Common use of Overdraft Liability Clause in Contracts

Overdraft Liability. If on any day, the available funds in your Checking account are not sufficient to cover checks and other items posted to your account, those checks and items will be handled in accordance with our overdraft procedures. The Credit Union's determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing deadline with only one review of the account required. The Credit Union has no duty to notify you of an insufficient funds item. The Credit Union may charge an insufficient funds (NSF)fee for an item whether paid or returned as set forth in the Schedule of Fees. We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If the Credit Union pays an item that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing deadline limits.

Overdraft Liability. If on any day, the available funds in your Checking share account are not sufficient to cover checks and drafts, fees or other items posted to your account, those checks and items amounts will be handled in accordance with our overdraft proceduresprocedures or an overdraft protection plan you have with us. The Credit Union's determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing midnight deadline with only one review of the account required. The Credit Union has no duty We do not have to notify you of an insufficient if your account does not have funds itemto cover drafts, fees or other posted items. The Credit Union may charge an insufficient funds (NSF)fee for an Whether the item whether is paid or returned returned, your account may be subject to a charge as set forth in the Schedule of FeesRate and Fee Schedule. We may charge you an NSF fee each time an item is submitted to us for payment from Fees are assessed based on available balance in your account when at rather than current balance. This means if you have deposited funds which have been placed on hold you may be assessed a fee if the time of presentment hold has not yet expired and your account does available balance is not have sufficient available funds or when we return, reverse, or decline enough to pay an item for any other reason authorized by clear the terms and conditions governing your account item. Except as otherwise agreed to in writing, the Credit Unionwe, by covering one or any overdraft, does do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any timetime without notice. If the Credit Union pays an item we pay a draft or impose a fee that would otherwise overdraw your account, you agree to pay the overdraft overdrawn amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing midnight deadline limits.

Overdraft Liability. If on any day, the available funds in your Checking checking account are not sufficient to cover checks checks, ACH transactions, and other items posted to your account, those checks and items will be handled in accordance with our overdraft proceduresprocedures or an overdraft protection plan you have with us. The Credit Union's ’s determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing ’s midnight deadline with only one review of the account required. The Credit Union has no duty to notify you of an insufficient funds itemcheck. The Credit Union may Your account will then be subject to a charge an insufficient funds (NSF)fee for an the item whether paid or returned as set forth in the Schedule of FeesRate and Fee Schedule. We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If the Credit Union pays an item a check that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing midnight deadline limits.

Overdraft Liability. If on any day, the available funds in your Checking share draft account are not sufficient to cover checks drafts and other items posted to your account, those checks drafts and items will be handled in accordance with our overdraft procedures. The Credit Union's determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing deadline with only one review of the account required. The Credit Union has no duty to notify you of an insufficient funds item. The Credit Union may charge an insufficient funds (NSF)fee NSF) fee for an item whether paid or returned as set forth in the Schedule of Fees. We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account account. Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If the Credit Union pays an item that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing deadline limits.

Overdraft Liability. If The actual balance in your account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, on any day, the available funds in your Checking share account are not sufficient to cover checks and drafts, fees or other items posted to your account, those checks and items will be handled we may pay or return the overdraft in accordance with our overdraft procedurespolicy or an overdraft protection plan you have with us. The Credit Union's determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing midnight deadline with only one review of the account required. The Credit Union has no duty We do not have to notify you of an insufficient if your account does not have funds itemto cover drafts, fees or other posted items. The Credit Union may charge an insufficient funds (NSF)fee for an Whether the item whether is paid or returned returned, your account may be subject to a charge as set forth in the Schedule of FeesTruth-in-Savings Disclosure. We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account Except as otherwise agreed to in writing, the Credit Unionwe, by covering one or any overdraft, does do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any timetime without notice. If the Credit Union pays an item we pay a draft or impose a fee that would otherwise overdraw your account, you agree to pay the overdrawn amount in accordance with our overdraft amount immediatelypolicy. We reserve the right Members are able to pursue collection of previously dishonored items view what balance is available thru online or mobile banking or at any time, including giving a payor bank extra time beyond any processing deadline limitsbranch.

