Common use of Non-Circumvent Clause in Contracts

Non-Circumvent. Indymac and Purchaser understand and agree that Indymac may introduce the owner of the Mortgage Loans to Purchaser, that the Current Owner is a customer of Indymac and that such relationship of Indymac is confidential. Purchaser agrees, with respect to the Current Owner, Purchaser will not, for the purpose of purchasing other mortgage loans [for a period of one year from the Closing Date], communicate with or purchase such other mortgage loans from the Current Owner unless the Current Owner has had previous business dealings (other than any transactions involving Indymac) with the Current Owner in a similar context. Please acknowledge your agreement to the terms and conditions of this Trade Confirmation by signing in the appropriate space below and returning a copy of the same to the undersigned. Telecopy signatures shall be deemed valid and binding to the same extent as the original. Sincerely, Agreed to and Accepted by: INDYMAC BANK, F.S.B., GOLDMAN SACHS MORTGAGE COMPANY Xx: _____________________________ Name: Title: By: ______________________________ Name: [_______] Title: [Executive Vice President] EXHIBIT A MORTGAGE LOAN SCHEDULE AND PRICING INFORMATION (attached) EXHIBIT B UNDERWRITING GUIDELINES (attached) EXHIBIT E CONTENTS OF EACH MORTGAGE FILE

Non-Circumvent. Indymac and Purchaser understand and agree that Indymac may introduce the owner of the Mortgage Loans to Purchaser, that the Current Owner is a customer of Indymac and that such relationship of Indymac is confidential. Purchaser agrees, with respect to the Current Owner, Purchaser will not, for the purpose of purchasing other mortgage loans [for a period of one year from the Closing Date], communicate with or purchase such other mortgage loans from the Current Owner unless the Current Owner has had previous business dealings (other than any transactions involving Indymac) with the Current Owner in a similar context. Please acknowledge your agreement to the terms and conditions of this Trade Confirmation by signing in the appropriate space below and returning a copy of the same to the undersigned. Telecopy signatures shall be deemed valid and binding to the same extent as the original. Sincerely, Agreed to and Accepted by: INDYMAC BANK, F.S.B., GOLDMAN SACHS MORTGAGE COMPANY XxBy: _____________________________ -------------------------------------- Name: Title: By: ______________________________ ---------------------------------- Name: [_______] Title: [Executive Vice President] EXHIBIT A MORTGAGE LOAN SCHEDULE AND PRICING INFORMATION (attachedAvailable upon request to the Trustee) EXHIBIT B UNDERWRITING GUIDELINES (attachedAvailable upon request to the Trustee) EXHIBIT E CONTENTS OF EACH MORTGAGE FILE

Non-Circumvent. Indymac and Purchaser understand and agree that Indymac may introduce the owner of the Mortgage Loans to Purchaser, that the Current Owner is a customer of Indymac and that such relationship of Indymac is confidential. Purchaser agrees, with respect to the Current Owner, Purchaser will not, for the purpose of purchasing other mortgage loans [for a period of one year from the Closing Date], communicate with or purchase such other mortgage loans from the Current Owner unless the Current Owner has had previous business dealings (other than any transactions involving Indymac) with the Current Owner in a similar context. Please acknowledge your agreement to the terms and conditions of this Trade Confirmation by signing in the appropriate space below and returning a copy of the same to the undersigned. Telecopy signatures shall be deemed valid and binding to the same extent as the original. Sincerely, Agreed to and Accepted by: INDYMAC BANK, F.S.B., GOLDMAN SACHS MORTGAGE COMPANY XxBy: _____________________________ NameBx: Title: By: __________________________________ Name: [________] Name: Title: [Executive Vice President] Title: EXHIBIT A MORTGAGE LOAN SCHEDULE AND PRICING INFORMATION (attached) D-A-1 EXHIBIT B UNDERWRITING GUIDELINES (attached) EXHIBIT E CONTENTS OF EACH MORTGAGE FILE

Non-Circumvent. Indymac Greenpoint and Purchaser understand and agree that Indymac Greenpoint may introduce the owner of the Mortgage Loans to Purchaser, that the Current Owner is a customer of Indymac Greenpoint and that such relationship of Indymac Greenpoint is confidential. Purchaser agrees, with respect to the Current Owner, Purchaser will not, for the purpose of purchasing other mortgage loans [for a period of one year from the Closing Date], communicate with or purchase such other mortgage loans from the Current Owner unless the Current Owner has had previous business dealings (other than any transactions involving IndymacGreenpoint) with the Current Owner in a similar context. Please acknowledge your agreement to the terms and conditions of this Trade Confirmation by signing in the appropriate space below and returning a copy of the same to the undersigned. Telecopy signatures shall be deemed valid and binding to the same extent as the original. Sincerely, Agreed to and Accepted by: INDYMAC BANKGREENPOINT MORTGAGE FUNDING, F.S.B., INC. GOLDMAN SACHS MORTGAGE COMPANY Xx: :______________________________ Name: Title: By: :_________________________________ Name: Name: [_______] Title: Title: [Executive Vice President] EXHIBIT A MORTGAGE LOAN SCHEDULE AND PRICING INFORMATION (attached) EXHIBIT B UNDERWRITING GUIDELINES (attached) EXHIBIT E CONTENTS OF EACH MORTGAGE FILE

