Common use of Other Insurances Clause in Contracts

Other Insurances. 12.1 This policy does not cover any loss or damage which at the time of the happening of such loss or damage is insured by, or would be insured by any other existing policy or policies had this policy not been effected.

Other Insurances. 12.1 This policy does not cover any loss or damage which at the time of the happening of such loss or damage is insured by, or would be insured insure d by any other existing policy or policies had this policy not been effected.