Overdraft Liability. If on any day, the available funds in your share draft account are not sufficient to cover drafts, fees or other items posted to your account, those amounts will be handled in accordance with our overdraft procedures, or an overdraft protection plan you have with us. The Credit Union's determination of an insufficient account balance is based upon the available balance at the time of the transaction and may be made at any time between presentation and the Credit Union's midnight deadline with only one review of the account required. The Credit Union has no duty to notify you of an insufficient funds item. Your account will then be subject to a charge for the item whether paid or returned as set forth in the Rate and Fee Schedule. Except as otherwise agreed in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time without notice. If the Credit Union pays a draft or imposes a fee that would otherwise overdraw your account, you agree to pay the overdrawn amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any midnight deadline limits.
Appears in 2 contracts
Samples: Account Agreement, Account Agreement
Overdraft Liability. If on any day, the available funds in your share draft account are not sufficient to cover drafts, fees or other items posted to your account, those amounts will be handled in accordance with our overdraft procedures, procedures or an overdraft protection plan you have with us. The Credit Union's determination of an insufficient account balance is based upon the available balance at the time of the transaction and may be made at any time between presentation and the Credit Union's midnight deadline with only one review of the account required. The Credit Union has no duty We do not have to notify you of an insufficient if your account does not have funds itemto cover drafts, fees or other posted items. Your Whether the item is paid or returned, your account will then may be subject to a charge for the item whether paid or returned as set forth in the Rate and Fee ScheduleTruth-in-Savings Disclosure. Except as otherwise agreed in writing, the Credit Unionwe, by covering one or any overdraft, does do not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time without notice. If the Credit Union pays we pay a draft or imposes impose a fee that would otherwise overdraw your account, you agree to pay the overdrawn amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any midnight deadline limits.
Appears in 2 contracts
Samples: Membership and Account Agreement, Membership and Account Agreement
Overdraft Liability. If If, on any day, the available funds in your a share draft account are not sufficient to cover drafts, fees or other items posted to your account, those amounts will be handled in accordance with our overdraft procedures, procedures or an overdraft protection plan you have with us. The Credit Union's ’s determination of an insufficient account balance is based upon the available balance at the time of the transaction and may be made at any time between presentation and the Credit Union's ’s midnight deadline with only one review of the account required. The Credit Union has no duty We do not have to notify you of an insufficient if your share account does not have sufficient funds itemto cover drafts, fees or other posted items. Your Whether the item is paid or returned, your account will then may be subject to a charge for the item whether paid or returned as set forth in the Rate and Fee Schedule. Except as otherwise agreed in writing, the Credit Unionwe, by covering one or any overdraft, does do not agree to cover overdrafts in the future and may discontinue covering overdrafts drafts at any time without notice. If the Credit Union pays we pay a draft or imposes impose a fee that would otherwise overdraw your account, you agree to pay the overdrawn amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a the payor bank extra time beyond any midnight deadline limits.
Appears in 1 contract
Samples: Account Agreement
Overdraft Liability. If on any day, the available funds in your share draft checking account are not sufficient to cover draftschecks, fees or ATM/Check card transactions, ACH transactions, and other items posted to your account, those amounts checks and items will be handled in accordance with our overdraft procedures, procedures or an overdraft protection pro- tection plan you have with us. The Credit Union's ’s determination of an insufficient account balance is based upon the available balance at the time of the transaction and may be made at any time between presentation and the Credit Union's midnight ’s return deadline with only one review of the account required. The Credit Union has no duty to notify you of an insufficient funds itemcheck. Your account will then be subject to a charge for the item whether paid or returned as set forth in the Rate and Fee ScheduleSchedule of Rates/ Fees. Except as otherwise agreed in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time without noticetime. If the Credit Union pays a draft or imposes a fee check that would otherwise overdraw your account, you agree to pay the overdrawn overdraft amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including includ- ing giving a payor bank extra time beyond any midnight deadline limits.
Appears in 1 contract
Samples: Membership and Account Agreement
Overdraft Liability. If on any day, the available funds in your share draft account are not sufficient to cover drafts, fees or other items posted to your account, those amounts will be handled in accordance with our overdraft procedures, procedures or an overdraft protection plan you have with us. The Credit Union's determination of an insufficient account balance is based upon the available balance at the time of the transaction and may be made at any time between presentation and the Credit Union's midnight deadline with only one review of the account required. The Credit Union has no duty to notify you of an insufficient funds item. Your account will then be subject to a charge for the item whether paid or returned as set forth in the Rate and Fee Schedule. Except as otherwise agreed in writing, the Credit Union, by covering one or any overdraft, does not agree to cover overdrafts in the future and may discontinue covering overdrafts at any time without notice. If the Credit Union pays a draft or imposes a fee that would otherwise overdraw your account, you agree to pay the overdrawn amount immediately. We reserve the right to pursue collection of previously dishonored items at any time, including giving a payor bank extra time beyond any midnight deadline limits.
Appears in 1 contract
Samples: www.hometowncu.coop