Common use of Pricing Information Clause in Contracts

Pricing Information. Actual pricing will vary from one Cardmember to another. (APR = Annual Percentage Rate) (DPR = Daily Periodic Rate) Annual Percentage Rates for Purchases This APR will vary with the Market based on the Prime Rate. Prime + 4.49% to Prime + 21.74% (APR) 7.99% to 25.24% (DPR) 0.021890% to 0.069151% Annual Percentage Rates for Balance Transfers This APR will vary with the Market based on the Prime Rate. Prime + 4.49% to Prime + 21.74% (APR) 7.99% to 25.24% (DPR) 0.021890% to 0.069151% Annual Percentage Rates for Cash Advances This APR will vary with the Market based on the Prime Rate. Prime + 17.99% to Prime + 22.74% (APR) 21.49% to 26.24% (DPR) 0.058877% to 0.071890% This APR will not vary with the Market based on the Prime Rate. (APR) 19.99% to 20.99% (DPR) 00.054767% to 0.057507% Paying Interest Your due date is 24-30 days after the close of each billing cycle. We will not charge you interest on Purchases if you pay your entire balance by the due date each month. We will begin charging interest on Advances and Balance Transfers on the transaction date. Minimum Interest Charge If you are charged interest, then the Minimum Interest Charge will be no less than $2.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Set Up and Maintenance Fees NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your Card and based on your Credit Limit, your initial available credit will be less. You may still reject this Account, provided that you have not yet used it or paid a fee after receiving a billing statement. If you do reject the Account, you are not responsible for any fees or charges. • Annual Fee $0 to $50 • Travel Fee NONE • Balance Transfer Advance Fee Either $0 to $10 or 0% to 4% of the Transfer or Advance amount, whichever is greater (maximum fee (No Maximum)). • Convenience Check Advance Fee Either $0 to $10 or 0% to 4% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Financial Institution Cash Advance Fee Either $0 to $10 or 0% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Equivalent Advance Fee Either $0 to $20 or 0% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Advance Overdraft Protection Fee NONE • Cash Advance ATM Fee Either $0 to $10 or 0% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Foreign Transaction Fee Up to 3% of each foreign transaction amount. • Late Fee Up to $37 • Overlimit Fee NONE • Return Payment Fee $0 to $35

Pricing Information. Actual pricing will vary from one Cardmember to another. (APR = Annual Percentage Rate) (DPR = Daily Periodic Rate) Annual Percentage Rates for Purchases This APR will vary with the Market based on the Prime Rate. Prime + 4.494.74% to Prime + 21.7422.74% (APR) 7.998.99% to 25.2426.99% (DPR) 0.0218900.024630% to 0.0691510.073945% Annual Percentage Rates for Balance Transfers This APR will vary with the Market based on the Prime Rate. Prime + 4.494.74% to Prime + 21.7422.74% (APR) 7.998.99% to 25.2426.99% (DPR) 0.021890% to 0.0691510.024630%to 0.073945% Annual Percentage Rates for Cash Advances This APR will vary with the Market based on the Prime Rate. Prime + 17.994.74% to Prime + 22.74% (APR) 21.498.99% to 26.2426.99% (DPR) 0.0588770.024630% to 0.0718900.073945% This Penalty APR will not vary with the Market based on the Prime Rateand When It Applies There is no Penalty Rate for your Account. (APR) 19.99% to 20.99% (DPR) 00.054767% to 0.057507% Paying Interest Your due date is 24-30 days after the close of each billing cycle. We will not charge you interest on Purchases if you pay your entire balance by the due date each month. We will begin charging interest on Advances and Balance Transfers on the transaction date. Minimum Interest Charge If you are charged interest, then the Minimum Interest Charge will be no less than $2.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Set Up and Maintenance Fees NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your Card and based on your Credit Limit, your initial available credit will be less. You may still reject this Account, provided that you have not yet used it or paid a fee after receiving a billing statement. If you do reject the Account, you are not responsible for any fees or charges. • Annual Fee $0 to $50 • Travel Fee NONE • Balance Transfer Advance Fee Either $0 to $10 5 or 0% to 43% of the Transfer or Advance amount, whichever is greater (maximum fee (No Maximum)). • Convenience Check Advance Fee Either $5 or 3% of the Advance amount, whichever is greater (maximum fee (No Maximum)). Financial Institution Cash Advance Fee Either $0 to $10 or 0% to 4% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Financial Institution Cash Equivalent Advance Fee Either $0 to $10 20 or 0% to 54% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Equivalent Advance Overdraft Protection Fee Either $0 to $20 10 or 0% to 54% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Advance Overdraft Protection Fee NONE • Cash Advance ATM Fee Either $0 to $10 or 0% to 54% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Foreign Transaction Fee Up to 3% of each foreign transaction amount. • Late Fee Up to $37 • 38 Overlimit Fee NONE • Return Payment Fee $0 to $35

