PRIVACY AND APPLICABLE LAW. a. The Cardmember and the Company agree to comply with all applicable and prevailing exchange control regulations b. The Agreement is subject to the laws of the Kingdom of Saudi Arabia and the jurisdiction of the competent committee at the Saudi Central Bank (SAMA). c. We may pursue collection from the Cardmember and/or the Company in any other jurisdiction in which the Cardmember and the Company may be domiciled d. We provide credit information relating to the Cardmember or the Company to The Saudi Credit Bureau (SIMAH) and/ or Bayan Credit Bureau on a periodic basis.. The information provided reflects the status as of the most recent Statement and includes information whether Your Account is up to date or overdue. If the Account or the settlement Account is overdue as at the date of such reporting and is subsequently regularized, the status of the Account will only be updated at the time of the next monthly reporting. All changes in Cardmember / Company’s status are updated within a maximum of 30 days. To avoid any adverse credit history with SIMAH and/ or Bayan, the Cardmember and the Company should ensure to make timely payments on the Account. The Company and the Cardmember hereby agree to provide Us with any information that We require including but not limited to Know Your Customer forms, information and supporting documentation for establishing and/or administering The Company / Cardmember Accounts and facilities with Us and update The Cardmember personal information if there are any changes and as may be requested by Us. The Company and Cardmember also authorize Us to obtain and collect information as deemed necessary in regard to the Company and the Cardmember, The Company and the Cardmember accounts and facilities with other lenders through The Saudi Credit Bureau (“SIMAH”), Bayan Credit Bureau and electronically through AL-Elm Information Security Company (“Elm”) and to disclose The Company and the Cardmember information to SIMAH, Bayan and Elm, to Our authorized collection agencies or to any other agency approved by SAMA. All capitalized terms in this document will have the same meaning as defined in the Cardmember Agreement. e. We may not maintain original copies of all vouchers and other papers signed by the Cardmember and/or the Company in connection with the use of the Card. It is Our policy to place the same on microfilm. Accordingly, the Cardmember and the Company hereby agree that such microfilm and/or copies thereof will be acceptable to the Cardmember and the Company as evidence in any court of law to prove the Transactions undertaken by the Cardmember and the Company and that the Cardmember and the Company will not object to the use thereof as evidence. Moreover, the Cardmember agrees that such microfilm or copy thereof may be used in any procedure for verification of his/her signature f. We will: i. Disclose information about the Cardmember and the Company, the Account and Transactions on the Account (which may include details of goods and/ or services purchased) to companies within the American Express group of companies worldwide (including other organizations who issue the Card), to any other party whose name or logo appears on the Card issued to the Cardmember, to any party authorized by the Cardmember and the Company, to Our processors and suppliers and to organizations who accept the Card in payment for goods and/or services purchased by the Cardmember and obtain such information from those parties, in order to administer and service the Account, process and collect charges on it and manage any benefits or insurance program in which the Cardmember is enrolled. Where the Cardmember purchases goods and/or services on behalf of a third party, the Cardmember and the Company confirm that the Cardmember has obtained the consent of the third party to the disclosure of his or her information to the American Express group of companies worldwide for these purposes ii. Use information about the Cardmember and the Company and information about how the Cardmember uses the Account (unless the Cardmember or the Company asks Us not to) to develop lists for use within the American Express group of companies worldwide (including other organizations who issue the Card) and other select companies in order that We or these companies may develop or make offers to the Cardmember (by mail or telephone) of products and services in which the Cardmember may be interested. The information used to develop these lists may be obtained from the application, from information on where the Cardmember uses and what Transactions are on the Card, from surveys and research (which may involve contacting the Cardmember by mail or telephone) and from information obtained from other external sources such as merchants or marketing organizations iii. Exchange information about the Cardmember, the Company and the Account with credit reference agencies which may be shared with other organizations in assessing applications from the Cardmember and members of the Cardmember’s household for credit or other facilities and for preventing fraud and tracking debtors iv. Carry out credit checks whilst any money is owed by the Cardmember or the Company on the Account (including contacting the Cardmember’s bank, financial institution or approved referee) and disclose information about the Cardmember, the Company and the Account to collection agencies and lawyers for the purpose of collecting debts on the Account x. Xxxxx out further credit checks and analyse information about the Cardmember and the Company and Transactions on the Account, to assist in managing the Account, authorizing Transactions on it and to prevent fraud vi. Monitor and/or record the Cardmember’s telephone calls to Us, or Ours to the Cardmember, either Ourselves or by reputable organizations selected by Us, to ensure consistent servicing levels (including staff training) and Account operation vii. Undertake all of the above within and outside Saudi Arabia
Appears in 2 contracts
Samples: Corporate Card Agreement, Cardmember Agreement
PRIVACY AND APPLICABLE LAW. a. The Cardmember and the Company Cardmember/Company/Establishment agree to comply with all applicable and prevailing exchange control regulations.
