Common use of Participant Deferral Credits Clause in Contracts

Participant Deferral Credits. Subject to the limitations in Section 4.1 of the Plan, a Participant may elect to have his Compensation (as selected in Section 2.8 of this Adoption Agreement) deferred within the annual limits below by the following percentage or amount as designated in writing to the Committee: (a) Base salary: minimum deferral: ____________% maximum deferral: $____________ or 75 % — (b) Service Bonus: minimum deferral: ____________% maximum deferral : $____________ or % — (c) Performance-Based Compensation: minimum deferral: ____________% maximum deferral : $____________ or % — (d) Commissions: minimum deferral: ____________% maximum deferral : $____________ or % — (e) Form 1099 Compensation: minimum deferral: ____________% maximum deferral : $____________ or % XX (f) Other: Short Term Incentive Compensation: minimum deferral: ____________% maximum deferral: $____________ or 100 %

Participant Deferral Credits. Subject to the limitations in of Section 4.1 of the Plan, a Participant may elect to have his Compensation (as selected in Section 2.8 of this Adoption Agreement) deferred within the annual limits below by the following percentage or amount as designated in writing to the Committee: (a) Base salary: minimum deferral: maximum deferral: $ _________ or (b) Service Bonus: minimum deferral: maximum deferral: $ _________ or (c) Performance-Based Compensation: minimum deferral: maximum deferral: $ _________ or (d) Commissions: minimum deferral: _________% maximum deferral:$___________or_____________% (e) Form 1099 Compensation: minimum deferral: _________% maximum deferral: $____________ or 75 % — (b) Service Bonus: minimum deferral: ____________% maximum deferral : $____________ or % — (c) Performance-Based Compensation: minimum deferral: ____________% maximum deferral : $____________ or % — (d) Commissions: minimum deferral: ____________% maximum deferral : $____________ or % — (e) Form 1099 Compensation: minimum deferral: ____________% maximum deferral : $____________ or % XX or_____________% (f) Other: Short Term Incentive Compensation: minimum deferral: ____________% deferral:_________% maximum deferral: $____________ or 100 %or_____________% XX (g) Participant deferrals not allowed:

Participant Deferral Credits. Subject to the limitations in Section 4.1 of the Plan, a Participant may elect to have his Compensation (as selected in Section 2.8 2.9 of this Adoption Agreement) deferred within the annual limits below by the following percentage or amount as designated in writing to the Committee: (a) Base salary: minimum deferral: ____________% 0_________% maximum deferral: $__________ or ___75_______% _X_ or 75 % — (b) Service Bonus: minimum deferral: _0_________% maximum deferral: $__________ or __75________% _X_ (c) Performance-Based Compensation: minimum deferral: _0_________% maximum deferral: $__________ or __75________% __ (d) Commissions: minimum deferral: __________% maximum deferral : $__________ or __________% __ or % — (ce) Performance-Based Form 1099 Compensation: minimum deferral: ____________% maximum deferral : $____________ or % — (d) Commissions: minimum deferral: ____________% maximum deferral _X_ (f) Other: $____________ or % — (e) Form 1099 Compensation: Deferred Stock Awards minimum deferral: ____________% maximum deferral : $____________ or % XX (f) Other: Short Term Incentive Compensation: minimum deferral: ____________% 0________% maximum deferral: $__________ or __100________% _X_ (g) Other: Performance Stock Awards minimum deferral: _0_________% maximum deferral: $__________ or 100 %__100________% _X_ (h) Other: Other Stock-Based Awards minimum deferral: _0_________% maximum deferral: $__________ or __100________% __ (i) Participant deferrals not allowed.

Participant Deferral Credits. Subject to the limitations in Section 4.1 of the Plan, a Participant may elect to have his Compensation (as selected in Section 2.8 of this Adoption Agreement) deferred within the annual limits below by the following percentage or amount as designated in writing to the Committee: (a) Base salary: minimum deferral: ____________% maximum deferral: $__________85____% __ or 75 % — (b) Service Bonus: minimum deferral: ____________% maximum deferral deferral: $____________ or % — XX (c) Performance-Based Compensation: minimum deferral: ____________% maximum deferral deferral: $__________85____% __ or % — (d) Commissions: minimum deferral: ____________% maximum deferral : $__________% __ or % — (e) Form 1099 Compensation: minimum deferral: ____________% maximum deferral : $____________ or % XX (f) Other: Short Term Incentive Compensation: minimum deferral: ____________% maximum XX (f) Other: An amount equivalent to the 401(k) Refund minimum deferral: $____100____% maximum deferral: ______100____% __ or 100 %(g) Participant deferrals not allowed.