Common use of NATIONAL ASSOCIATION Clause in Contracts

NATIONAL ASSOCIATION. By: ------------------------------ Name: Title: EXHIBIT F-1 FORM OF TRUSTEE INTERIM CERTIFICATION , 19__ [Representative] [Insurer] [Depositors] [Servicer] POOLING AND SERVICING AGREEMENT (THE "POOLING AND SERVICING AGREEMENT"), EQCC HOME EQUITY LOAN ASSET BACKED CERTIFICATES, SERIES 1999-1, CLASS A-1F, CLASS X-0X, XXXXX X-0X, XXXXX X-0X, CLASS A-5F, CLASS A-6F, CLASS A-1A, CLASS X, CLASS R AND CLASS LR, DATED AS OF MARCH 1, 1999, AMONG EQUICREDIT CORPORATION OF AMERICA, AS SERVICER, THE DEPOSITORS LISTED THEREIN AND U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE Ladies and Gentlemen: In accordance with the provisions of SECTION 2.06 of the above-referenced Pooling and Servicing Agreement, the undersigned, as Trustee, hereby certifies that as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan listed on the attachment hereto), it or the Custodian on its behalf has reviewed the documents delivered to it or the Custodian on its behalf pursuant to SECTION 2.04 of the Pooling and Servicing Agreement and has determined that (i) all such documents are in its possession or in the possession of the Custodian on its behalf (other than those listed in SECTION 2.04(F)), (ii) such documents have been reviewed by it or the Custodian on its behalf and have not been mutilated, damaged, torn or otherwise physically altered and relate to such Mortgage Loan, (iii) based on its examination, or the examination of the Custodian on its behalf, and only as to the foregoing documents, the information set forth in the Mortgage Loan Schedule (other than items (i), (iv) and (x) of the definition of Mortgage Loan Schedule) respecting such Mortgage Loan accurately reflects the information set forth in the Mortgage File and (iv) each Mortgage Note has been endorsed as provided in SECTION 2.04 of the Pooling and Servicing Agreement. Neither the Trustee nor the Custodian on its behalf has made any independent examination of such documents beyond the review specifically required in the above-referenced Pooling and Servicing Agreement. The Trustee makes no representations as to: (i) the validity, legality, enforceability or genuineness of any such documents contained in each or any of the Mortgage Loans identified on the Mortgage Loan Schedule, or (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Pooling and servicing Agreement. ------------------------------------------, as Trustee By: -------------------------------------- Name: Title: EXHIBIT F-2 FORM OF TRUSTEE FINAL CERTIFICATION , 19__ [Representative] [Insurer] [Depositors] [Servicer] POOLING AND SERVICING AGREEMENT (THE "POOLING AND SERVICING AGREEMENT"), EQCC HOME EQUITY LOAN ASSET BACKED CERTIFICATES, SERIES 1999-1, CLASS A-1F, CLASS X-0X, XXXXX X-0X, XXXXX X-0X, CLASS A-5F, CLASS A-6F, CLASS A-1A, CLASS X, CLASS R AND CLASS LR, DATED AS OF MARCH 1, 1999 AMONG EQUICREDIT CORPORATION OF AMERICA, AS SERVICER, THE DEPOSITORS LISTED THEREIN AND U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE Ladies and Gentlemen: In accordance with SECTION 2.06 of the above-captioned Pooling and Servicing Agreement, the undersigned, as Trustee, hereby certifies that, except as noted on the attachment hereto, as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or listed on the attachment hereto) it or to the Custodian on its behalf has reviewed the documents delivered to it or to the Custodian on its behalf pursuant to SECTION 2.04 of the Pooling and Servicing Agreement and has determined that (i) all such documents are in its possession or in the possession of the Custodian on its behalf (other than those listed in SECTION 2.04(F)), (ii) such documents have been reviewed by it and have not been mutilated, damaged, torn or otherwise physically altered and relate to such Mortgage loan, (iii) based on its examination, and only as to the foregoing documents, the information set forth in the Mortgage Loan Schedule (other than items (i), (iv) and (x) of the definition of Mortgage Loan Schedule) respecting such Mortgage Loan accurately reflects the information set forth in the Trustee's Mortgage File and (iv) each Mortgage Note has been endorsed as provided in SECTION 2.04 of the Pooling and Servicing Agreement. Neither the Trustee nor the Custodian on its behalf has made any independent examination of such documents beyond the review specifically required in the above-referenced Pooling and Servicing Agreement. The Trustee makes no