Common use of Notices, Etc Clause in Contracts

Notices, Etc. to Note Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank and Rating Agencies. (a) Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture to be made upon, given or furnished to or filed with: (i) the Note Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Trustee at its Corporate Trust Office, or (ii) the Note Issuer by the Note Trustee or by any Noteholder shall be sufficient for every purpose here- under if in writing and mailed, first-class, postage prepaid, to the Note Issuer addressed to: [_], [_], Attention: [_] or at any other address previously furnished in writing to the Note Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Trustee. (b) Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested to (i) in the case of Moody's, to: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Director.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and, if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer Issuer, shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, ; or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder Noteholder, shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer Issuer, addressed to: [_]BMW Vehicle Owner Trust 2023-A, [_]in care of Wilmington Trust, Attention: [_] National Association, as Owner Trustee, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ Street, Wilmington, Delaware 19890, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody'sS&P, toat the following address: S&P Global Ratings, ▇▇ ▇▇▇▇▇ ▇▇▇▇▇'▇, ▇▇▇ Investors Service▇▇▇▇, Inc.▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ABS Monitoring Attention: Asset Backed Surveillance Department, Email: ▇▇▇_▇▇▇▇▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇; (ii) in the case of Fitch, at the following address: Fitch Ratings, Inc, ▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, toEmail: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇, Fax: ▇▇ ▇▇-▇▇▇-▇▇▇▇, Attention: Executive DirectorAsset Backed Surveillance; or as to each of the foregoing, at such other address as shall be designated by written notice to the other parties.

Notices, Etc. to Note TrusteeTO INDENTURE TRUSTEE, Note IssuerISSUING ENTITY, -------------------------------------------- Infrastructure Bank and Rating Agencies. (a) CREDIT ENHANCER AND RATING AGENCIES. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders Note holders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer Issuing Entity shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office, or (ii) the Note Issuer by the Note Trustee or by any Noteholder shall be sufficient for every purpose here- under if in writing and mailed, first-class, postage prepaid, to the Note Issuer addressed to: [_], [_], Attention: [_] or at any other address previously furnished in writing to the Note Trustee by the Note Issuer. The Note Issuer Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Note Trustee.Issuing Entity, or (bii) Notices required to the Issuing Entity by the Indenture Trustee or by any Noteholder shall be given sufficient for every purpose hereunder if in writing and mailed first-class, postage prepaid to the Rating Agencies Issuing Entity addressed to: ISAC MBN Trust Series 200_ - ______, in care of [Name of Owner Trustee] _________________, __________, ______________, Attention of _________________________________________ with a copy to the Administrator at ________________ Attention: __________ __________________________, or at any other address previously furnished in writing to the Indenture Trustee by the Issuing Entity or the Infrastructure Bank Administrator. The Issuing Entity shall promptly transmit any notice received by it from the Noteholders to the Indenture Trustee, or (iii) the Credit Enhancer by the Note Issuer Issuing Entity, the Indenture Trustee or the Note Trustee by any Noteholders shall be sufficient for every purpose hereunder to in writingwriting and mailed, first-class postage pre-paid, or personally delivered or mailed by certified mail, return receipt requested to (i) in the case of Moody's, telecopied to: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case [Name of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_Credit Enhancer], [(iv) in the case of Duff & ▇▇▇▇▇▇________________, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company________, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇_____________, Attention: Executive Director_________________, ___________________________, Telephone ______________.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (ia) the Note The Indenture Trustee by any Noteholder Noteholder, the Servicer, the Administrator or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office with a copy to the Eligible Lender Trustee at its Corporate Trust Office, or. (iib) the Note The Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, first-class, postage prepaid, to the Note Issuer addressed to: SLM Student Loan Trust 20[__]-[__], in care of [____________],[____________], Attention: [_] ___________]; and the Administrator, ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇ Drive, Reston, Virginia 20191, Attention: ABS Trust Administration, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Eligible Lender Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's[____], toat the following address: ▇▇▇▇▇'▇ Investors Service(A) [____], Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇and (B) [____], (ii) in the case of Standard & Poor's[____], toat the following addresses: Standard & Poor's Corporation(A) [____], ▇▇ ▇▇▇▇▇▇▇▇ and (▇▇▇▇ ▇▇▇▇▇)B) [____], ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitchif it is a Rating Agency, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [____], [(iv) in at the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of following address: [____]_] and (iv) in the case ; or as to each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and, if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer Issuer, shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, ; or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder Noteholder, shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer Issuer, addressed to: [_]BMW Vehicle Owner Trust 2018-A, [_]in care of Wilmington Trust, Attention: [_] National Association, as Owner Trustee, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's’s, toat the following address: ▇▇▇▇▇'’▇ Investors Service, Inc., ABS ABS/RMBS Monitoring Department, 7 World Trade Center, ▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇; (ii) in the case of Fitch, at the following address: Fitch Ratings, Inc., ▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, toAttention: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, Surveillance; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Company and Rating Agencies. (a) Guarantors. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders Holders or other documents document provided or permitted by this Indenture to be made upon, given or furnished to to, or filed with: , (i1) the Note Trustee by any Noteholder Holder or by the Note Issuer Company or any Guarantor shall be sufficient for every purpose hereunder (unless otherwise herein expressly provided) if made, given, furnished or filed in writing and delivered in Person, mailed by first class mail (registered or certified, return receipt requested), transmitted by facsimile transmission, first-class mail or sent by overnight courier guaranteeing next Business Day delivery service to or with the Note Trustee addressed to it at its Corporate Trust Office, or Office or (ii2) the Note Issuer Company or a Guarantor by the Note Trustee or by any Noteholder Holder shall be sufficient for every purpose here- under hereunder (unless otherwise herein expressly provided) if made, given, furnished or filed in writing and maileddelivered in Person, first-classmailed by first class mail (registered or certified, postage prepaidreturn receipt requested), transmitted by facsimile or sent by overnight courier guaranteeing next Business Day delivery, to or with the Note Issuer Company or such Guarantor, as the case may be, addressed to: [_], [_]to it at the address of its principal office specified in the first paragraph of this instrument, Attention: [_] Chief Financial Officer, or at any other address previously furnished in writing to the Note Trustee by the Note IssuerCompany. The Note Issuer shall promptly transmit any notice received by it from the Noteholders All requests, demands, authorizations, directions, notices, consents, waivers or Acts of Holders or other such documents made, given, furnished or filed with or to the Note Trustee. (b) Notices required to be given to , the Rating Agencies Company or the Infrastructure Bank by the Note Issuer or the Note Trustee any Guarantor shall be in writingdeemed to have been duly made, given furnished or filed: (i) at the time delivered by hand, if personally delivered or delivered; (ii) upon confirmation of delivery, if mailed by certified mailfirst class mail (registered or certified, return receipt requested to (i) in the case of Moody's, to: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇requested), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and ; (iii) in the case of Fitchwhen receipt is acknowledged, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] if transmitted by facsimile; and (iv) in the case of next Business Day after timely delivery to the Infrastructure Bankcourier, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorif sent by overnight air courier guaranteeing next Business Day delivery. Notices given by publication will be deemed given on the first date on which publication is made.

Notices, Etc. to Note Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank and Rating Agencies. (a) TO INDENTURE TRUSTEE ISSUER AND RATING AGENCIES. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office, . The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer; or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]Origen Manufactured Housing Contract Trust 2004-A, [_]in care of Wilmington Trust Company, ▇▇▇▇▇▇ Square North, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, Attention: [_] Corporate Trust Administration, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mailfirst-class postage pre-paid, return receipt requested to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Residential Mortgage Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ▇ and (ii) in the case of S&P, at the following address: Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇)▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, Department; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note TrusteeTO INDENTURE TRUSTEE, Note IssuerISSUER, -------------------------------------------- Infrastructure Bank and Rating Agencies. (a) AND RATING AGENCY. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture to be made upon, given or furnished to or filed with: (ia) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Trustee Office, or (iib) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and either sent by electronic facsimile transmission (with hard copy to follow via first class mail) or mailed, first-classby certified mail, postage prepaid, return receipt requested to the Note Issuer addressed to: [_]and the Owner Trustee, [_]care of the Owner Trustee at its Corporate Trustee Office, with copies to ▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇ & Finger, ▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, P.O. Box 551, Wilmington, Delaware 19899, Attention: [_] ▇▇▇▇ ▇▇▇▇▇, Esq. or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee and the Indenture Trustee shall likewise promptly transmit any notice received by it from the Noteholders to the Indenture Trustee. (bc) Notices required to be given to the Rating Agencies Agency by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered delivered, sent by electronic facsimile transmission (with hard copy to follow via first class mail) or mailed by certified mail, return receipt requested to (i) the address set forth in the case of Moody's, to: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in Series Trust Indenture or any such other address as shall be designated by written notice to the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorother parties.

Notices, Etc. to Note TrusteeTO INDENTURE TRUSTEE, Note Issuer, -------------------------------------------- Infrastructure Bank and Rating Agencies. (a) ISSUER AND RATING AGENCIES. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: _____ Trust Series ____-__, in care of [_Name of Owner Trustee], [_], Attention: [_] or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody'sS&P, toat the following address: 55 Water Street New York, NY 10041 Attention Mortgage Surveillance Mo▇▇▇▇▇'▇▇▇ ▇▇▇ (▇▇) ▇▇ ▇▇▇ ▇▇▇▇ ▇▇ ▇oody's, at the following address: Moody's Investors Service, Inc., ABS Monitoring Department, 99 Church ▇▇ ▇▇▇▇▇, New York, New York 10007, Attention: Residential Mo▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇; ▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇f the foregoing, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in at such other address as shall be designated by written notice to the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorother parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer Issuer, shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, ; or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder Noteholder, shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]MMCA Auto Owner Trust 1999-2, [_]in care of Wilmington Trust Company at ▇▇▇▇▇▇ Square North, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, Attention: [_] Corporate Trust Department, with a copy to the Administrator at ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, Attention: Executive Vice President and Treasurer, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered delivered, telecopied or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ▇ and (ii) in the case of Standard & Poor'sS&P, toat the following address: Standard & Poor's CorporationRatings Services, a division of The ▇▇▇▇▇▇-▇▇▇▇ Companies, Inc., ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive DirectorDepartment.

