Powers of Attorney/Appointment and Payment to Agents. You may decide to appoint someone to act for you as your agent or attorney-in-fact (“agent”) under a power of attorney. Please note that the form must be satisfactory to us in our sole discretion and unless prohibited by law, we may refuse, with or without cause, to honor powers of attorney that you grant to others. Upon acceptance of a power of attorney form that we believe was executed by you, we will act on instructions we receive under that form without any liability to you. You agree to reimburse us for all claims, costs, losses and damages that we incur in accepting and acting on any power of attorney form that we believe you executed. We may pay any funds deposited in your Account to your agent or upon the order of your agent. When we accept a power of attorney, we may continue to recognize the authority of your agent to act on your behalf without question until we receive written notice of revocation from you or notice of your death or incapacity and have had a reasonable time to act upon it. We will not be liable for action in accordance with the most current documentation if we have not received such notice. We may require your agent to present the original form and refuse to act on a copy. In some cases, we may require that your agent confirms in an affidavit that the power of attorney has not been revoked or terminated or that you register the power of attorney with the appropriate recording authorities. We may restrict the types or amounts of transactions we permit your agent to conduct. The authority of your agent to receive payments, transact on or otherwise make changes to your Account generally terminates with your death or incapacity, unless the document creating such agency provides, in accordance with applicable law, that the agent’s authority continue in spite of your incapacity.
Appears in 2 contracts
Samples: Terms and Conditions Agreement, Terms and Conditions Agreement
Powers of Attorney/Appointment and Payment to Agents. You may decide to appoint someone to act for you as your agent or attorney-in-fact attorney‐in‐fact (“agent”) under a power of attorney. Please note that the .Submission of a power of attorney form must be satisfactory to us in our sole discretion and unless prohibited by law, we may refuse, with or without cause, to honor powers of attorney that you grant to others. Upon acceptance of If your state has a statutory power of attorney attorney, we also generally accept that form. We may accept any form that we believe was lawfully executed by you, we will you and act on instructions we receive under that form without any liability to you. You agree to reimburse us for all claims, costs, losses losses, and damages that we incur in accepting and acting on any power of attorney form that we believe you lawfully executed. We may pay any funds deposited in your Account account to your agent or upon the order of your agent. When we accept a power of attorney, we may continue to recognize the authority of your agent to act on your behalf without question until we receive written notice of revocation from you or notice of your death or incapacity and have had a reasonable time to act upon it. We will not be liable for action in accordance with the most current documentation if we have not no received such a notice. We may require your agent to present the original form and refuse to act on a copy. In some cases, we may require that your agent confirms confirm in an affidavit that the power of attorney has not been revoked or terminated or that you register the power of attorney with the appropriate recording authorities. We may restrict the types type or amounts sizes of transactions transaction we permit your agent to conduct. The authority of your agent to receive payments, transact on or otherwise make changes to your Account generally terminates with your death or incapacity, unless the document creating such agency provides, in accordance with applicable law, that the agent’s authority continue in spite of your incapacity.
Appears in 1 contract
Samples: Cardholder Agreement
Powers of Attorney/Appointment and Payment to Agents. You may decide to appoint someone to act for you as your agent or attorney-in-fact (“agent”) under a power of attorney. Please note that the form must be satisfactory to us in our sole discretion and unless prohibited by law, we may refuse, with or without cause, to honor powers of attorney that you grant to others. Upon acceptance of a power We generally accept powers of attorney based on standard military forms or on statutory forms found in various states’ and countries’ laws. We may accept any form that we believe was executed by you, we will you and act on instructions we receive under that form without any liability to you. You agree to reimburse us for all claims, costs, losses and damages that we incur in accepting and acting on any power of attorney form that we believe you executed. We may pay any funds deposited in your Account account to your agent or upon the order of your agent. When we accept a power of attorney, we may continue to recognize the authority of your agent to act on your behalf without question until we receive written notice of revocation from you or notice of your death or incapacity and have had a reasonable time to act upon it. We will not be liable for action in accordance with the most current documentation if we have not received such notice. We may require a separate form for each agent and for each account for which you want to grant power of attorney. We may require your agent to present the original form and refuse to act on a copy. In some cases, we may require that your agent confirms confirm in an affidavit that the power of attorney has not been revoked or terminated or that you register the power of attorney with the appropriate recording authorities. We may restrict the types or amounts sizes of transactions we permit your agent to conduct. The authority of your agent to receive payments, transact on or otherwise make changes to your Account account generally terminates with your death or incapacity, unless the document creating such agency provides, in accordance with applicable law, that the agent’s authority powers continue in spite of your incapacity.
