Common use of Overdraft Liability Clause in Contracts

Overdraft Liability. The actual balance in your account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, on any day, the funds in your share account are not sufficient to cover drafts, fees or other items posted to your account, we may pay or return the overdraft in accordance with our overdraft policy or an overdraft protection plan you have with us. The Credit Union’s determination of an insufficient account balance may be made at any time between presentation and the Credit Union’s midnight deadline with only one review of the account required. We do not have to notify you if your account does not have funds to cover drafts, fees or other posted items. Whether the item is paid or returned, your account may be subject to a charge as set forth in the Truth-in-Savings Disclosure. Except as otherwise agreed in writing, we, by covering one or any overdraft, do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time without notice. If we pay a draft or impose a fee that would otherwise overdraw your account, you agree to pay the overdrawn amount in accordance with our overdraft policy. Members are able to view what balance is available thru online or mobile banking or at any branch.

Overdraft Liability. The actual balance in your account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, on any day, the funds in your share account are not sufficient to cover drafts, fees or other items posted to your account, we may pay or return the overdraft in accordance with our overdraft policy or an overdraft protection plan you have with us. The Credit Union’s 's determination of an insufficient account balance may be made at any time between presentation and the Credit Union’s 's midnight deadline with only one review of the account required. We do not have to notify you if your account does not have funds to cover drafts, fees or other posted items. Whether the item is paid or returned, your account may be subject to a charge as set forth in the Truth-in-Savings Disclosure. Except as otherwise agreed in writing, we, by covering one or any overdraft, do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time without notice. If we pay a draft or impose a fee that would otherwise overdraw your account, you agree to pay the overdrawn amount in accordance with our overdraft policy. Members are able to view what balance is available thru online or mobile banking or at any branch.

Overdraft Liability. The actual balance in your account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, If on any day, the funds in your share account are not sufficient to cover drafts, fees or other items posted to your account, we may pay or return the overdraft those amounts will be handled in accordance with our overdraft policy procedures or an overdraft protection plan you have with us. The Credit Union’s 's determination of an insufficient account balance may be made at any time between presentation and the Credit Union’s 's midnight deadline with only one review of the account required. We do not have to notify you if your account does not have funds to cover drafts, fees or other posted items. Whether the item is paid or returned, your account may be subject to a charge as set forth in the Truth-in-Savings Disclosure. Except as otherwise agreed in writing, we, by covering one or any overdraft, do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time without notice. If we pay a draft or impose a fee that would otherwise overdraw your account, you agree to pay the overdrawn amount in accordance with our overdraft policyimmediately. Members are able We reserve the right to view what balance is available thru online or mobile banking or pursue collection of previously dishonored items at any branchtime, including giving a payor bank extra time beyond any midnight deadline limits.

Overdraft Liability. The actual balance in your account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, If on any day, the available funds in your share checking account are not sufficient to cover draftschecks, fees or debit card purchases and other items posted to your account, we may pay or return the overdraft those checks and items will be handled in accordance with our overdraft policy procedures or an overdraft protection plan you have with us. The Credit Union’s Our determination of an insufficient account balance may be made at any time between presentation and the Credit Union’s our midnight deadline with only one review of the account required. We do not have no duty to notify you if your of an insufficient funds check. Your account does not have funds to cover drafts, fees or other posted items. Whether the item is paid or returned, your account may will then be subject to a charge for the item whether paid or returned as set forth in the Truth-in-Savings DisclosureBusiness Services Fee Schedule. We may charge a fee each time a check or item is submitted or resubmitted for payment and we either return or pay the overdraft. Therefore, you may be assessed more than one fee as a result of a returned item or any resubmission(s) of the returned item that overdraws or would overdraw your account. Except as otherwise agreed in writing, we, by covering one or any overdraft, we do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time without noticetime. If we pay a draft or impose a fee that would otherwise overdraw your account, you agree to pay the overdrawn overdraft amount in accordance with our overdraft policyimmediately. Members are able We reserve the right to view what balance is available thru online or mobile banking or pursue collection of previously dishonored items at any branchtime, including giving a payor bank extra time beyond any midnight deadline limits.

Overdraft Liability. The actual If on any day the available balance in your checking account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, on any day, the funds in your share account are is not sufficient to cover drafts, fees or checks and other items or transactions ("overdrafts") posted to your account, we may pay or return the overdraft those checks and items will be handled in accordance with our overdraft policy Courtesy Pay (defined below) or an overdraft protection plan that you have with us. If your funds are being held because of debit card authorizations and/or check holds, your account’s available balance will be lower than your actual balance. The Credit Union’s 's determination of an insufficient account balance may be made at any time between presentation and the Credit Union’s 's midnight deadline with only one review of the account required. We do not have The Credit Union has no duty to notify you if your of an insufficient- funds check or returned item. Your account does not have funds to cover drafts, fees or other posted items. Whether the item is paid or returned, your account may will then be subject to a charge for the item whether paid or returned as set forth in the Truth-in-Savings DisclosureFee Schedule. Except as otherwise agreed in writing, wethe Credit Union, by covering one or any overdraft, do does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time without noticetime. If we pay the Credit Union pays a draft or impose a fee draw on your account that would otherwise overdraw your accountcreates an overdraft, you agree to pay the overdrawn overdraft amount in accordance with our overdraft policyimmediately. Members are able We reserve the right to view what balance is available thru online or mobile banking or pursue collection of previously dishonored items at any branchtime, including giving a payor bank extra time beyond any midnight deadline limits.

Overdraft Liability. The actual balance If at any time, the Available Balance in your checking account may not be available for withdrawal. Items such as pre-authorized transactions, liens, deposited items not yet cleared, or other holds may reduce the amount available for withdrawal. If, on any day, the funds in your share account are is not sufficient to cover draftschecks, fees or ATM withdrawals, debit card transactions, ACH transactions, and other items posted to your account, we may pay or return the overdraft those checks and items will be handled in accordance with our overdraft policy procedures or an overdraft protection plan you have with us. The Credit Union’s determination Union has no duty to notify you of an insufficient funds item. Your account balance may be made at any time between presentation and the Credit Union’s midnight deadline with only one review of the account required. We do not have to notify you if your account does not have funds to cover drafts, fees or other posted items. Whether the item is paid or returned, your account may will then be subject to a charge for the item whether paid or returned as set forth in the Truth-in-Savings DisclosureRate and Fee Schedule. Except as otherwise agreed in writing, wethe Credit Union, by covering one or any overdraft, do does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time without noticetime. If we pay a draft OVERDRAFT PROTECTION OPTIONS • Accounts with no established Overdraft Protection option: For Checking accounts with no established Overdraft Protection option, any check or impose ACH debit presented for payment, for which the Available Balance is not sufficient to cover the entire amount of the debit, will be returned and a fee that would otherwise overdraw your assessed as shown on the Rate and Fee Schedule. A debit card or ATM withdrawal transaction attempt, for which the account’s Available Balance is not sufficient, you agree will be denied (some debit card transactions may be posted against insufficient funds, if the original transaction was authorized prior to pay posting, when the overdrawn amount in accordance with our overdraft policy. Members are able to view what balance is available thru online or mobile banking or at any branchaccount Available Balance was sufficient).