Notices, Etc. to Note TrusteeTO INDENTURE TRUSTEE ISSUER, Note Issuer, -------------------------------------------- Infrastructure Bank and Rating Agencies. (a) SECURITIES ADMINISTRATOR AND RATING AGENCIES. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office, or. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer; (ii) the Note Securities Administrator by any Noteholder or by the Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing to or with the Securities Administrator at ▇▇▇▇▇ Fargo Bank, National Association, P.O. Box 98, Columbia Maryland 21046 (or, in the case of overnight deliveries, ▇▇▇▇ ▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇), Attn: BART 2005-2, or such other address as may hereafter be furnished to the other parties hereto in writing. The Securities Administrator shall promptly transmit any notice received by it from the Noteholders to the Issuer; or (iii) the Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if made, given, furnished or filed in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]Bear ▇▇▇▇▇▇▇ ARM Trust 2005-2, [_]in care of Wilmington Trust Company, ▇▇▇▇▇▇ Square North, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, Attention: [_] Corporate Trust Administration, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee, the Securities Administrator or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested to (i) first-class postage pre-paid: in the case of Moody's, toto Moody's, at the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) ; and in the case of S&P, Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ a division of The ▇▇▇▇▇▇-▇▇▇▇ (Companies, Inc., ▇▇ ▇▇▇▇▇ ▇▇▇▇▇)▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, ; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note TrusteeTO INDENTURE TRUSTEE, Note Issuer, -------------------------------------------- Infrastructure Bank and Rating Agencies. (a) ISSUER AND RATING AGENCIES. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: _____ Trust Series ____-__, in care of [_Name of Owner Trustee], [_], Attention: [_] or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of S&P, at the following address: ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇ Attention Mortgage Surveillance Monitoring and (ii) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, toAttention: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Residential Mortgage Surveillance Department and (iii) in the case of Fitch, Group; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Indenture Trustee, the Note Issuer, -------------------------------------------- Infrastructure Bank Insurer and Rating Agencies. (a) Trust. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture to be made upon, given or furnished to to, or filed with: (ia) the Note Indenture Trustee by any Noteholder or by the Note Issuer Trust shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with and received by the Note Indenture Trustee at its Corporate Trust Office, ; or (iib) the Note Issuer Trust by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder (except as provided in Section 5.01(c) and (d)) hereof if in writing and mailed, first-class postage prepaid, to the Trust addressed to it at ABFS Mortgage Loan Trust 2000-4, in care of First Union Trust Company, National Association, One ▇▇▇▇▇▇ Square, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇, ▇▇▇▇▇, Attention: Corporate Trust Administration, or at any other address previously furnished in writing to the Indenture Trustee by the Trust. (c) the Note Insurer by the Indenture Trustee or by any Noteholder shall be sufficient for every purpose hereunder if in writing and mailed, first-class, postage prepaid, to the Note Issuer Ambac Assurance Corporation addressed to: [_]to it at ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, [_]▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇▇▇, Attention: [_] Risk Management - Consumer Asset-Backed Securities (in each case in which notice or other communication to the Note Insurer refers to an Event of Default, a claim on the Policy or with respect to which failure on the part of the Note Insurer to respond shall be deemed to constitute consent or acceptance, then a copy of such notice or other communication should also be sent to the attention of the General Counsel and shall be marked to indicate "URGENT MATERIAL ENCLOSED"), or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer Insurer; or (d) the Depositor by the Indenture Trustee or by any Noteholder shall promptly transmit be sufficient for every purpose hereunder if in writing and mailed, first-class, postage paid, to Bear ▇▇▇▇▇▇▇ Asset Backed Securities, Inc. c/o Bear, ▇▇▇▇▇▇▇ & Co. Inc., ▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇; Attention: Chief Counsel, or at any notice received by it from the Noteholders other address previously furnished in writing to the Note Trustee.Indenture Trustee by the Depositor; or (be) the Unaffiliated Seller or the Servicer by the Indenture Trustee or by any Noteholder shall be sufficient for every purpose hereunder if in writing and mailed, first-class, postage paid, to such party, in care of American Business Financial Services, Inc., ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇, ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇, Attention: General Counsel or at any other address previously furnished in writing to the Indenture Trustee by the Unaffiliated Seller or the Servicer; or (f) the Representative by any party or by any Noteholder shall be sufficient for every purpose hereunder if in writing and mailed, first-class, postage prepaid, to Bear, ▇▇▇▇▇▇▇ & Co. Inc., ▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Chief Counsel, or at any other address previously furnished in writing to the Indenture Trustee by the Representative. Notices required to be given to the Rating Agencies by the Trust or the Infrastructure Bank by the Note Issuer or the Note Indenture Trustee shall be in writing, personally delivered or mailed by certified mailfirst-class postage pre-paid, return receipt requested to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Residential Mortgage Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, and (ii) in the case of Standard & Poor'sS&P, toat the following address: Standard & Poor's CorporationRatings Services, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇)▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive DirectorAsset-Backed Surveillance Department; or as to each of the foregoing, at such other address as shall be designed by written notice to the other parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and, if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer Issuer, shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, ; or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder Noteholder, shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer Issuer, addressed to: [_]BMW Vehicle Owner Trust 2019-A, [_]in care of Wilmington Trust, Attention: [_] National Association, as Owner Trustee, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody'sS&P, toat the following address: S&P Global Ratings, ▇▇ ▇▇▇▇▇ ▇▇▇▇▇'▇, ▇▇▇ Investors Service▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Surveillance Department, Email: ▇▇▇_▇▇▇▇▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇; (ii) in the case of Fitch, at the following address: Fitch Ratings, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, toAttention: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, Surveillance; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note TrusteeAll demands, Note Issuer, -------------------------------------------- Infrastructure Bank notices and Rating Agencies. (a) Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture to be made upon, given or furnished to or filed with: (i) the Note Trustee by any Noteholder or by the Note Issuer communications hereunder shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing and shall be delivered or mailed by facsimile transmission, registered or certified first-class mail or overnight delivery service to or with the Note Trustee at its Corporate Trust Office, or (ii) the Note Issuer by the Note Trustee or by any Noteholder shall be sufficient for every purpose here- under if in writing and mailed, first-classUnited States mail, postage prepaid, hand delivery, prepaid courier service, or by facsimile or by electronic transmission, and addressed in each case as set forth on Schedule I hereto or at such other address as shall be designated in a written notice to the Note Issuer addressed to: [_]other parties hereto. Any notice required or permitted to be mailed to a Noteholder shall be given by first class mail, [_]postage prepaid, Attention: [_] or at any other the address previously furnished of such Noteholder as shown in writing to the Note Trustee Register. Delivery shall occur only upon receipt or reported tender of such communication by an officer of the Note Issuer. The Note Issuer shall promptly transmit recipient entitled to receive such notices located at the address of such recipient for notices hereunder; provided, however, that any notice received by it from to a Noteholder mailed within the Noteholders to the Note Trustee. (b) Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee time and manner prescribed in this Agreement shall be in writingconclusively presumed to have been duly given, personally delivered whether or mailed by certified mailnot the Noteholder shall receive such notice. 34 Sale and Servicing Agreement (SDART 2023-4) SECTION 9.7 Choice of Law. THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE INTERNAL, return receipt requested to (i) in the case of Moody'sSUBSTANTIVE LAWS OF THE STATE OF NEW YORK WITHOUT REFERENCE TO THE RULES THEREOF RELATING TO CONFLICTS OF LAW, to: ▇▇▇▇▇'▇ Investors ServiceOTHER THAN SECTIONS 5-1401 AND 5-1402 OF THE NEW YORK GENERAL OBLIGATIONS LAW, Inc.AND THE OBLIGATIONS, ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive DirectorRIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: _____ Trust Series ____-__, in care of [_Name of Owner Trustee], [_], Attention: [_] or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody'sS&P, toat the following address: 55 Water Street New York, NY 10041 Attention Mortgage Surveillance Mo▇▇▇▇▇'▇▇▇ ▇▇▇ (▇▇) ▇▇ ▇▇▇ ▇▇▇▇ ▇▇ ▇oody's, at the following address: Moody's Investors Service, Inc., ABS Monitoring Department, 99 Church ▇▇ ▇▇▇▇▇, New York, New York 10007, Attention: Residential Mo▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇; ▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇f the foregoing, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in at such other address as shall be designated by written notice to the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorother parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and, if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer Issuer, shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, ; or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder Noteholder, shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer Issuer, addressed to: [_]BMW Vehicle Owner Trust 2016-A, [_]in care of Wilmington Trust, Attention: [_] National Association, as Owner Trustee, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's’s, toat the following address: ▇▇▇▇▇'’▇ Investors Service, Inc., ABS ABS/RMBS Monitoring Department, 7 World Trade Center, ▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇; (ii) in the case of Fitch, at the following address: Fitch Ratings, Inc., ▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, toAttention: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, Surveillance; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and, if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer Issuer, shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, ; or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder Noteholder, shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer Issuer, addressed to: [_]BMW Vehicle Owner Trust 2014-A, [_]in care of Wilmington Trust, Attention: [_] National Association, as Owner Trustee, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇, ▇▇▇▇▇, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's’s, toat the following address: ▇▇▇▇▇'’▇ Investors Service, Inc., ABS ABS/RMBS Monitoring Department, 7 World Trade Center, ▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇; (ii) in the case of Fitch, at the following address: Fitch Ratings, Inc., ▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, toAttention: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, Surveillance; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and, if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer Issuer, shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, ; or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder Noteholder, shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer Issuer, addressed to: [_]BMW Vehicle Owner Trust 2020-A, [_]in care of Wilmington Trust, Attention: [_] National Association, as Owner Trustee, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody'sS&P, toat the following address: S&P Global Ratings, ▇▇ ▇▇▇▇▇ ▇▇▇▇▇'▇, ▇▇▇ Investors Service▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Surveillance Department, Email: ▇▇▇_▇▇▇▇▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇; (ii) in the case of Fitch, at the following address: Fitch Ratings, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, toAttention: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, Surveillance; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Indenture Trustee, Note IssuerSecurities Administrator, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if in writing and made, given, furnished or filed to or with the Indenture Trustee at the Corporate Trust Office. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer; (ii) the Securities Administrator by any Noteholder or by the Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Trustee Securities Administrator at its Corporate Trust OfficeWells Fargo Bank, National Associat▇▇▇, P.O. Box 98, Columbia Maryland 21046 (or, in the case of overnight deliveries, 9062 Old Annapolis Road, C▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇) (▇▇▇▇▇▇▇▇▇: ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇ Services - HomeBanc 2004-2), facsimile no.: (410) 715-2380, or such ot▇▇▇ ▇▇▇▇▇▇▇ ▇▇ may hereafter be furnished to the other parties hereto in writing. The Securities Administrator shall promptly transmit any notice received by it from the Noteholders to the Issuer (iiiii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]HomeBanc Mortgage Trust 2004-2, [_]in care of Wilmington Trust Company, AttentionRodney Square North, 1100 North Mar▇▇▇ ▇▇reet, Wilmingto▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, ▇▇▇▇▇▇▇▇▇: [_] ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇stration, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies Agency by the Issuer, the Indenture Trustee, the Securities Administrator or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mailfirst-class postage pre-paid, return receipt requested to (i) to, in the case of MoodyStandard & Poor's, toat the following address: ▇▇▇▇▇'▇ Investors ServiceStandard & Poor's, Inc.55 Water Street, ABS Monitoring Department41st Floor, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇New Yo▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇lance Department, in the case of Moody's, at the following address: Moody's Investors Service, Inc., 99 ▇▇▇▇▇▇ Street, New York, New Yor▇ ▇▇▇▇▇; ▇▇ ▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇ ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in ▇ be designated by written notice to the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorother parties.

Notices, Etc. Each Lender hereby agrees to Note Trusteeuse its best efforts to notify the Borrower of the occurrence of any event referred to in subsection (a), Note Issuer(b) or (c) of this Section 5.04 promptly after becoming aware of the occurrence thereof. The Borrower shall pay the Administrative Agent, -------------------------------------------- Infrastructure for the account of such Lender, the amount shown as due on any certificate delivered pursuant to this Section 5.04 within ten (10) Business Days after its receipt of the same. The failure of any Lender to provide such notice or to make demand for payment under said subsection shall not constitute a waiver of such Lender's rights hereunder; provided that, notwithstanding any provision to the contrary contained in this Section 5.04, the Borrower shall not be required to reimburse any Lender for any amounts or costs incurred under subsection (a), (b) or (c) above, more than 90 days prior to the date that such Lender notifies the Borrower in writing thereof, in each case unless, and to the extent that, any such amounts or costs so incurred shall relate to the retroactive application of any event notified to the Borrower which entitles such Lender to such compensation. Each Lender claiming any compensation under this Section 5.04 shall use reasonable efforts to designate a different Applicable Lending Office if such designation would not result in the incurrence by such Lender of additional costs or expenses which it deems material or, in the sole judgment of such Lender, be inadvisable for regulatory, competitive or internal management reasons. If any Lender shall subsequently determine that any amount demanded and collected under this Section 5.04 was done so in error, such Lender will promptly return such amount to the Borrower. Notwithstanding any other provision of this Section 5.04, no Lender or Issuing Bank and Rating Agencies. shall demand compensation for any increased cost or increased capital requirement referred to in subsection (a) Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act (c) above if it shall not at the time be the general policy or practice of Noteholders such Lender or other documents provided or permitted by this Indenture to be made upon, given or furnished to or filed with: Issuing Bank (i) the Note Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Trustee at its Corporate Trust Office, or (ii) the Note Issuer by the Note Trustee or by any Noteholder shall be sufficient for every purpose here- under if in writing and mailed, first-class, postage prepaid, to the Note Issuer addressed to: [_], [_], Attention: [_] or at any other address previously furnished in writing to the Note Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Trustee. (b) Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested to (i) in as the case may be) to demand such compensation in similar circumstances under comparable provisions of Moody'sother credit agreements, to: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorif any.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, and mailed first-class mail class, postage prepaid, overnight courier or overnight delivery service facsimile (followed by original) to or with the Note Indenture Trustee at its Corporate Trust Office, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, overnight courier or facsimile (followed by original) to the Note Issuer addressed to: Honda Auto Receivables [_]___-__] Owner Trust, in care of [________], Attention: [________] or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to each Rating Agency by the Rating Agencies Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered delivered, couriered or mailed by certified mail, return receipt requested requested, to (i) in the case of Fitch, at the following address: ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Surveillance Department, (ii) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ▇ or (iiiii) in the case of Standard & Poor's, toat the following address: Standard & Poor's CorporationRatings Services, ▇▇ a division of The ▇▇▇▇▇▇-▇▇▇▇ (Companies, Inc., ▇▇ ▇▇▇▇▇ ▇▇▇▇▇)▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in Department; or at such other address as shall be designated by written notice to the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorother parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Enhancer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (ia) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust OfficeOffice with a copy to Wells Fargo Bank Minnesota, orN.A., ▇▇62 Old Annapolis Road, Columb▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, ▇▇▇▇▇▇▇▇▇: ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇rvices - GMACM -- 2002-HE3. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer, (iib) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]GMACM Home Equity Loan Trust 2002-HE3, [_]in care of the Owner Trustee, Attention: [_] or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee., or (bc) the Enhancer by the Issuer, the Indenture Trustee or by any Noteholders shall be sufficient for every purpose hereunder to in writing and mailed, first-class postage pre-paid, or personally delivered or telecopied to: MBIA Insurance Corporation, 113 King Street, Armonk, New York ▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇: ▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇anagement - Structured Finance (GMACM Home Equity Loan Trust 2002-HE3), telecopier number (800) 787-1311. The Enhancer ▇▇▇▇▇ ▇▇▇▇▇▇▇▇ transmit any notice received by it from the Issuer, the Indenture Trustee or the Noteholders to the Issuer or Indenture Trustee, as the case may be. Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody'sFitch, toat the following address: Fitch Ratings, One State Street Plaza, New York, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ Group, (ii) in the case of Moody's, at the following address: Moody's Investors Service, Inc., ▇▇▇ Monitoring Department, 99 Church Street, New York, New Y▇▇▇ ▇▇▇▇▇ ▇▇▇ (▇▇▇) ▇▇ ▇▇▇ ▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇d & Poor's, at the following address: Standard & Poor's, 26 Broadway, 15th Floor, New ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇: ▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇eillance Department; or, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case as to each of the Infrastructure Bankforegoing Persons, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other foregoing Persons.

Notices, Etc. to Note TrusteeAll demands, Note Issuer, -------------------------------------------- Infrastructure Bank notices and Rating Agencies. (a) Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture to be made upon, given or furnished to or filed with: (i) the Note Trustee by any Noteholder or by the Note Issuer communications hereunder shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing and shall be delivered or mailed by facsimile transmission, registered or certified first-class mail or overnight delivery service to or with the Note Trustee at its Corporate Trust Office, or (ii) the Note Issuer by the Note Trustee or by any Noteholder shall be sufficient for every purpose here- under if in writing and mailed, first-classUnited States mail, postage prepaid, hand delivery, prepaid courier service, or by facsimile or by electronic transmission, and addressed in each case as set forth on Schedule I hereto or at such other address as shall be designated in a written notice to the Note Issuer addressed to: [_]other parties hereto. Any notice required or permitted to be mailed to a Noteholder shall be given by first class mail, [_]postage prepaid, Attention: [_] or at any other the address previously furnished of such Noteholder as shown in writing to the Note Trustee Register. Delivery shall occur only upon receipt or reported tender of such communication by an officer of the Note Issuer. The Note Issuer shall promptly transmit recipient entitled to receive such notices located at the address of such recipient for notices hereunder; provided, however, that any notice received by it from to a Noteholder mailed within the Noteholders to the Note Trustee. (b) Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee time and manner prescribed in this Agreement shall be in writingconclusively presumed to have been duly given, personally delivered whether or mailed by certified mailnot the Noteholder shall receive such notice. 34 Sale and Servicing Agreement (SDART 2023-5) SECTION 9.7 Choice of Law. THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE INTERNAL, return receipt requested to (i) in the case of Moody'sSUBSTANTIVE LAWS OF THE STATE OF NEW YORK WITHOUT REFERENCE TO THE RULES THEREOF RELATING TO CONFLICTS OF LAW, to: ▇▇▇▇▇'▇ Investors ServiceOTHER THAN SECTIONS 5-1401 AND 5-1402 OF THE NEW YORK GENERAL OBLIGATIONS LAW, Inc.AND THE OBLIGATIONS, ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive DirectorRIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Mon Power, PSCWV and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders Environmental Control Bondholders or other documents provided or permitted by this Indenture to be made upon, given or furnished to or filed with: (ia) the Note Indenture Trustee by any Noteholder Environmental Control Bondholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by writing, delivered personally, via facsimile transmission, by reputable overnight courier or by first-class mail or overnight delivery service mail, postage prepaid, to or with the Note Trustee Indenture Trustee, at its Corporate Trust Office, or (iib) the Note Issuer by the Note Indenture Trustee or by any Noteholder Environmental Control Bondholder shall be sufficient for every purpose here- under hereunder if in writing and mailedwriting, delivered personally, via facsimile transmission, by reputable overnight courier or by first-classclass mail, postage prepaid, to the Note Issuer addressed to: [_]MP Environmental Funding LLC, [_]▇▇▇▇-▇ ▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇ #▇, ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇ ▇▇▇▇▇, Attention: [_] Secretary, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders Environmental Control Bondholders to the Note Indenture Trustee. (bc) Mon Power by the Indenture Trustee, the Issuer, or by any Environmental Control Bondholder shall be sufficient for every purpose hereunder if in writing, delivered personally, via facsimile transmission, by reputable overnight courier or by first-class mail, postage prepaid, to Mon Power, doing business as Allegheny Power, ▇▇▇ ▇▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: ▇▇▇▇▇▇ ▇. ▇▇▇▇, Esq., or at any other address previously furnished in writing to the Indenture Trustee by ▇▇▇ ▇▇▇▇▇. Mon Power shall promptly transmit any notice received by it from the Environmental Control Bondholders to the Indenture Trustee. Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Indenture Trustee shall be in writing, personally delivered personally, via facsimile transmission, by reputable overnight courier or mailed by certified first-class mail, return receipt requested postage prepaid, to (i) in the case of Fitch, at the following address: Fitch, Inc., ▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: ABS Surveillance, (ii) in the case of Moody's’s, toat the following address: ▇▇▇▇▇'’▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: ▇▇▇▇▇▇▇▇ ▇▇▇▇, Asset Finance Group, and (iiiii) in the case of Standard & Poor's’s, toat the following address: Standard & Poor's Corporation’s Ratings Services, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇)▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-0003, Attention of Asset Backed Attention: ABS Surveillance Department and (iii) - New Assets. Notices required to be given to the PSCWV by the Issuer or the Indenture Trustee shall be in the case of Fitchwriting, delivered personally, via facsimile transmission, by reputable overnight courier or by first-class mail, postage prepaid, to Fitch Investors ServicePublic Service Commission of West Virginia, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇P.O. Box 812, ▇▇▇▇▇▇▇Charleston, ▇▇ ▇▇▇▇▇West Virginia 25325, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive DirectorSecretary.

