Common use of Our responsibility to you Clause in Contracts

Our responsibility to you. 3.1. We are responsible to you for any foreseeable loss and damage we cause. ‘Foreseeable loss’ is loss we could’ve or should’ve expected (for example, if we break this Agreement). 3.2. We’re not responsible to you, to the extent we are allowed to do so by law, for any loss or damage if: ● it was unforeseeable or unavoidable (for example, due to viruses or malware introduced by third parties which are outside of our control). ● It arose from a need to comply with our obligations under the law. ● you’re on-boarded as a natural person and use our services for any commercial or business purpose. ● we’ve refused, cancelled, suspended, or delayed any aspect of our services for any reason we have set out in this Agreement. ● you’ve broken any terms of this Agreement. 3.3. None of the exceptions in this paragraph 3 will apply, and nothing else in this Agreement will stop us being liable, if: ● we act fraudulently. ● we act with gross negligence. ● we’re at fault and the law does not allow us to exclude or limit our liability. 3.4. The amount of loss or damages you can claim from us is limited. For each transaction you complete through our services (for example, for every money transfer you send), the most you can claim from us will be the total amount of our Fees for that transaction (unless you live in the U.S., in which case please see our Jurisdictional Terms for more information on this). If the law requires a higher amount, our liability will be limited to that amount.

Our responsibility to you. 3.1. We are responsible to you for any foreseeable loss and damage we cause. ‘Foreseeable loss’ is loss we could’ve or should’ve expected (for example, if we break this Agreement). 3.2. We’re not responsible to you, to the extent we are allowed to do so by law, for any loss or damage if: ● it was unforeseeable or unavoidable (for example, due to viruses or malware introduced by third parties which are outside of our control). ● It it arose from a need to comply with our obligations under the law. ● you’re on-boarded as a natural person and use our services for any commercial or business purpose. ● we’ve refused, cancelled, suspended, or delayed any aspect of our services for any reason we have set out in this Agreement. ● you’ve broken any terms of this Agreement. 3.3. None of the exceptions in this paragraph 3 will apply, and nothing else in this Agreement will stop us being liable, if: ● we act fraudulently. ● we act with gross negligence. ● we’re at fault and the law does not allow us to exclude or limit our liability. 3.4. The amount of loss or damages you can claim from us is limited. For each transaction you complete through our services (for example, for every money transfer you send), the most you can claim from us will be the total amount of our Fees for that transaction (unless you live in the U.S., in which case please see our Jurisdictional Terms for more information on this). If the law requires a higher amount, our liability will be limited to that amount.