representations as to: (i) the validity, legality, enforceability or genuineness of any such documents contained in each or any of the Mortgage Loans identified on the Mortgage Loan Schedule, or (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Pooling and Servicing Agreement. ------------------------------------------, as Trustee By: -------------------------------------- Name: Title: EXHIBIT G LIST OF BANKRUPTCY LOANS EXHIBIT H FORM OF DELINQUENCY REPORT Mortgage Pool % of Number of Principal Aggregate Accounts Balance Principal -------- ------- --------- Potentially Delinquent $ % 30 Days Delinquent 60 Days Delinquent 90 or More Days DELINQUENT -------------------------- In Foreclosure In Bankruptcy 30 Days Delinquent 60 Days Delinquent 90 or More Days Delinquent In REO Fixed Rate Group % of Number of Principal Aggregate Accounts Balance Principal -------- ------- --------- Potentially Delinquent $ % 30 Days Delinquent 60 Days Delinquent 90 or More Days DELINQUENT --------------------------- In Foreclosure In Bankruptcy 30 Days Delinquent 60 Days Delinquent 90 or More Days Delinquent In REO Adjustable Rate Group % of Number of Principal Aggregate Accounts Balance Principal -------- ------- --------- Potentially Delinquent $ % 30 Days Delinquent 60 Days Delinquent 90 or More Days DELINQUENT --------------------------- In Foreclosure In Bankruptcy 30 Days Delinquent 60 Days Delinquent 90 or More Days Delinquent In REO EXHIBIT I CERTIFICATE INSURANCE POLICY EXHIBIT J FORM OF TRANSFEROR CERTIFICATE __________________, 19__ EQCC Receivables Corporation EQCC Asset Backed Corporation [ADDRESS] U.S. Bank National Association 000 Xxxx Xxxxx Xxxxxx Xx. Xxxx, Minnesota 55101 EQCC HOME EQUITY LOAN ASSET BACKED CERTIFICATES, SERIES 1999-1, CLASS [R][LR] Ladies and Gentlemen: This letter is delivered to you in connection with the transfer by _______________________________ (the "Seller") to __________________________ (the "Purchaser") of a ____% Percentage Interest of EQCC Home Equity Loan Asset Backed Certificates, Series 1999-1, Class [R][LR] (the "Certificates"), pursuant to Section 4.02 of the Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of dated as of March 1, 1999 by and among EquiCredit Corporation of America, as Representative and Servicer, the Depositors listed therein ("DEPOSITORS") and U.S. Bank National Association, as trustee ("Trustee"). All terms used herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing Agreement. The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee that:

NATIONAL ASSOCIATION. By: ------------------------------ ---------------------------------- Name: Title: EXHIBIT F-1 D --------- XXXXXXXX XX XXXXX XXXXXXX X --------- FIELDS OF LOAN INFORMATION Deal Name Distribution Date Loan Number City State Zip Code Property Type (SFR, CONDO, etc.) Occupancy Status (Owner, Investor, etc.) Loan Purpose (Purchase, Refi, etc.) Loan Type Loan Status (Current, Foreclosure, REO, Bankruptcy) Original Term of Loan Amortization Term First Payment of Loan Maturity Date Appraisal Value Original LTV Original Principal Balance Previous Month's Balance Current Principal Balance Prepay Date Prepay Status (Loan has been prepaid, liquidated or repurchased by the Servicer) Original Scheduled P&I Current Scheduled P&I Scheduled Interest Amount Scheduled Principal Amount Curtailment Note Rate Paid to Date Payment Date EXHIBIT F --------- FORM OF TRUSTEE INTERIM CERTIFICATION TRANSFEROR CERTIFICATE FOR PRIVATELY OFFERED CERTIFICATES [Date] U.S. Bank National Association, 19__ as Trustee 1 Federal Street, 3rd Floor Boston, MA 02110 Attn: Corporate Trust Xxxxxxxx, XXX XXXX 0000-0 Xx: Purchase of ABN AMRO Mortgage Corporation Mortgage Pass-Through Certificates Series 2003-4, Class [RepresentativeB-3] [InsurerB-4] [DepositorsB-5] [Servicer] POOLING AND SERVICING AGREEMENT (THE the "POOLING AND SERVICING AGREEMENTCertificates"), EQCC HOME EQUITY LOAN ASSET BACKED CERTIFICATES, SERIES 1999-1, CLASS A-1F, CLASS X-0X, XXXXX X-0X, XXXXX X-0X, CLASS A-5F, CLASS A-6F, CLASS A-1A, CLASS X, CLASS R AND CLASS LR, DATED AS OF MARCH 1, 1999, AMONG EQUICREDIT CORPORATION OF AMERICA, AS SERVICER, THE DEPOSITORS LISTED THEREIN AND U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ) --------------------------------------------------------------- Ladies and Gentlemen: In accordance connection with the provisions of SECTION 2.06 our disposition of the above-referenced Pooling and Servicing Agreement, the undersigned, as Trustee, hereby certifies