Pricing Information. Actual pricing will vary from one Cardmember to another. (APR = Annual Percentage Rate) (DPR = Daily Periodic Rate) Annual Percentage Rates for Purchases This APR will vary with the Market based on the Prime Rate. Prime + 4.498.74% to Prime + 21.7419.74% (APR) 7.9913.49% to 25.2424.49% (DPR) 0.0218900.036959% to 0.0691510.067096% Annual Percentage Rates for Balance Transfers This APR will vary with the Market based on the Prime Rate. Prime + 4.498.74% to Prime + 21.7419.74% (APR) 7.9913.49% to 25.2424.49% (DPR) 0.0218900.036959% to 0.0691510.067096% Annual Percentage Rates for Cash Advances This APR will vary with the Market based on the Prime Rate. Prime + 17.998.74% to Prime + 22.7420.74% (APR) 21.4913.49% to 26.2425.49% (DPR) 0.0588770.036959% to 0.0718900.069836% This Penalty APR will not vary with the Market based on the Prime Rateand When It Applies There is no Penalty Rate for your Account. (APR) 19.99% to 20.99% (DPR) 00.054767% to 0.057507% Paying Interest Your due date is 24-30 days after the close of each billing cycle. We will not charge you interest on Purchases if you pay your entire balance by the due date each month. We will begin charging interest on Advances and Balance Transfers on the transaction date. Minimum Interest Charge If you are charged interest, then the Minimum Interest Charge will be no less than $2.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Set Up and Maintenance Fees NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your Card and based on your Credit Revolve Limit, your initial available credit will be less. You may still reject this Account, provided that you have not yet used it or paid a fee after receiving a billing statement. If you do reject the Account, you are not responsible for any fees or charges. • Annual Fee $0 to $50 99 • Travel Fee NONE • Balance Transfer Advance Fee Either $0 to $10 5 or 0% to 43% of the Transfer or Advance amount, whichever is greater (maximum fee (No Maximum)). • Convenience Check Advance Fee Either $5 or 3% of the Transfer or Advance amount, whichever is greater (maximum fee (No Maximum)). • Financial Institution Cash Advance Fee Either $10 or 4% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Equivalent Advance Fee Either $20 or 4% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Advance Overdraft Protection Fee Either $0 to $10 or 0% to 4% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Financial Institution Cash Advance Fee Either $0 to $10 or 0% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Equivalent Advance Fee Either $0 to $20 or 0% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Advance Overdraft Protection Fee NONE • Cash Advance ATM Fee Either $0 to $10 or 0% to 54% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Foreign Transaction Fee Up to 3% of each foreign transaction amount. • Late Fee Up to $37 • Overlimit Fee NONE 39 • Return Payment Fee $0 Up to $35

Pricing Information. Actual pricing will vary from one Cardmember to another. (APR = Annual Percentage Rate) (DPR = Daily Periodic Rate) Annual Percentage Rates for Purchases This APR will vary with the Market based on the Prime Rate. Prime + 4.496.74% to Prime + 21.7419.74% (APR) 7.9910.99% to 25.2423.99% (DPR) 0.0218900.030110% to 0.0691510.065726% Annual Percentage Rates for Balance Transfers This APR will vary with the Market based on the Prime Rate. Prime + 4.496.74% to Prime + 21.7419.74% (APR) 7.9910.99% to 25.2423.99% (DPR) 0.0218900.030110% to 0.0691510.065726% Annual Percentage Rates for Cash Advances This APR will vary with the Market based on the Prime Rate. Prime + 17.996.74% to Prime + 22.7420.74% (APR) 21.4910.99% to 26.2424.99% (DPR) 0.0588770.030110% to 0.0718900.068466% This Penalty APR will not vary with the Market based on the Prime Rateand When It Applies There is no Penalty Rate for your Account. (APR) 19.99% to 20.99% (DPR) 00.054767% to 0.057507% Paying Interest Your due date is 24-30 days after the close of each billing cycle. We will not charge you interest on Purchases if you pay your entire balance by the due date each month. We will begin charging interest on Advances and Balance Transfers on the transaction date. Minimum Interest Charge If you are charged interest, then the Minimum Interest Charge will be no less than $2.