Appears in 1 contract
Samples: Deposit Agreement
Powers of Attorney/Appointment and Payment to Agents. You may decide to appoint someone to act for you as your agent or attorney-in-fact (“agent”) under a power of attorney. Please note that the Submission of a power of attorney form must be satisfactory to us in our sole discretion and unless prohibited by law, we may refuse, with or without cause, to honor powers of attorney that you grant to others. Upon acceptance of If your state has a statutory power of attorney attorney, we also generally accept that form. We may accept any form that we believe was lawfully executed by you, we will you and act on instructions we receive under that form without any liability to you. You agree to reimburse us for all claims, costs, losses losses, and damages that we incur in accepting and acting on any power of attorney form that we believe you lawfully executed. We may pay any funds deposited in your Account account to your agent or upon the order of your agent. When we accept a power of attorney, we may continue to recognize the authority of your agent to act on your behalf without question until we receive written notice of revocation from you or notice of your death or incapacity and have had a reasonable time to act upon it. We will not be liable for action in accordance with the most current documentation if we have not no received such a notice. We may require your agent to present the original form and refuse to act on a copy. In some cases, we may require that your agent confirms confirm in an affidavit that the power of attorney has not been revoked or terminated or that you register the power of attorney with the appropriate recording authorities. We may restrict the types type or amounts sizes of transactions transaction we permit your agent to conduct. The authority of your agent If applicable, any Title IV funds that you may be obligated to receive payments, transact on or otherwise make changes return to your Account generally terminates with your death or incapacity, unless the document creating such agency provides, in accordance with applicable law, that University/College will be deducted from the agent’s authority continue in spite of your incapacitycard balance.
Appears in 1 contract
Samples: Cardholder Agreement
Powers of Attorney/Appointment and Payment to Agents. You may decide to appoint someone to act for you as your agent or attorney-in-fact (“agent”) under a power of attorney. Please note that the form must be satisfactory to us in our sole discretion and unless prohibited by law, we may refuse, with or without cause, to honor powers of attorney that you grant to others. Upon acceptance of a power We generally accept powers of attorney based on standard military forms or on statutory forms found in various states’ and countries’ laws. We may accept any form that we believe was executed by you, we will you and act on instructions we receive under that form without any liability to you. You agree to reimburse us for all claims, costs, losses and damages that we incur in accepting and acting on any power of attorney form that we believe you executed. We may pay any funds deposited in your Account account to your agent or upon the order of your agent. When we accept a power of attorneypower, we may continue to recognize the authority of your agent to act on your behalf without question until we receive written notice of revocation from you or notice of your death or incapacity and have had a reasonable time to act upon it. We will not be liable for action in accordance with the most current documentation if we have not received such notice. We may require a separate form for each agent and for each account for which you want to grant power of attorney. We may require your agent to present the original form and refuse to act on a copy. In some cases, we may require that your agent confirms confirm in an affidavit that the power of attorney has not been revoked or terminated or that you register the power of attorney with the appropriate recording authorities. We may restrict the types or amounts sizes of transactions we permit your agent to conduct. The authority of your agent to receive payments, transact on or otherwise make changes to your Account account generally terminates with your death or incapacity, unless the document creating such agency provides, in accordance with applicable law, that the agent’s authority powers continue in spite of your incapacity.