that as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan listed on the attachment hereto), it or the Custodian on its behalf has reviewed the documents delivered to it or the Custodian on its behalf pursuant to SECTION 2.04 of the Pooling and Servicing Agreement and has determined above Certificates we certify that (ia) all such documents are in its possession or in we understand the possession of the Custodian on its behalf (other than those listed in SECTION 2.04(F)), (ii) such documents have been reviewed by it or the Custodian on its behalf and Certificates have not been mutilatedregistered under the Securities Act of 1933, damagedas amended (the "Act") and are being disposed by us in a transaction that is exempt from the registration requirements of the Act, torn and (b) we have not offered or sold any certificates to, or solicited offers to buy any Certificates from, any person, or otherwise physically altered and relate to such Mortgage Loan, (iii) based on its examinationapproached or negotiated with any person with respect thereto, or the examination taken any other action which would result in a violation of Section 5 of the Custodian on its behalfAct. Very truly yours, and only as to [Name of Transferor] By: ---------------------------------- Authorized Officer EXHIBIT G --------- FORM OF TRANSFEREE'S CERTIFICATE FOR PRIVATELY OFFERED CERTIFICATES [Date] U.S. Bank National Association 1 Federal Street, 3rd Floor Boston, MA 02110 Attn: Corporate Trust Xxxxxxxx, XXX XXXX 0000-0 XXX XXXX Xxxxxxxe Corporation 135 South LaSalle Street, Suite 925 Chicago, IL 60603 Txx xxxxxxxxxxx (xxx "Xxxxxxxxx") xxxxxxxx xx xxxxxxxx [Class B-3] [Class B-4] [Class B-5] Certificates evidencing an undivided interest in ABN AMRO Mortgage Corporation Mortgage Pass-Through Certificates, Series 2003-4 (the foregoing documents, the information set forth "Purchased Certificates") in the Mortgage Loan Schedule (other than items (i), (iv) and (x) principal amount of the definition of Mortgage Loan Schedule) respecting such Mortgage Loan accurately reflects the information set forth in the Mortgage File and (iv) each Mortgage Note has been endorsed as provided in SECTION 2.04 of the Pooling and Servicing Agreement. Neither the Trustee nor the Custodian on its behalf has made any independent examination of such documents beyond the review specifically required in the above-referenced Pooling and Servicing Agreement. The Trustee makes no representations as to: (i) the validity, legality, enforceability or genuineness of any such documents contained in each or any of the Mortgage Loans identified on the Mortgage Loan Schedule, or (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Pooling and servicing Agreement. ------------------------------------------, as Trustee By: -------------------------------------- Name: Title: EXHIBIT F-2 FORM OF TRUSTEE FINAL CERTIFICATION , 19__ [Representative] [Insurer] [Depositors] [Servicer] POOLING AND SERVICING AGREEMENT (THE "POOLING AND SERVICING AGREEMENT"), EQCC HOME EQUITY LOAN ASSET BACKED CERTIFICATES, SERIES 1999-1, CLASS A-1F, CLASS X-0X, XXXXX X-0X, XXXXX X-0X, CLASS A-5F, CLASS A-6F, CLASS A-1A, CLASS X, CLASS R AND CLASS LR, DATED AS OF MARCH 1, 1999 AMONG EQUICREDIT CORPORATION OF AMERICA, AS SERVICER, THE DEPOSITORS LISTED THEREIN AND U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE Ladies and Gentlemen: In accordance with SECTION 2.06 of the above-captioned Pooling and Servicing Agreement, the undersigned, as Trustee, hereby certifies that, except as noted on the attachment hereto, as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or listed on the attachment hereto) it or to the Custodian on its behalf has reviewed the documents delivered to it or to the Custodian on its behalf pursuant to SECTION 2.04 of the Pooling and Servicing Agreement and has determined that (i) all such documents are in its possession or in the possession of the Custodian on its behalf (other than those listed in SECTION 2.04(F)), (ii) such documents have been reviewed by it and have not been mutilated, damaged, torn or otherwise physically altered and relate to such Mortgage loan, (iii) based on its examination, and only as to the foregoing documents, the information set forth in the Mortgage Loan Schedule (other than items (i), (iv) and (x) of the definition of Mortgage Loan Schedule) respecting such Mortgage Loan accurately reflects the information set forth in the Trustee's Mortgage File and (iv) each Mortgage