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Set Up and Maintenance Fees NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your Card and based on your Credit Revolve Limit, your initial available credit will be less. You may still reject this Account, provided that you have not yet used it or paid a fee after receiving a billing statement. If you do reject the Account, you are not responsible for any fees or charges. • Annual Fee $0 to $50 350 • Travel Fee NONE • Balance Transfer Advance Fee Either $0 to $10 5 or 0% to 43% of the Transfer or Advance amount, whichever is greater (maximum fee (No Maximum)). • Convenience Check Advance Fee Either $5 or 3% of the Transfer or Advance amount, whichever is greater (maximum fee (No Maximum)). • Financial Institution Cash Advance Fee Either $10 or 4% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Equivalent Advance Fee Either $20 or 4% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Advance Overdraft Protection Fee Either $0 to $10 or 0% to 4% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Financial Institution Cash Advance Fee Either $0 to $10 or 0% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Equivalent Advance Fee Either $0 to $20 or 0% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Advance Overdraft Protection Fee NONE • Cash Advance ATM Fee Either $0 to $10 or 0% to 54% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Foreign Transaction Fee Up to 3% of each foreign transaction amount. • Late Fee Up to $37 • Overlimit Fee NONE 38 • Return Payment Fee $0 to $35

Pricing Information. Actual pricing will vary from one Cardmember to another. (APR = Annual Percentage Rate) (DPR = Daily Periodic Rate) Annual Percentage Rates for Purchases This APR will vary with the Market based on the Prime Rate. Prime + 4.498.74% to Prime + 21.7422.74% (APR) 7.9913.49% to 25.2427.49% (DPR) 0.0218900.036959% to 0.0691510.075315% Annual Percentage Rates for Balance Transfers This APR will vary with the Market based on the Prime Rate. Prime + 4.498.74% to Prime + 21.7422.74% (APR) 7.9913.49% to 25.2427.49% (DPR) 0.0218900.036949% to 0.0691510.075315% Annual Percentage Rates for Cash Advances This APR will vary with the Market based on the Prime Rate. Prime + 17.998.74% to Prime + 22.74% (APR) 21.4913.49% to 26.2427.49% (DPR) 0.0588770.036949% to 0.0718900.075315% This Penalty APR will not vary with the Market based on the Prime Rateand When It Applies There is no Penalty Rate for your Account. (APR) 19.99% to 20.99% (DPR) 00.054767% to 0.057507% Paying Interest Your due date is 24-30 days after the close of each billing cycle. We will not charge you interest on Purchases if you pay your entire balance by the due date each month. We will begin charging interest on Advances and Balance Transfers on the transaction date. Minimum Interest Charge If you are charged interest, then the Minimum Interest Charge will be no less than $2.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Set Up and Maintenance Fees NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your Card and based on your Credit Revolve Limit, your initial available credit will be less. You may still reject this Account, provided that you have not yet used it or paid a fee after receiving a billing statement. If you do reject the Account, you are not responsible for any fees or charges. • Annual Fee $0 to $50 175 • Travel Fee NONE • Balance Transfer Advance Fee Either $0 to $10 5 or 0% to 43% of the Transfer or Advance amount, whichever is greater (maximum fee (No Maximum)). • Convenience Check Advance Fee Either $5 or 3% of the Transfer or Advance amount, whichever is greater (maximum fee (No Maximum)). • Financial Institution Cash Advance Fee Either $10 or 4% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Equivalent Advance Fee Either $10 to $20 or 4% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Advance Overdraft Protection Fee Either $0 to $10 or 0% to 4% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Financial Institution Cash Advance Fee Either $0 to $10 or 0% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Equivalent Advance Fee Either $0 to $20 or 0% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Advance Overdraft Protection Fee NONE • Cash Advance ATM Fee Either $0 to $10 or 0% to 54% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Foreign Transaction Fee Up to 3% of each foreign transaction amount. • Late Fee Up to $37 • Overlimit Fee NONE 39 • Return Payment Fee $0 Up to $35

