Common use of Plan Limitations Clause in Contracts

Plan Limitations. (1) Effective on the date of ratification the Employer will deposit the health and welfare in-lieu allowance, in accordance with the provisions of Clause 30.9 of the current Collective Agreement, into the employee’s individual Health Spending Account each pay period (also referred to as HSA credits). (2) Employees will be reimbursed at 100% of eligible CRA expenses without deductible providing sufficient credits are in their account. (3) The Health Spending Account balance (HSA credits) will show on the employee’s biweekly pay statement. (4) The initial HSA credits will be updated with the claims paying agent on August 1, 2012. (5) All administration costs will be borne by the Employer. (6) Employees must retain receipts for eligible medical and/or dental expenses and submit them for reimbursement to the plan carrier based on their level of HSA credits earned to date. (7) Any expenses not submitted in the calendar year they are incurred, must be submitted within the first 60 days of the following year. (8) Any unused HSA credits at the end of each calendar year will be rolled over into the next calendar year. If those credits are not used in the next calendar year, they will be paid out to the employee (taxed) or deposited directly into the employee’s RRSP, if requested by the employee (non-taxed). (9) Employees on layoff can continue to submit for request reimbursement for eligible expenses based on their credit balance. (10) Upon loss of seniority per Clause 30.4, HSA credits will remain active for 60 days to allow for any in-process claims to clear. After an additional 60 days, any unused HSA credits will be paid out. (11) Medical Service Plan premiums are not an eligible expense per CRA requirements.

Plan Limitations. (1) Effective on the date of ratification the Employer will deposit the health one dollar and welfare intwenty-lieu allowance, in accordance with the provisions of Clause 30.9 of the current Collective Agreement, five cents ($1.25) into the employee’s individual Health Spending Account each pay period (also referred to as HSA credits). (2) Employees will be reimbursed at 100% of eligible CRA expenses without deductible providing sufficient credits are in their account. (3) . • The Health Spending Account balance (HSA credits) will show on the employee’s biweekly pay statement. (4) . • The initial HSA credits will be updated with the claims paying agent insurer on August 1July 6, 2012. (5) . • HSA credits will be updated with the insurer at the end of each month, and will include all earned credits within the month up to the last completed pay date. Credits will be available to employees for eligible expenses the first of the following month. • All administration costs will be borne by the Employer. (6) . • Employees must retain receipts for eligible medical and/or dental expenses and submit them for reimbursement to the plan carrier based on their level of HSA credits earned to date. (7) . • Any expenses not submitted in the calendar year they are incurred, must be submitted within the first 60 sixty (60) days of the following year. (8) . • Any unused HSA credits at the end of each calendar year will be rolled over into the next calendar year. If those • Unused credits are not used in the next calendar may be rolled over for one (1) year, they will be paid out to the . • Upon termination or lay off employee (taxed) or deposited directly into the employee’s RRSP, if requested by the employee (non-taxed). (9) Employees on layoff can continue to submit for request reimbursement for eligible expenses based on their credit balance. (10) Upon loss of seniority per Clause 30.4, HSA credits will remain have the same application as active for 60 days to allow for any in-process claims to clearemployees in the Plan. After an additional 60 days, any unused HSA credits will be paid out. (11) • Medical Service Services Plan premiums are not an eligible expense as per CRA requirements. Medical expenses eligible to be paid out of the HSA’s are expenses which would otherwise qualify as medical expenses within Section 118.2(2) of the Income Tax Act. CRA approved basic medical expenses are listed below. Please not that a full listing of eligible expenses can be accessed via the CRA website and are updated on a frequent basis.

Plan Limitations. (1)  Effective on the date of ratification the Employer will deposit the health one dollar and welfare intwenty-lieu allowance, in accordance with the provisions of Clause 30.9 of the current Collective Agreement, five cents ($1.25) into the employee’s individual Health Spending Account each pay period (also referred to as HSA credits). (2) Employees will be reimbursed at 100% of eligible CRA expenses without deductible providing sufficient credits are in their account. (3) .  The Health Spending Account balance (HSA credits) will show on the employee’s biweekly pay statement. (4) .  The initial HSA credits will be updated with the claims paying agent insurer on August 1July 6, 2012. (5) .  HSA credits will be updated with the insurer at the end of each month, and will include all earned credits within the month up to the last completed pay date. Credits will be available to employees for eligible expenses the first of the following month.  All administration costs will be borne by the Employer. (6) .  Employees must retain receipts for eligible medical and/or dental expenses and submit them for reimbursement to the plan carrier based on their level of HSA credits earned to date. (7) .  Any expenses not submitted in the calendar year they are incurred, must be submitted within the first 60 sixty (60) days of the following year. (8) .  Any unused HSA credits at the end of each calendar year will be rolled over into the next calendar year. If those  Unused credits are not used in the next calendar may be rolled over for one (1) year, they will be paid out to the .  Upon termination or lay off employee (taxed) or deposited directly into the employee’s RRSP, if requested by the employee (non-taxed). (9) Employees on layoff can continue to submit for request reimbursement for eligible expenses based on their credit balance. (10) Upon loss of seniority per Clause 30.4, HSA credits will remain have the same application as active for 60 days to allow for any in-process claims to clearemployees in the Plan. After an additional 60 days, any unused HSA credits will be paid out. (11)  Medical Service Services Plan premiums are not an eligible expense as per CRA requirements. Medical expenses eligible to be paid out of the HSA’s are expenses which would otherwise qualify as medical expenses within Section 118.2(2) of the Income Tax Act. CRA approved basic medical expenses are listed below. Please not that a full listing of eligible expenses can be accessed via the CRA website and are updated on a frequent basis.