. Signature Signature(s) of CustomerHirer(s) Date(s) of Signature(s) Under this agreement the goods do not become your property and you must not sell them. Acceptance for Europcar Signed: Date Dated: which is the date of Signature: The this agreement DATA PROTECTION (for further details, see clause 10.1 of the terms and conditions set out overleaf are incorporated in conditions) The personal information you provide to us will be used to consider and process your application and to administer this agreement Signature before, during and after its termination. We will use a credit scoring or other automated decision- making system when assessing your application. The criteria for such credit scoring will be set by us in our absolute discretion. We do not have to disclose the criteria to you. To assist us with our assessment of your application we will search your record with credit reference agencies (‘CRAs’). The CRAs will add details of our search and of your application to your record and your data will also be linked to the data of your spouse, any joint applicants or other financial associates. This information will be seen by other organisations that make searches (ie., it will leave a footprint on behalf your credit profile). We will continue to exchange information about you with CRAs on an ongoing basis. This exchange will include details of Damart Please fill this agreement, the payments you make under it, your settled accounts and any debts not fully repaid on time; any default or failure to keep to its terms and any change of address you fail to tell us about where a payment is overdue. This may have an impact on your credit profile. We may also notify the British Vehicle Rental and Leasing Association. It is important that you give us accurate information. We will also check your details with fraud prevention agencies and if you give us false or inaccurate information and if we suspect fraud, then we will record this. CRAs will share your information with other organisations and it will be used by us and those other organisations to: 1 help make decisions about credit and credit related services such as insurance for you and other persons with whom you are financially connected; 2 trace debtors, recover debt and prevent money laundering and fraud, to manage your accounts. For these purposes we or those other organisations may make further searches. The CRAs and fraud prevention agencies will also use the records for statistical analysis about credit and about insurance and fraud. We may also use information about you to carry out market research. The identities of the CRAs and the ways in which they use and share personal information is explained in more detail at xxxx://xxx.xxxxxxxx.xx.xx/xxxxx/index.html. If you want to have details of the CRAs from whom we obtain and to whom we pass information about you, please write to us, marking your detailsletter for the attention of the Regulated Business Unit, sign and date this agreement PLEASE CONTACT US IF YOU REQUIRE A LARGE PRINT VERSION Credit Agreement Regulated by the Consumer Credit Xxx 0000 (running account retail credit) Between the creditor: Damart, Bowling Green at Xxxxx Xxxxx, Xxxx Xxxxxx00 Xxxxxxx Xxxx, Xxxxxxx, Xxxx Xxxxxxxxx, XX00 XX0 0XX. You have a legal right to these details. You have a right to receive a copy of the information we hold about you if you apply to us in writing and marking your letter for the attention of the Director of Legal Services, and youat Xxxxx Xxxxx, the customer00 Xxxxxxx Xxxx, Xxxxxxxxx, XX0 0XX or by email to _xx-Xxxxx@xxxxxxxx.xxx. CUSTOMER DETAILS Customer Surname: Forename(s): Address: Postcode: Account No.: Email Address: Telephone number:Our full privacy policy is available at xxx.xxxxxxxx.xx.xx/xxxxxxx-xxxxxx TERMS AND CONDITIONS