Common use of Mobile Banking Service Clause in Contracts

Mobile Banking Service. Mobile Banking is offered as a convenience and supplemental service to our Online Banking services. It is not intended to replace access to Online Banking from your personal computer or other methods you use for managing your accounts and services with us. Mobile Banking allows you to access your Patriot account information, use bill pay, transfer funds between your accounts, deposit items remotely and conduct other banking transactions. We reserve the right to limit the types and number of accounts eligible and the right to refuse to make any transaction you request through Mobile Banking. We may also reserve the right to modify the scope of the Mobile Banking Service at any time. Mobile Banking may not be accessible over some network carriers. In addition, the Mobile Banking Service may not be supportable for all Devices. Patriot cannot guarantee, and is not responsible for, the availability of data services provided by your mobile carrier, such as (but not limited to) data outages or "out of range" issues. You agree to accept responsibility for learning how to use Mobile Banking in accordance with the instructions and agree that you will contact us directly if you have any problems with Mobile Banking. We may modify the Mobile Banking Service from time to time at our sole discretion. You are responsible for making sure you understand how to use Mobile Banking as modified. You also accept responsibility for making sure that you know how to properly use your Device and we will not be liable to you for any losses caused by your failure to properly use the Mobile Banking Service or your Device. You agree that, when you use Mobile Banking, you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider and that this Agreement does not amend or supersede any of those agreements. You understand that those agreements may include fees, limitations and restrictions which might impact your use of Mobile Banking (such as data usage or text messaging charges imposed on you by your mobile service provider for uses of or interaction with Mobile Banking), you agree to be solely responsible for all such fees, limitations, and restrictions. You agree that only your mobile service provider is responsible for its products and services. Accordingly, you agree to resolve any problems with your provider directly without involving us. Any deposit account, loan or other credit union product accessed through this Mobile Banking service is also subject to the Account Agreements and Disclosures provided at time of account opening. You should review the Account disclosures carefully, as they may include transaction limitations and fees which might apply to your use of Mobile Banking.

Mobile Banking Service. Mobile Banking is offered as a convenience and supplemental service to our Online Banking services. It is not intended to replace access to Online Banking from your personal computer or other methods you use for managing your accounts and services with us. Mobile Banking allows you to access your Patriot Railroad & Industrial Federal Credit Union account information, use bill xxxx pay, transfer funds between your accounts, deposit items remotely and conduct other banking transactions. To utilize the Mobile Banking service, you must be enrolled in Online Banking (PC Banking). We reserve the right to limit the types and number of accounts eligible and the right to refuse to make any transaction you request through Mobile Banking. We may also reserve the right to modify the scope of the Mobile Banking Service at any time. Mobile Banking may not be accessible over some network carriers. In addition, the Mobile Banking Service may not be supportable for all Devices. Patriot Railroad & Industrial Federal Credit Union cannot guarantee, guarantee and is not responsible for, for the availability of data services provided by your mobile carrier, such as (but not limited to) data outages or "“out of range" ” issues. You agree to accept responsibility for learning how to use Mobile Banking in accordance with the instructions and agree that you will contact us directly if you have any problems with Mobile Banking. We may modify the Mobile Banking Service from time to time at our sole discretion. In the event of any modifications, you will be notified prior to implementation of modifications. You are responsible for making sure you understand how to use Mobile Banking as modified. You also accept responsibility for making sure that you know how to properly use your Device and we will not be liable to you for any losses caused by your failure to properly use the Mobile Banking Service or your Device. You agree that, when you use Mobile Banking, you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider and that this Agreement does not amend or supersede any of those agreements. You understand that those agreements may include fees, limitations and restrictions which might impact your use of Mobile Banking (such as data usage or text messaging charges imposed on you by your mobile service provider for uses of or interaction with Mobile Banking), you agree to be solely responsible for all such fees, limitations, and restrictions. You agree that only your mobile service provider is responsible for its products and services. Accordingly, you agree to resolve any problems with your provider directly without involving us. You agree to contact us directly if you have any problems with Mobile Banking. Any deposit account, loan or other credit union product accessed through though this Mobile Banking service is also subject to the Account Agreements and Disclosures provided at time of account opening. You should review the Account disclosures carefully, as they may include transaction limitations and fees which might apply to your use of Mobile Banking.