Note has been endorsed as provided in SECTION 2.04 of the Pooling and Servicing Agreement. Neither the Trustee nor the Custodian on its behalf has made any independent examination of such documents beyond the review specifically required in the above-referenced Pooling and Servicing Agreement. The Trustee makes no representations as to: (i) the validity, legality, enforceability or genuineness of any such documents contained in each or any of the Mortgage Loans identified on the Mortgage Loan Schedule, or (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Pooling and Servicing Agreement. ------------------------------------------, as Trustee By: -------------------------------------- Name: Title: EXHIBIT G LIST OF BANKRUPTCY LOANS EXHIBIT H FORM OF DELINQUENCY REPORT Mortgage Pool % of Number of Principal Aggregate Accounts Balance Principal -------- ------- --------- Potentially Delinquent $ % 30 Days Delinquent 60 Days Delinquent 90 or More Days DELINQUENT -------------------------- In Foreclosure In Bankruptcy 30 Days Delinquent 60 Days Delinquent 90 or More Days Delinquent In REO Fixed Rate Group % of Number of Principal Aggregate Accounts Balance Principal -------- ------- --------- Potentially Delinquent $ % 30 Days Delinquent 60 Days Delinquent 90 or More Days DELINQUENT --------------------------- In Foreclosure In Bankruptcy 30 Days Delinquent 60 Days Delinquent 90 or More Days Delinquent In REO Adjustable Rate Group % of Number of Principal Aggregate Accounts Balance Principal -------- ------- --------- Potentially Delinquent $ % 30 Days Delinquent 60 Days Delinquent 90 or More Days DELINQUENT --------------------------- In Foreclosure In Bankruptcy 30 Days Delinquent 60 Days Delinquent 90 or More Days Delinquent In REO EXHIBIT I CERTIFICATE INSURANCE POLICY EXHIBIT J FORM OF TRANSFEROR CERTIFICATE $__________________, 19__ EQCC Receivables Corporation EQCC Asset Backed Corporation [ADDRESS] U.S. Bank National Association 000 Xxxx Xxxxx Xxxxxx Xx. Xxxx, Minnesota 55101 EQCC HOME EQUITY LOAN ASSET BACKED CERTIFICATES, SERIES 1999-1, CLASS [R][LR] Ladies and Gentlemen: This letter is delivered to you in connection with the transfer by _______________________________ (the "Seller") to __________________________ (the "Purchaser") of a ____% Percentage Interest of EQCC Home Equity Loan Asset Backed Certificates, Series 1999-1, Class [R][LR] (the "Certificates"), pursuant to Section 4.02 of the Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of dated as of March 1, 1999 by and among EquiCredit Corporation of America, as Representative and ServicerIn doing so, the Depositors listed therein ("DEPOSITORS") Purchaser hereby acknowledges and U.S. Bank National Association, agrees as trustee ("Trustee"). All terms used herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing Agreement. The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee thatfollows:

NATIONAL ASSOCIATION. By: ------------------------------ --------------------------- Name: Title: EXHIBIT F-1 D --------- FORM OF TRUSTEE INTERIM CERTIFICATION , 19__ [Representative] [Insurer] [Depositors] [Servicer] POOLING AND SERVICING MORTGAGE LOAN PURCHASE AGREEMENT MORTGAGE LOAN PURCHASE AGREEMENT This is a Mortgage Loan Purchase Agreement (THE this "POOLING AND SERVICING AGREEMENTAgreement"), EQCC HOME EQUITY LOAN ASSET BACKED CERTIFICATESdated March 19, SERIES 1999-12001, CLASS A-1F, CLASS X-0X, XXXXX X-0X, XXXXX X-0X, CLASS A-5F, CLASS A-6F, CLASS A-1A, CLASS X, CLASS R AND CLASS LR, DATED AS OF MARCH 1, 1999, AMONG EQUICREDIT CORPORATION OF AMERICA, AS SERVICER, THE DEPOSITORS LISTED THEREIN AND U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE Ladies and Gentlemen: In accordance with the provisions of SECTION 2.06 of the above-referenced Pooling and Servicing Agreement, the undersigned, as Trustee, hereby certifies that as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan listed on the attachment hereto), it or the Custodian on its behalf has reviewed the documents delivered to it or the Custodian on its behalf pursuant to SECTION 2.04 of the Pooling and Servicing Agreement and has determined that (i) all such documents are in its possession or in the possession of the Custodian on its behalf (other than those listed in SECTION 2.04(F)), (ii) such documents have been reviewed by it or the Custodian on its behalf and have not been mutilated, damaged, torn or otherwise physically altered and relate to such Mortgage Loan, (iii) based on its examination, or