Common use of Personal accident benefits Clause in Contracts

Personal accident benefits. We will pay the following amounts if you, named driver or your husband, wife or civil partner is involved in an accident and within three months of that accident it is the only cause of death or injury. Death £7,000 Loss of any limb £5,000 Permanent loss of sight in one or both eyes £5,000 The most we will pay in any period of insurance is £7,000 To get a payment, the injury or death must: • Be directly connected with the accident involving your vehicle or • Have happened when you or your husband, wife, civil partner were travelling in, or getting into or out of, any other private motor vehicle We will make the payment to you or your legal personal representative. If you or your husband, wife or civil partner have any other insurance with us, we will only pay out under one contract. This personal accident benefit does not apply to: • Death or bodily injury caused by suicide or attempted suicide • Any incident unless the insurance is in an individual’s name You will not have to pay an excess for any claim under this section.

Personal accident benefits. We will pay the following amounts if you, named driver or your husband, wife or civil partner is involved in an accident and within three months of that accident it is the only cause of death or injury. Death £7,000 Loss of any limb £5,000 Permanent loss of sight in one or both eyes £5,000 The most we will pay in any period of insurance is £7,000 To get a payment, the injury or death must: • Be directly connected with the accident involving your vehicle or • Have happened when you or your husband, wife, civil partner were travelling in, or getting into or out of, any other private motor vehicle We will make the payment to you or your legal personal representative. If you or your husband, wife or civil partner have any other insurance with us, we will only pay out under one contract. This personal accident benefit does not apply to: • Anyone who is 70 or older at the time of the accident • Death or bodily injury caused by suicide or attempted suicide • Any incident unless the insurance is in an individual’s name You will not have to pay an excess for any claim under this section.