Appears in 1 contract
Samples: Deposit Agreement
Powers of Attorney/Appointment and Payment to Agents. You may decide to appoint someone to act for you as your agent or attorney-in-fact (“agent”) under a power of attorney. Please note that the form must be satisfactory to us in our sole discretion and unless prohibited by law, we may refuse, with or without cause, to honor powers of attorney that you grant to others. Upon acceptance of a power We generally accept powers of attorney based on standard military forms or on statutory forms found in various states’ and countries’ laws. We may accept any form that we believe was executed by you, we will you and act on instructions we receive under that form without any liability to you. You agree to reimburse us for all claims, costs, losses and damages that we incur in accepting and acting on any power of attorney form that we believe you executed. We may pay any funds deposited in your Account account to your agent or upon the order of your agent. When we accept a power of attorney, we may continue to recognize the authority of your agent to act on your behalf without question until we receive written notice of revocation from you or notice of your death or incapacity and have had a reasonable time to act upon it. We will not be liable for action in accordance with the most current documentation if we have not received such notice. We may require a separate form for each agent and for each account for which you want to grant power of attorney. We may require your agent to present the original form and refuse to act on a copy. In some cases, we may require that your agent confirms confirm in an affidavit that the power of attorney has not been revoked or terminated or that you register the power of attorney with the appropriate recording authorities. We may restrict the types or amounts sizes of transactions we permit your agent to conduct. The authority of your agent to receive payments, transact on or otherwise make changes to your Account account generally terminates with your death or incapacity, unless the document creating such agency provides, in accordance with applicable law, law that the agent’s authority powers continue in spite of your incapacity. Records We may in our discretion retain records in any form including, without limit, paper, film, fiche, digitalized or other electronic medium. If we are not able to produce the original or a copy of your signature card or any other document relating to your account or service, our records (including our electronic records) will be deemed conclusive. If there is a discrepancy between your records and our records, our records will be deemed conclusive. Right of Setoff We may take or setoff funds in any or all of your accounts with us and with our affiliates for direct, indirect and acquired obligations you owe us, regardless of the source of funds in an account. This provision does not apply to accounts or obligations where otherwise prohibited by law. Your accounts include both accounts you own individually and accounts you own jointly with others. Our setoff rights are in addition to other rights we have under this Agreement to take or charge funds in your account for obligations you owe us. If the law imposes conditions or limits on our ability to take or setoff funds in your accounts, to the extent you may do so by contract, you waive those conditions and limits and you authorize us to apply funds in any or all of your accounts with us and with our affiliates to obligations you owe us. We may use funds held in your joint accounts to repay obligations on which any account owner is liable, whether jointly with another or individually. We may use funds held in your individual accounts to repay your obligations to us, whether owed by you individually or jointly with another, including: obligations owed by you arising out of another joint account of which you are a joint owner, even if the obligations are not directly incurred by you; obligations on which you are secondarily liable; and any amounts for which we become liable to any governmental agency or department or any company as a result of recurring payments credited to any of your accounts after the death, legal incapacity or other termination of entitlement of the intended recipient of such funds. If you are a sole proprietor, we may charge any of your personal or organizational accounts. If we take or setoff funds from a time deposit account, we may charge an early withdrawal penalty on the funds withdrawn. We may take or setoff funds from your account before we pay checks or other items drawn on the account. We are not liable to you for dishonoring items where our action results in insufficient funds in your account to pay your checks and other items. Some government payments may be protected from attachment, levy or other legal process under federal or state law. If such protections apply, to the extent you may do so by contract, you waive these protections and agree we may take or setoff funds, including federal and state benefit payments, from your accounts to pay overdrafts, fees and other obligations you owe us. This section does not limit or reduce our rights under applicable law to charge or setoff funds in your accounts with us for direct, indirect and acquired obligations you owe us. Sample of Your Signature To determine the authenticity of your signature, we may refer to the signature card or to a check or other document upon which your signature appears. We may use an automated process to reproduce and retain your signature from a check upon which your signature appears. If you create your own checks, or obtain them from someone else, and we cannot accurately verify your signature on a check by comparing it with a check that posted to your account, you are responsible for any losses resulting from our inability to use that check to verify your signature. Stop Payment Orders and Postdated Orders Acceptance of Stop Payment Orders: If we have not already paid a check or other item drawn on your account, then at your request and risk we may accept a stop payment order on it. If you request a stop payment on a check or other item in a banking center, we may require identification such as your CAC card and a secondary form of identification, in order to authenticate your identity. You may not stop payment on a point of sale transaction or an ATM withdrawal or transfer.