the examination of the Custodian on its behalf, and only as to the foregoing documents, the information set forth in the Mortgage Loan Schedule (other than items (i), (iv) and (x) of the definition of Mortgage Loan Schedule) respecting such Mortgage Loan accurately reflects the information set forth in the Mortgage File and (iv) each Mortgage Note has been endorsed as provided in SECTION 2.04 of the Pooling and Servicing Agreement. Neither the Trustee nor the Custodian on its behalf has made any independent examination of such documents beyond the review specifically required in the above-referenced Pooling and Servicing Agreement. The Trustee makes no representations as to: (i) the validity, legality, enforceability or genuineness of any such documents contained in each or any of the Mortgage Loans identified on the Mortgage Loan Schedule, or (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Pooling and servicing Agreement. ------------------------------------------, as Trustee By: -------------------------------------- Name: Title: EXHIBIT F-2 FORM OF TRUSTEE FINAL CERTIFICATION , 19__ [Representative] [Insurer] [Depositors] [Servicer] POOLING AND SERVICING AGREEMENT (THE "POOLING AND SERVICING AGREEMENT"), EQCC HOME EQUITY LOAN ASSET BACKED CERTIFICATES, SERIES 1999-1, CLASS A-1F, CLASS X-0X, XXXXX X-0X, XXXXX X-0X, CLASS A-5F, CLASS A-6F, CLASS A-1A, CLASS X, CLASS R AND CLASS LR, DATED AS OF MARCH 1, 1999 AMONG EQUICREDIT CORPORATION OF AMERICA, AS SERVICER, THE DEPOSITORS LISTED THEREIN AND U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE Ladies and Gentlemen: In accordance with SECTION 2.06 of the above-captioned Pooling and Servicing Agreement, the undersigned, as Trustee, hereby certifies that, except as noted on the attachment hereto, as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or listed on the attachment hereto) it or to the Custodian on its behalf has reviewed the documents delivered to it or to the Custodian on its behalf pursuant to SECTION 2.04 of the Pooling and Servicing Agreement and has determined that (i) all such documents are in its possession or in the possession of the Custodian on its behalf (other than those listed in SECTION 2.04(F)), (ii) such documents have been reviewed by it and have not been mutilated, damaged, torn or otherwise physically altered and relate to such Mortgage loan, (iii) based on its examination, and only as to the foregoing documents, the information set forth in the Mortgage Loan Schedule (other than items (i), (iv) and (x) of the definition of Mortgage Loan Schedule) respecting such Mortgage Loan accurately reflects the information set forth in the Trustee's Mortgage File and (iv) each Mortgage Note has been endorsed as provided in SECTION 2.04 of the Pooling and Servicing Agreement. Neither the Trustee nor the Custodian on its behalf has made any independent examination of such documents beyond the review specifically required in the above-referenced Pooling and Servicing Agreement. The Trustee makes no representations as to: (i) the validity, legality, enforceability or genuineness of any such documents contained in each or any of the Mortgage Loans identified on the Mortgage Loan Schedule, or (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Pooling and Servicing Agreement. ------------------------------------------, as Trustee By: -------------------------------------- Name: Title: EXHIBIT G LIST OF BANKRUPTCY LOANS EXHIBIT H FORM OF DELINQUENCY REPORT Mortgage Pool % of Number of Principal Aggregate Accounts Balance Principal -------- ------- --------- Potentially Delinquent $ % 30 Days Delinquent 60 Days Delinquent 90 or More Days DELINQUENT -------------------------- In Foreclosure In Bankruptcy 30 Days Delinquent 60 Days Delinquent 90 or More Days Delinquent In REO Fixed Rate Group % of Number of Principal Aggregate Accounts Balance Principal -------- ------- --------- Potentially Delinquent $ % 30 Days Delinquent 60 Days Delinquent 90 or More Days DELINQUENT --------------------------- In Foreclosure In Bankruptcy 30 Days Delinquent 60 Days Delinquent 90 or More Days Delinquent In REO Adjustable Rate Group % of Number of Principal Aggregate Accounts Balance Principal -------- ------- --------- Potentially Delinquent $ % 30 Days Delinquent 60 Days Delinquent 90 or More Days DELINQUENT --------------------------- In Foreclosure In Bankruptcy 30 Days Delinquent 60 Days Delinquent 90 or More Days Delinquent In REO EXHIBIT I CERTIFICATE INSURANCE POLICY