Non-Circumvent. Indymac Greenpoint and Purchaser understand and agree that Indymac Greenpoint may introduce the owner of the Mortgage Loans to Purchaser, that the Current Owner is a customer of Indymac Greenpoint and that such relationship of Indymac Greenpoint is confidential. Purchaser agrees, with respect to the Current Owner, Purchaser will not, for the purpose of purchasing other mortgage loans [for a period of one year from the Closing Date], communicate with or purchase such other mortgage loans from the Current Owner unless the Current Owner has had previous business dealings (other than any transactions involving IndymacGreenpoint) with the Current Owner in a similar context. Please acknowledge your agreement to the terms and conditions of this Trade Confirmation by signing in the appropriate space below and returning a copy of the same to the undersigned. Telecopy signatures shall be deemed valid and binding to the same extent as the original. Sincerely, Agreed to and Accepted by: INDYMAC BANKGREENPOINT MORTGAGE FUNDING, F.S.B., INC. GOLDMAN SACHS MORTGAGE COMPANY Xx: _____________________________ --------------------------- Name: Title: By: _______________________________ Name: [_______] Title: [Executive Vice President] EXHIBIT A MORTGAGE LOAN SCHEDULE AND PRICING INFORMATION (attached) EXHIBIT B UNDERWRITING GUIDELINES (attached) EXHIBIT E CONTENTS OF EACH MORTGAGE FILE

Non-Circumvent. Indymac Greenpoint and Purchaser understand and agree that Indymac Greenpoint may introduce the owner of the Mortgage Loans to Purchaser, that the Current Owner is a customer of Indymac Greenpoint and that such relationship of Indymac Greenpoint is confidential. Purchaser agrees, with respect to the Current Owner, Purchaser will not, for the purpose of purchasing other mortgage loans [for a period of one year from the Closing Date], communicate with or purchase such other mortgage loans from the Current Owner unless the Current Owner has had previous business dealings (other than any transactions involving IndymacGreenpoint) with the Current Owner in a similar context. Please acknowledge your agreement to the terms and conditions of this Trade Confirmation by signing in the appropriate space below and returning a copy of the same to the undersigned. Telecopy signatures shall be deemed valid and binding to the same extent as the original. Sincerely, Agreed to and Accepted by: INDYMAC BANKGREENPOINT MORTGAGE FUNDING, F.S.B., INC. GOLDMAN SACHS MORTGAGE COMPANY XxBy: ________________________________ Name: Title: By: _______________________________ Name: [_______] Title: [Executive Vice President] EXHIBIT A MORTGAGE LOAN SCHEDULE AND PRICING INFORMATION (attachedAvailable upon request to the Trustee) EXHIBIT B UNDERWRITING GUIDELINES (attachedAvailable upon request to the Trustee) EXHIBIT E CONTENTS OF EACH MORTGAGE FILE

Non-Circumvent. Indymac Greenpoint and Purchaser understand and agree that Indymac Greenpoint may introduce the owner of the Mortgage Loans to Purchaser, that the Current Owner is a customer of Indymac Greenpoint and that such relationship of Indymac Greenpoint is confidential. Purchaser agrees, with respect to the Current Owner, Purchaser will not, for the purpose of purchasing other mortgage loans [for a period of one year from the Closing Date], communicate with or purchase such other mortgage loans from the Current Owner unless the Current Owner has had previous business dealings (other than any transactions involving IndymacGreenpoint) with the Current Owner in a similar context. Please acknowledge your agreement to the terms and conditions of this Trade Confirmation by signing in the appropriate space below and returning a copy of the same to the undersigned. Telecopy signatures shall be deemed valid and binding to the same extent as the original. Sincerely, Agreed to and Accepted by: INDYMAC BANKGREENPOINT MORTGAGE FUNDING, F.S.B., INC. GOLDMAN SACHS MORTGAGE COMPANY Xx: :____________________________________ Name: Title: By: :__________________________________ Name: [_______] Title: [Executive Vice President] EXHIBIT A MORTGAGE LOAN SCHEDULE AND PRICING INFORMATION (attached) EXHIBIT B UNDERWRITING GUIDELINES (attached) EXHIBIT E CONTENTS OF EACH MORTGAGE FILE