Not Covered. Stress related illness; elective surgery, normal pregnancy, workers compensation claims, disabilities resulting from alcoholism or drug addictions, intentionally self inflicted injuries, or normal illness such as recurring colds, flu, allergies, headaches, etc.
Not Covered. Outside and/or underground components and piping for geothermal and/or water source heat pumps, well pump and well pump components for geothermal and/or water source heat pumps. Free-standing or portable heating units, through-wall units, coal or wood burning equipment, fuel oil or propane gas storage tanks, fuel oil lines, registers, electronic air filters and cleaners, vents, space heaters, registers, grills, filters, solar heating systems, radiators, fireplaces, clocks, chimneys and chimney liners, recovery of refrigerant and cleaning and energy management systems. Leak tests. Zone controls, zone motors and dampers.
Not Covered. Subject to the Cysurance Terms, Cysurance may restrict Recovery Services based on local and regulatory data protection laws. Cysurance will not provide Recovery Services if any one or more of the following conditions occur specific to the nature of the loss:
a. If Participant fails to take commercially reasonable measures to undertake preventative maintenance, including patching that is up to date per the software manufacturer’s release cycle;
b. Participant has not subscribed to the Defendify System/Service for the portion of the Participant’s environment in which the Event occurred;
c. The Participant’s contract with Defendify for the Covered Software System/Service has terminated or expired.
d. If proof of the failure is not or cannot be verified through log/event data;
e. If there is a systemic failure of the Defendify’s infrastructure that results in a xxxxxx compromise to Defendify’s Software System/Service;
f. If a Participant is regulated under HIPAA/PCI/SEC:
I. Participant has not completed an annual risk assessment and documented risks;
II. PHI Inventory has not been fully completed and accounted for prior to an incident and claim; and
III. Subject to Participant’s standard historical employment practices related to HIPAA training for new employees, all of Participant’s employees have not completed HIPAA training within the 12 months prior to any incident and claim;
g. Participant has not adopted and adhered to all privacy and security policies related to the state and/or other federal regulatory requirements to which Participant is subject prior to any Event.
h. Participant does not provide Cysurance with Service Data deemed to be sufficient by Cysurance to support the damages incurred as a result of the Event, such determination to be made in Cysurance’s reasonable discretion, within fifteen (15) days after discovery of the Event; otherwise this will be treated as an invalid Event that is ineligible for Recovery Services.
Not Covered. Service entrance cables, garage doors, meter boxes, counter balance mechanisms, rollers and remote sensing units, tracks, infrared sensors, any loss due to water seepage along service cable, any loss from overload or power failure, any electrical items or wiring located outside the perimeter of the principal dwelling and attached garage.
Not Covered. Well casings • pressure tanks • piping or electrical lines leading to or connecting well pump and Your house • holding or storage tanks • re-drilling of xxxxx.
Not Covered. Individual freezer; washer; dryer; compactor; timers or clocks; rotisseries; meat probes; removable racks or baskets; lock or key assemblies; ice makers; filters; gaskets; scratches, marring or dents; self-cleaning components of oven; any condition caused by rust or corrosion; any pre-existing condition.
Not Covered. THE FOLLOWING ITEMS AS FOUND UNDER THE SECTION “WHAT IS NOT COVERED” ARE HEREBY DELETED: - EQUIPMENT SOLD WITHOUT A MANUFACTURER’S WARRANTY OR SOLD “AS IS;” - REFURBISHED PRODUCTS WITH LESS THAN AN ORIGINAL NINTETY (90) DAYS MANUFACTURER’S PARTS AND LABOR LIMITED WARRANTY. COVERAGE WILL BE EXCLUDED IF PRODUCTS(S) WITH REMOVED OR ALTERED SERIAL NUMBERS; ALTERATION OF THE EQUIPMENT OR REPAIRS MADE BY ANYONE OTHER THAN THE AUTHORIZED SERVICE PROVIDER, ITS AGENTS, DISTRIBUTORS, CONTRACTORS OR LICENSEES OR THE USE OF SUPPLIES OTHER THAN THOSE RECOMMENDED BY THE MANUFACTURER; UNAUTHORIZED REPAIRS OR IMPROPER INSTALLATION HAVE OCCURRED AFTER THE CONTRACT START DATE OR WHILE THE COVERED PRODUCT WAS OWNED BY YOU.
Not Covered. This Service does not cover an Item the Bank has already cashed, negotiated or paid, or which the Bank is already committed to honor or pay under applicable laws, regulations or rules governing such items. In addition, you understand that the Service may not identify altered, counterfeit or duplicate checks or checks with forged or unauthorized signatures. As such, you agree to review promptly all statements, returned checks, reports, and other check and transaction information we make available to you.
Not Covered. Window units, free-standing room units, water cooled units, portable units, any type of gas, lithium/glycol, outside and/or underground components and piping for geothermal including condenser fins, drain pans, cleaning, duct work associated with any gas units, electronic air filters or cleaners, filters, water towers, evaporative cooling pads, energy management systems, or recovery of refrigerant and chillers. Zone controls, zone motors, dampers, and leak tests.
Not Covered. Power failure or shortages; overload or inadequate wiring capacity; intercom systems; garage door opener sending units; burglar alarm systems; exhaust, wall, attic, or ceiling fans; light fixtures; any pre-existing condition. Covered: Gas, water, drain, vent and waste lines within the perimeter of the main foundation; electric or gas water heaters, tankless water heaters, plumbing fixtures; faucets; toilet tank, bowl and internal components. Not Covered: Any plumbing outside the perimeter of the main foundation or contained in or under the main foundation or concrete slab, or wrapped in asbestos; conditions of excessive or insufficient water pressure; water quality; holding tanks; solar hot water systems; septic tank systems; sewage ejector pumps; sewer and water laterals; xxxxx; any condition caused by rust, corrosion or chemical deposits; galvanized pipes; solar systems; jet and sump pumps; pressure tanks; holding tanks; shower stalls, enclosures, doors and base pans; caulking or grouting; hot tubs; whirlpools and spas and their mechanical components including electrical components; repairs of walls, floors, or ceilings when plumbing repairs are made; sprinkler