Pricing Information. Actual pricing will vary from one Cardmember to another. (APR = Annual Percentage Rate) (DPR = Daily Periodic Rate) Annual Percentage Rates for Purchases This APR will vary with the Market based on the Prime Rate. Prime + 4.493.99% to Prime + 21.7422.74% (APR) 7.997.24% to 25.2425.99% (DPR) 0.0218900.019836% to 0.0691510.071205% Annual Percentage Rates for Balance Transfers This APR will vary with the Market based on the Prime Rate. Prime + 4.493.99% to Prime + 21.7422.74% (APR) 7.997.24% to 25.2425.99% (DPR) 0.0218900.019836% to 0.0691510.071205% Annual Percentage Rates for Cash Advances This APR will vary with the Market based on the Prime Rate. Prime + 17.994.74% to Prime + 22.74% (APR) 21.497.99% to 26.2425.99% (DPR) 0.0588770.021890% to 0.071890% This APR will not vary with the Market based on the Prime Rate. (APR) 19.99% to 20.99% (DPR) 00.054767% to 0.0575070.071205% Paying Interest Your due date is 24-30 days after the close of each billing cycle. We will not charge you interest on Purchases if you pay your entire balance by the due date each month. We will begin charging interest on Advances and Balance Transfers on the transaction date. Minimum Interest Charge If you are charged interest, then the Minimum Interest Charge will be no less than $2.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Set Up and Maintenance Fees NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your Card and based on your Credit Limit, your initial available credit will be less. You may still reject this Account, provided that you have not yet used it or paid a fee after receiving a billing statement. If you do reject the Account, you are not responsible for any fees or charges. • Annual Fee $0 to $50 • Travel Fee NONE • Balance Transfer Advance Fee Either $0 to $10 or 0% to 4% of the Transfer or Advance amount, whichever is greater (maximum fee (No Maximum)). • Convenience Check Advance Fee Either $0 to $10 or 0% to 4% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Financial Institution Cash Advance Fee Either $0 to $10 or 0% to 54% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Equivalent Advance Fee Either $0 to $20 or 0% to 54% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Advance Overdraft Protection Fee NONE Either $0 to $10 or 0% to 4% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Advance ATM Fee Either $0 to $10 or 0% to 54% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Foreign Transaction Fee Up to 3% of each foreign transaction amount. • Late Fee Up to $37 38 • Overlimit Fee NONE • Return Payment Fee $0 to $35

Pricing Information. Actual pricing will vary from one Cardmember to another. (APR = Annual Percentage Rate) (DPR = Daily Periodic Rate) Annual Percentage Rates for Purchases This APR will vary with the Market based on the Prime Rate. Prime + 4.495.24% to Prime + 21.74% (APR) 7.9910.74% to 25.2427.24% (DPR) 0.0218900.029425% to 0.0691510.074630% Annual Percentage Rates for Balance Transfers This APR will vary with the Market based on the Prime Rate. Prime + 4.495.24% to Prime + 21.74% (APR) 7.9910.74% to 25.2427.24% (DPR) 0.0218900.029425% to 0.0691510.074630% Annual Percentage Rates for Cash Advances This APR will vary with the Market based on the Prime Rate. Prime + 17.9920.24% to Prime + 22.74% (APR) 21.4925.74% to 26.2428.24% (DPR) 0.0588770.070521% to 0.0718900.077370% This APR will not vary with the Market based on the Prime Rate. (APR) 19.99% to 20.99% (DPR) 00.054767% to 0.057507% Penalty APR and When It Applies There is no Penalty Rate for your Account. Paying Interest Your due date is 24-30 days after the close of each billing cycle. We will not charge you interest on Purchases if you pay your entire balance by the due date each month. We will begin charging interest on Advances and Balance Transfers on the transaction date. Minimum Interest Charge If you are charged interest, then the Minimum Interest Charge will be no less than $2.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Set Up and Maintenance Fees NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your Card and based on your Credit Limit, your initial available credit will be less. You may still reject this Account, provided that you have not yet used it or paid a fee after receiving a billing statement. If you do reject the Account, you are not responsible for any fees or charges. •  Annual Fee $0 to $50 •  Travel Fee NONE •  Balance Transfer Advance Fee Either $0 5 to $10 or 03% to 45% of the Transfer or Advance amount, whichever is greater (maximum fee (No Maximum)). •  Convenience Check Advance Fee Either $0 5 to $10 or 0% to 4% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Financial Institution Cash Advance Fee Either $0 to $10 or 03% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). •  Financial Institution Cash Equivalent Advance Fee Either $0 5 to $20 10 or 03% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). •  Cash Equivalent Advance Overdraft Protection Fee NONE • Cash Advance ATM Fee Either $0 10 to $10 20 or 04% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). •  Cash Advance Overdraft Protection Fee NONE  Cash Advance ATM Fee Either $5 to $10 or 3% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)).  Foreign Transaction Fee Up to 3% of each foreign transaction amount. •  Late Fee Up to $37 • 38  Overlimit Fee NONE •  Return Payment Fee $0 Up to $35