Overdraft Liability. If An overdraft occurs on your account if on any day, the available funds in your Checking checking account are not sufficient to cover checks and other items posted to your account, those . Those checks and items will be handled in accordance with our overdraft proceduresprocedures or an overdraft services plan you have with us. The Credit Union's determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing deadline with only one review of the account requiredRefer to our Discretionary Courtesy Pay Policy. The Credit Union has no duty to notify you of an occurrence of insufficient funds itemfunds, including checks. The Credit Union may charge Union’s determination of an insufficient funds (NSF)fee available account balance may be made at anytime between presentation and the Credit Union’s midnight deadline with only one review of the account required. For more information on the ordering of transactions for an payment, please refer to our Discretionary Courtesy Pay Policy. Your account will then be subject to a charge for the item whether paid or returned as set forth in the Schedule of FeesBusiness Rate and Fee Schedule. We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If the Credit Union pays an item a draft that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing midnight deadline limits.

Overdraft Liability. If An overdraft occurs on your account if, on any day, the available funds in your Checking checking account are not sufficient to cover checks and other items posted to your account, those . Those checks and items will be handled in accordance with our overdraft proceduresprocedures or an overdraft services plan you have with us. The Credit Union's determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing deadline with only one review of the account requiredRefer to our Discretionary Courtesy Pay Policy. The Credit Union has no duty to notify you of an occurrence of insufficient funds itemfunds, including checks. The Credit Union may charge Union’s determination of an insufficient funds (NSF)fee available account balance may be made at anytime between presentation and the Credit Union’s midnight deadline with only one review of the account required. For information on the ordering of transactions for an payment, please refer to our Discretionary Courtesy Pay Policy. Your account will then be subject to a charge for the item whether paid or returned as set forth in the Schedule of FeesRate and Fee Schedule. We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If the Credit Union pays an item a draft that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing midnight deadline limits.

Overdraft Liability. If on any day, the available funds in your Checking checking account are not sufficient to cover checks checks, debit card purchases and other items posted to your account, those checks and items will be handled in accordance with our overdraft proceduresprocedures or an overdraft protection plan you have with us. The Credit Union's Our determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing our midnight deadline with only one review of the account required. The Credit Union has We have no duty to notify you of an insufficient funds itemcheck. The Credit Union may Your account will then be subject to a charge an insufficient funds (NSF)fee for an the item whether paid or returned as set forth in the Schedule of FeesBusiness Services Fee Schedule. We may charge you an NSF a fee each time an a check or item is submitted to us or resubmitted for payment from and we either return or pay the overdraft. Therefore, you may be assessed more than one fee as a result of a returned item or any resubmission(s) of the returned item that overdraws or would overdraw your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account account. Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does we do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If the Credit Union pays an item we pay a draft that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing midnight deadline limits.

Overdraft Liability. If The actual balance in your account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, on any day, the available funds in your Checking share account are not sufficient to cover checks and drafts, fees or other items posted to your account, those checks and items will be handled we may pay or return the overdraft in accordance with our overdraft procedurespolicy or an overdraft protection plan you have with us. The Credit Union's ’s determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing ’s midnight deadline with only one review of the account required. The Credit Union has no duty We do not have to notify you of an insufficient if your account does not have funds itemto cover drafts, fees or other posted items. The Credit Union may charge an insufficient funds (NSF)fee for an Whether the item whether is paid or returned returned, your account may be subject to a charge as set forth in the Schedule of FeesTruth-in-Savings Disclosure. We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account Except as otherwise agreed to in writing, the Credit Unionwe, by covering one or any overdraft, does do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any timetime without notice. If the Credit Union pays an item we pay a draft or impose a fee that would otherwise overdraw your account, you agree to pay the overdrawn amount in accordance with our overdraft amount immediatelypolicy. We reserve the right Members are able to pursue collection of previously dishonored items view what balance is available thru online or mobile banking or at any time, including giving a payor bank extra time beyond any processing deadline limitsbranch.

Overdraft Liability. If on any day, the available funds in your Checking checking account are not sufficient to cover checks and other items posted to your account, those checks and items will be handled in accordance with our overdraft proceduresprocedures or an overdraft protection plan you have with us. The Credit Union's available balance may be lower than the actual balance due to funds being held for debit card authorizations, and check holds as described in Section II of this Agreement. The credit union’s determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing credit union’s midnight deadline with only one review of the account required. The Credit Union credit union has no duty to notify you of an insufficient funds itemcheck. The Credit Union may Your account will then be subject to a charge an insufficient funds (NSF)fee for an the item whether paid or returned as set forth in the Schedule of FeesRate and Fee Schedule. We may However, the credit union will not charge an overdraft fee for covering an ATM or debit card purchase trans- action unless you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account request such protection. Except as otherwise agreed to in writing, the Credit Unioncredit union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue discon- tinue covering overdrafts at any time. If the Credit Union credit union pays an item a draft that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue pur- sue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing midnight deadline limits.