Mobile Banking Service. Mobile Banking is offered as a convenience and supplemental service to our Online Banking services. It is not intended to replace access to Online Banking from your personal computer or other methods you use for managing your accounts and services with us. Mobile Banking allows you to access your Patriot account information, use bill pay, transfer funds between your accounts, deposit items remotely and conduct other banking transactions. We reserve the right to limit the types and number of accounts eligible for Mobile Banking and the right to refuse to make any transaction you request through Mobile Banking. We may also reserve the right to modify the scope of the Mobile Banking Service at any time. Mobile Banking may not be accessible over some network carriers. In addition, the Mobile Banking Service may not be supportable for all Devices. Patriot cannot guarantee, and is not responsible for, the availability of data services provided by your mobile carrier, such as (but not limited to) data outages or "out of range" issues. You agree to accept responsibility for learning how to use Mobile Banking in accordance with the instructions of Patriot and agree that you will contact us directly if you have any problems with Mobile Banking. We may modify the Mobile Banking Service at any time and from time to time at our sole discretion. You are responsible for making sure you understand how to use Mobile Banking as modified. You also accept responsibility for making sure that you know how to properly use your Device and we Device. We will not be liable to you for any losses caused by your failure to properly use the Mobile Banking Service or your Device. You agree that, when you use Mobile Banking, you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider provider, and that this Agreement does not amend or supersede any of those agreements. You understand that those agreements may include fees, limitations and restrictions which might impact your use of Mobile Banking (such as data usage or text messaging charges imposed on you by your mobile service provider for uses of or interaction with Mobile Banking), you agree to be solely responsible for all such fees, limitations, and restrictions. You agree that only your mobile service provider is responsible for its products and services. Accordingly, you agree to resolve any problems with your provider directly without involving us. Any deposit account, loan or other credit union product Account accessed through this Mobile Banking service is also subject to the Account Agreements and Disclosures provided at the time of account Account opening. You should review the Account disclosures Agreements and Disclosures carefully, as they may include transaction limitations and fees which might apply to your use of Mobile Banking.

Mobile Banking Service. Mobile Banking is offered as a convenience and supplemental service to our Online Banking services. It is not intended to replace access to Online Banking from your personal computer or other methods you use for managing your accounts and services with us. Mobile Banking allows you to access your Patriot Credit Union account information, use bill pay, transfer funds between your accounts, deposit items remotely accounts and conduct other view history of banking transactions. We reserve the right to limit the types and number of accounts eligible and the right to refuse to make any transaction you request through Mobile Banking. We may also reserve the right to modify the scope of the Mobile Banking Service at any time. Mobile Banking may not be accessible over some network carriers. In addition, the Mobile Banking Service may not be supportable for all Devices. Patriot The Credit Union cannot guarantee, guarantee and is not responsible for, for the availability of data services provided by your mobile carrier, such as (but not limited to) data outages or "out of range" issues. You agree to accept responsibility for learning how to use Mobile Banking banking in accordance with the Credit Union's instructions and agree that you will contact us directly if you have any problems with Mobile Bankingthe service. We may modify the Mobile Banking Service from time to time at our sole discretion. You In the event of any modifications, you are responsible for making sure you understand how to use Mobile Banking the service as modified. You also accept responsibility for making sure that you know how to properly use your Device and we will not be liable to you for any losses caused by your failure to properly use the Mobile Banking Service or your Device. You agree that, when you use Mobile Banking, you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider and that this Agreement does not amend or supersede any of those agreements. You understand that those agreements may include fees, limitations and restrictions which might impact your use of Mobile Banking (such as data usage or text messaging charges imposed on you by your mobile service provider for uses of or interaction with Mobile Banking), and you agree to be solely responsible for all such fees, limitations, and restrictions. You agree that only your mobile service provider is responsible for its products and services. Accordingly, you agree to resolve any problems with your provider directly without involving us. Any deposit account, loan or other credit union banking product accessed through this Mobile Banking service Service is also subject to the Account Agreements and Disclosures provided at time of account Account opening. You should review the Account disclosures carefully, as they may include transaction limitations and fees which might apply to your use of Mobile Banking.