Pricing Information. Actual pricing will vary from one Cardmember to another. (APR = Annual Percentage Rate) (DPR = Daily Periodic Rate) Annual Percentage Rates for Purchases This APR will vary with the Market based on the Prime Rate. Prime + 4.498.74% to Prime + 21.7422.74% (APR) 7.9911.99% to 25.2425.99% (DPR) 0.0218900.032849% to 0.0691510.071205% Annual Percentage Rates for Balance Transfers This APR will vary with the Market based on the Prime Rate. Prime + 4.498.74% to Prime + 21.7422.74% (APR) 7.9911.99% to 25.2425.99% (DPR) 0.0218900.032849% to 0.0691510.071205% Annual Percentage Rates for Cash Advances This APR will vary with the Market based on the Prime Rate. Prime + 17.998.74% to Prime + 22.74% (APR) 21.4911.99% to 26.2425.99% (DPR) 0.0588770.032849% to 0.0718900.071205% This Penalty APR will not vary with the Market based on the Prime Rateand When It Applies There is no Penalty Rate for your Account. (APR) 19.99% to 20.99% (DPR) 00.054767% to 0.057507% Paying Interest Your due date is 24-30 days after the close of each billing cycle. We will not charge you interest on Purchases if you pay your entire balance by the due date each month. We will begin charging interest on Advances and Balance Transfers on the transaction date. Minimum Interest Charge If you are charged interest, then the Minimum Interest Charge will be no less than $2.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors f actors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Set Up and Maintenance Fees NOTICE: Some of these set-up and maintenance fees f ees will be assessed before you begin using your Card and based on your Credit Revolve Limit, your initial available credit will be less. You may still reject this Account, provided that you have not yet used it or paid a fee f ee after receiving a billing statement. If you do reject the Account, you are not responsible for any fees f ees or charges. • Annual Fee $0 to $50 175 • Travel Fee NONE • Balance Transfer Transf er Advance Fee Either $0 to $10 5 or 0% to 43% of the Transfer or Advance amount, whichever is greater (maximum fee (No Maximum)). • Convenience Check Advance Fee Either $5 or 3% of the Transfer or Advance amount, whichever is greater (maximum fee (No Maximum)). • Financial Institution Cash Advance Fee Either $10 or 4% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Equivalent Advance Fee Either $20 or 4% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Advance Overdraft Protection Fee Either $0 to $10 or 0% to 4% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Financial Institution Cash Advance Fee Either $0 to $10 or 0% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Equivalent Advance Fee Either $0 to $20 or 0% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Advance Overdraft Protection Fee NONE • Cash Advance ATM Fee Either $0 to $10 or 04% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Foreign Transaction Fee Up to 3% of each foreign transaction amount. • Late Fee Up to $37 • Overlimit Fee NONE 40 • Return Payment Fee $0 Up to $3540

Pricing Information. Actual pricing will vary from one Cardmember to another. (APR = Annual Percentage Rate) (DPR = Daily Periodic Rate) Annual Percentage Rates for Purchases This APR will vary with the Market based on the Prime Rate. Prime + 4.494.74% to Prime + 21.7422.74% (APR) 7.99% to 25.2425.99% (DPR) 0.021890% to 0.0691510.071205% Annual Percentage Rates for Balance Transfers This APR will vary with the Market based on the Prime Rate. Prime + 4.494.74% to Prime + 21.7422.74% (APR) 7.99% to 25.2425.99% (DPR) 0.021890% to 0.0691510.071205% Annual Percentage Rates for Cash Advances This APR will vary with the Market based on the Prime Rate. Prime + 17.994.74% to Prime + 22.74% (APR) 21.497.99% to 26.2425.99% (DPR) 0.0588770.021890% to 0.0718900.071205% This Penalty APR will not vary with the Market based on the Prime Rateand When It Applies There is no Penalty Rate for your Account. (APR) 19.99% to 20.99% (DPR) 00.054767% to 0.057507% Paying Interest Your due date is 24-30 days after the close of each billing cycle. We will not charge you interest on Purchases if you pay your entire balance by the due date each month. We will begin charging interest on Advances and Balance Transfers on the transaction date. Minimum Interest Charge If you are charged interest, then the Minimum Interest Charge will be no less than $2.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Set Up and Maintenance Fees NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your Card and based on your Credit Limit, your initial available credit will be less. You may still reject this Account, provided that you have not yet used it or paid a fee after receiving a billing statement. If you do reject the Account, you are not responsible for any fees or charges. • Annual Fee $0 to $50 • Travel Fee NONE • Balance Transfer Advance Fee Either $0 to $10 5 or 0% to 43% of the Transfer or Advance amount, whichever is greater (maximum fee (No Maximum)). • Convenience Check Advance Fee Either $5 or 3% of the Advance amount, whichever is greater (maximum fee (No Maximum)). Financial Institution Cash Advance Fee Either $0 to $10 or 0% to 4% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Financial Institution Cash Equivalent Advance Fee Either $0 to $10 20 or 0% to 54% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Equivalent Advance Overdraft Protection Fee Either $0 to $20 10 or 0% to 54% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Advance Overdraft Protection Fee NONE • Cash Advance ATM Fee Either $0 to $10 or 0% to 54% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Foreign Transaction Fee Up to 3% of each foreign transaction amount. • Late Fee Up to $37 • 40 Overlimit Fee NONE • Return Payment Fee $0 to $35