b. The Agreement is subject to the laws of the Kingdom of Saudi Arabia Arabia, and in compliance with the Shariah law, and the jurisdiction of the competent committee at the Saudi Central Bank (SAMA).
c. We may pursue collection from the Cardmember and/or the Company Cardmember/Company/ Establishment in any other jurisdiction in which the Cardmember and the Company Cardmember/Company/Establishment may be domicileddomiciled in accordance with applicable Shariah principles.
d. We may provide credit information relating to the Cardmember or the Company Cardmember/ Company/Establishment to The Saudi Credit Bureau (SIMAH) and/ or Bayan Credit Bureau on a periodic basis.. . The information provided reflects the status as of the most recent Statement and includes information whether Your the Account is up to date or overdue. If the Account or the settlement Settlement Account is overdue as at the date of such reporting and is subsequently regularized, the status of the Account / Settlement Account will only be updated at the time of the next monthly reporting. All changes in Cardmember / the Cardmember/Company/Establishment’s status are updated within a maximum of 30 days. To avoid any adverse credit history with SIMAH and/ or BayanSIMAH, the Cardmember and the Company should ensure to Cardmember/Company/ Establishment, as applicable, shall make timely payments on the Account. The Company and the Cardmember Cardmember/Company/Establishment hereby agree to provide Us with any information that We require including but not limited to Know Your Customer forms, information and supporting documentation for establishing and/or administering The Company / Cardmember the Cardmember/Company/ Establishment’s Accounts and facilities with Us and update The Cardmember the Cardmember/Company/Establishment’s personal information if there are any changes and as may be requested by Us. The Company and Cardmember Cardmember/Company/Establishment also authorize Us to obtain and collect information as deemed necessary in regard to the Company and Cardmember/Company/Establishment, the Cardmember, The Company and the Cardmember /Company/Establishment’s accounts and facilities with other lenders through The Saudi Credit Bureau (“SIMAH”), Bayan Credit Bureau and electronically through AL-Al- Elm Information Security Company (“Elm”) and to disclose The Company and the Cardmember Cardmember/Company/Establishment information to SIMAH, Bayan and ElmBAYAN, ELM, to Our authorized collection agencies or to any other agency approved by SAMA. All capitalized terms in this document will have the same meaning as defined in the Cardmember Agreement.
e. We may not maintain original copies of all vouchers and other papers signed by the Cardmember and/or the Company Cardmember/Company/Establishment in connection with the use of the Card. It is Our policy to place the same on microfilm. Accordingly, the Cardmember and the Company Cardmember/ Company/Establishment hereby agree that such microfilm and/or and/ or copies thereof will be acceptable to the Cardmember and the Company Cardmember/ Company/Establishment as evidence in any court of law to prove the Transactions undertaken by the Cardmember and the Company Cardmember/ Company/Establishment and that the Cardmember and the Company Cardmember/Company/ Establishment will not object to the use thereof as evidence. Moreover, the Cardmember agrees Cardmember/Company/Establishment agree that such microfilm or copy thereof may be used in any procedure for verification of his/her signature.
f. We will:
i. Disclose information about the Cardmember and the CompanyCardmember/Company/ Establishment, the Account and Transactions on the Account (which may include details of goods and/ or services purchased) to companies within the American Express group of companies worldwide (including other organizations who issue the Card), to any other party whose name or logo appears on the Card issued to the Cardmember/Company/ Establishment, to any party authorized by the Cardmember and the Cardmember/ Company/Establishment, to Our processors and suppliers and to organizations who accept the Card in payment for goods and/or services purchased by the Cardmember Cardmember/ Company/Establishment and obtain such information from those parties, in order to administer and service the Account, process and collect charges on it and manage any benefits or insurance program in which the Cardmember Cardmember/Company/ Establishment is enrolled. Where the Cardmember Cardmember/Company/ Establishment purchases goods and/or services on behalf of a third party, the Cardmember and the Company Cardmember/Company/Establishment confirm that the Cardmember Cardmember/Company/Establishment has obtained the consent of the third party to the disclosure of his or her information to the American Express group of companies worldwide for these purposes;
ii. Use information about the Cardmember and the Company Cardmember/Company/ Establishment and information about how the Cardmember Cardmember/ Company/Establishment uses the Account (unless the Cardmember or the Company Cardmember/Company/Establishment asks Us not to) to develop lists for use within the American Express group of companies worldwide (including other organizations who issue the Card) and other select companies in order that We or these companies may develop or make offers to the Cardmember Cardmember/Company/Establishment (by email, text, mail or telephone) of products and services in which the Cardmember Cardmember/Company/Establishment may be interested. The information used to develop these lists may be obtained from the application, from information on where the Cardmember uses Cardmember/Company/Establishment use the card and what Transactions are on the Card, from surveys and research (which may involve contacting the Cardmember Cardmember/ Company/Establishment by email, mail or telephone) and from information obtained from other external sources such as merchants or marketing organizations.
