Common use of Opting Out Clause in Contracts

Opting Out. You may decide to “opt-out” of any ongoing advice and review service. You are free to do so. However, please take note of the following: - If your financial circumstances, objectives and attitude to risk change over time, the structure of your investment portfolio may no longer be in your best interests. - As financial markets fluctuate, the way your assets are allocated in your portfolio may become unbalanced and ultimately expose you to more investment risk than you wish to accept. You may opt back in to ongoing services at any time. This document represents our standard client agreement, upon which we intend to rely. For your own benefit and protection you should read these terms carefully before signing below. If you do not understand any point please ask for further information. Our typical charges are based on the Scale of Fees outlined above. This Agreement is designed to confirm and formalise our discussion regarding the services we provide. Where our charges are based upon a percentage of portfolio value, due to the ease of calculation, we will not confirm the fee in specific monetary terms. Where our charges are defined by an hourly rate, we will provide an estimate of the overall cost to you before proceeding. An invoice in respect of Professional Advice Fees will be raised upon completion of the initial service, or upon completion of any associated transaction/s or product/s, to meet the cost of our services to you. Tick this box if you agree to pay our initial fees by an agreed payment method Tick this box if you agree to pay our agreed fee for on-going services by an agreed payment method. An annual statement of charges will be provided which will be deemed to be invoiced monthly. Standard Standard Plus Premier Tick this box if you do not require any on-going services (Transactional)

Opting Out. You may decide to “opt-out” of any ongoing advice and review service. You are free to do so. However, please take note of the following: - If your financial circumstances, objectives and attitude to risk change over time, the structure of your investment portfolio may no longer be in your best interests. - As financial markets fluctuate, the way your assets are allocated in your portfolio may become unbalanced and ultimately expose you to more investment risk than you wish to accept. You may opt back in to ongoing services at any time. This document represents our standard client agreement, upon which we intend to rely. For your own benefit and protection you should read these terms carefully before signing below. If you do not understand any point please ask for further information. Our typical charges are based on the Scale of Fees outlined above. This Agreement is designed to confirm and formalise our discussion regarding the services we provide. Where our charges are based upon a percentage of portfolio value, due to the ease of calculation, we will not confirm the fee in specific monetary terms. Where our charges are defined by an hourly rate, we will provide an estimate of the overall cost to you before proceeding. An invoice in respect of Professional Advice Fees will be raised upon completion of the initial service, or upon completion of any associated transaction/s or product/s, to meet the cost of our services to you. Tick this box if you agree to pay our initial fees by an agreed payment method Tick this box if you agree to pay our agreed fee for on-going services by an agreed payment method. An annual statement of charges will be provided which will be deemed to be invoiced monthly. Standard Standard Plus Premier Core Advisory Enhanced Tick this box if you do not require any on-going services (Transactional)

Opting Out. You may decide to “opt-out” of any ongoing advice and review service. You are free to do so. However, please take note of the following: - If your financial circumstances, objectives and attitude to risk change over time, the structure of your investment portfolio may no longer be in your best interests. - As financial markets fluctuate, the way your assets are allocated in your portfolio may become unbalanced and ultimately expose you to more investment risk than you wish to accept. You may opt back in to ongoing services at any time. This document represents our standard client agreement, upon which we intend to rely. For your own benefit and protection you should read these terms carefully before signing below. If you do not understand any point please ask for further information. Our typical charges are based on the Scale of Fees outlined above. This Agreement is designed to confirm and formalise our discussion regarding the services we provide. Where our charges are based upon a percentage of portfolio value, due to the ease of calculation, we will not confirm the fee in specific monetary terms. Where our charges are defined by an hourly rate, we will provide an estimate of the overall cost to you before proceeding. An invoice in respect of Professional Advice Fees will be raised upon completion of the initial service, or upon completion of any associated transaction/s or product/s, to meet the cost of our services to you. Tick this box if you agree to pay our initial fees by an agreed payment method Tick this box if you agree to pay our agreed fee for on-going services by an agreed payment methodmonthly Standing Order. An annual statement of charges will be provided which will be deemed to be invoiced monthly. Basic Standard Standard Plus Premier Premium Tick this box if you do not require any on-going services (Transactional)