Pricing Information. Actual pricing will vary from one Cardmember to another. (APR = Annual Percentage Rate) (DPR = Daily Periodic Rate) Annual Percentage Rates for Purchases This APR will vary with the Market based on the Prime Rate. Prime + 4.494.74% to Prime + 21.7422.74% (APR) 7.999.49% to 25.2427.49% (DPR) 0.0218900.026000% to 0.0691510.075315% Annual Percentage Rates for Balance Transfers This APR will vary with the Market based on the Prime Rate. Prime + 4.494.74% to Prime + 21.7422.74% (APR) 7.999.49% to 25.2427.49% (DPR) 0.0218900.026000% to 0.0691510.075315% Annual Percentage Rates for Cash Advances This APR will vary with the Market based on the Prime Rate. Prime + 17.994.74% to Prime + 22.74% (APR) 21.499.49% to 26.2427.49% (DPR) 0.0588770.026000% to 0.0718900.075315% This Penalty APR will not vary with the Market based on the Prime Rateand When It Applies There is no Penalty Rate for your Account. (APR) 19.99% to 20.99% (DPR) 00.054767% to 0.057507% Paying Interest Your due date is 24-30 days after the close of each billing cycle. We will not charge you interest on Purchases if you pay your entire balance by the due date each month. We will begin charging interest on Advances and Balance Transfers on the transaction date. Minimum Interest Charge If you are charged interest, then the Minimum Interest Charge will be no less than $2.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Set Up and Maintenance Fees NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your Card and based on your Credit Limit, your initial available credit will be less. You may still reject this Account, provided that you have not yet used it or paid a fee after receiving a billing statement. If you do reject the Account, you are not responsible for any fees or charges. • Annual Fee $0 to $50 • Travel Fee NONE • Balance Transfer Advance Fee Either $0 to $10 5 or 0% to 43% of the Transfer or Advance amount, whichever is greater (maximum fee (No Maximum)). • Convenience Check Advance Fee Either $5 or 3% of the Advance amount, whichever is greater (maximum fee (No Maximum)). Financial Institution Cash Advance Fee Either $0 to $10 or 0% to 4% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Financial Institution Cash Equivalent Advance Fee Either $0 to $10 20 or 0% to 54% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Equivalent Advance Overdraft Protection Fee Either $0 to $20 10 or 0% to 54% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Advance Overdraft Protection Fee NONE • Cash Advance ATM Fee Either $0 to $10 or 0% to 54% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Foreign Transaction Fee Up to 3% of each foreign transaction amount. • Late Fee Up to $37 • 39 Overlimit Fee NONE • Return Payment Fee $0 to $35

Pricing Information. Actual pricing will vary from one Cardmember to another. (APR = Annual Percentage Rate) (DPR = Daily Periodic Rate) Annual Percentage Rates for Purchases This APR will vary with the Market based on the Prime Rate. Prime + 4.496.74% to Prime + 21.7420.74% (APR) 7.9910.99% to 25.2424.99% (DPR) 0.0218900.030110% to 0.0691510.068466% Annual Percentage Rates for Balance Transfers This APR will vary with the Market based on the Prime Rate. Prime + 4.496.74% to Prime + 21.7420.74% (APR) 7.9910.99% to 25.2424.99% (DPR) 0.0218900.030110% to 0.0691510.068466% Annual Percentage Rates for Cash Advances This APR will vary with the Market based on the Prime Rate. Prime + 17.99% to Prime + 22.7420.74% (APR) 21.49% to 26.2424.99% (DPR) 0.0588770.068466% to 0.071890% This Penalty APR will not vary with the Market based on the Prime Rateand When It Applies There is no Penalty Rate for your Account. (APR) 19.99% to 20.99% (DPR) 00.054767% to 0.057507% Paying Interest Your due date is 24-30 days after the close of each billing cycle. We will not charge you interest on Purchases if you pay your entire balance by the due date each month. We will begin charging interest on Advances and Balance Transfers on the transaction date. Minimum Interest Charge If you are charged interest, then the Minimum Interest Charge will be no less than $2.