EXHIBIT J FORM OF TRANSFEROR CERTIFICATE __________________, 19__ EQCC Receivables Corporation EQCC Asset Backed Corporation [ADDRESS] U.S. among Deutsche Bank National Association 000 Xxxx Xxxxx Xxxxxx Xx. Xxxx, Minnesota 55101 EQCC HOME EQUITY LOAN ASSET BACKED CERTIFICATES, SERIES 1999-1, CLASS [R][LR] Ladies and Gentlemen: This letter is delivered to you in connection with the transfer by _______________________________ AG New York Branch (the "Seller"), NC Capital Corporation, a California corporation ( "NC Capital") to __________________________ and ACE Securities Corp., a Delaware corporation (the "Purchaser"). PRELIMINARY STATEMENT --------------------- The Seller intends to sell the Mortgage Loans (as hereinafter identified) to the Purchaser on the terms and subject to the conditions set forth in this Agreement. The Purchaser intends to deposit the Mortgage Loans into a mortgage pool comprising the Trust Fund. The Trust Fund will be evidenced by a single series of a ____% Percentage Interest of EQCC mortgage pass-through certificates designated as ACE Securities Corp. Home Equity Loan Trust, Series 2001-NC1, Asset Backed Certificates, Series 1999Pass-1, Class [R][LR] Through Xxxxxxxxxxxx (the xhe "Certificates"), . The Certificates will consist of ten classes of certificates. The Certificates will be issued pursuant to Section 4.02 of the a Pooling and Servicing Agreement for Series 2001-NC1, dated as of March 1, 2001 (the "Pooling and Servicing Agreement"), dated among the Purchaser as of dated depositor, Litton Loan Servicing LP as of March 1servicer (xxx "Servicer"), 1999 by and among EquiCredit Corporation of America, U.S. Bank National Association as Representative and Servicer, trustee (the Depositors listed therein ("DEPOSITORSTrustee") and U.S. Bank National AssociationBankers Trust Company of California, N.A. as trustee trust administrator (the "TrusteeTrust Administrator"). All The Purchaser will sell the Class A-1, Class A-2, Class M-1, Class M-2 xxx Xxxxx X Xertificates to Deutsche Banc Alex. Brown Inc. (the "Underwriter"), pursxxxx to the Underwriting Agreement, dated March 19, 2001 (the "Underwriting Agreement"), between the Purchaser and the Underwriter. The Purchaser will sell the Class N, the Class X, the Class R Certificates and the Class R-IV Certificates to Credit-Based Asset Servicing and Securitization LLC ("C-BASS"), pursuant to the Purchase Agreement, dated March 19, 2001 (the "Purchase Agreement"), between the Purchaser and C-BASS. Capitalized terms used but not defined herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing Agreement. The Seller hereby certifies, represents and warrants to, and covenants with, the Company and the Trustee thatparties hereto agree as follows:

NATIONAL ASSOCIATION. By: ------------------------------ ------------------------------- Name: Title: EXHIBIT F-1 C-2 FORM OF TRUSTEE INTERIM CERTIFICATION Bear Stearns Asset Backex Xxxxxities, 19__ [Representative] [Insurer] [Depositors] [Servicer] POOLING AND SERVICING AGREEMENT (THE "POOLING AND SERVICING AGREEMENT")Inc. 383 Madison Avenue Xxx Xxxx, EQCC HOME EQUITY LOAN ASSET BACKED CERTIFICATESXxx Xxxx 00000 Xx: Pooling and Servicing Agreement, SERIES 1999-dated as of January 1, CLASS A-1F2002, CLASS X-0Xamong Bear Stearns Asset Backex Xxxxxities, XXXXX X-0XInc., XXXXX X-0Xas depositor, CLASS A-5FEMC Mortgage Corporation, CLASS A-6Fas seller and company, CLASS A-1AWells Fargo Bank Mixxxxxta, CLASS XNational Association, CLASS R AND CLASS LRas master servicer and securities administrator and Bank One, DATED AS OF MARCH 1National Association, 1999as trustee, AMONG EQUICREDIT CORPORATION OF AMERICAissuing Asset-Backed Certificates, AS SERVICER, THE DEPOSITORS LISTED THEREIN AND U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE Series 2002-AC1 ------------------------------------------------------------- Ladies and Gentlemen: In accordance with the provisions of SECTION 2.06 of the above-referenced Pooling and Servicing Agreement, the undersigned, as Trustee, hereby certifies that as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan listed on the attachment hereto), it or the Custodian on its behalf has reviewed the documents delivered to it or the Custodian on its behalf pursuant to SECTION 2.04 of the Pooling and Servicing Agreement and has determined that (i) all such documents are in its possession or in the possession of the Custodian on its behalf (other than those listed in SECTION 2.04(F)), (ii) such documents