Notices, Etc. to Note Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Company and Rating Agencies. (a) Guarantors. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders Holders or other documents document provided or permitted by this Indenture to be made upon, given or furnished to to, or filed with: , (i1) the Note Trustee by any Noteholder Holder or by the Note Issuer Company or any Guarantor shall be sufficient for every purpose hereunder (unless otherwise herein expressly provided) if made, given, furnished or filed in writing and delivered in Person, mailed by first class mail (registered or certified, return receipt requested), transmitted by facsimile transmission, first-class mail or sent by overnight courier guaranteeing next Business Day delivery service to or with the Note Trustee addressed to it at its Corporate Trust Office, or Office or (ii2) the Note Issuer Company or a Guarantor by the Note Trustee or by any Noteholder Holder shall be sufficient for every purpose here- under hereunder (unless otherwise herein expressly provided) if made, given, furnished or filed in writing and maileddelivered in Person, first-classmailed by first class mail (registered or certified, postage prepaidreturn receipt requested), transmitted by facsimile or sent by overnight courier guaranteeing next Business Day delivery, to or with the Note Issuer Company or such Guarantor, as the case may be, addressed to: [_], [_]to it at the address of its principal office specified in the first paragraph of this instrument, Attention: [_] Chief Financial Officer, or at any other address previously furnished in writing to the Note Trustee by the Note IssuerCompany. The Note Issuer shall promptly transmit any notice received by it from the Noteholders All requests, demands, authorizations, directions, notices, consents, waivers or Acts of Holders or other such documents made, given, furnished or filed with or to the Note Trustee. (b) Notices required to be given to , the Rating Agencies Company or the Infrastructure Bank by the Note Issuer or the Note Trustee any Guarantor shall be in writingdeemed to have been duly made, personally delivered given furnished or mailed by certified mail, return receipt requested to filed: (i) in at the case of Moody'stime delivered by hand, to: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, if personally delivered; (ii) five calendar days after being deposited in the case of Standard & Poor'smail, to: Standard & Poor's Corporationpostage prepaid, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and if mailed; (iii) in the case of Fitchwhen receipt is acknowledged, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] if telecopied; and (iv) in the case of next Business Day after timely delivery to the Infrastructure Bankcourier, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorif sent by overnight air courier guaranteeing next Business Day delivery. Notices given by publication will be deemed given on the first date on which publication is made.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and, if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer Issuer, shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, ; or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder Noteholder, shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer Issuer, addressed to: [_]BMW Vehicle Owner Trust 2013-A, [_]in care of Wilmington Trust, Attention: [_] National Association, as Owner Trustee, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇, ▇▇▇▇▇, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's’s, toat the following address: ▇▇▇▇▇'’▇ Investors Service, Inc., ABS ABS/RMBS Monitoring Department, 7 World Trade Center, ▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇; (ii) in the case of Fitch, at the following address: Fitch Ratings, Inc., ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, toAttention: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, Surveillance; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder Noteholder, the Servicer, the Administrator or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, office; or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_USAA Auto Owner Trust 200_-[ ], [in care of _]_________, with a copy to the Administrator at 10750 McDermott Freeway, San Antonio, TX 78288, Attention: [_] or at any S▇▇▇▇▇▇▇▇, ▇▇ ▇▇ ▇▇▇ other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered delivered, telecopied or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Moody's Investors Service, Inc., ABS Monitoring Department, 99 Church ▇▇▇▇▇▇, New York, New York 10007 and (ii) in case of Standa▇▇ & ▇▇▇▇'▇, ▇▇ ▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇: ▇▇▇ndard & Poor's Ratings Services, a division of The McGraw-Hill Companies, Inc., 55 Water Street, 40th Floor, New York, N▇▇ ▇▇▇▇ ▇▇▇41, Attention: Ass▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Director.

Notices, Etc. to Note The Issuer shall notify the Trustee, Note Issuerthe Agent, -------------------------------------------- Infrastructure Bank the Calculation Agent (if different from the Agent), the Paying Agents and, in accordance with Condition 14, the Noteholders, promptly of any Successor Rate, Alternative Rate, Adjustment Spread and/or Benchmark Replacement, and Rating Agencies.the specific terms of any Benchmark Amendments or Benchmark Replacement Conforming Changes (as applicable), determined under this Condition 4(b)(xi). Such notice shall be irrevocable and shall specify the effective date of the Benchmark Amendments or Benchmark Replacement Conforming Changes (as applicable), if any. No later than notifying the Trustee of the same, the Issuer shall deliver to the Trustee a certificate signed by two authorised signatories: (a1) Any requestconfirming (x) that a Benchmark Event or a Benchmark Transition Event (as applicable) has occurred, demand(y) the Successor Rate or Alternative Rate and (in either case) the applicable Adjustment Spread or, ---------------------------------------- authorizationas the case may be, directionthe Benchmark Replacement and (z) the specific terms of the Benchmark Amendments or Benchmark Replacement Conforming Changes (if any), noticeas applicable, consent, waiver in each case as determined in accordance with the provisions of this Condition 4(b)(xi); (2) certifying that the Benchmark Amendments or Act Benchmark Replacement Conforming Changes (as applicable) are necessary to ensure the proper operation of Noteholders (as applicable) (A) such Successor Rate or other documents provided Alternative Rate and (in either case) the applicable Adjustment Spread or permitted by this Indenture to be made upon, given or furnished to or filed with:(B) such Benchmark Replacement; and (3) certifying that (i) the Note Trustee by any Noteholder or by Issuer has duly consulted with an Independent Adviser with respect to each of the Note Issuer shall be sufficient for every purpose hereunder matters above or, if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with that is not the Note Trustee at its Corporate Trust Office, or (ii) the Note Issuer by the Note Trustee or by any Noteholder shall be sufficient for every purpose here- under if in writing and mailed, first-class, postage prepaid, to the Note Issuer addressed to: [_], [_], Attention: [_] or at any other address previously furnished in writing to the Note Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Trustee. (b) Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested to (i) in the case of Moody's, to: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇case, (ii) explaining, in reasonable detail, why the Issuer has not done so. The Trustee shall be entitled to rely on such certificate (without inquiry and without liability to any person) as sufficient evidence thereof. The Successor Rate, Alternative Rate, Benchmark Replacement, Adjustment Spread, Benchmark Amendments and/or Benchmark Replacement Conforming Changes (if any), as applicable, specified in such certificate will (in the case absence of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) manifest error in the case of Fitchdetermination thereof and without prejudice to the Trustee’s ability to rely on such certificate as aforesaid) be binding on the Issuer, to Fitch Investors Servicethe Trustee, L.P.the Agent, One State ▇▇▇▇▇▇ ▇▇▇▇▇the Calculation Agent, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] Paying Agents and (iv) in the case of the Infrastructure Bank, to California Infrastructure Noteholders and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive DirectorCouponholders.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Insurer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture to be made upon, given or furnished to or filed with: (ia) the Note The Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if madepersonally delivered, given, furnished delivered by overnight courier or filed in writing by facsimile transmission, mailed first-class mail or overnight delivery service and shall be deemed to or with have been duly given upon receipt to the Note Indenture Trustee at its Corporate Trust Office and any notice delivered by facsimile shall be addressed to the Corporate Trust Office, telecopy number (▇▇▇) ▇▇▇-▇▇▇▇, or (iib) the Note The Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailedpersonally delivered, first-delivered by facsimile or overnight courier or mailed first class, postage prepaid, and shall deemed to have been duly given upon receipt to the Note Issuer addressed to: [_]HomeGold Home Equity Loan Trust 1999-1, [_]in care of Wilmington Trust Company, ▇▇▇▇▇▇ Square North, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇-▇▇▇▇ Attention: [_] Corporate Trust Administration, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (bc) The Insurer by the Issuer or the Indenture Trustee shall be sufficient for any purpose hereunder if in writing and mailed by first-class mail personally delivered or telecopied to the recipient as follows: To the Insurer: Financial Security Assurance Inc. ▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ Attention: Surveillance Department Re: HomeGold Home Equity Loan Trust 1999-1 Telecopy: (▇▇▇) ▇▇▇-▇▇▇▇ Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered, delivered by overnight courier or mailed by certified mail, return receipt requested first class or via facsimile to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Fax No.: (▇▇▇) ▇▇▇-▇▇▇▇ and (ii) in the case of Standard & Poor'sS&P, toat the following address: Standard & Poor's CorporationRatings Group, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Attention: Asset Backed Surveillance Department and Department, Fax No.: (iii▇▇▇) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇-▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, ; or as to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Indenture Trustee Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office, . The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer; or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]Origen Manufactured Housing Contract Trust 2004-B, [_]in care of Wilmington Trust Company, ▇▇▇▇▇▇ Square North, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, Attention: [_] Corporate Trust Administration, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered mailed first-class postage pre-paid or mailed by certified mailelectronically delivered, return receipt requested to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Residential Mortgage Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ▇ and (ii) in the case of Standard & Poor'sS&P, to: to Standard & Poor's Corporation, ▇▇ via electronic delivery at ▇▇▇▇▇▇▇▇_▇▇▇▇▇▇▇@▇▇▇▇▇.▇▇▇ (or if electronic delivery is not available at: ▇▇ ▇▇▇▇▇ ▇▇▇▇▇)▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Attn: ABS Surveillance Department and (iii) in the case of FitchGroup), or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) Guarantor. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders Holders or other documents document provided or permitted by this Indenture to be made upon, given or furnished to to, or filed with:, (ia) the Note Trustee by any Noteholder Holder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Trustee at its Corporate Trust Office, Attention: Corporate Trust Administration for Sabra Notes, or (iib) the Note Issuer or the Guarantor by the Note Trustee or by any Noteholder Holder shall be sufficient for every purpose here- under hereunder (unless otherwise herein expressly provided) if in writing and mailed, first-class, class postage prepaid, or overnight courier guaranteeing next day delivery, to the Note Issuer or Guarantor, as applicable, addressed to: [_]to the Issuer or Guarantor, [_]as applicable, Attention: [_] or attention of its chief financial officer, at the address of its principal office specified in the first paragraph of this instrument or, in each case, at any other address previously furnished in writing to the Note Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Trustee. (b) Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee shall be Guarantor. The Trustee, Issuer and Guarantor, in writingtheir discretion, personally delivered may elect to accept and act upon instructions or mailed directions pursuant to this Indenture sent by certified e-mail, return receipt requested to facsimile transmission or other similar electronic methods; provided, however, that (i) the party providing such written instructions, subsequent to such transmission of written instructions, shall provide the originally executed instructions or directions to the party receiving such instructions in the case of Moody'sa timely manner, to: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, and (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case such originally executed instructions or directions shall be signed by an authorized representative of the Infrastructure Bankparty providing such instructions or directions. If the Trustee, Issuer or Guarantor elects to California Infrastructure give e-mail or facsimile instructions (or instructions by a similar electronic method) and Economic Development Bankthe party receiving the instructions in its discretion elects to act upon such instructions, c/o California Trade the receiving party’s understanding of such instructions shall be deemed controlling. The party receiving the instructions shall not be liable for any losses, costs or expenses arising directly or indirectly from such party’s reliance upon and Commerce Agencycompliance with such instructions notwithstanding such instructions conflict or are inconsistent with a subsequent written instruction. The party providing electronic instructions agrees to assume all risks arising out of the use of such electronic methods to submit instructions and directions to the party receiving such instructions, ▇▇▇ ▇ ▇▇▇▇▇▇including without limitation the risk of the receiving party acting on unauthorized instructions, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorand the risk or interception and misuse by third parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and, if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer Issuer, shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, ; or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder Noteholder, shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer Issuer, addressed to: [_]BMW Vehicle Owner Trust 2022-A, [_]in care of Wilmington Trust, Attention: [_] National Association, as Owner Trustee, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of S&P, at the following address: S&P Global Ratings, ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Surveillance Department, Email: ▇▇▇_▇▇▇▇▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇▇.▇▇▇; (ii) in the case of Moody's’s, toat the following address: ▇▇▇▇▇'’▇ Investors Service, Inc., ABS Monitoring Department, 7 World Trade Center ▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, toAttention: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, Surveillance; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. Each Lender hereby agrees to Note Trusteeuse its best efforts to notify the Borrower of the occurrence of any event referred to in subsection (a), Note Issuer(b) or (c) of this Section 5.4 promptly after becoming aware of the occurrence thereof. The Borrower shall pay the Administrative Agent, -------------------------------------------- Infrastructure Bank for the account of such Lender, the amount shown as due on any certificate delivered pursuant to this Section 5.4 within ten (10) Business Days after its receipt of the same. The failure of any Lender to provide such notice or to make demand for payment under said subsection shall not constitute a waiver of such Lender's rights hereunder; provided that, notwithstanding any provision to the contrary contained in this Section 5.4, the Borrower shall not be required to reimburse any Lender for any amounts or costs incurred under subsection (a), (b) or (c) above, more than 90 days prior to the date that such Lender notifies the Borrower in writing thereof, in each case unless, and Rating Agencies. to the extent that, any such amounts or costs so incurred shall relate to the retroactive application of any event notified to the Borrower which entitles such Lender to such compensation. Each Lender claiming any compensation under this Section 5.4 shall use reasonable efforts to designate a different Applicable Lending Office if such designation would not result in the incurrence by such Lender of additional costs or expenses which it deems material or, in the sole judgment of such Lender, be inadvisable for regulatory, competitive or internal management reasons. If any Lender shall subsequently determine that any amount demanded and collected under this Section 5.4 was done so in error, such Lender will promptly return such amount to the Borrower. Notwithstanding any other provision of this Section 5.4, no Lender or Issuing Banks shall demand compensation for any increased cost or increased capital requirement referred to in subsection (a) Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act (c) above if it shall not at the time be the general policy or practice of Noteholders such Lender or other documents provided or permitted by this Indenture to be made upon, given or furnished to or filed with: Issuing Banks (i) the Note Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Trustee at its Corporate Trust Office, or (ii) the Note Issuer by the Note Trustee or by any Noteholder shall be sufficient for every purpose here- under if in writing and mailed, first-class, postage prepaid, to the Note Issuer addressed to: [_], [_], Attention: [_] or at any other address previously furnished in writing to the Note Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Trustee. (b) Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested to (i) in as the case may be) to demand such compensation in similar circumstances under comparable provisions of Moody'sother credit agreements, to: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorif any.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]Premier Auto Trust 1997-2, [_]in care of Chase Manhattan Bank Delaware, Attention: [_] ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention of Corporate Trustee Administration Department, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, toat the following address: Standard & Poor's CorporationRatings Services, a division of The ▇▇▇▇▇▇-▇▇▇▇ Companies, Inc., ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and Department, (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State at the following address: ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ .▇. ▇▇▇▇▇, Attention of [_], [and (iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating CompanyCo., at the following address: ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇.▇. ▇▇▇▇▇▇▇▇▇; or as to each of the foregoing, ▇▇ ▇▇▇▇▇, Attention: Executive Directorat such other address as shall be designated by written notice to the other parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and, if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer Issuer, shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, ; or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder Noteholder, shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]BMW Vehicle Owner Trust 2011-A, [_]in care of Wilmington Trust, Attention: [_] National Association, as Owner Trustee, 1▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇, ▇▇▇▇▇, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's’s, toat the following address: M▇▇▇▇▇'’▇ Investors Service, Inc., ABS ABS/RMBS Monitoring Department, 7 World Trade Center, 2▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇; (ii) in the case of Fitch, at the following address: Fitch, Inc., O▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, toAttention: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, Surveillance; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Insurer and Rating Agencies. (a) Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if madein writing, givenpersonally delivered, furnished or filed in writing sent by facsimile transmissiontransmission and confirmed or mailed by overnight service, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, or; (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing writing, personally delivered, sent by facsimile transmission and mailed, first-class, postage prepaidconfirmed or mailed by overnight service, to the Note Issuer addressed to: [Bay View _]____ Owner Trust in care of __________, [as Owner Trustee, _], _________ Attention: [_] _________ or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note ; or (iii) the Insurer by the Issuer or the Indenture Trustee shall promptly transmit be sufficient for any notice received purpose hereunder if in writing, personally delivered, sent by it from the Noteholders facsimile transmission and confirmed or mailed by overnight service, to the Note TrusteeInsurer addressed to:__________________. (b) Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered delivered, sent by facsimile transmission and confirmed or mailed by certified mailovernight service, return receipt requested to (i) in the case of Moody's____________________, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) ____________________; in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇_________________, Attention: Executive Director____________________; or as to each of the foregoing, at such other address as shall be designated by written notice to the other parties.