iii. Exchange information about the Cardmember, the Company /Company/ Establishment and the Account with credit reference agencies which may be shared with other organizations in assessing applications from the Cardmember Cardmember/Company/ Establishment and members of the Cardmember’s 's household for credit or other facilities and for preventing fraud and tracking debtors
iv. Carry out credit checks whilst any money is owed by the Cardmember or the Company Cardmember/Company/Establishment on the Account (including contacting the Cardmember/Company/ Establishment’s bank, financial institution or approved referee) and disclose information about the Cardmember, the Company /Company/ Establishment and the Account to collection agencies and lawyers for the purpose of collecting debts on the Account
x. Xxxxx v. Carry out further credit checks and analyse information about the Cardmember and the Company Cardmember/Company/Establishment and Transactions on the Account, to assist in managing the Account, authorizing Transactions on it and to prevent fraud
vi. Monitor and/or record the Cardmember/Company/ Establishment’s telephone calls to Us, or Ours to the Cardmember/Company/Establishment, either Ourselves or by reputable organizations selected by Us, to ensure consistent servicing levels (including staff training) and Account operation
vii. Undertake all of the above within and outside Saudi Arabia
g. If the Cardmember/Company/Establishment believes that any information We hold about the Cardmember/Company/ Establishment is incorrect or incomplete or outdated, the Cardmember/Company/Establishment can either:
i. write without delay to American Express Saudi Arabia, P.O. Box 6624, Riyadh 11452, Kingdom of Saudi Arabia; or ii. update their information through use of the American Express Saudi Arabia mobile phone App. Any information, which is found to be incorrect or incomplete or outdated, will be corrected promptly.
Appears in 2 contracts
Samples: Cardmember Agreement, Cardmember Agreement
PRIVACY AND APPLICABLE LAW. a. The Cardmember and the Company You agree to comply with all applicable and prevailing exchange control regulations
b. The Agreement is subject to the laws of the Kingdom of Saudi Arabia Arabia, and the jurisdiction of the competent committee at Commitee for the Settlement of Financial Disputes and Violations of the Saudi Central Bank Arabian Monetary Agency (SAMA).
c. We may pursue collection from the Cardmember and/or the Company You in any other jurisdiction in which the Cardmember and the Company You may be domiciled
d. We provide credit information relating to the Cardmember or the Company You to The Saudi Credit Bureau (SIMAH) and/ or Bayan Credit Bureau on a periodic monthly basis.. . The information provided reflects the status as of the most recent Statement and includes information whether Your Account is up to date or overdue. If the Account or the settlement Your Account is overdue as at the date of such reporting and is subsequently regularized, the status of the Your Account will only be updated at the time of the next monthly reporting. All changes in Cardmember / Company’s Your status are updated within a maximum of 30 days. To avoid any adverse credit history with SIMAH and/ or BayanSIMAH, the Cardmember and the Company You should ensure to that You make timely payments on the Your Account. The Company and the Cardmember You hereby agree to provide Us with any information that We require including but not limited to Know Your Customer forms, information and supporting documentation for establishing and/or administering The Company / Cardmember Your Accounts and facilities with Us and update The Cardmember Your personal information if there are any changes and as may be requested by Us. The Company and Cardmember You also authorize Us to obtain and collect information as deemed necessary in regard to the Company and the CardmemberYou, The Company and the Cardmember Your accounts and facilities with other lenders through The Saudi Credit Bureau (“SIMAH”), Bayan Credit Bureau ) and electronically through AL-Elm ELM Information Security Company (“Elm”) and to disclose The Company and the Cardmember Your information to SIMAH, Bayan and Elm, to Our authorized collection agencies or to any other agency approved by SAMA. All capitalized terms in this document will have the same meaning as defined in the Cardmember Agreement.