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Set Up and Maintenance Fees NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your Card and based on your Credit Limit, your initial available credit will be less. You may still reject this Account, provided that you have not yet used it or paid a fee after receiving a billing statement. If you do reject the Account, you are not responsible for any fees or charges. •  Annual Fee $0 to $50 • NONE  Travel Fee NONE •  Balance Transfer Advance Fee Either $0 to $10 5 or 0% to 43% of the Transfer or Advance amount, whichever is greater (maximum fee (No Maximum)). •  Convenience Check Advance Fee Either $0 to 5 or 3% of the Advance amount, whichever is greater (maximum fee (No Maximum)).  Financial Institution Cash Advance Fee Either $10 or 0% to 4% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Financial Institution  Cash Equivalent Advance Fee Either $0 to $10 20 or 0% to 54% of the Advance amount, whichever is greater (maximum fee (No Maximum)). •  Cash Equivalent Advance Overdraft Protection Fee NONE  Cash Advance ATM Fee Either $0 to $20 10 or 0% to 54% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Advance Overdraft Protection Fee NONE • Cash Advance ATM Fee Either $0 to $10 or 0% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). •  Foreign Transaction Fee Up to 3% of each foreign transaction amount. •  Late Fee Up to $37 • 38  Overlimit Fee NONE •  Return Payment Fee $0 Up to $35

Pricing Information. Actual pricing will vary from one Cardmember to another. (APR = Annual Percentage Rate) (DPR = Daily Periodic Rate) Annual Percentage Rates for Purchases This APR will vary with the Market based on the Prime Rate. Prime + 4.495.24% to Prime + 21.74% (APR) 7.998.49% to 25.2424.99% (DPR) 0.0218900.023260% to 0.0691510.068466% Annual Percentage Rates for Balance Transfers This APR will vary with the Market based on the Prime Rate. Prime + 4.495.24% to Prime + 21.74% (APR) 7.998.49% to 25.2424.99% (DPR) 0.0218900.023260% to 0.0691510.068466% Annual Percentage Rates for Cash Advances This APR will vary with the Market based on the Prime Rate. Prime + 17.9920.24% to Prime + 22.74% (APR) 21.4923.49% to 26.2425.99% (DPR) 0.0588770.064356% to 0.0718900.071205% This APR will not vary with the Market based on the Prime Rate. (APR) 19.99% to 20.99% (DPR) 00.054767% to 0.057507% Penalty APR and When It Applies There is no Penalty Rate for your Account. Paying Interest Your due date is 24-30 days after the close of each billing cycle. We will not charge you interest on Purchases if you pay your entire balance by the due date each month. We will begin charging interest on Advances and Balance Transfers on the transaction date. Minimum Interest Charge If you are charged interest, then the Minimum Interest Charge will be no less than $2.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Set Up and Maintenance Fees NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your Card and based on your Credit Limit, your initial available credit will be less. You may still reject this Account, provided that you have not yet used it or paid a fee after receiving a billing statement. If you do reject the Account, you are not responsible for any fees or charges. • Annual Fee $0 to $50 • Travel Fee NONE • Balance Transfer Advance Fee Either $0 5 to $10 or 0% to 43% of the Transfer or Advance amount, whichever is greater (maximum fee (No Maximum)). • Convenience Check Advance Fee Either $0 5 to $10 or 0% to 43% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Financial Institution Cash Advance Fee Either $0 5 to $10 or 03% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Equivalent Advance Fee Either $0 10 to $20 or 04% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Advance Overdraft Protection Fee NONE • Cash Advance ATM Fee Either $0 5 to $10 or 03% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Foreign Transaction Fee Up to 3% of each foreign transaction amount. • Late Fee Up to $37 40 • Overlimit Fee NONE • Return Payment Fee $0 Up to $35

Pricing Information. Actual pricing will vary from one Cardmember to another. (APR = Annual Percentage Rate) (DPR = Daily Periodic Rate) Annual Percentage Rates for Purchases This APR will vary with the Market based on the Prime Rate. Prime + 4.496.74% to Prime + 21.7422.74% (APR) 7.999.99% to 25.2425.99% (DPR) 0.0218900.027370% to 0.0691510.071205% Annual Percentage Rates for Balance Transfers This APR will vary with the Market based on the Prime Rate. Prime + 4.496.74% to Prime + 21.7422.74% (APR) 7.999.99% to 25.2425.99% (DPR) 0.0218900.027370% to 0.0691510.071205% Annual Percentage Rates for Cash Advances This APR will vary with the Market based on the Prime Rate. Prime + 17.996.74% to Prime + 22.74% (APR) 21.499.99% to 26.2425.99% (DPR) 0.0588770.027370% to 0.071890% This APR will not vary with the Market based on the Prime Rate. (APR) 19.99% to 20.99% (DPR) 00.054767% to 0.0575070.071205% Paying Interest Your due date is 24-30 days after the close of each billing cycle. We will not charge you interest on Purchases if you pay your entire balance by the due date each month. We will begin charging interest on Advances and Balance Transfers on the transaction date. Minimum Interest Charge If you are charged interest, then the Minimum Interest Charge will be no less than $2.