Common use of Optional products Clause in Contracts

Optional products. Credit insurance (as applicable) Purchasing credit insurance is optional. If you do choose to carry credit insurance coverage, the premium charge will be added to your Account as a purchase on the last day of each billing period. You can cancel your coverage at any time. Account Assure Debt Cancellation (as applicable) • Purchasing Account Assure is optional. • Enrolling in Account Assure does not affect the terms of your existing credit agreement. • The Account Assure fee is based on your monthly statement balance, which is your balance on the last day of each billing period. • You will receive terms and conditions, which you should carefully read for all benefit details and exclusions. • You may cancel Account Assure at any time. • If you are currently unemployed, disabled, hospitalized or retired you are not eligible for Account Assure benefits for your present situation; however, you may be eligible for other benefits based on future events.

Optional products. Credit insurance (as applicable) Purchasing credit insurance is optional. If you do choose to carry credit insurance coverage, the premium charge will be added to your Account as a purchase on the last day of each billing period. You can cancel your coverage at any time. Account Assure Pro Debt Cancellation (as applicable) • Purchasing Account Assure Pro is optional. • Enrolling in Account Assure Pro does not affect the terms of your existing credit agreement. • The Account Assure Pro fee is based on your monthly statement balance, which is your balance on the last day of each billing period. • You will receive terms and conditions, which you should carefully read for all benefit details and exclusions. • You may cancel Account Assure Pro at any time. • If you are currently unemployed, disabled, hospitalized or retired you are not eligible for Account Assure Pro benefits for your present situation; however, you may be eligible for other benefits based on future events.