Notices, Etc. to Note TrusteeAll demands, Note Issuer, -------------------------------------------- Infrastructure Bank notices and Rating Agencies. (a) Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture to be made upon, given or furnished to or filed with: (i) the Note Trustee by any Noteholder or by the Note Issuer communications hereunder shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing and shall be delivered or mailed by facsimile transmission, registered or certified first-class mail or overnight delivery service to or with the Note Trustee at its Corporate Trust Office, or (ii) the Note Issuer by the Note Trustee or by any Noteholder shall be sufficient for every purpose here- under if in writing and mailed, first-classUnited States mail, postage prepaid, hand delivery, prepaid courier service, or by facsimile or by electronic transmission, and addressed in each case as set forth on Schedule I hereto or at such other address as shall be designated in a written notice to the Note Issuer addressed to: [_]other parties hereto. Any notice required or permitted to be mailed to a Noteholder shall be given by first class mail, [_]postage prepaid, Attention: [_] or at any other the address previously furnished of such Noteholder as shown in writing to the Note Trustee Register. Delivery shall occur only upon receipt or reported tender of such communication by an officer of the Note Issuer. The Note Issuer shall promptly transmit recipient entitled to receive such notices located at the address of such recipient for notices hereunder; provided, however, that any notice received by it from to a Noteholder mailed within the Noteholders to the Note Trustee. (b) Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee time and manner prescribed in this Agreement shall be in writingconclusively presumed to have been duly given, personally delivered whether or mailed by certified mailnot the Noteholder shall receive such notice. 34 Sale and Servicing Agreement (SDART 2023-2) SECTION 9.7 Choice of Law. THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE INTERNAL, return receipt requested to (i) in the case of Moody'sSUBSTANTIVE LAWS OF THE STATE OF NEW YORK WITHOUT REFERENCE TO THE RULES THEREOF RELATING TO CONFLICTS OF LAW, to: ▇▇▇▇▇'▇ Investors ServiceOTHER THAN SECTIONS 5-1401 AND 5-1402 OF THE NEW YORK GENERAL OBLIGATIONS LAW, Inc.AND THE OBLIGATIONS, ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive DirectorRIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

Notices, Etc. to Note Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank and Rating AgenciesAgency. (a) Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture to be made upon, given or furnished to or filed with: (i) the Note Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if madepersonally delivered, givendelivered by overnight courier or mailed certified mail, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service return receipt requested and shall be deemed to or with have been duly given upon receipt to the Note Trustee at its Corporate Trust Office, ; or (ii) the Note Issuer by the Note Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing personally delivered, delivered by overnight courier or mailed certified mail, return receipt requested and mailed, first-class, postage prepaid, shall be deemed to have been duly given upon receipt to the Note Issuer addressed to: [_]CPS Auto Receivables Trust 2011-A, [_]in care of Wilmington Trust Company, Attention: [_] ▇▇▇▇▇▇ Square North, ▇▇▇▇ ▇. ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, or at any such other address previously furnished in writing to the Note Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Trustee. (b) Notices required to be given to the Rating Agencies Agency by the Issuer, the Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered, electronically delivered, delivered by overnight courier or mailed by certified mail, return receipt requested to (i) in the case of Moody's, to: Standard & Poor’s via electronic delivery to ▇▇▇▇▇'▇ Investors Service▇▇▇_▇▇▇▇▇▇▇@▇▇▇▇▇.▇▇▇; for any information not available in electronic format, Inc., ABS Monitoring Departmentsend hard copies to: Standard & Poor’s Ratings Services, ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇-▇▇▇▇, Attention: Executive DirectorABS Surveillance Group; or as to each of the foregoing, at such other address as shall be designated by written notice to the other parties.

Notices, Etc. to Note Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Indenture Trustee Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders Bondholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Bondholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder Bondholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office, . The Indenture Trustee shall promptly transmit any notice received by it from the Bondholders to the Issuer; or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder Bondholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]Impac CMB Trust Series 2004-9, [_]in care of Wilmington Trust Company, AttentionRodney Square North, ▇▇▇▇ North Market Street, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, ▇▇▇▇▇▇▇▇▇: [_] ▇▇▇▇▇▇▇te Trust Administration, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders Bondholders to the Note Indenture Trustee.; or (biii) the Bond Insurer by the Issuer, the Indenture Trustee or by any Bondholders shall be sufficient for every purpose hereunder if in writing and mailed, first-class postage pre-paid, or personally delivered or telecopied to: Ambac Assurance Corporation, One State Street Plaza, Ne▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇: ▇▇▇▇▇▇▇▇ ▇▇▇▇t-Backed Securities Group, Telephone: (212) 208-3394, Telecopier: (▇▇▇) ▇▇▇-▇▇59. The Bond I▇▇▇▇▇▇ ▇hall promptly transmit any notice received by it from the Issuer, the Indenture Trustee or the Bondholders to the Issuer or Indenture Trustee, as the case may be. Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mailfirst-class postage pre-paid, return receipt requested to (i) in the case of Moody's, toat the following address: Moody's Investors Service, ▇▇▇▇▇'▇ Investors Service., Inc., ABS Residential Mortgage Monitoring Department, 99 Church Street, New York, ▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇ (▇▇) ▇▇ ▇▇▇ ▇▇▇▇ ▇▇ ▇tandard & Poor's, at the following address: Standard & Poor's, 55 Water Street, 41st Floo▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, d Surveillance Department; or as to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note TrusteeTO TRUSTEE, Note IssuerPAYING AGENT, -------------------------------------------- Infrastructure Bank and Rating Agencies. (a) SECURITIES INTERMEDIARY, TRANSITION BOND REGISTRAR, ISSUER, PUCT AND RATING AGENCIES. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders Transition Bondholders or other documents provided or permitted by this Indenture to be made upon, given or furnished to or filed with:: -70- (ia) the Note Trustee Trustee, the Paying Agent, the Securities Intermediary or the Transition Bond Registrar by any Noteholder Transition Bondholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by writing, delivered personally, via facsimile transmission, by reputable overnight courier or by first-class mail mail, postage prepaid, to the Trustee, the Paying Agent or overnight delivery service to or with the Note Trustee Transition Bond Registrar, as applicable, at its Corporate Trust Office, or (iib) the Note Issuer by the Note Trustee Trustee, the Paying Agent, the Securities Intermediary, the Transition Bond Registrar or by any Noteholder Transition Bondholder shall be sufficient for every purpose here- under hereunder if in writing and mailedwriting, delivered personally, via facsimile transmission, by reputable overnight courier or by first-classclass mail, postage prepaid, to the Note Issuer addressed to: [_]CenterPoint Energy Transition Bond Company II, [_]LLC, 1111 Louisiana Street, Suite 4655B, Houston, Texas 77002, Attention: [_] or at any other address previously furnished in writing to the Note Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Trustee. (b) Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested to (i) in the case of Moody's, to: M▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department▇, ▇▇ ▇▇ ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇ writing to the Trustee by the Issuer. The Issuer shall promptly transmit any notice received by it from the Transition Bondholders to the Trustee, the Paying Agent and the Transition Bond Registrar. Notices required to be given to the Rating Agencies by the Issuer, the Trustee, the Paying Agent, the Securities Intermediary, the Transition Bond Registrar or a Manager shall be in writing, delivered personally, via facsimile transmission, by reputable overnight courier or by first-class mail, postage prepaid, to: (i) in the case of Moody's: Moody's Investors Service, Inc., Attention: ABS Monitoring Department, ▇▇ ▇▇▇rch Street, New York, New York 10007; (ii) in the case of Standard Standa▇▇ & Poor's▇▇▇▇'▇: ▇▇▇▇▇▇▇▇ & ▇▇▇▇'▇, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇)of The McGraw-Hill Companies, ▇▇▇ ▇▇▇▇55 Water Street New York, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇NY 10041, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇Attention: ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, d Surveillan▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇; ▇, to ▇▇ (▇▇▇) ▇▇ & ▇▇▇ ▇▇se of Fitch: Fitch, Inc., 1 State Street Plaza, New York, New York 10004, Attention: ABS Surveil▇▇▇▇▇▇ Credit Rating Company, . ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇ ▇▇ ▇▇▇▇▇ ▇▇ ▇he PUCT shall be in writing, delivered personally, via facsimile transmission, by reputable overnight courier or by first-class mail, postage prepaid, to Public Utility Commission of Texas, 1701 N. Congress Avenue, Austin, Texas 78711-3326, Attention: Executiv▇ ▇▇▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Director.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (ia) the Note The Indenture Trustee by any Noteholder Noteholder, the Servicer, the Administrator or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust OfficeOffice with a copy to: The Bank of New York, or▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇., ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇, ▇▇▇▇▇, Attn: Corporate Trust - Structured Finance. (iib) the Note The Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, first-class, postage prepaid, to the Note Issuer addressed to: [_]SLM Student Loan Trust 2003-3, [_]in care of Chase Manhattan Bank USA, National Association, Christiana Center/OPS4, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇, Newark, Delaware 19713, Attention: [_] Corporate Trust Department; with copies to JPMorgan Chase Bank, ▇▇▇ ▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇ ▇▇., ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Structured Finance Services; SLM Funding, ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ Drive, Reston, VA 20193, Attention: Director, Corporate Finance Operations, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Eligible Lender Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, toat the following address: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇)▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, Attention: Asset Backed Surveillance Department, 32nd Floor, and (iii) in the case of Fitch, at the following address: ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, Attention: Municipal Structured Finance Group; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Note Insurer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders Note holders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: Boardwalk Trust Series ____-_, in care of [Name of Owner Trustee] _]________________, [_]_________, ______________, Attention of _________________________________________ with a copy to the Administrator at ________________ Attention: [_] _________ __________________________, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee., or (biii) Notices required to be given to the Rating Agencies or the Infrastructure Bank Note Insurer by the Note Issuer Issuer, the Indenture Trustee or the Note Trustee by any Noteholders shall be sufficient for every purpose hereunder to in writingwriting and mailed, first-class postage pre-paid, or personally delivered or mailed by certified mail, return receipt requested to (i) in the case of Moody's, telecopied to: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case [Name of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_Note Insurer], [(iv) in the case of Duff & ▇▇▇▇▇▇________________, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company________, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇_____________, Attention: Executive Director_________________, ___________________________, Telephone ______________.