Appears in 1 contract
Samples: Deposit Agreement
Powers of Attorney/Appointment and Payment to Agents. You may decide to appoint someone to act for you as your agent or attorney-in-fact (“agent”) under a power of attorney. Please note that the Submission of a power of attorney form must be satisfactory to us in our sole discretion and unless prohibited by law, we may refuse, with or without cause, to honor powers of attorney that you grant to others. Upon acceptance of If your state has a statutory power of attorney attorney, we also generally accept that form. We may accept any form that we believe was lawfully executed by you, we will you and act on instructions we receive under that form without any liability to you. You agree to reimburse us for all claims, costs, losses losses, and damages that we incur in accepting and acting on any power of attorney form that we believe you lawfully executed. We may pay any funds deposited in your Account account to your agent or upon the order of your agent. When we accept a power of attorney, we may continue to recognize the authority of your agent to act on your behalf without question until we receive written notice of revocation from you or notice of your death or incapacity and have had a reasonable time to act upon it. We will not be liable for action in accordance with the most current documentation if we have not received such a notice. We may require your agent to present the original form and refuse to act on a copy. In some cases, we may require that your agent confirms confirm in an affidavit that the power of attorney has not been revoked or terminated or that you register the power of attorney with the appropriate recording authorities. We may restrict the types type or amounts sizes of transactions transaction we permit your agent to conduct. The authority of your agent to receive payments, transact on or otherwise make changes to your Account generally terminates with your death or incapacity, unless the document creating such agency provides, in accordance with applicable law, that the agent’s authority continue in spite of your incapacity.
Appears in 1 contract
Samples: Cardholder Agreement
Powers of Attorney/Appointment and Payment to Agents. You may decide to appoint someone to act for you as your agent or attorney-in-fact (“agent”) under a power of attorney. Please note that the form must be satisfactory to us in our sole discretion and unless prohibited by law, we may refuse, with or without cause, to honor powers of attorney that you grant to others. Upon acceptance of If your state has a statutory form power of attorney attorney, we generally accept that form. We may, however, accept any form that we believe was executed by you, we will you and act on instructions we receive under that form without any liability to you. You agree to reimburse us for all claims, costs, losses and damages that we incur in accepting and acting on any power of attorney form that we believe you executed. We may pay any funds deposited in your Account account to your agent or upon the order of your agent. When we accept a power of attorneypower, we may continue to recognize the authority of your agent to act on your behalf without question until we receive written notice of revocation from you or notice of your death or incapacity and have had a reasonable time to act upon it. We will not be liable for action in accordance accor- dance with the most current documentation if we have not received such notice. We may require a separate form for each agent and for each account for which you want to grant power of attorney. Unless the power of attorney otherwise provides, a copy of the power of attorney is treated the same as an original. We may also require your agent to present provide an agent certification, in which your attorney-in-fact confirms in a sworn statement, under penalty of perjury, that the original form power of attorney is valid, and refuse the attorney-in- fact has authorization to act on a copyyour behalf. In some cases, we may require that your agent confirms confirm in an affidavit that the power of attorney has not been revoked or terminated or that you register the power of attorney with the appropriate recording authorities. We may restrict the types or amounts sizes of transactions we permit your agent to conduct. conduct. The authority of your agent to receive payments, transact on or otherwise make changes to your Account generally account terminates with your death or incapacityrevocation. Your power of attorney is presumed to remain effective upon your in- capacity, unless the document creating such agency provides, in accordance with applicable law, provides that the your agent’s authority continue in spite of powers terminate upon your incapacity.
Appears in 1 contract
Samples: Deposit Account Agreement