Mobile Banking Service. GHS FCU Mobile Banking is offered as a convenience and supplemental service to our Online Banking services. It is not intended to replace access to Online Banking from your personal computer or other methods you use for managing your accounts and services with us. Mobile Banking allows you to access your Patriot GHS account information, use bill pay, transfer funds between your accounts, deposit items remotely and conduct other banking transactions. To utilize GHS FCU Mobile, you must be enrolled in Online Banking. We reserve the right to limit the types and number of accounts eligible and the right to refuse to make any transaction you request through Mobile BankingGHS FCU Mobile. We may also reserve the right to modify the scope of the Mobile Banking Service service at any time. Mobile Banking may not be accessible over some network carriers. In addition, the Mobile Banking Service may not be supportable for all Devices. Patriot GHS FCU cannot guarantee, guarantee and is not responsible for, for the availability of data services provided by your mobile carrier, such as (but not limited to) data outages or "“out of range" ” issues. You agree to accept responsibility for learning how to use GHS FCU Mobile Banking in accordance with the instructions and agree that you will contact us directly if you have any problems with Mobile Banking. We may modify the Mobile Banking Service service from time to time at our sole discretion. In the event of any modifications, you will be notified prior to implementation of modifications. You are responsible for making sure you understand how to use Mobile Banking as modified. You also accept responsibility for making sure that you know how to properly use your Device and we will not be liable to you for any losses caused by your failure to properly use the GHS FCU Mobile Banking Service or your Device. You agree that, when you use Mobile BankingGHS FCU Mobile, you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, including (but not limited to, ) your mobile service provider and that this Agreement does not amend or supersede any of those agreements. You understand that those agreements may include fees, limitations and restrictions which might impact your use of Mobile Banking (such as data usage or text messaging other charges imposed on you by your mobile service provider for uses of or interaction with Mobile Banking), you agree to be solely responsible for all such fees, limitations, and restrictions. You agree that only your mobile service provider is responsible for its products and services. Accordingly, you agree to resolve any problems with your provider directly without involving us. Any deposit account, loan or other credit union product accessed through this GHS FCU Mobile Banking service is also subject to the Membership Account Agreements and Disclosures provided at time of account opening. You should review the all Account disclosures carefully, as they may include transaction limitations and fees which might apply to your use of Mobile Banking.

Mobile Banking Service. Mobile Banking is offered as a convenience and supplemental service to our Online Banking services. It is not intended to replace access to Online online Banking from your personal computer or other methods you use for managing your accounts and services with us. Mobile Banking allows you to access your Patriot Fairfax State Savings Bank account information, use bill pay, transfer funds between your accounts, deposit items remotely accounts and conduct other banking transactions. To utilize the Mobile Banking service, you must be enrolled to use Online Banking and then download an app to access the service. From time to time, we may amend these terms and modify or cancel the Mobile Banking service we offer without notice, except as required by Law. We reserve the right to limit the types and number of accounts eligible and the right to refuse to make any transaction you request through Mobile Banking. We may also reserve the right to modify the scope of the Mobile Banking Service at any time. Mobile Banking may not be accessible or may have limited utility over some network carriers. In addition, the Mobile Banking Service may not be supportable for all Devices. Patriot Fairfax State Savings Bank cannot guarantee, guarantee and is not responsible for, for the availability of data services provided by your mobile carrier, such as (but not limited to) data outages outages, or "“out of range" ” issues. To properly use the Mobile Banking Service, you should review and follow the instructions provided on our website, xxx.xxxxxxxxxxx.xxx. You agree to accept responsibility for learning how to use Mobile Banking in accordance with the online instructions and agree that you will contact us directly if you have any problems with the Mobile BankingBanking Service. We may modify the Mobile Banking Service from time to time at our sole discretion. You In the event of any modifications, you are responsible for making sure you understand how to use Mobile Banking as modified. You also accept responsibility for making sure that you know how to properly use your Device and we will not be liable to you for any losses caused by your failure hot to properly use the Mobile Banking Service or and your Device. You agree that, that when you use the Mobile Banking, Banking Service you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider and that this Agreement does not amend or supersede any of those agreements. You understand that those agreements may include provide for fees, limitations and restrictions which might impact your use of Mobile Banking (such as data usage or text messaging charges imposed on you by your mobile service provider for uses of or interaction with Mobile Banking), and you agree to be solely responsible for all such fees, limitations, and restrictions. You agree that only your mobile service provider is responsible for its products and servicesservice. Accordingly, you agree to resolve any problems with your provider directly without involving usFairfax State Savings Bank. Any deposit account, loan or other credit union banking product accessed through this the Mobile Banking service Service is also subject to the Account Agreements and Disclosures provided at the time of account opening. You should review the Account account disclosures carefully, as they may include transaction limitations and fees which might apply to your use of Mobile Banking.

Mobile Banking Service. Mobile Banking is offered as a convenience and supplemental service to our Online Banking services. It is not intended to replace access to Online Banking from your personal computer or other methods you use for managing your accounts and services with us. Mobile Banking allows you to access your Patriot Trax Federal Credit Union account information, use bill pay, transfer funds between your accounts, deposit items remotely and conduct other banking transactions. To utilize the Mobile Banking service, you must be enrolled in Online Banking (PC Banking). We reserve the right to limit the types and number of accounts eligible and the right to refuse to make any transaction you request through Mobile Banking. We may also reserve the right to modify the scope of the Mobile Banking Service at any time. Mobile Banking may not be accessible over some network carriers. In addition, the Mobile Banking Service may not be supportable for all Devices. Patriot Trax Credit Union cannot guarantee, guarantee and is not responsible for, respon- sible for the availability of data services provided by your mobile carrier, such as (but not limited to) data outages or "“out of range" ” issues. You agree to accept responsibility for learning how to use Mobile Banking in accordance with the instructions and agree that you will contact us directly if you have any problems with Mobile Banking. We may modify the Mobile Banking Service from time to time at our sole discretion. In the event of any modifications, you will be notified prior to implementation of modifications. You are responsible for making sure you understand how to use Mobile Banking as modified. You also accept responsibility for making sure that you know how to properly use your Device and we will not be liable to you for any losses caused by your failure to properly use the Mobile Banking Service or your Device. You agree that, when you use Mobile Banking, you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider and that this Agreement does not amend or supersede any of those agreements. You understand that those agreements may include fees, limitations and restrictions which might impact your use of Mobile Banking (such as data usage or text messaging charges imposed on you by your mobile service provider for uses of or interaction with Mobile Banking), you agree to be solely responsible respon- sible for all such fees, limitations, and restrictions. You agree that only your mobile service provider is responsible for its products and services. Accordingly, you agree to resolve any problems with your provider directly without involving us. You agree to contact us directly if you have any problems with Mobile Banking. Any deposit account, loan or other credit union product accessed through though this Mobile Banking service is also subject to the Account Agreements and Disclosures provided at time of account opening. You should review the Account disclosures carefully, as they may include transaction limitations and fees which might apply to your use of Mobile Banking.

Mobile Banking Service. Mobile Banking is offered as a convenience and supplemental service to our Online Banking services. It is not intended to replace access to Online Banking from your personal computer or other methods you use for managing your accounts and services with us. Mobile Banking allows you to access your Patriot State Bank account information, use bill pay, transfer funds between your accounts, deposit items remotely accounts and conduct other view history of banking transactions. We reserve the right to limit the types and number of accounts eligible and the right to refuse to make any transaction you request through Mobile Banking. We may also reserve the right to modify the scope of the Mobile Banking Service at any time. Mobile Banking may not be accessible over some network carriers. In addition, the Mobile Banking Service may not be supportable for all Devices. Patriot State Bank cannot guarantee, guarantee and is not responsible for, for the availability of data services provided by your mobile carrier, such as (but not limited to) data outages or "“out of range" ” issues. You agree to accept responsibility for learning how to use Mobile Banking banking in accordance with the online instructions and agree that you will contact us directly if you have any problems with Mobile Bankingthe service. We may modify the Mobile Banking Service from time to time at our sole discretion. You In the event of any modifications, you are responsible for making sure you understand how to use Mobile Banking the service as modified. You also accept responsibility for making sure that you know how to properly use your Device and we will not be liable to you for any losses caused by your failure to properly use the Mobile Banking Service or your Device. You agree that, when you use Mobile Banking, you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider and that this Agreement does not amend or supersede any of those agreements. You understand that those agreements may include fees, limitations and restrictions which might impact your use of Mobile Banking (such as data usage or text messaging charges imposed on you by your mobile service provider for uses of or interaction with Mobile Banking), and you agree to be solely responsible for all such fees, limitations, and restrictions. You agree that only your mobile service provider is responsible for its products and services. Accordingly, you agree to resolve any problems with your provider directly without involving us. Any deposit account, loan or other credit union banking product accessed through this Mobile Banking service Service is also subject to the Account Agreements and Disclosures provided at time of account Account opening. You should review the Account account disclosures carefully, as they may include transaction limitations and fees fees, which might apply to your use of Mobile Banking.

Mobile Banking Service. Description of Service. Mobile Banking is offered as a convenience and supplemental service to our NetConnect Online Banking services. It is not intended to replace access to Online Banking from your personal computer or other methods you use for managing your accounts and services with us. Mobile Banking allows you to access your Patriot account information, use bill paymake payments to existing payees, transfer funds between your accounts, deposit items remotely and conduct other banking transactions. We reserve the right • Use of Service. In order to limit the types and number of accounts eligible and the right to refuse to make any transaction you request through properly use Mobile Banking. We may also reserve , you should review and follow the right to modify the scope of the Mobile Banking Service at any time. Mobile Banking may not be accessible over some network carriers. In addition, the Mobile Banking Service may not be supportable for all Devices. Patriot cannot guarantee, and is not responsible for, the availability of data services instructions provided by your mobile carrier, such as (but not limited to) data outages or "out of range" issueson our website. You agree to accept responsibility for learning how to use Mobile Banking in accordance with the online instructions and agree that you will contact us directly if you have any problems with Mobile Banking. We may modify the Mobile Banking Service from time to time at our sole discretion. You In the event of any modifications, you are responsible for making sure you understand how to use Mobile Banking as modified. You also accept responsibility for making sure that you know how to properly use your Device and we will not be liable to you for any losses caused by your failure to properly use the Mobile Banking Service or your Device. You agree thatWe reserve the right at all times to take actions to protect our systems and information, when including denial of access to users of the Service. • Enrollment. To utilize the Mobile Banking service, you use must be enrolled in the Bank’s NetConnect Online Banking and logon to activate your Device within the Online Banking system. Once your account is activated, you may log on to your account from your Mobile device by selecting the following address from your browser xxxxx://xxx.xxxxxxxxx.xxx/stjohnsbank or go to the iTunes App Store or Google Play App Store to download our app. (We reserve the right to limit the types and number of accounts eligible and the right to refuse to make any transaction you request through Mobile Banking. We may also reserve the right to modify the scope of the Service at any time). Mobile Banking may not be accessible or may have limited utility over some network carriers. In addition, you remain subject to the terms Service may not be supportable for all Devices. The Bank cannot guarantee and conditions is not responsible for the availability of your existing agreements with any unaffiliated service providers, including, but not limited to, data services provided by your mobile service provider and that this Agreement does not amend or supersede any of those agreements. You understand that those agreements may include feescarrier, limitations and restrictions which might impact your use of Mobile Banking (such as data usage outages or text messaging charges imposed on you by "out of range" issues. • Changes to your mobile number or device. If you purchase a new phone, but are using the same phone number and wireless mobile service provider for uses of or interaction with Mobile Banking)provider, no changes on your part are necessary. However, if you switch wireless mobile providers and/or phone numbers, you agree must log in to be solely responsible for all such fees, limitations, your Net Connect Online Banking account at xxx.xxxxxxxxxxx.xxx on your PC and restrictionsupdate your information on the Mobile Settings page. You agree that only your mobile service provider is responsible for its products and services. Accordingly, you agree to resolve any problems with your provider directly without involving us. Any deposit account, loan or other credit union product accessed through this will not receive SMS Text messages regarding Mobile Banking service transactions if your phone number is also subject to the Account Agreements and Disclosures provided at time of account opening. You should review the Account disclosures carefully, as they may include transaction limitations and fees which might apply to your use of Mobile Bankingnot correct.