Notices, Etc. to Note Indenture Trustee, Note Paying Agent, Issuer, -------------------------------------------- Infrastructure Bank Enhancer, Yield Maintenance Provider and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (ia) the Note Indenture Trustee by any Noteholder Noteholder, the Paying Agent or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, or. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer, (iib) the Note Issuer by the Note Trustee Indenture Trustee, the Paying Agent or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]Wachovia Asset Securitization, [_]Inc. 2003-HE2 Trust, Attention: [_] in care of the Owner Trustee, or at any other address previously furnished in writing to the Note Indenture Trustee and the Paying Agent by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee., (bc) the Enhancer by the Issuer, the Indenture Trustee, the Paying Agent or by any Noteholder shall be sufficient for every purpose hereunder to in writing and mailed, first-class postage pre-paid, or personally delivered or telecopied to: Financial Guaranty Insurance Company, 125 Park Avenue, New York, New York 10017, Attention: Research ▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇ (▇▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇curitization, Inc. 2003-HE2 Trust), telecopier number (212) 312-3215. The Enhancer shall promptly transmit any notice re▇▇▇▇▇▇ ▇▇ ▇▇ ▇rom the Issuer, the Paying Agent, the Indenture Trustee or the Noteholders to the Issuer, the Paying Agent or Indenture Trustee, as the case may be, (d) the Yield Maintenance Provider by the Issuer, the Paying Agent, the Indenture Trustee or by any Noteholder shall be sufficient for every purpose hereunder if in writing and mailed, first-class postage pre-paid, or personally delivered or telecopied to: Wachovia Bank, National Association, 301 South College Street, DC-8, Charlotte, North Carolina 28202-060▇, ▇▇▇▇▇▇▇▇▇: ▇▇▇▇▇ ▇. ▇▇▇▇▇, ▇▇. ▇▇▇▇ ▇▇▇▇▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇, telecopier nu▇▇▇▇ ▇▇▇-▇▇▇-▇▇▇▇. The Yield Maintenance Provider shall promptly transmi▇ ▇▇▇ notice received by it from the Issuer, the Paying Agent, the Indenture Trustee or the Noteholders to the Issuer, the Paying Agent or Indenture Trustee, as the case may be; or, as to each of the foregoing Persons, at such other address as shall be designated by written notice to the other foregoing Persons, or (e) the Paying Agent by any Noteholder or by the Issuer, shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing to or with the Paying Agent at its Corporate Trust Office. Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Moody's Investors Service, Inc., ABS Monitoring Department, 9▇ ▇▇▇▇▇h Street, New York, New York 10007 and (ii) in the case of ▇▇▇▇▇▇▇▇ & ▇▇▇▇'▇, ▇▇ ▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of ss: Standard & Poor's, to26 Broadway, 15th Floor, New York, New York 10004, Attention: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇; ▇▇, ▇▇ ▇▇ ▇▇▇▇ch of the foregoing Persons, Attention: Executive Directorat such other address as shall be designated by written notice to the other foregoing Persons.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (ia) the Note The Indenture Trustee by any Noteholder Noteholder, the Servicer, the Administrator or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust OfficeOffice with a copy to: The Bank of New York, or▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇., ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇, ▇▇▇▇▇, Attention: Corporate Trust - Structured Finance. (iib) the Note The Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, first-class, postage prepaid, to the Note Issuer addressed to: [_]SLM Student Loan Trust 2004-2, [_]in care of Chase Manhattan Bank USA, National Association, Christiana Center/OPS4, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇, Newark, Delaware 19713, Attention: [_] Corporate Trust Department; with copies to JPMorgan Chase Bank, ▇▇▇ ▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇ ▇▇., ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Structured Finance Services; and the Administrator, ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ Drive, Reston, Virginia 20193, Attention: ABS Trust Administration, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Eligible Lender Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, to: ▇▇▇▇▇'▇ Investors Service▇, Inc., at the following address: ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor'sS&P, toat the following address: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇)▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, Attention: Asset Backed Surveillance Department, 32nd Floor, and (iii) in the case of Fitch, at the following address: ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention Attention: Municipal Structured Finance Group; or as to each of Asset Backed Surveillance Department and (iii) the foregoing, at such other address as shall be designated by written notice to the other parties. Notices to any Swap Counterparty will be sent to the addresses set forth in the case of Fitchrelated Swap Agreement or the Interest Rate Cap Agreement, respectively or such other addresses as may be designated by written notice to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, parties to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthis Indenture.

Notices, Etc. to Note TrusteeTO INDENTURE TRUSTEE, Note Issuer, -------------------------------------------- Infrastructure Bank and Rating Agencies. (a) ISSUER AND RATING AGENCIES. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, and mailed first-class mail class, postage prepaid, overnight courier or overnight delivery service facsimile (followed by original) to or with the Note Indenture Trustee at its Corporate Trust Office, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, overnight courier or facsimile (followed by original) to the Note Issuer addressed to: [_]Honda Auto Receivables 2001-2 Owner Trust, [_]in care of Bankers Trust (Delaware), ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇ ▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: [_] Corporate Trust Department, with a copy to Bankers Trust Company, ▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Corporate Trust and Agency Group, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to each Rating Agency by the Rating Agencies Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered delivered, couriered or mailed by certified mail, return receipt requested requested, to (i) in the case of Fitch, at the following address: ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Surveillance Department, (ii) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ▇ or (iiiii) in the case of Standard & Poor's, toat the following address: Standard & Poor's CorporationRatings Services, ▇▇ a division of The ▇▇▇▇▇▇-▇▇▇▇ (Companies, Inc., ▇▇ ▇▇▇▇▇ ▇▇▇▇▇)▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in Department; or at such other address as shall be designated by written notice to the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorother parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Credit Enhancer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]Home Loan Trust 2004-HI3, [_]in care of Wilmington Trust Company, Attention: [_] or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee., or (biii) the Credit Enhancer by the Issuer, the Indenture Trustee or by any Noteholders shall be sufficient for every purpose hereunder to in writing and mailed, first class postage pre-paid, or personally delivered or telecopied to: Financial Guaranty Insurance Company, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Research and Risk Management, telecopier number (▇▇▇) ▇▇▇-▇▇▇▇. The Credit Enhancer shall promptly transmit any notice received by it from the Issuer, the Indenture Trustee or the Noteholders to the Issuer or Indenture Trustee, as the case may be. Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ▇ and (ii) in the case of Standard & Poor's, toat the following address: Standard & Poor's Corporation's, ▇▇ A Division of the ▇▇▇▇▇▇-▇▇▇▇ (Companies, Inc., ▇▇ ▇▇▇▇▇ ▇▇▇▇▇)▇ - ▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, Department; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and, if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer Issuer, shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, and such notice shall be deemed effective upon receipt by the Indenture Trustee; or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder Noteholder, shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]Fifth Third Auto Trust 2004-A, [_]in care of Wilmington Trust Company, Attentionas Owner Trustee, Rodney Square North, 1100 North Market Street, Wilmington, Delaware ▇▇▇▇▇-0001, Attentio▇: [_] or at any other address ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇ ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇s previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Moody's Investors Service, Inc., ABS Monitoring Department, 99 Chur▇▇ ▇▇▇▇et, New York, New York 10007, and (ii) in the case of ▇▇▇▇▇▇▇▇ & ▇▇▇▇'▇, ▇▇ ▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇ss: Standard & Poor's Rating Services, a division of The McGraw-Hill Companies, Inc., 55 Water Street, New York, New York 10▇▇▇, ▇▇▇▇▇▇ion of Asset Backe▇ ▇▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ; ▇▇ ▇▇ ▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]Home Loan Trust 2003-HI1, [_]in care of Wilmington Trust Company, Attention: [_] or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: Moody's Investors Service, ▇▇▇▇▇'▇ Investors Service, Inc.., ABS Monitoring Department, 99 Church Street, New York, ▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇ (▇▇) ▇▇ ▇▇▇ ▇▇▇▇ ▇▇ ▇▇▇ndard & Poor's, at the following address: Standard & Poor's, A Division of the McGraw-Hill Companies, Inc., ▇▇ ▇▇▇▇▇ Street - 41st Floor, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, Surveillance Department; or as to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Enhancer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (ia) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust OfficeOffice with a copy to Wells Fargo Bank, orN.A., 9062 Ol▇ ▇▇▇apolis Road, Columb▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, ▇▇▇▇▇▇▇▇▇: ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇ Services -- GMACM -- 2005-HE3. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer, (iib) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]GMACM Home Equity Loan Trust 2005-HE3, [_]in care of the Owner Trustee, Attention: [_] or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee., or (bc) the Enhancer by the Issuer, the Indenture Trustee or by any Noteholders shall be sufficient for every purpose hereunder to in writing and mailed, first-class postage pre-paid, or personally delivered or telecopied to: Ambac Assurance Corporation, One State Street Plaza, New York, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇: ▇▇▇▇▇▇▇▇ ▇▇▇▇▇-▇▇▇▇ed Securities Group (GMACM Home Equity Loan Trust 2005-HE3), telecopier number (212) 208-3394. The Enhancer ▇▇▇▇▇ ▇▇▇▇▇▇▇▇ transmit any notice received by it from the Issuer, the Indenture Trustee or the Noteholders to the Issuer or Indenture Trustee, as the case may be. Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Moody's Investors Service, Inc., ABS ▇▇▇ Monitoring Department, ▇▇ ▇▇99 Church Street, New York, New ▇▇▇▇ ▇▇▇▇▇ ▇▇, ▇ (▇▇) ▇▇ ▇▇▇ ▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇▇ & Poor's, ▇at the following address: Standard & Poor's, 55 Water Street, New York, N▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ -▇▇▇▇, ▇▇▇▇▇▇▇▇▇: ▇, ▇▇▇▇ ▇▇▇▇▇ed Surveillance Department; or, Attention: Executive Directoras to each of the foregoing Persons, at such other address as shall be designated by written notice to the other foregoing Persons.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (ia) the Note The Indenture Trustee by any Noteholder Noteholder, the Servicer, the Administrator or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust OfficeOffice with a copy to: Deutsche Bank Trust Company Americas, or▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇▇, Mailstop NYC 60-2606, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇▇▇, Attention: Trust & Securities Services/Structured Finance Services. (iib) the Note The Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, first-class, postage prepaid, to the Note Issuer addressed to: [_]SLM Student Loan Trust 2004-5, [_]in care of Chase Manhattan Bank USA, National Association, Christiana Center/OPS4, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇, Newark, Delaware 19713, Attention: [_] Corporate Trust Department; with copies to JPMorgan Chase Bank, ▇▇▇ ▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇ ▇▇., ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Structured Finance Services; and the Administrator, ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ Drive, Reston, Virginia 20193, Attention: ABS Trust Administration, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Eligible Lender Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor'sS&P, toat the following address: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇)▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, Attention: Asset Backed Surveillance Department, 32nd Floor, and (iii) in the case of Fitch, at the following address: ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention Attention: Municipal Structured Finance Group; or as to each of Asset Backed Surveillance Department and (iii) the foregoing, at such other address as shall be designated by written notice to the other parties. Notices to any Swap Counterparty will be sent to the addresses set forth in the case of Fitchrelated Swap Agreement or the Interest Rate Cap Agreement, respectively or such other addresses as may be designated by written notice to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, parties to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthis Indenture.

Notices, Etc. to Note TrusteeTO INDENTURE TRUSTEE, Note IssuerISSUER, -------------------------------------------- Infrastructure Bank and Rating Agencies. (a) CREDIT ENHANCER AND RATING AGENCIES. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders Note holders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: NEW CENTURY Trust Series ____-_, in care of [Name of Owner Trustee] _]________________, [_]_________, ______________, Attention of _________________________________________ with a copy to the Administrator at ________________ Attention: [_] _________ __________________________, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee., or (biii) Notices required to be given to the Rating Agencies or the Infrastructure Bank Credit Enhancer by the Note Issuer Issuer, the Indenture Trustee or the Note Trustee by any Noteholders shall be sufficient for every purpose hereunder to in writingwriting and mailed, first-class postage pre-paid, or personally delivered or mailed by certified mail, return receipt requested to (i) in the case of Moody's, telecopied to: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case [Name of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_Credit Enhancer], [(iv) in the case of Duff & ▇▇▇▇▇▇________________, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company________, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇_____________, Attention: Executive Director_________________, ___________________________, Telephone ______________.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Bond Insurer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders Bond- holders or other documents provided or permitted by this Indenture Inden- ture shall be in writing and if such request, demand, authoriza- tion, direction, notice, consent, waiver or Act of Bondholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder Bondholder or by the Note Issuer or the Bond Insurer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office, . The Indenture Trustee shall promptly transmit any notice received by it from the Bondholders to the Issuer; or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder Bondholder or the Bond Insurer shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, to the Note Issuer addressed to: [_]NovaStar Mortgage Funding Trust, [_]Series 1998-1, Attentionin care of Wilmington Trust Company, Rodney Square North, 1100 North Market St▇▇▇▇, Wilmington, Del▇▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, ▇▇▇▇▇▇▇▇▇: [_] ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇ion (telecopy number (302) 651- 1576), or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders Bondholders to the Note Indenture Trustee.; or (b) Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested to (i) in the case of Moody's, to: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) the Company by the Indenture Trustee or by any Bondholder or the Bond Insurer shall be sufficient for every purpose hereunder if in the case of Fitchwriting and mailed first-class, postage prepaid, to Fitch Investors Servicethe Company addressed to: NovaStar Mortgage Funding Corporation, L.P.1901 West 47th Place, One State Suite 105, Westwood, ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇: ▇▇▇▇▇ ▇▇▇ (▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ (913) 362-1011), ▇▇ ▇▇ any other address previ▇▇▇▇▇ ▇▇▇nished in writing to the Indenture Trustee by the Company. The Company shall promptly transmit any notice received by it from the Bondholders to the Indenture Trustee; or (iv) the Seller by the Indenture Trustee or by any Bondholder or the Bond Insurer shall be sufficient for every purpose hereunder if in writing and mailed first-class, postage prepaid, to the Issuer addressed to: NovaStar Financial, Inc., 1901 West 47th Place, Suite 105, Westwood, ▇▇▇▇▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇▇▇▇: ▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇ (▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ (913) 3▇▇-▇▇▇▇), ▇▇ ▇▇ any other address previ▇▇▇▇▇ ▇▇▇nished in writing to the Indenture Trustee by the Seller. The Seller shall promptly transmit any notice received by it from the Bondholders to the Indenture Trustee; or (v) the Bond Insurer by the Issuer, the Indenture Trustee or by any Bondholders shall be sufficient for every purpose hereunder if in writing and mailed, first-class, postage pre-paid, or personally delivered or telecopied to: MBIA Insurance Corporation, 113 King Street, Armonk, New York 10504, ▇▇▇▇▇▇▇▇▇: ▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇ - ▇▇ (▇▇▇▇Star Mortgage Funding Trust, Series 1998-1) (telecopy number (914) 765-3810). Notices required to be ▇▇▇▇▇ ▇▇ ▇▇▇ ▇ating Agencies by the Issuer, the Indenture Trustee or the Owner Trustee shall be in writing, personally delivered or mailed first-class postage pre- paid, to (i) in the case of Moody's, at the following address: Moody's Investors Service, Inc., Residential M▇▇▇▇▇▇▇ Monitoring Department, 99 Church Street, New York, New York 10007 and (▇▇) ▇▇ ▇▇▇ ▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇▇ & ▇▇▇▇'▇▇ Credit Rating Company, ▇▇ the following address: Standard & Poor's Ratings Group, 26 Broadway (15th Floor), New York, New York 1▇▇▇▇, ▇▇▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case tment; or as to each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note TrusteeTO INDENTURE TRUSTEE, Note IssuerISSUER, -------------------------------------------- Infrastructure Bank and Rating Agencies. (a) NOTE INSURER AND RATING AGENCIES. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders Note holders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_National City Mortgage Capital LLC [Mortgage] Loan Trust], Series 20__-____, in care of [Name of Owner Trustee] _]________________, __________, ______________, Attention of _________________________________________ with a copy to the Administrator at ________________ Attention: [_] _________ __________________________, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee., or (biii) Notices required to be given to the Rating Agencies or the Infrastructure Bank Note Insurer by the Note Issuer Issuer, the Indenture Trustee or the Note Trustee by any Noteholders shall be sufficient for every purpose hereunder to in writingwriting and mailed, first-class postage pre-paid, or personally delivered or mailed by certified mail, return receipt requested to (i) in the case of Moody's, telecopied to: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case [Name of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_Note Insurer], [(iv) in the case of Duff & ▇▇▇▇▇▇________________, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company________, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇_____________, Attention: Executive Director_________________, ___________________________, Telephone ______________.