have been reviewed by it or the Custodian on its behalf and have not been mutilated, damaged, torn or otherwise physically altered and relate to such Mortgage Loan, (iii) based on its examination, or the examination of the Custodian on its behalf, and only as to the foregoing documents, the information set forth in the Mortgage Loan Schedule (other than items (i), (iv) and (x) of the definition of Mortgage Loan Schedule) respecting such Mortgage Loan accurately reflects the information set forth in the Mortgage File and (iv) each Mortgage Note has been endorsed as provided in SECTION 2.04 of the Pooling and Servicing Agreement. Neither the Trustee nor the Custodian on its behalf has made any independent examination of such documents beyond the review specifically required in the above-referenced Pooling and Servicing Agreement. The Trustee makes no representations as to: (i) the validity, legality, enforceability or genuineness of any such documents contained in each or any of the Mortgage Loans identified on the Mortgage Loan Schedule, or (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Pooling and servicing Agreement. ------------------------------------------, as Trustee By: -------------------------------------- Name: Title: EXHIBIT F-2 FORM OF TRUSTEE FINAL CERTIFICATION , 19__ [Representative] [Insurer] [Depositors] [Servicer] POOLING AND SERVICING AGREEMENT (THE "POOLING AND SERVICING AGREEMENT"), EQCC HOME EQUITY LOAN ASSET BACKED CERTIFICATES, SERIES 1999-1, CLASS A-1F, CLASS X-0X, XXXXX X-0X, XXXXX X-0X, CLASS A-5F, CLASS A-6F, CLASS A-1A, CLASS X, CLASS R AND CLASS LR, DATED AS OF MARCH 1, 1999 AMONG EQUICREDIT CORPORATION OF AMERICA, AS SERVICER, THE DEPOSITORS LISTED THEREIN AND U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE Ladies and Gentlemen: In accordance with SECTION 2.06 Section 2.02 of the above-captioned Pooling and Servicing Agreement, the undersigned, as Trustee, hereby certifies that, except as otherwise noted on the attachment heretoattached exception report, that as to each Mortgage Loan listed in on the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or listed on the attachment hereto) it or to the Custodian on its behalf has reviewed the Mortgage File and the Mortgage Loan Schedule and has determined that: (i) all documents delivered required to it or to be included in the Custodian on its behalf Mortgage File pursuant to SECTION 2.04 of the Pooling and Servicing Agreement and has determined that (i) all such documents are in its possession or in the possession of the Custodian on its behalf (other than those listed in SECTION 2.04(F)), possession; (ii) such documents have been reviewed by it and have not appear regular on their face, have, where applicable, been mutilated, damaged, torn or otherwise physically altered executed and relate to such Mortgage loan, Loan; and (iii) based on its examinationexamination by it, and only as to the foregoing such documents, the information set forth in the Mortgage Loan Schedule (other than items (i)as to Mortgagor Name, (iv) original principal balance and (x) of the definition of Mortgage Loan Schedule) loan number respecting such Mortgage Loan is correct and accurately reflects the information set forth in the Trustee's Mortgage File and (iv) each Mortgage Note has been endorsed as provided in SECTION 2.04 of the Pooling and Servicing AgreementLoan File. Neither the Trustee nor the Custodian on its behalf The undersigned has made any no independent examination of such any documents contained in each Mortgage File beyond the review specifically required in the above-referenced Pooling and Servicing Agreement. The Trustee undersigned makes no representation that any documents specified in subclauses (iv), (v) and (vii) of Section 2.01(b) should be included in any Mortgage File. The undersigned makes no representations as to: (i) the validity, legality, enforceability or genuineness of any such of the documents contained in each or Mortgage File of any of the Mortgage Loans identified on the Mortgage Loan Schedule, Schedule or (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Pooling and Servicing Agreement. ------------------------------------------BANK ONE, as Trustee NATIONAL ASSOCIATION By: -------------------------------------- ---------------------------- Name: Title: EXHIBIT G LIST OF BANKRUPTCY LOANS EXHIBIT H C-3 FORM OF DELINQUENCY REPORT Mortgage Pool % of Number of Principal Aggregate Accounts Balance Principal -------- ------- --------- Potentially