Mobile Banking Service. Mobile Banking is offered as a convenience and supplemental service to our Online Banking services. It is not intended to replace access to Online Banking from your personal computer or other methods you use for managing your accounts and services with us. Mobile Banking allows you to access your Patriot MCCU account information, use bill pay, transfer funds between your accounts, deposit items remotely and conduct other banking transactions. To utilize the Mobile Banking service, you must be enrolled in Online Banking (PC Banking). We reserve the right to limit the types and number of accounts eligible and the right to refuse to make any transaction you request through Mobile Banking. We may also reserve the right to modify the scope of the Mobile Banking Service at any time. Mobile Banking may not be accessible over some network carriers. In addition, the Mobile Banking Service may not be supportable for all Devices. Patriot MCCU cannot guarantee, guarantee and is not responsible for, for the availability of data services provided by your mobile carrier, such as (but not limited to) data outages or "“out of range" ” issues. You agree to accept responsibility for learning how to use Mobile Banking in accordance with the instructions and agree that you will contact us directly if you have any problems with Mobile Banking. We may modify the Mobile Banking Service from time to time at our sole discretion. In the event of any modifications, you will be notified prior to implementation of modifications. You are responsible for making sure you understand how to use Mobile Banking as modified. You also accept responsibility for making sure that you know how to properly use your Device and we will not be liable to you for any losses caused by your failure to properly use the Mobile Banking Service or your Device. You agree that, when you use Mobile Banking, you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider and that this Agreement does not amend or supersede any of those agreements. You understand that those agreements may include fees, limitations and restrictions which might impact your use of Mobile Banking (such as data usage or text messaging charges imposed on you by your mobile service provider for uses of or interaction with Mobile Banking), you agree to be solely responsible for all such fees, limitations, and restrictions. You agree that only your mobile service provider is responsible for its products and services. Accordingly, you agree to resolve any problems with your provider directly without involving us. You agree to contact us directly if you have any problems with Mobile Banking. Any deposit account, loan or other credit union product accessed through this Mobile Banking service is also subject to the Account Agreements and Disclosures provided at time of account opening. You should review the Account disclosures carefully, as they may include transaction limitations and fees which might apply to your use of Mobile Banking.