Notices, Etc. to Note Indenture Trustee, Note the Issuer, -------------------------------------------- Infrastructure Bank the Note Insurer, the Pool Insurer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office, . The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer; or (ii) the Note Issuer Issuer, by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]Argent Mortgage Loan Trust 2005-W1, [_]in care of U.S. Bank Trust National Association, ▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: [_] Argent Mortgage Loan Trust 2005-W1 (AR05W1), or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee.; or (biii) the Note Insurer or Pool Insurer, at the address as set forth in the Note Insurance Policy or the Pool Insurance Policy, respectively, or at such other address as shall be designated by written notice to the other parties; or (iv) the Swap Provder, at the address as set forth in the Interest Rate Swap Agreement, or at such other address as shall be designated by written notice to the other parties. Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mailfirst-class postage pre-paid, return receipt requested to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Residential Mortgage Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ▇ and (ii) in the case of S&P, at the following address: Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇)▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of FitchDepartment, or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Trustee and Rating Agencies. (a) Company. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders Holders or other documents document provided or permitted by this Indenture to be made upon, given or furnished to to, or filed with:, (i1) the Note Trustee by any Noteholder Holder or by the Note Issuer Company shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing (or if sent by facsimile transmissiontransmission or email in PDF format, first-class mail to a facsimile number or overnight delivery service email address, as the case may be, provided by the Trustee, with a copy sent, provided that oral or written confirmation of receipt shall have been received) to or with the Note Trustee at its Corporate Trust Office, Attention: Corporate Trust Administration; or (ii2) the Note Issuer Company by the Note Trustee or by any Noteholder Holder shall be sufficient for every purpose here- under hereunder (unless otherwise herein expressly provided) if in writing and mailedsent, first-class, class postage prepaid, to the Note Issuer Company addressed to: [_], [_], Attention: [_] to it at the address of its principal office specified in the first paragraph of this instrument or at any other address previously furnished in writing to the Note Trustee by the Note Issuer. The Note Issuer Company, Attention: Chief Financial Officer, with a copy to the Secretary; provided that notice shall promptly transmit any notice not be deemed to be given until received by it from the Noteholders to the Note TrusteeCompany. (b3) Notices required the Trustee shall have the right to accept and act upon instructions, including funds transfer instructions (“Instructions”), given pursuant to this Indenture and delivered using Electronic Means; provided, however, that the Company shall provide to the Trustee an incumbency certificate listing persons with the authority to provide such Instructions (“Authorized Officers”) and containing specimen signatures of such Authorized Officers, which incumbency certificate shall be amended by the Company whenever a person is to be given added or deleted from the listing. If the Company elects to give the Trustee Instructions using Electronic Means and the Trustee in its discretion elects to act upon such Instructions, the Trustee’s understanding of such Instructions shall be deemed controlling, except to the Rating Agencies extent the Trustee’s conduct action or omission constitutes bad faith, willful misconduct or gross negligence. The Company understands and agrees that the Infrastructure Bank Trustee cannot determine the identity of the actual sender of such Instructions and that the Trustee shall conclusively presume that directions that purport to have been sent by an Authorized Officer listed on the incumbency certificate provided to the Trustee have been sent by such Authorized Officer. The Company shall be responsible for ensuring that only Authorized Officers transmit such Instructions to the Trustee and that the Company and all Authorized Officers are solely responsible to safeguard the use and confidentiality of applicable user and authorization codes, passwords and/or authentication keys upon receipt by the Note Issuer or the Note Company. The Trustee shall not be in writingliable for any losses, personally delivered costs or mailed by certified mail, return receipt requested to expenses arising directly or indirectly from the Trustee’s reliance upon and compliance with such Instructions notwithstanding such directions conflict or are inconsistent with a subsequent written instruction. The Company agrees: (i) in to assume all risks arising out of the case use of Moody'sElectronic Means to submit Instructions to the Trustee, to: ▇▇▇▇▇'▇ Investors Serviceincluding without limitation the risk of the Trustee acting on unauthorized Instructions, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, and the risk of interception and misuse by third parties; (ii) in that it is fully informed of the case protections and risks associated with the various methods of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention transmitting Instructions to the Trustee and that there may be more secure methods of Asset Backed Surveillance Department and transmitting Instructions than the method(s) selected by the Company; (iii) that the security procedures (if any) to be followed in the case connection with its transmission of Fitch, Instructions provide to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention it a commercially reasonable degree of [_], [(iv) protection in the case light of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] its particular needs and circumstances; and (iv) in to notify the case Trustee as soon as reasonably practicable upon learning of any compromise or unauthorized use of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorsecurity procedures.

Notices, Etc. to Note Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . ---------------------------------------------------- Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture to be made upon, given or furnished to or filed with: (ia) the Note The Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if madepersonally delivered, given, furnished delivered by overnight courier or filed in writing by facsimile transmission, mailed first-class mail or overnight delivery service and shall be deemed to or with have been duly given upon receipt to the Note Trustee at its Corporate Trust Office, or (iib) the Note The Issuer by the Note Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailedpersonally delivered, first-delivered by facsimile or overnight courier or mailed first class, postage prepaid, and shall be deemed to have been duly given upon receipt to the Note Issuer addressed to: [_]TFC Automobile Receivables Trust 2000-1, [_]in care of Wilmington Trust Company, ▇▇▇▇▇▇ Square North, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇-▇▇▇▇ Attention: [_] Corporate Trust Administration, or at any other address previously furnished in writing to the Note Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Trustee. (bc) The Insurer by the Issuer or the Trustee shall be sufficient for any purpose hereunder if in writing and mailed by first-class mail personally delivered or telexed or telecopied to the recipient as follows: To the Insurer: Financial Security Assurance Inc. ▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇ Attention: Transaction Oversight Department Telex No.: (▇▇▇) ▇▇▇-▇▇▇▇ Confirmation: (▇▇▇) ▇▇▇-▇▇▇▇ Telecopy Nos.: (▇▇▇) ▇▇▇-▇▇▇▇ (▇▇▇) ▇▇▇-▇▇▇▇ (In each case in which notice or other communication to the Insurer refers to an Event of Default, a claim on the Note Policy or with respect to which failure on the part of the Insurer to respond shall be deemed to constitute consent or acceptance, then a copy of such notice or other communication should also be sent to the attention of the General Counsel and the Head--Financial Guaranty Group "URGENT ------ MATERIAL ENCLOSED" and to Asset Guaranty Insurance Company, 335 ----------------- Madison Avenue, New York, New York, 10017, Attention: Manager, Asset- Backed Surveillance.) (d) Notices required to be given to the Rating Agencies by the Issuer, the Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered, delivered by overnight courier or mailed by certified mail, return receipt requested first class or via facsimile to (i) in the case of Moody's, to: to ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: ABS Monitoring Department, Fax No: 212-553- 0344, and (ii) in the case of Standard & Poor's, to: to Standard & Poor's CorporationRatings Services, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Attention: Asset Backed Surveillance Department and Department, Fax No: (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇) ▇▇▇ ▇-▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in or at such other address as shall be designated by written notice to the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorother parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Enhancer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (ia) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust OfficeOffice with a copy to Bank One, orNational Association, 1 Bank One Plaza, Suit▇ ▇▇▇-▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, ▇▇▇▇▇▇▇▇▇: ▇▇ACM 2001-HE4. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer, (iib) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]GMACM Home Equity Loan Trust 2001-HE4, [_]in care of the Owner Trustee, Attention: [_] or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee., or (bc) the Enhancer by the Issuer, the Indenture Trustee or by any Noteholders shall be sufficient for every purpose hereunder to in writing and mailed, first-class postage pre-paid, or personally delivered or telecopied to: Financial Guaranty Insurance Company, 115 Broadway, New Yor▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇: ▇▇▇▇▇▇▇▇ and Risk Management (GMACM Home Equity Loan Trust 2001-HE4), telecopier number (212) 312-3215. The ▇▇▇▇▇▇▇▇ ▇▇▇▇▇ promptly transmit any notice received by it from the Issuer, the Indenture Trustee or the Noteholders to the Issuer or Indenture Trustee, as the case may be. Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody'sFitch, toat the following address: Fitch, Inc., One State Street Plaza, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇: ▇▇▇▇▇'▇ ▇▇tial Mortgage Group, (ii) in the case of Moody's, at the following address: Moody's Investors ServiceSe▇▇▇▇▇, Inc., ABS Monitoring Department, 99 Church Street, New ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇ (▇▇▇) ▇▇ ▇▇▇ ▇▇▇▇ of Standard & Poor's, at the following address: Standard & Poor's, 26 Broadway, 15th Fl▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ : ▇▇▇▇▇▇ Backed Surveillance; or, Attention: Executive Directoras to each of the foregoing Persons, at such other address as shall be designated by written notice to the other foregoing Persons.

Notices, Etc. to Note TrusteeTO INDENTURE TRUSTEE, Note IssuerISSUER, -------------------------------------------- Infrastructure Bank and Rating Agencies. (a) NOTE INSURER AND RATING AGENCIES. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders Note holders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: __________ Trust Series ____-_, in care of [Name of Owner Trustee] _]________________, [_]_________, ______________, Attention of 50 _________________________________________ with a copy to the Administrator at ________________ Attention: [_] _________ __________________________, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Admin istrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee., or (biii) Notices required to be given to the Rating Agencies or the Infrastructure Bank Note Insurer by the Note Issuer Issuer, the Indenture Trustee or the Note Trustee by any Noteholders shall be sufficient for every purpose hereunder to in writingwriting and mailed, first-class postage pre-paid, or personally delivered or mailed by certified mail, return receipt requested to (i) in the case of Moody's, telecopied to: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case [Name of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_Note Insurer], [(iv) in the case of Duff & ▇▇▇▇▇▇________________, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company________, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇_____________, Attention: Executive Director_________________, ___________________________, Telephone ______________.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Credit Enhancer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders Note holders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: Citigroup MBN Trust Series 20__-_____, in care of [Name of Owner Trustee] _]__________________________, [_]__________________, ________________________________, Attention of _________________________________________ with a copy to the Administrator at _______________________ Attention: [_] __________________, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee., or (biii) Notices required to be given to the Rating Agencies or the Infrastructure Bank Credit Enhancer by the Note Issuer Issuer, the Indenture Trustee or the Note Trustee by any Noteholders shall be sufficient for every purpose hereunder to in writingwriting and mailed, first-class postage pre-paid, or personally delivered or mailed by certified mail, return receipt requested to (i) in the case of Moody's, telecopied to: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case [Name of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_Credit Enhancer], [(iv) in the case of Duff & ▇▇▇▇▇▇________________, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company________, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Director._____________,

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and ----------------------------------------------- Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, --------------- consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [CS First Boston Auto Receivables Trust 199___- _]__, [in care of _]____________________, Attention: [_] _________________, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, the Rating Agencies to: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, :________________________________________; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) Agency. Any -------------------------------------------------- request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture to be made upon, given or furnished to or filed with: (ia) the Note The Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if madepersonally delivered, given, furnished delivered by overnight courier or filed in writing by facsimile transmission, mailed first-class mail or overnight delivery service and shall be deemed to or with have been duly given upon receipt to the Note Trustee at its Corporate Trust Office, or (iib) the Note The Issuer by the Note Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailedpersonally delivered, first-delivered by facsimile or overnight courier or mailed first class, postage prepaid, and shall be deemed to have been duly given upon receipt to the Note Issuer addressed to: [_]TFC Automobile Receivables Trust 1999-1, [_]in care of Wilmington Trust Company, Attention: [_] or at any other address previously furnished in writing to the Note Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Trustee. (b) Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested to (i) in the case of Moody's, to: ▇▇▇▇▇'▇ Investors ServiceSquare North, Inc., ABS Monitoring Department, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇-▇▇▇▇ Attention: Corporate Trust Administration, or at any other address previously furnished in writing to the Trustee by Issuer. The Issuer shall promptly transmit any notice received by it from the Noteholders to the Trustee. (c) The Insurer by the Issuer or the Trustee shall be sufficient for any purpose hereunder if in writing and mailed by first-class mail personally delivered or telexed or telecopied to the recipient as follows: To the Insurer: Asset Guaranty Insurance Company ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇-▇▇▇▇ Attention: Manager, Asset-Backed Surveillance Fax No.: (ii▇▇▇) ▇▇▇-▇▇▇▇ Tel. No.: (▇▇▇) ▇▇▇-▇▇▇▇ (In each case in which notice or other communication to the case Insurer refers to an Event of Default, a claim on the Note Policy or with respect to which failure on the part of the Insurer to respond shall be deemed to constitute consent or acceptance, then a copy of such notice or other communication should also be sent to the attention of ▇▇▇ ▇▇▇▇▇-▇▇▇▇▇ (Fax No.: (212) 682- 5377). Notices required to be given to the Rating Agency by the Issuer, the Trustee or the Owner Trustee shall be in writing, personally delivered, delivered by overnight courier or first class or via facsimile to (i) Standard & Poor's, toat the following address: Standard & Poor's CorporationRatings Services, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Attention: Asset Backed Surveillance Department and Department, Fax No: (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇) ▇▇▇ ▇-▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in or at such other address as shall be designated by written notice to the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorother parties.