Delinquent $ % 30 Days Delinquent 60 Days Delinquent 90 or More Days DELINQUENT -------------------------- In Foreclosure In Bankruptcy 30 Days Delinquent 60 Days Delinquent 90 or More Days Delinquent In REO Fixed Rate Group % of Number of Principal Aggregate Accounts Balance Principal -------- ------- --------- Potentially Delinquent $ % 30 Days Delinquent 60 Days Delinquent 90 or More Days DELINQUENT --------------------------- In Foreclosure In Bankruptcy 30 Days Delinquent 60 Days Delinquent 90 or More Days Delinquent In REO Adjustable Rate Group % of Number of Principal Aggregate Accounts Balance Principal -------- ------- --------- Potentially Delinquent $ % 30 Days Delinquent 60 Days Delinquent 90 or More Days DELINQUENT --------------------------- In Foreclosure In Bankruptcy 30 Days Delinquent 60 Days Delinquent 90 or More Days Delinquent In REO EXHIBIT I CERTIFICATE INSURANCE POLICY EXHIBIT J FORM OF TRANSFEROR CERTIFICATE __________________FINAL CERTIFICATION Bear Stearns Asset Backex Xxxxxities, 19__ EQCC Receivables Corporation EQCC Asset Backed Corporation [ADDRESS] U.S. Bank National Association 000 Xxxx Xxxxx Xxxxxx Xx. Inc. 383 Madison Avenue Xxx Xxxx, Minnesota 55101 EQCC HOME EQUITY LOAN ASSET BACKED CERTIFICATESXxx Xxxx 00000 Xx: Pooling and Servicing Agreement, SERIES 1999-dated as of January 1, CLASS [R][LR] 2002, among Bear Stearns Asset Backex Xxxxxities, Inc., as depositor, EMC Mortgage Corporation, as seller and company, Wells Fargo Bank Mixxxxxta, National Association, as master servicer and securities administrator and Bank One, National Association, as trustee, issuing Asset-Backed Certificates, Series 2002-AC1 ------------------------------------------------------------- Ladies and Gentlemen: This letter is delivered In accordance with Section 2.02 of the above-captioned Pooling and Servicing Agreement, the undersigned, hereby certifies that, except as otherwise noted on the attached exception report, that as to you each Mortgage Loan listed on the Mortgage Loan Schedule (other than any Mortgage Loan paid in connection with full or listed on the transfer by _______________________________ attachment hereto) it has received the documents set forth in Section 2.01 and has determined that (i) all documents required to be included in the "Seller") to __________________________ (the "Purchaser") of a ____% Percentage Interest of EQCC Home Equity Loan Asset Backed Certificates, Series 1999-1, Class [R][LR] (the "Certificates"), Mortgage File pursuant to Section 4.02 of the Pooling and Servicing Agreement are in its possession; (the "Pooling ii) such documents have been reviewed by it and Servicing Agreement")appear regular on their face, dated have, where applicable, been executed and relate to such Mortgage Loan; and (iii) based on examination by it, and only as of dated as of March 1, 1999 by and among EquiCredit Corporation of America, as Representative and Servicerto such documents, the Depositors listed therein ("DEPOSITORS") and U.S. Bank National Association, as trustee ("Trustee"). All terms used herein and not otherwise defined shall have the meanings information set forth in the Mortgage Loan Schedule as to Mortgagor name, original principal balance and loan number respecting such Mortgage Loan is correct and accurately reflects the information in the Mortgage Loan File. The undersigned has made no independent examination of any documents contained in each Mortgage File beyond the review specifically required in the above-referenced Pooling and Servicing Agreement. The Seller hereby certifiesundersigned makes no representation that any documents specified in subclauses (iv), represents (v) and warrants (vii) of Section 2.01(b) should be included in any Mortgage File. The undersigned makes no representations as to: (i) the validity, legality, enforceability or genuineness of any of the documents contained in each Mortgage File of any of the Mortgage Loans identified on the Mortgage Loan Schedule or (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan. Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Pooling and Servicing Agreement. BANK ONE, NATIONAL ASSOCIATION By: ----------------------------- Name: Title: EXHIBIT D FORM OF TRANSFER AFFIDAVIT Affidavit pursuant to Section 860E(e)(4) of the Internal Revenue Code of 1986, as amended, and covenants withfor other purposes STATE OF ) )ss: COUNTY OF ) [NAME OF OFFICER], the Company being first duly sworn, deposes and the Trustee thatsays: