Ongoing Reviews and Changes to Existing Investments. We will discuss the full range of our on-going services during our initial consultation. These services include, but are not limited to, providing you with: • structured reviews to give you peace of mind; • an assessment of your circumstances and any changes to your plans that are needed; • regular updates and information regarding your holdings; • a choice of differing levels of support depending on your needs; • ongoing support with correspondence and administration issues. Details of these different levels of services are contained in our Service Proposition and Engagement document. We will agree separately the level of on-going services at the time of, or prior to, making our recommendation(s) to you. Typically our costs range from 0.5% to 1% per annum and are based on the value of your investment(s) at each 12 month anniversary, and are paid pro-rata in arrears. This is subject to a minimum annual fee of £500. Therefore, if the value of your investment(s) totalled £50,000 or less and you opted for option 3 our yearly fees would be the minimum £500 which is 1%. The amount you pay will fluctuate with the value of your investment; if your investment increases in value the amount you pay us will also increase and if your investment falls in value the amount you pay us will reduce subject to the minimum shown above. Any change to the level of services throughout this agreement will result in pro-rata charge being applied The charges listed above can be deducted from your investments or paid directly by you. You should note that when paid though the investments it may reduce your personal tax thresholds and/or exemption levels. Where this happens we will discuss it with you and confirm it in your personal recommendation report. It should be noted that if you choose any of our ongoing management services they are subject to a minimum fee per annum. Transactional only £Nil Option 3 £500 Option 2 £750 Option 1 £1000 Example 1; if your investments are valued at £50,000 and you have selected Option 3 (0.5%) the ongoing management fee we would receive is £250. As this less than the minimum ongoing service fee we would charge you £250 as the balance.
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Ongoing Reviews and Changes to Existing Investments. We will discuss the full range of our on-going services during our initial consultation. These services include, but are not limited to, providing you with: • structured annual reviews to give you peace of mind; • an . Regular assessment of your current circumstances and any changes to your plans that are needed; • . regular updates and information regarding your holdings; • a choice of differing levels of support depending holdings along with any recommended changes. on your needs; • ongoing going support with correspondence and administration issues. Details Full details of these different levels of our on going services are contained in our Service Proposition and Engagement documentTerms of Engagement. We will agree separately the level provision of on-our on going services with you at the time of, or prior to, making our recommendation(s) to you. Typically our costs range from 0.5% to 1Our cost is 0.75% per annum and are is based on the value of your investment(s) at each 12 month anniversary, and are is paid pro-rata in arrears. This is It should be noted that if you choose our on going management services you are subject to a minimum annual fee of £500750.00 per annum. Therefore, if the value of your investment(s) totalled £50,000 or less and you opted for option 3 50,000.00 our yearly fees would be the minimum £500 which is 1%750.00. The amount you pay will fluctuate with the value of your investment; if your investment increases in value the amount you pay us will also increase and if your investment falls in value the amount you pay us will reduce subject to the minimum shown abovereduce. Any change to the level of services throughout this agreement will result in pro-rata charge being applied applied. The charges listed above can be deducted from your investments or paid directly by you. You should note that when paid though through the investments it may reduce your personal tax thresholds and/or exemption levels. Where this happens we will discuss it with you and confirm it in your personal recommendation report. It should If you wish to pay directly you can spread the payment over a 12 month period and we can arrange for a standing order to be noted that if set up on a monthly basis at 1/12 of the fee agreed. Should you choose decide to cancel our agreement to provide on-going services you must provide written confirmation of your decision and we will cease payments for these services within 30 days and after collection of any due proportion of any period charges. Our charges are guaranteed not to increase within the first 12 months of your contract with us. Should we need to increase our ongoing management services they are subject charges after this period, you will be given notice of this fact and the opportunity to a minimum fee per annum. Transactional only £Nil Option 3 £500 Option 2 £750 Option 1 £1000 Example 1; if your investments are valued at £50,000 and you have selected Option 3 (0.5%) decide whether to continue with the ongoing management fee we would receive is £250. As this less than the minimum ongoing service fee we would charge you £250 as the balancerevised level of charges.
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Samples: Client Agreement
Ongoing Reviews and Changes to Existing Investments. We will discuss the full range of our on-going services during our initial consultation. These services include, but are not limited to, providing you with: • structured reviews to give you peace of mind; • an assessment of your circumstances and any changes to your plans that are needed; • regular updates and information regarding your holdings; • a choice of differing levels of support depending on your needs; • ongoing support with correspondence and administration issues. Details of these different levels of services are contained in our Service Proposition and Engagement documentTerms of Engagement. We will agree separately the level of on-going services at the time of, or prior to, making our recommendation(s) to you. Typically our costs range from 0.5% to 1are 0.95% per annum and are based on the value of your investment(s) at each 12 month anniversary, and are paid pro-rata in arrears. This is subject to a minimum annual fee of £500. Therefore, if the value of your investment(s) totalled £50,000 or less and you opted for option 3 100,000 our yearly fees would be the minimum £500 which is 1%950. The amount you pay will fluctuate with the value of your investment; if your investment increases in value the amount you pay us will also increase and if your investment falls in value the amount you pay us will reduce subject to the minimum shown abovereduce. Any change to the level of services throughout this agreement will result in pro-rata charge being applied applied. The charges listed above can be deducted from your investments or paid directly by you. You should note that when paid though the investments it may reduce your personal tax thresholds and/or exemption levels. Where this happens we will discuss it with you and confirm it in your personal recommendation report. It should be noted that if you choose any of our ongoing management services they are subject to a minimum fee per annum. Transactional only £Nil Option 3 £500 Option 2 £750 Option 1 £1000 Example 1; if your investments are valued at £50,000 and you have selected Option 3 (0.5%) 100,000 the ongoing management fee (0.95%) we would receive is £250950. As this less than the minimum ongoing service fee Should you decide to cancel our agreement to provide on-going services you must provide written confirmation of your decision and we would charge you £250 as the balancewill cease payments for these services within 7 business days and after collection of any due proportion of any period charges.
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Ongoing Reviews and Changes to Existing Investments. We will discuss the full range of our on-going services during our initial consultation. These services include, but are not limited to, providing you with: • structured reviews to give you peace of mind; • an assessment of your circumstances and any changes to your plans that are needed; • regular updates and information regarding your holdings; • a choice of differing levels of support depending on your needs; • ongoing support with correspondence and administration issues. Details of these different levels of services are contained in our Service Proposition and Engagement document. We will agree separately the level of on-going services at the time of, or prior to, making our recommendation(s) to you. Typically our costs range from 0.5% to 1% per annum and are based on the value of your investment(s) at each 12 month anniversary, and are paid pro-rata in arrears. This is subject to a minimum annual fee of £500. Therefore, if the value of your investment(s) totalled £50,000 or less and you opted for option 3 our yearly fees would be the minimum range from £500 which is 1%250 to £500. The amount you pay will fluctuate with the value of your investment; if your investment increases in value the amount you pay us will also increase and if your investment falls in value the amount you pay us will reduce subject to the minimum shown abovereduce. Any change to the level of services throughout this agreement will result in pro-rata charge being applied applied. The charges listed above can be deducted from your investments or paid directly by you. You should note that when paid though the investments it may reduce your personal tax thresholds and/or exemption levels. Where this happens we will discuss it with you and confirm it in your personal recommendation report. It should be noted that if you choose any of our ongoing management services they are subject to a minimum fee per annum. Transactional only £Nil Option Level 3 £500 Option Level 2 £750 Option Level 1 £1000 Example 1; if your investments are valued at £50,000 and you have selected Option 3 Xxxxx 0 (0.5%) the ongoing management fee we would receive is £250. As this less than the minimum ongoing service fee we would charge you £250 as the balance. Example 2; if your investments are valued at £120,000 and you have selected Xxxxx 0 (0.75%) the ongoing management fee we would receive is £900. As this is equal to the minimum ongoing service fee no other charges would be applied. If you wish to pay directly you can spread the payment over a 12 month period we can arrange for a standing order to be set up on a monthly basis at 1/12 of the fee agreed. Should you decide to cancel our agreement to provide on-going services you must provide written confirmation of your decision and we will cease payments for these services within 7 business days and after collection of any due proportion of any period charges. Similar to our investment services above, we will provide you with a personal and financial review prior to making our recommendation(s) to you. Should you accept our recommendation(s) we will arrange the implementation of this/these for you. The reasons for our recommendations will also be provided to you in a written report. We do not charge a fee for our insurance and protection services as we will normally receive commission from the policy provider. You will not be subject to VAT for this service.
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Ongoing Reviews and Changes to Existing Investments. We will discuss the full range of our on-going services during our initial consultation. These services include, but are not limited to, providing you with: • structured annual reviews to give you peace of mind; . • an Regular assessment of your current circumstances and any changes to your plans that are needed; . • regular updates and information regarding your holdings; holdings along with any recommended changes. • a choice of differing levels of support depending on your needs; • ongoing going support with correspondence and administration issues. Details Full details of these different levels of our on going services are contained in our Service Proposition and Engagement documentTerms of Engagement. We will agree separately the level provision of on-our on going services with you at the time of, or prior to, making our recommendation(s) to you. Typically our costs range from 0.5% to 1Our cost is 0.75% per annum and are is based on the value of your investment(s) at each 12 month anniversary, and are is paid pro-rata in arrears. This is It should be noted that if you choose our on going management services you are subject to a minimum annual fee of £500750.00 per annum. Therefore, if the value of your investment(s) totalled £50,000 or less and you opted for option 3 50,000.00 our yearly fees would be the minimum £500 which is 1%750.00. The amount you pay will fluctuate with the value of your investment; if your investment increases in value the amount you pay us will also increase and if your investment falls in value the amount you pay us will reduce subject to the minimum shown abovereduce. Any change to the level of services throughout this agreement will result in pro-rata charge being applied applied. The charges listed above can be deducted from your investments or paid directly by you. You should note that when paid though through the investments it may reduce your personal tax thresholds and/or exemption levels. Where this happens we will discuss it with you and confirm it in your personal recommendation report. It should If you wish to pay directly you can spread the payment over a 12 month period and we can arrange for a standing order to be noted that if set up on a monthly basis at 1/12 of the fee agreed. Should you choose decide to cancel our agreement to provide on-going services you must provide written confirmation of your decision and we will cease payments for these services within 30 days and after collection of any due proportion of any period charges. Our charges are guaranteed not to increase within the first 12 months of your contract with us. Should we need to increase our ongoing management services they are subject charges after this period, you will be given notice of this fact and the opportunity to a minimum fee per annum. Transactional only £Nil Option 3 £500 Option 2 £750 Option 1 £1000 Example 1; if your investments are valued at £50,000 and you have selected Option 3 (0.5%) decide whether to continue with the ongoing management fee we would receive is £250. As this less than the minimum ongoing service fee we would charge you £250 as the balancerevised level of charges.
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Samples: Client Agreement
Ongoing Reviews and Changes to Existing Investments. We will discuss the full range of our on-going services during our initial consultation. These services include, but are not limited to, providing you with: • structured reviews to give you peace of mind; • an assessment of your circumstances and any changes to your plans that are needed; • regular updates and information regarding your holdings; • a choice of differing levels of support depending on your needs; • ongoing on-going support with correspondence and administration issues. Details of these different levels of services are contained in our Service Proposition and Engagement document& Engagement. We will agree separately the level of on-going services at the time of, or prior to, making our recommendation(s) to you. Typically our costs range from 0.5% to 1% per annum and are based on the value of your investment(s) at each 12 month anniversary, and are paid pro-rata in arrears). This is subject to a minimum annual fee of £500could be paid monthly, quarterly, half- yearly or yearly. Therefore, if the value of your investment(s) totalled £50,000 or less and you opted for option 3 100,000 our yearly fees would be the minimum range from £500 which is 1%to £1,000. The amount you pay will fluctuate with the value of your investment; if your investment increases in value the amount you pay us will also increase and if your investment falls in value the amount you pay us will reduce subject to the minimum shown abovereduce. Any change to the level of services throughout this agreement will result in pro-rata charge being applied applied. The charges listed above can be deducted from your investments or paid directly by you. You should note that when paid though through the investments it may reduce your personal tax thresholds and/or exemption levels. Where this happens we will discuss it with you and confirm it in your personal recommendation report. It should be noted that if you choose any of our ongoing management services services, they are subject to a minimum fee per annumfor each Service Proposition. Transactional only £Nil Option 3 Xxxxx 0 0.5% per annum, subject to a minimum fee of £500 Option 1,000 per annum Clever Adviser 1% per annum, subject to a minimum of £1,000 per annum Level 2 0.75% per annum, subject to a minimum fee of £750 Option 1 £1000 per annum Example 1; : if your investments are valued at £50,000 25,000 and you have selected Option 3 Xxxxx 0 (0.50.75%) ), the ongoing on-going management fee we would receive is £250187.50. As this is less than the minimum ongoing on-going service fee of £750, we would charge you £250 562.50 as the balance. Example 2: if your investments are valued at £100,000 and you have selected Xxxxx 0 (0.75%), the on-going management fee we would receive is £750. As this is equal to the minimum on- going service fee no other charges would be applied. Should you decide to cancel our agreement to provide on-going services you must provide written confirmation of your decision and we will cease payments for these services within 7 working days and after collection of any due proportion of any period charges.
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Ongoing Reviews and Changes to Existing Investments. We will discuss the full range of our on-going services during our initial consultation. These services include, but are not limited to, providing you with: • structured reviews to give you peace of mind; • an assessment of your circumstances and any changes to your plans that are needed; • regular updates and information regarding your holdings; • a choice of differing levels of support depending on your needs; • ongoing support with correspondence and administration issues. Details of these different levels of services are contained in our Service Proposition and Engagement document. We will agree separately the level of on-on- going services and the fee payable, at the time of, or prior to, making our recommendation(s) to you. Typically our costs range from 0.5% to 1cost is 0.6% per annum and are is based on the ongoing value of your investment(s) at each 12 month anniversary, and are paid pro-rata in arrears. This is subject to a minimum annual fee of £500investments. Therefore, if the value of your investment(s) totalled £50,000 or less and you opted for option 3 200,000 our yearly fees would be the minimum £500 which is 1%1,200. The amount you pay will fluctuate with the value of your investment; if your investment increases in value the amount you pay us will also increase and if your investment falls in value the amount you pay us will reduce subject to the minimum shown abovereduce. Any change to the level of services throughout this agreement will result in pro-rata charge being applied applied. The charges listed above can be deducted from your investments or paid directly by you. You should note that when paid though through the investments it may reduce your personal tax thresholds and/or exemption levels. Where this happens we will discuss it with you and confirm it in your personal recommendation report. It should be noted that if you choose any of our ongoing management services they are subject to a the following minimum fee per annumfees each year. Transactional only - £Nil Option 3 0 Core - £500 Option 2 600 Bespoke - £750 Option 1 £1000 2,400 Example 1; if your investments are valued at £50,000 200,000 and you have selected Option 3 Core (0.50.6%) the ongoing management fee we would receive is £250. As this less than the minimum ongoing service fee we would charge you £250 as the balance1,200.
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Ongoing Reviews and Changes to Existing Investments. We will discuss the full range of our on-going services during our initial consultation. These services include, but are not limited to, providing you with: • structured reviews to give you peace of mind; • an assessment of your circumstances and any changes to your plans that are needed; • regular updates and information regarding your holdings; • a choice of differing levels of support depending on your needs; • ongoing Ongoing support with correspondence and administration issues. Details of these different levels of services are contained in our Service Proposition and Engagement document. We will agree separately the level of on-going services at the time of, or prior to, making our recommendation(s) to you. Typically our costs range from 0.5% to 1Our charge is 0.75% per annum and are is based on the value of your investment(s) at each 12 month anniversary, and are is paid pro-rata in arrears. This is subject to a minimum annual fee of £500. Therefore, if the value of your investment(s) totalled £50,000 or less and you opted for option 3 100,000 our yearly fees would be the minimum £500 which is 1%750. The amount you pay will fluctuate with the value of your investment; if your investment increases in value the amount you pay us will also increase and if your investment falls in value the amount you pay us will reduce subject to the minimum shown abovereduce. Any change to the level of services throughout this agreement will result in pro-rata charge being applied applied. The charges listed charge above can be deducted from your investments or paid directly by you. You should note that when paid though the investments it may reduce your personal tax thresholds and/or exemption levels. Where this happens we will discuss it with you and confirm it in your personal recommendation report. It should be noted that if you choose any of our ongoing management services they are subject to a minimum fee per annum. Transactional only £Nil Option 3 Wealth £500 Option 2 Wealth Plus £750 Option 1 Wealth Master £1000 1125 Example 1; if your investments are valued at £50,000 and you have selected Option 3 (0.5%) ‘Wealth’ the ongoing management fee we would receive is £250375. As this less than the minimum ongoing service fee we would charge you £250 125 as the balance.