Notices, Etc. to Note TrusteeTO INDENTURE TRUSTEE, Note IssuerISSUER, -------------------------------------------- Infrastructure Bank and Rating Agencies. (a) RATING AGENCIES [AND SECURITIES INSURER]. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder Noteholder[, the Securities Insurer] or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, or (ii) the Note Issuer by the Note Trustee Indenture Trustee[, the Securities Insurer] or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailedmade, first-classgiven, postage prepaid, to furnished or filed with the Note Issuer addressed to: [_]________ Home Loan Owner Trust 199_-_, [in care of_]________________________________________________________ _____________, Attention: [_] or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee[, the Securities Insurer] or the Infrastructure Bank Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested, to (i) in the case of _________, at the following address: ------------------------------------------------------------ ___________________ and (ii) in the case of ___________, ----------------------------- -------------------. [Notices required to be given to the Securities Insurer by the Note Issuer Issuer, the Indenture Trustee or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested, to the following address: _________________________________ _________________________ Re: ________ Home Loan Owner Trust 199_-_, Telephone No.: ______________, or at such other address as shall be designated by written notice to the other parties.] Notices required to be given to the Master Servicer by the Issuer, the Indenture Trustee[, the Securities Insurer] or the Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested to (i) the following address: _________________ ________________________________________; or to such other address as shall be designated by written notice to the other parties. Notices required to be given to the Depositor by the Issuer, the Indenture Trustee[, the Securities Insurer] or the Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested to the case following address: PaineWebber Mortgage Acceptance Corporation IV, 1285 Avenue of Moody's, to: the ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇, ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, toAttention: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇Esq., ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in or to such other address as shall be designated by written notice to the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorother parties.

Notices, Etc. to Note Indenture Trustee, the Note Issuer, -------------------------------------------- Infrastructure Bank Purchaser and Rating Agencies. (a) Trust. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture to be made upon, given or furnished to to, or filed with: (ia) the Note Indenture Trustee by any Noteholder or by the Note Issuer Trust shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with and received by the Note Indenture Trustee at its Corporate Trust Office, ; or (iib) the Note Issuer Trust by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder (except as provided in Section 5.01(c) and (d)) hereof if in writing and mailed, first-class postage prepaid, to the Trust addressed to it at ABFS Mortgage Loan Warehouse Trust 2000-2, in care of Wachovia Trust Company, National Association, One ▇▇▇▇▇▇ Square, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇, ▇▇▇▇▇, Attention: Corporate Trust Administration, or at any other address previously furnished in writing to the Indenture Trustee by the Trust. (c) the Note Purchaser by the Indenture Trustee or by any Noteholder shall be sufficient for every purpose hereunder if in writing and mailed, first-class, postage prepaid, to the Note Issuer JPMorgan Chase Bank, addressed to: [_], [_], Attention: [_] or to it at any other address previously furnished in writing to the Note Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Trustee. (b) Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested to (i) in the case of Moody's, to: ▇▇▇ ▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, toAttention: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇ - ABFS Mortgage Loan Warehouse Trust 2000-2, (in each case in which notice or other communication to the Note Purchaser refers to an Event of Default or an Amortization Event, then a copy of such notice or other communication should also be sent to the attention of JPMorgan Chase Bank--Mortgage Banking and Warehouse Services, addressed to it at ▇▇▇ ▇▇▇▇ ▇▇▇▇▇)▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department Attention: General Counsel's Office, and shall be marked to indicate "URGENT MATERIAL ENCLOSED"), or at any other address previously furnished in writing to the Indenture Trustee by the Note Purchaser; or (iiid) the Depositor by the Indenture Trustee or by any Noteholder shall be sufficient for every purpose hereunder if in the case of Fitchwriting and mailed, first-class, postage paid, to Fitch Investors ServiceABFS Greenmont, L.P.Inc., One State ▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇; Attention: ▇▇▇▇▇▇▇ ▇▇▇▇▇, or at any other address previously furnished in writing to the Indenture Trustee by the Depositor; or (e) the Originators or the Servicer by the Indenture Trustee or by any Noteholder shall be sufficient for every purpose hereunder if in writing and mailed, first-class, postage paid, to such party, in care of American Business Financial Services, Inc., The ▇▇▇▇▇▇▇▇▇ Building, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: Executive DirectorGeneral Counsel or at any other address previously furnished in writing to the Indenture Trustee by the Originators or the Servicer.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer Issuer, it shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder Noteholder, it shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]▇▇▇▇▇ Whole Loan Home Equity Trust 2005-C, [_]in care of the Owner Trustee, Attention: [_] as set forth in the Trust Agreement, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Indenture Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's’s, toat the following address: ▇▇▇▇▇'’▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Residential Mortgage Surveillance Group and (ii) in the case of Standard & Poor's’s, toat the following address: Standard & Poor's Corporation’s, ▇▇ ▇▇▇▇▇▇▇▇ (▇, ▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Attention: Asset Backed Surveillance Department and (iii) in the case of Fitch, Department; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note TrusteeTO INDENTURE TRUSTEE, Note IssuerSECURITIES ADMINISTRATOR, -------------------------------------------- Infrastructure Bank and Rating Agencies. (a) ISSUER AND RATING AGENCIES. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if in writing and made, given, furnished or filed to or with the Indenture Trustee at the Corporate Trust Office. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer; (ii) the Securities Administrator by any Noteholder or by the Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Trustee Securities Administrator at its Corporate Wells Fargo Bank, Nationa▇ ▇▇▇ociation, P.O. Box 98, Columbia Maryland 21046 (or, in the case of overnight deliveries, 9062 Old Annapol▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇) (▇▇▇▇▇▇▇▇▇: ▇▇▇▇▇▇▇▇▇ Trust OfficeServices - HomeBanc 2004- 1), orfacsimile no.: (410) 715-2380, or ▇▇▇▇ ▇▇▇▇▇ address as may hereafter be furnished to the other parties hereto in writing. The Securities Administrator shall promptly transmit any notice received by it from the Noteholders to the Issuer (iiiii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]HomeBanc Mortgage Trust 2004-1, [_]in care of Wilmington Trust Company, AttentionRodney Square North, 1100 ▇▇▇▇▇ Market Street, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇- ▇▇▇▇, ▇▇▇▇▇▇▇▇▇: [_] ▇▇▇▇▇▇▇▇▇ ▇▇ust Administration, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies Agency by the Issuer, the Indenture Trustee, the Securities Administrator or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mailfirst-class postage pre-paid, return receipt requested to (i) to, in the case of MoodyStandard & Poor's, toat the following address: ▇▇▇▇▇'▇ Investors ServiceStandard & Poor's, Inc.55 Water Street, ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇41st Flo▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇ ▇▇▇▇▇ ▇▇▇▇▇)ed Surveillance Department, in the case of Moody's, at the following address: Moody's Investors Service, ▇▇▇ ▇▇▇., 99 Church Street, New Yor▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇; ▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in s as shall be designated by written notice to the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorother parties.

Notices, Etc. to Note TrusteeTO INDENTURE TRUSTEE, Note Issuer, -------------------------------------------- Infrastructure Bank and Rating Agencies. (a) ISSUER AND RATING AGENCIES. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailedmade, first-classgiven, postage prepaid, to furnished or filed with the Note Issuer addressed to: [_]Empire Funding Home Loan Owner Trust 1999-1, [_]in care of Wilmington Trust Company, ▇▇▇▇▇▇ Square North, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: [_] ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody'sDCR, toat the following address: Duff & ▇▇▇▇▇'▇ Investors ServiceCredit Rating Co., Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇ Attention: MBS Monitoring, and (ii) in the case of S&P, ▇▇ ▇▇▇▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇ Attention: Residential Mortgage Group. Notices required to be given to the Master Servicer by the Issuer, (ii) the Indenture Trustee or the Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested to the case of Standard & Poor'sfollowing address: Norwest Bank, to: Standard & Poor's CorporationMinnesota, National Association, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇, ▇▇, ▇▇▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, Attention: Executive DirectorMaster Servicing Manager (Empire Funding 1999-1).

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and, if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer Issuer, shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, ; or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder Noteholder, shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]BMW Vehicle Owner Trust 2001-A, [_]in care of Wilmington Trust Company, as Owner Trustee, ▇▇▇▇▇▇ Square North, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, Attention: [_] Corporate Trust Administration, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ▇ and (ii) in the case of Standard & Poor's, toat the following address: Standard & Poor's Corporation's, ▇▇ a division of The ▇▇▇▇▇▇-▇▇▇▇ (Companies, Inc., ▇▇ ▇▇▇▇▇ ▇▇▇▇▇)▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, Department; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, instruction, consent, waiver or waiver, Act of Noteholders or other documents document provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, instruction, consent, waiver, Act of Noteholders or other document is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer Issuer, shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, or; (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder Noteholder, shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: CarMax Auto Owner Trust 20[__]-[__], in care of [____________________], Attention: [_] ___________________], with a copy to the Administrator at ▇▇▇▇ ▇▇▇ ▇▇▇▇, Glen Allen, Virginia 23060, Attention: Treasury Department, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer or the Administrator; or (iii) the Depositor by the Indenture Trustee, the Servicer or any Noteholder, shall promptly transmit any notice received by it from the Noteholders be sufficient for every purpose hereunder if in writing and mailed first-class, postage prepaid to the Note Trustee. (b) Depositor addressed to CarMax Auto Funding LLC, ▇▇▇▇ ▇▇▇ ▇▇▇▇, Suite 200, Glen Allen, Virginia 23060, Attention: Treasurer. Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered delivered, telecopied or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ▇ and (ii) in the case of Standard & Poor's, toat the following address: Standard & Poor's CorporationRatings Services, a division of The ▇▇▇▇▇▇-▇▇▇▇ Companies, ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Attention: Asset Backed Surveillance Department and (iii) in Department. The Issuer shall promptly transmit any notice received by it from the case of Fitch, Noteholders to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive DirectorIndenture Trustee.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Credit Enhancer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]_______________ Loan Trust ______ in care of (___________), [(_]__________) Attention of (_________) with a copy to the Administrator at (__________), Attention: [(_] __________), or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee., or (biii) the Credit Enhancer by the Issuer, the Indenture Trustee or by any Noteholders shall be sufficient for every purpose hereunder to in writing and mailed, first-class postage pre-paid, or personally delivered or telecopied to: (___________), Attention: (__________), Telephone: (___________), Telecopier: (__________ )]. Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to [(i) in the case of Duff & ▇▇▇▇▇▇, at the following address: (_____________);] [and] [(ii) in the case of Fitch Investors Service, L.P., at the following address: (____________);] [and] [(iii) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ]; [and] [(iiiv) in the case of Standard & Poor's, toat the following address: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, Department;] or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note TrusteeTO INDENTURE TRUSTEE, Note Issuer, -------------------------------------------- Infrastructure Bank and Rating Agencies. (a) ISSUER AND RATING AGENCIES. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust OfficeOffice for the Indenture Trustee. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]Salomon Mortgage Loan Trust, [_]Series 2001-CB4, Attention: [_] in care of Wilmington Trust Company at the Corporate Trust Office for the Owner Trustee, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: Moody's Investors Service, Inc., AB▇ ▇▇▇▇▇'oring Department, 99 Church Street, New York, New Yor▇ Investors Service▇▇▇▇▇ ▇▇▇ (▇▇) ▇▇ ▇▇▇ ▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇▇ & Poor's, at the following address: Standard & Poor's, A Division of the McGraw-Hill Companies, Inc., ABS Monitoring Department, 55 Wat▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇- 41 Floor, ▇▇▇ ▇▇▇New Yor▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case eillance Department; or as to each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder Noteholder, the Servicer, the Administrator or by the Note Issuer shall be sufficient for every purpose pur- pose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, office; or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [Ford Credit Auto Owner Trust _]___-_, [in care of _]________________, __________________________________, Delaware _____, Attention: [Corporate Trust Department, with a copy to the Administrator at One ▇▇▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇tention: _] __________________, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered delivered, telecopied or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: Mood▇'▇ ▇▇▇▇▇'▇ Investors estors Service, Inc., ABS Monitoring Department, ▇▇ ▇99 C▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇, ▇▇ (ii) in the case of Standard & Poor's, toat the following address: Standard & Poor's CorporationRatings Services, ▇▇ ▇▇▇▇▇▇▇▇ (55 W▇▇▇▇ ▇▇▇▇▇)▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of ▇▇tention: Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive DirectorDepartment.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Rating Agencies and Rating Agencies. (a) Securities Insurer. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (ia) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, or (iib) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]FIRSTPLUS Home Loan Owner Trust 1996-3, [_]in care of Wilmington Trust Company, AttentionRodn▇▇ ▇▇▇are North, 1100 ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇tention: [_] or Emme▇▇ ▇. ▇▇▇▇▇▇, ▇▇ at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: Mood▇'▇ ▇▇▇▇▇'▇ Investors estors Service, Inc., ABS Residential Mortgage Monitoring Department, ▇▇ ▇99 C▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ▇▇d (ii) in the case of Standard & Poor's, toat the following address: Standard & Poor's CorporationRatings Group, ▇▇ ▇26 B▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention ▇▇tention of Asset Backed Surveillance Department and (iii) Department; or as to each of the foregoing, at such other address as shall be designated by written notice to the other parties. Notices required to be given to the Securities Insurer by the Issuer, the Indenture Trustee or the Owner Trustee shall be in the case of Fitchwriting, personally delivered or mailed by certified mail, return receipt requested, to Fitch Investors Servicethe following address: MBIA Insurance Corporation, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇113 ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Director.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and, if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer Issuer, shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, ; or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder Noteholder, shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]GS Auto Loan Trust 2003-1, [_]in care of Wilmington Trust Company, Attentionas Owner Trustee, Rodney Square North, 1100 North Market Street, Wilmington, ▇▇▇▇▇are 19890-0001, ▇▇▇▇▇▇▇▇▇: [_] or at any other ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇ ▇▇▇ ▇▇▇er address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Moody's Investors Service, Inc., ABS Monitoring Department, 99 Chu▇▇▇ ▇▇▇eet, New York, New York 10007 and (ii) in the case of ▇▇▇▇▇▇▇▇ & ▇▇▇▇'▇, ▇▇ ▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇ss: Standard & Poor's, a division of The McGraw-Hill Companies, Inc., 55 Water Street, New York, New York 1▇▇▇▇, ▇▇▇▇▇tion of Asset Back▇▇ ▇▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ; ▇▇ ▇▇ ▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (ia) the Note The Indenture Trustee by any Noteholder Noteholder, the Servicer, the Administrator or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, or (iib) the Note The Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, first-class, postage prepaid, to the Note Issuer addressed to: [_]SLM Student Loan Trust 1999-2, [_]in care of Chase Manhattan Bank Delaware, ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, Attention: [_] Corporate Trust Department; with copies to The Chase Manhattan Bank, ▇▇▇ ▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇ ▇▇., ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Structured Finance Services; ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ Drive, Reston, VA 20193, Attention: Director, Corporate Finance Operations, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Eligible Lender Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc.Moody's, ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, toat the following address: Standard & Poor's Corporation's, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇)▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, Attention of Asset Backed Surveillance Department, and (iii) in the case of Fitch, at the following address: ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, Municipal Structured Finance Group; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act Action of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Action of Noteholders is to be made upon, given or furnished to or filed with: (ia) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, or (iib) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]Toyota Auto Receivables 2003-A Owner Trust, [_]▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: [_] Treasury Department, Vice President, Treasury, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, toat the following address: Standard & Poor's CorporationRatings Group, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, Department; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (ia) the Note The Indenture Trustee by any Noteholder Noteholder, the Servicer, the Administrator or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, or (iib) the Note The Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, first-class, postage prepaid, to the Note Issuer addressed to: [_]SLM Private Credit Student Loan Trust 2003-B, [_]in care of the Trustee, Christiana Center/OPS4, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇, Newark, Delaware 19713, Attention: [_] Corporate Trust Department; with copies to JPMorgan Chase Bank, 4 New York Plaza, 6th Floor, New York, New York 10004, Attention: Structured Finance Services; SLM Private Credit Student Loan Trust 2003-B, ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ Drive, Reston, Virginia 20193, Attention: Director, Corporate Finance Operations, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, toat the following address: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇)▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, Attention: Asset Backed Surveillance Department, 32nd Floor, and (iii) in the case of Fitch, at the following address: ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, Municipal Structured Finance Group; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note TrusteeTO INDENTURE TRUSTEE, Note Issuer, -------------------------------------------- Infrastructure Bank and Rating Agencies. (a) ISSUER AND RATING AGENCIES. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver, Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer Issuer, shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, or; (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder Noteholder, shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]First Investors Auto Owner Trust 2000-A, [_]c/o Bankers Trust (Delaware), Attention1011 Centre Road, Suite 200, Wilmington, Delaware 19805-1266, ▇▇▇▇▇▇▇▇▇: [_] or at any other address ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇ ▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇pany, 4 Albany Street, 10th Floor, New York, New York 10006, Attenti▇▇: ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇ ▇▇ ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇ previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee.; or (biii) Notices required to the Insurer by the Indenture Trustee, the Servicer or any Noteholder, shall be given sufficient for every purpose hereunder if in writing and mailed first-class, postage prepaid to the Rating Agencies or the Infrastructure Bank by the Note Issuer or the Note Trustee shall be in writingInsurer addressed to MBIA Insurance Corporation, personally delivered or mailed by certified mail113 King Street, return receipt requested to (i) in the case of Moody'sArmonk, toNew York 10504, Attention: Insured Po▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇▇▇. Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Owner Trustee shall be in writing, personally delivered, telecopied or mailed by certified mail, return receipt requested, to (i) in the case of Moody's, at the following address: Moody's Investors Service, Inc., ABS Monitoring Department, 99 Churc▇ ▇▇▇▇▇t, New York, New York 10007 and (ii) in case of Stand▇▇▇ & ▇▇▇▇'▇, ▇▇ ▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇: ▇▇andard & Poor's, a division of The McGraw-Hill Companies, 55 Water Street (43rd Floor), New York, New Y▇▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ Attention: A▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Director.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]Premier Auto Trust 1998-5, [_]in care of Chase Manhattan Bank Delaware, Attention: [_] ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention of Corporate Trustee Administration Department, or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, toat the following address: Standard & Poor's CorporationRatings Services, a division of The ▇▇▇▇▇▇-▇▇▇▇ Companies, Inc., ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇New York 10004, Attention of Asset Backed Surveillance Department, (iii) in the case of Fitch IBCA, Inc., at the following address: ▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ .▇. ▇▇▇▇▇, Attention of [_], [and (iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating CompanyCo., at the following address: ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇.▇. ▇▇▇▇▇▇▇▇▇; or as to each of the foregoing, ▇▇ ▇▇▇▇▇, Attention: Executive Directorat such other address as shall be designated by written notice to the other parties.

