Preauthorized and Recurring Transfers. You may use the External Transfer service to establish pre-authorized transfers on a one-time or recurring basis. Recurring pre-authorized transfers are those transfers that you set-up in advance to automatically occur at regular intervals that you establish. When you set-up an External Transfer in advance, you authorize Bank to initiate such transfers according to the instructions you provide through iManage Personal Banking®. Your authorization for recurring transfers will remain in effect until you delete such transfers from your External Transfer service.