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Set Up and Maintenance Fees NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your Card and based on your Credit Revolve Limit, your initial available credit will be less. You may still reject this Account, provided that you have not yet used it or paid a fee after receiving a billing statement. If you do reject the Account, you are not responsible for any fees or charges. •  Annual Fee $0 to $50 • 175  Travel Fee NONE •  Balance Transfer Advance Fee Either $0 5 to $10 or 03% to 4% of the Transfer or Advance amount, whichever is greater (maximum fee (No Maximum)). •  Convenience Check Advance Fee Either $5 to $10 or 3% to 4% of the Transfer or Advance amount, whichever is greater (maximum fee (No Maximum)).  Financial Institution Cash Advance Fee Either $10 or 4% of the Advance amount, whichever is greater (maximum fee (No Maximum)).  Cash Equivalent Advance Fee Either $20 or 4% of the Advance amount, whichever is greater (maximum fee (No Maximum)).  Cash Advance Overdraft Protection Fee Either $0 to $10 or 0% to 4% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Financial Institution  Cash Advance ATM Fee Either $0 to $10 or 0% to 54% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Equivalent Advance Fee Either $0 to $20 or 0% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Advance Overdraft Protection Fee NONE • Cash Advance ATM Fee Either $0 to $10 or 0% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). •  Foreign Transaction Fee Up to 3% of each foreign transaction amount. •  Late Fee Up to $37 • Overlimit Fee NONE • 38  Return Payment Fee $0 to $35

Pricing Information. Actual pricing will vary from one Cardmember to another. (APR = Annual Percentage Rate) (DPR = Daily Periodic Rate) Annual Percentage Rates for Purchases This APR will vary with the Market based on the Prime Rate. Prime + 4.498.74% to Prime + 21.7422.74% (APR) 7.9911.99% to 25.2425.99% (DPR) 0.0218900.032849% to 0.0691510.071205% Annual Percentage Rates for Balance Transfers This APR will vary with the Market based on the Prime Rate. Prime + 4.498.74% to Prime + 21.7422.74% (APR) 7.9911.99% to 25.2425.99% (DPR) 0.0218900.032849% to 0.0691510.071205% Annual Percentage Rates for Cash Advances This APR will vary with the Market based on the Prime Rate. Prime + 17.998.74% to Prime + 22.74% (APR) 21.4911.99% to 26.2425.99% (DPR) 0.0588770.032849% to 0.0718900.071205% This Penalty APR will not vary with the Market based on the Prime Rateand When It Applies There is no Penalty Rate for your Account. (APR) 19.99% to 20.99% (DPR) 00.054767% to 0.057507% Paying Interest Your due date is 24-30 days after the close of each billing cycle. We will not charge you interest on Purchases if you pay your entire balance by the due date each month. We will begin charging interest on Advances and Balance Transfers on the transaction date. Minimum Interest Charge If you are charged interest, then the Minimum Interest Charge will be no less than $2.00. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Set Up and Maintenance Fees NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your Card and based on your Credit Revolve Limit, your initial available credit will be less. You may still reject this Account, provided that you have not yet used it or paid a fee after receiving a billing statement. If you do reject the Account, you are not responsible for any fees or charges. • Annual Fee $0 to $50 175 • Travel Fee NONE • Balance Transfer Advance Fee Either $0 to $10 5 or 0% to 43% of the Transfer or Advance amount, whichever is greater (maximum fee (No Maximum)). • Convenience Check Advance Fee Either $5 or 3% of the Transfer or Advance amount, whichever is greater (maximum fee (No Maximum)). • Financial Institution Cash Advance Fee Either $10 or 4% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Equivalent Advance Fee Either $20 or 4% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Advance Overdraft Protection Fee Either $0 to $10 or 0% to 4% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Financial Institution Cash Advance Fee Either $0 to $10 or 0% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Equivalent Advance Fee Either $0 to $20 or 0% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Cash Advance Overdraft Protection Fee NONE • Cash Advance ATM Fee Either $0 to $10 or 04% to 5% of the Advance amount, whichever is greater (maximum fee (No Maximum)). • Foreign Transaction Fee Up to 3% of each foreign transaction amount. • Late Fee Up to $37 • Overlimit Fee NONE 40 • Return Payment Fee $0 Up to $3540