Notices, Etc. to Note Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture to be made upon, given or furnished to or filed with: (ia) the Note The Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if madepersonally delivered, givendelivered by overnight courier or mailed certified mail, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service return receipt requested and shall be deemed to or with have been duly given upon receipt to the Note Trustee at its Corporate Trust Office, or (iib) the Note The Issuer by the Note Trustee or by any Noteholder shall be in writing and sufficient for every purpose here- under hereunder if in writing personally delivered, delivered by overnight courier or mailed certified mail, return receipt requested and mailed, first-class, postage prepaid, shall be deemed to have been duly given upon receipt to the Note Issuer addressed to: [_]Centrex Auto Trust 1996-B, [_]in care of the Owner Trustee, Attention: [_] Corporate Trust Administration at the address of the Owner Trustee's Corporate Trust Office set forth in the Trust Agreement or at any other address previously furnished in writing to the Note Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered, delivered by overnight courier or mailed by certified mail, return receipt requested to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: ABS Monitoring Department and (ii) in the case of Standard & Poor'sS&P, toat the following address: Standard & Poor's CorporationRatings Group, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, Department; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Credit Enhancer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]Home Equity Loan Trust 2005-HS1, [_]in care of Wilmington Trust Company, Attention: [_] or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee., or (biii) the Credit Enhancer by the Issuer, the Indenture Trustee or by any Noteholders shall be sufficient for every purpose hereunder to in writing and mailed, first-class postage pre-paid, or personally delivered or telecopied to: Financial Guaranty Insurance Company, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: General Counsel (Home Equity Loan Trust 2005-HS1). The Credit Enhancer shall promptly transmit any notice received by it from the Issuer, the Indenture Trustee or the Noteholders to the Issuer or Indenture Trustee, as the case may be. Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Standard & Poor's, at the following address: Standard & Poor's Ratings Services, ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (ii) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, ; or as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Credit Enhancer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (ia) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust OfficeOffice with a copy to Bank One, orNational Association, ▇ ▇▇▇▇ ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇-▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇-0481, Attention: GMACM 2002-HLTV1. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer, (iib) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]GMACM Home Loan Trust 2002-HLTV1, [_]in care of the Owner Trustee, Attention: [_] or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee., or (bc) the Credit Enhancer by the Issuer, the Indenture Trustee or by any Noteholders shall be sufficient for every purpose hereunder to in writing and mailed, first-class postage pre-paid, or personally delivered or telecopied to: Ambac Assurance Corporation, ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Consumer Asset-Backed Securities Group (GMACM Home Loan Trust 2002-HLTV1), telecopier number (▇▇▇) ▇▇▇-▇▇▇▇. The Credit Enhancer shall promptly transmit any notice received by it from the Issuer, the Indenture Trustee or the Noteholders to the Issuer or Indenture Trustee, as the case may be. Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, toat the following address: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ▇ and (ii) in the case of Standard & Poor's, toat the following address: Standard & Poor's Corporation's, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇)▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Attention: Asset Backed Surveillance Department and (iii) in the case of FitchSurveillance; or, as to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case each of the Infrastructure Bankforegoing Persons, at such other address as shall be designated by written notice to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorthe other foregoing Persons.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Issuer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]DaimlerChrysler Auto Trust 2005-A, [_]in care of Chase Manhattan Bank USA, Attention: [_] or at any National Association, 500 Stanton Christiana Road, FL 3/ OPS4, Newark, Delaware 19713, At▇▇▇▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇nistration ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇ ▇▇▇ other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator; with a copy to the Administrator addressed to: DaimlerChrysler Services North America LLC 27777 Inkster Road, Farmington Hills, Michigan 48334, Attention: As▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇ ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇y furnished in writing to the Indenture Trustee by the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered, electronically delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody'sFitch, toat the following address: Fitch, Inc., ABS Surveillance Group, One State Street Plaza, New York, New York 10041; (ii) in the case ▇▇ ▇▇▇▇▇'▇, ▇▇ ▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇: ▇▇▇▇▇'▇ Investors ▇▇vestors Service, Inc., ABS Monitoring Department, 99 Church Str▇▇▇, ▇▇w York, New York 10007, (iii) in the case of DB▇▇, ▇▇▇ ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇ ▇▇▇_▇▇▇▇▇▇▇lance@dbrs.com, and for any information not available in ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇e following address: Dominion Bond Rating Service, Inc., 55 Broadway, New York, New York 10006 and (iv) in the case of Stand▇▇▇ & ▇▇▇▇'▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ to Servicer_reports@sandp.com, and for any information not available i▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇e following address: Standard & Poor's Ratings Services, ▇▇▇▇▇▇▇a division of The McGraw-Hill Companies, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure BankInc., to California Infrastructure and Economic Development Bank55 Water Street, c/o California Trade and Commerce AgencyNew York, ▇▇▇ ▇ ▇New York ▇▇▇▇▇, ▇▇▇▇ention of Asset Backe▇ ▇▇▇▇enture Surveillance Department; or as to each of the foregoing, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorat such other address as shall be designated by written notice to the other parties.

Notices, Etc. to Note TrusteeTO INDENTURE TRUSTEE, Note Issuer, -------------------------------------------- Infrastructure Bank and Rating Agencies. (a) ISSUER AND RATING AGENCIES. Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: _____ Trust Series ____-__, in care of [_Name of Owner Trustee], [_], Attention: [_] or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (b) . Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody'sS&P, toat the following address: 55 Water Street New York, NY 10041 ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇nitoring and (ii) in the case of Moody's, ▇▇▇ ▇▇▇▇at the following address: Moody's Investors Service, ▇Inc., AB▇ ▇▇▇▇▇oring Department, Attention of [_]99 Church Street, [(iv) in the case of Duff & ▇▇▇▇▇▇New York, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇New Yor▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇: ▇, ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇urveillance Group; or as to each of the foregoing, Attention: Executive Directorat such other address as shall be designated by written notice to the other parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Insurer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder Noteholder, the Insurer or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its Corporate Trust Office, or (ii) the Note Issuer by the Note Trustee Indenture Trustee, the Insurer or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]to the address provided in the Sale and Servicing Agreement, [_], Attention: [_] or at any other address previously furnished in writing to the Note Indenture Trustee by the Note IssuerIssuer or the Administrator. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee. (biii) The Insurer by the Issuer or the Indenture Trustee shall be sufficient for any purpose hereunder if in writing and mailed by first-class mail personally delivered or telecopied to the recipient as follows: To the Insurer: Financial Guaranty Insurance Company ▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇ Attention:Structured Finance Surveillance (IndyMac 2006-H1) Telecopy: (▇▇▇) ▇▇▇-▇▇▇▇ Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) the address provided in the case of Moody's, to: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in Sale and Servicing Agreement or such other address as shall be designated by written notice to the case of Standard & Poor's, to: Standard & Poor's Corporation, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇), ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Executive Directorother parties.

Notices, Etc. to Note Indenture Trustee, Note Issuer, -------------------------------------------- Infrastructure Bank Credit Enhancer and Rating Agencies. (a) . Any request, demand, ---------------------------------------- authorization, direction, notice, consent, waiver or Act of Noteholders or other documents provided or permitted by this Indenture shall be in writing and if such request, demand, authorization, direction, notice, consent, waiver or Act of Noteholders is to be made upon, given or furnished to or filed with: (i) the Note Indenture Trustee by any Noteholder or by the Note Issuer shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing by facsimile transmission, first-class mail or overnight delivery service to or with the Note Indenture Trustee at its the Corporate Trust Office. The Indenture Trustee shall promptly transmit any notice received by it from the Noteholders to the Issuer, or (ii) the Note Issuer by the Note Indenture Trustee or by any Noteholder shall be sufficient for every purpose here- under hereunder if in writing and mailed, mailed first-class, postage prepaid, prepaid to the Note Issuer addressed to: [_]Home Equity Loan Trust 2003-HS1, [_]in care of Wilmington Trust Company, Attention: [_] or at any other address previously furnished in writing to the Note Indenture Trustee by the Note Issuer. The Note Issuer shall promptly transmit any notice received by it from the Noteholders to the Note Indenture Trustee., or (biii) the Credit Enhancer by the Issuer, the Indenture Trustee or by any Noteholders shall be sufficient for every purpose hereunder to in writing and mailed, first-class postage pre-paid, or personally delivered or telecopied to: Financial Guaranty Insurance Company, 125 Park Avenue, New York, New Yo▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇: ▇▇▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇ Management (Home Equity Loan Trust 2003-HS1), telecopier number (212) 312-3231. The Credit Enhan▇▇▇ ▇▇▇▇▇ ▇▇▇▇ptly transmit any notice received by it from the Issuer, the Indenture Trustee or the Noteholders to the Issuer or Indenture Trustee, as the case may be. Notices required to be given to the Rating Agencies by the Issuer, the Indenture Trustee or the Infrastructure Bank by the Note Issuer or the Note Owner Trustee shall be in writing, personally delivered or mailed by certified mail, return receipt requested requested, to (i) in the case of Moody's, to: ▇▇▇▇▇'▇ Investors Service, Inc., ABS Monitoring Department, ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, (ii) in the case of Standard & Poor's, toat the following address: Standard & Poor's CorporationRatings Services, ▇▇ ▇▇▇▇▇▇▇▇ (▇▇▇▇ ▇▇▇▇▇)55 Water Street, ▇▇▇ ▇▇▇▇New York, ▇N▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention of Asset Backed Surveillance Department and (iii) in the case of Fitch, to Fitch Investors Service, L.P., One State ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_], [(iv) in the case of Duff & ▇▇▇▇▇▇, to ▇▇▇▇ & ▇▇▇▇▇▇ Credit Rating Company, ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention of [_]_] and (iv) in the case of the Infrastructure Bank, to California Infrastructure and Economic Development Bank, c/o California Trade and Commerce Agency, ▇▇▇ ▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇ ▇▇ ▇▇, ▇▇▇ ▇▇▇▇▇▇ Surveillance Department and (ii) in the case of Moody's, Attentionat the following address: Executive DirectorMoody's Investors Service, Inc., ▇▇▇ ▇▇▇itoring Department, 99 Church Street, New York, New Y▇▇▇ ▇▇▇▇▇; ▇▇ ▇▇ ▇▇ ▇▇▇▇ ▇▇ ▇▇▇ ▇▇▇▇▇▇▇▇▇, at such other address as shall be designated by written notice to the other parties.