Mobile Banking Service. Mobile Banking is offered as a convenience and supplemental service to our Online Banking Branch services. It is not intended to replace access to Online Banking Branch from your personal computer or other methods you use for usefor managing your accounts and services with us. Mobile Banking allows you to access your Patriot Prince Xxxxxx’s Community Federal Credit Union account information, use bill pay, transfer funds between your accounts, deposit items remotely and conduct other banking transactions. To utilize the Mobile Banking Service, you must be enrolled in Online Branch. We reserve the right to limit the types and number of accounts eligible and the right to refuse to make any transaction you request through Mobile Banking. We may also reserve the right to modify the scope of scopeof the Mobile Banking Service at any time. Mobile Banking may not be accessible over some network carriers. In addition, the Mobile Banking Service may not be supportable for all Devices. Patriot Prince Xxxxxx’s Community Federal Credit Union cannot guarantee, guarantee and is not responsible for, for the availability of data services provided by your mobile carrier, such as (but not limited to) data outages or "out of range" issues. You agree to accept responsibility for learning how to use Mobile Banking in accordance with the instructions and agree that you will contact us directly if you have any problems with Mobile Banking. We may modify the Mobile Banking Service from time to time at our sole discretion. In the event of anymodifications, you will be notified prior to implementation of modifications. You are responsible for making sure you understand how to use Mobile Banking as modified. You also accept responsibility for making sure that you know how to properly use your Device and we will not be liable to you for any losses caused by your failure to properly use the Mobile Banking Service or your Device. You agree that, when you use Mobile Banking, you remain subject to the terms and conditions of your existing yourexisting agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider and that this Agreement does not amend or supersede any of those agreements. You understand Youunderstand that those agreements may include fees, limitations and restrictions which might impact your use of Mobile Banking (such as data usage or text messaging charges imposed on you by your mobile service provider for uses of or interaction with Mobile Banking), you agree to be solely responsible for all such fees, limitations, and restrictions. You agree that only your mobile service provider is responsible for its products and services. Accordingly, you agree to resolve any problems with your provider directly without involving us. Any deposit account, loan or other credit union product accessed through this Mobile Banking service is also isalso subject to the Account Agreements and Disclosures provided at time of account opening. You should review the Account disclosures carefully, as they may include transaction limitations and fees which might apply to your use of Mobile Banking.

Mobile Banking Service. Mobile Banking is offered as a convenience and supplemental an additional service to our Online Banking servicesServices. It is not intended to replace access to Online Banking from your personal computer or other methods you use for managing your accounts Accounts and services with us. Mobile Banking allows you to access your Patriot TriCentury Bank account information, use bill payincluding balance information and transaction history, transfer funds between your accounts, deposit items remotely and conduct a variety of other banking transactionstransactions (see the Permitted Mobile Banking Transactions section below). In order to use the Mobile Banking Service, you must be enrolled to use Online Banking and then activate your Mobile Banking Service within the Online Banking System. Information about the Bank’s Mobile Banking Service is available on our website at the Bank’s website: xxx.xxxxxxxxxx.xxx. We reserve the right to limit the types and number of accounts eligible and for the Service. We reserve the right to refuse to make execute any transaction you request through Mobile Banking. We may also reserve the right to modify the scope of the Mobile Banking Service at any time. Minimum system requirements on your phone are: 256-bit encryption. Mobile Banking may not be accessible or may have limited use over some network carriers. In addition, the Mobile Banking The Service may not be supportable for all Mobile Devices. Patriot The Bank cannot guarantee, guarantee and is not responsible for, for the availability of data services provided by your mobile carrier, such as (but not limited to) data outages or "“out of range" ” issues. To properly utilize Mobile Banking, you should review and follow instructions provided on our website at xxx.xxxxxxxxxx.xxx. You agree to accept responsibility for learning how to use Mobile Banking in accordance with the online instructions and agree that you will contact us directly if you have encounter any problems with Mobile Banking. We may modify the Mobile Banking Service from time to time at our sole discretion. You In the event of any modifications, you are responsible for making sure you understand how to use Mobile Banking as modified. You also accept responsibility for making sure that you know how to properly use your Mobile Device and we will not be liable to you for any losses caused by your failure to properly use the Mobile Banking Service or your Mobile Device. You agree that, when you use Mobile Banking, you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider and that this Agreement does not amend or supersede any of those agreements. You understand that those agreements may include provide for fees, limitations and restrictions which might may impact your use of Mobile Banking (such as i.e. data usage or text messaging charges imposed on you by your mobile service provider for uses of or interaction with Mobile Banking), and you agree to be solely responsible for all such fees, limitations, and restrictions. You agree that only your mobile service provider is responsible for its products and services. Accordingly, you agree to resolve any problems with your provider directly without involving us. Any deposit account, loan or other credit union banking product accessed through this Mobile Banking service Service is also subject to the Account Agreements and Disclosures provided at the time of account Account opening. You should review the Account disclosures carefully, as they may include transaction limitations and fees which might may apply to your use of Mobile Banking.