Overdraft Liability. If on any day, day the available funds balance in your Checking checking account are is not sufficient to cover checks and other items or transactions ("overdrafts") posted to your account, those checks and items will be handled in accordance with our Courtesy Pay (defined below) or an overdraft proceduresprotection plan that you have with us. If your funds are being held because of debit card authorizations and/or check holds, your account’s available balance will be lower than your actual balance. The Credit Union's determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing midnight deadline with only one review of the account required. The Credit Union has no duty to notify you of an insufficient insufficient-funds check or returned item. The Credit Union may Your account will then be subject to a charge an insufficient funds (NSF)fee for an the item whether paid or returned as set forth in the Schedule of FeesFee Schedule. We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If the Credit Union pays a draw on your account that creates an item that would otherwise overdraw your accountoverdraft, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing midnight deadline limits.

Overdraft Liability. If on any day, the available funds in your Checking share draft account are not sufficient to cover checks drafts and other items posted to your account, those checks drafts and items will be handled in accordance with our overdraft procedures. The Credit Union's determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing deadline with only one review of the account required. The Credit Union has no duty to notify you of an insufficient funds item. The Credit Union may charge an insufficient funds (NSF)fee NSF) fee for an item whether paid or returned as set forth in the Schedule of Fees. We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account account. Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If the Credit Union pays an item that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing deadline limits.limits.‌‌‌

Overdraft Liability. If on any day, the available funds in your Checking share or checking account are not sufficient to cover checks and other items posted to your account, those checks checks, and items will be handled in accordance with our overdraft proceduresprocedures or an overdraft protection plan you have with us. The Credit Union's determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing midnight deadline with only one review of the account required. The Credit Union has no duty to notify you of an insufficient funds item. The Credit Union may charge a fee for an insufficient funds (NSF)fee for an item whether paid or returned as set forth in the Schedule of Fees. "Fee Schedule” We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account account. Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If the Credit Union pays an item that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor payer bank extra time beyond any processing midnight deadline limits.

Overdraft Liability. If on any day, the available funds in your Checking checking account are not sufficient to cover checks and other items orthdebit transactions posted to your account, those checks and items will be handled in accordance with our overdraft proceduresprocedures oor vaenrdraft protection plan you have with us. The Credit Union's determination Uniosndetermination of an insufficient available account balance may be made at maedat any time between presentation and the Credit Union's processing Unions midnight deadline with only one review of the account requiredrequireTdh. The e Credit Union has no duty to notify you of an insufficient funds item. The Credit Union may check.Your account will then be subject to a charge an insufficient funds (NSF)fee for an item whether the itemwhether paid or returned as set forth in the Schedule of FeestheRate and Fee Schedule. We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the overdirnatfhtse future and may discontinue covering overdrafts at any time. antyime.If the Credit Union pays an item a draft that would otherwise overdraw your account, you agree to pay the overdraft amount immediately. We immediatelyW. e reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time extratime beyond any processing deadline midnightdeadline limits.

Overdraft Liability. If on any day, day the available funds balance in your Checking checking account are is not sufficient to cover checks and other items or transactions ("overdrafts") posted to your account, those checks and items will be handled in accordance with our Courtesy Pay (defined below) or an overdraft proceduresprotection plan that you have with us. If your funds are being held because of debit card authorizations and/or check holds, your account’s available balance will be lower than your actual balance. The Credit Union's determination of an insufficient available account balance may be made at any time between presentation and the Credit Union's processing midnight deadline with only one review of the account required. The Credit Union has no duty to notify you of an insufficient insufficient- funds check or returned item. The Credit Union may Your account will then be subject to a charge an insufficient funds (NSF)fee for an the item whether paid or returned as set forth in the Schedule of FeesFee Schedule. We may charge you an NSF fee each time an item is submitted to us for payment from your account when at the time of presentment your account does not have sufficient available funds or when we return, reverse, or decline to pay an item for any other reason authorized by the terms and conditions governing your account Except as otherwise agreed to in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time. If the Credit Union pays a draw on your account that creates an item that would otherwise overdraw your accountoverdraft, you agree to pay the overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any processing midnight deadline limits.