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Ongoing Reviews and Changes to Existing Investments. We will discuss the full range of our on-going services during our initial consultation. These services include, but are not limited to, providing you with: • ■ structured reviews to give you peace of mind; • an ■ assessment of your circumstances and any changes to your plans that are needed; • regular updates and information regarding your holdings; • a choice of differing levels of support depending on your needs; • * ■ ongoing support with correspondence and administration issues. Details The level of these different levels of services are service is contained in our Service Proposition and Engagement documenton page 7. We will agree separately the level of on-going services at the time of, or prior to, making our recommendation(s) to you. Typically our costs range from 0.5% to 1Our charge is 0.50% per annum and are based on the value of your investment(s) at each 12 month anniversary, and are paid pro-rata in arrears. This is subject to a minimum annual fee of £500. Therefore, if the value of your investment(s) totalled £50,000 or less and you opted for option 3 our yearly fees would be the minimum £500 which is 1%250. The amount you pay will fluctuate with the value of your investment; if your investment increases in value the amount you pay us will also increase and if your investment falls in value the amount you pay us will reduce subject to the minimum shown abovereduce. Any change to the level of services throughout this agreement will result in pro-rata charge being applied The charges listed above can be deducted from your investments or paid directly by you. You should note that when paid though through the investments it may reduce your personal tax thresholds and/or exemption levels. Where this happens we will discuss it with you and confirm it in your personal recommendation report. It should be noted that if you choose any of our ongoing management services they are Serviced Agreement it is subject to a minimum fee per annum. Transactional only £Nil Option 3 £500 Option 2 £750 Option 1 £1000 Example 1Should you decide to cancel our agreement to provide on-going services you must provide written confirmation of your decision and we will cease payments for these services within 21 business days and after collection of any due proportion of any period charges. Our Protection Services and Costs Similar to our investment services above, we will provide you with a personal and financial review prior to making our recommendation(s) to you. Should you accept our recommendation(s) we will arrange the implementation of this/these for you. The reasons for our recommendations will also be provided to you in a written report. We do not normally charge a fee for our insurance and protection services as we will receive commission from the policy provider; however we reserve the right to charge a fee if your investments are valued at £50,000 and you have selected Option 3 (0.5%) the ongoing management fee we would receive commission is £250. As this less than the minimum ongoing service fee we would charge you £250 as the balance350. You will not be subject to VAT for this service.
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Samples: Client Agreement
Ongoing Reviews and Changes to Existing Investments. We will discuss the full range of our on-going services during our initial consultation. These services include, but are not limited to, providing you with: • structured reviews to give you peace of mind; • an assessment of your circumstances and any changes to your plans that are needed; • regular updates and information regarding your holdings; • a choice of differing levels of support depending on your needs; • ongoing support with correspondence and administration issues. Details of these different levels of services are contained in our Service Proposition and Engagement document. We will agree separately the level of on-going services at the time of, or prior to, making our recommendation(s) to you. Typically our costs range from 0.5% to 1% per annum and are based on the value of your investment(s) at each 12 month anniversary, and are paid pro-rata in arrears. This is subject to a minimum annual fee of £500. Therefore, if the value of your investment(s) totalled £50,000 or less and you opted for option 3 100,000 our yearly fees would be the minimum range from £500 which is 1%to £1,000. The amount you pay will fluctuate with the value of your investment; if your investment increases in value the amount you pay us will also increase and if your investment falls in value the amount you pay us will reduce subject to the minimum shown abovereduce. Any change to the level of services throughout this agreement will result in pro-rata charge being applied applied. The charges listed above can be deducted from your investments or paid directly by you. You should note that when paid though through the investments it may reduce your personal tax thresholds and/or exemption levels. Where this happens we will discuss it with you and confirm it in your personal recommendation report. It should be noted that if you choose any of our ongoing management services they are subject to a minimum fee per annum. Transactional only and Workplace Pension Advice only £Nil Option Level 1 £2500 Level 2 £800 Level 3 £500 Option 2 £750 Option 1 £1000 400 Example 1; if your investments are valued at £50,001 and you have selected Xxxxx 0 (0.75%) the ongoing management fee we would receive is £375. As this less than the minimum ongoing service fee we would charge you the balance of £425, as detailed under Our Investment Services and Costs. Total fee £800. Example 2; if your investments are valued at £50,000 and you have selected Option 3 Xxxxx 0 (0.5%) the ongoing management fee we would receive is £250. As this is less than the minimum ongoing service fee we would charge you £250 150 as the balance. Total fee £400.
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