e. We may not maintain original copies of all vouchers and other papers signed by the Cardmember and/or the Company You in connection with the use of the Card. It is Our policy to place the same on microfilm. Accordingly, the Cardmember and the Company You hereby agree that such microfilm and/or copies thereof will be acceptable to the Cardmember and the Company You as evidence in any court of law to prove the Transactions undertaken by the Cardmember and the Company You and that the Cardmember and the Company You will not object to the use thereof as evidence. Moreover, the Cardmember agrees You agree that such microfilm or copy thereof may be used in any procedure for verification of his/her Your signature
f. We will:
i. Disclose information about the Cardmember and the CompanyYou, the Your Account and Transactions on the Your Account (which may include details of goods and/ or and/or services purchased) to companies within the American Express group of companies worldwide (including other organizations who issue the Card), to any other party whose name or logo appears on the Card issued to the CardmemberYou, to any party authorized by the Cardmember and the CompanyYou, to Our processors and suppliers and to organizations who accept the Card in payment for goods and/or services purchased by the Cardmember You and obtain such information from those parties, in order to administer and service the Your Account, process and collect charges on it and manage any benefits or insurance program in which the Cardmember is You are enrolled. Where the Cardmember purchases You purchase goods and/or services on behalf of a third party, the Cardmember and the Company You confirm that the Cardmember has You have obtained the consent of the third party to the disclosure of his or her information to the American Express group of companies worldwide for these purposes
ii. Use information about the Cardmember and the Company You and information about how the Cardmember uses the You use Your Account (unless the Cardmember or the Company asks Us You ask us not to) to develop lists for use within the American Express group of companies worldwide (including other organizations who issue the Card) and other select companies in order that We or these companies may develop or make offers to the Cardmember You (by mail or telephone) of products and services in which the Cardmember You may be interested. The information used to develop these lists may be obtained from the application, from information on where the Cardmember uses You use and what Transactions are on the Your Card, from surveys and research (which may involve contacting the Cardmember You by mail or telephone) and from information obtained from other external sources such as merchants or marketing organizations
iii. Exchange information about the Cardmember, the Company You and the Your Account with credit reference agencies which may be shared with other organizations in assessing applications from the Cardmember You and members of the Cardmember’s Your household for credit or other facilities and for preventing fraud and tracking debtors
iv. Carry out credit checks whilst any money is owed by the Cardmember or the Company You on the Your Account (including contacting the Cardmember’s Your bank, financial institution or approved referee) and disclose information about the Cardmember, the Company You and the Your Account to collection agencies and lawyers for the purpose of collecting debts on the Your Account
x. Xxxxx v. Carry out further credit checks and analyse information about the Cardmember and the Company You and Transactions on the Your Account, to assist in managing the Your Account, authorizing Transactions on it and to prevent fraud
vi. Monitor and/or record the Cardmember’s Your telephone calls to Us, or Ours to the CardmemberYou, either Ourselves or by reputable organizations selected by Us, to ensure consistent servicing levels (including staff training) and Account operation
vii. Undertake all of the above within and outside Saudi Arabia
viii. Undertake all of the above in respect of any Supplementary Cardmember on Your Account. Where You have approved the issue of a Card to a Supplementary Cardmember, You confirm that You have obtained the consent of the Supplementary Cardmember to disclose his or her information to the American Express group of companies worldwide and process it for the above purposes
g. If You believe that any information We hold about You is incorrect or incomplete, You should write without delay to American Express Saudi Arabia, X.X. Xxx 0000, Xxxxxx 00000, Xxxxx Xxxxxx. Any information, which is found to be incorrect or incomplete, will be corrected promptly
Appears in 1 contract
Samples: Cardmember Agreement
PRIVACY AND APPLICABLE LAW. a. The Cardmember and the Company agree to comply with all applicable and prevailing exchange control regulations
b. The Agreement is subject to the laws of the Kingdom of Saudi Arabia and the jurisdiction of the competent committee Commitee for the Settlement of Financial Disputes and Violations at the Saudi Central Bank Arabian Monetary Agency (SAMA).
c. We may pursue collection from the Cardmember and/or the Company in any other jurisdiction in which the Cardmember and the Company may be domiciled
d. We provide credit information relating to the Cardmember or the Company to The Saudi Credit Bureau (SIMAH) and/ or Bayan Credit Bureau on a periodic monthly basis.. . The information provided reflects the status as of the most recent Statement and includes information whether Your Account is up to date or overdue. If the Account or the settlement Account is overdue as at the date of such reporting and is subsequently regularized, the status of the Account will only be updated at the time of the next monthly reporting. All changes in Cardmember / Company’s status are updated within a maximum of 30 days. To avoid any adverse credit history with SIMAH and/ or BayanSIMAH, the Cardmember and the Company should ensure to that You make timely payments on the Account. The Company and the Cardmember hereby agree to provide Us with any information that We require including but not limited to Know Your Customer forms, information and supporting documentation for establishing and/or administering The Company / Cardmember Accounts and facilities with Us and update The Cardmember personal information if there are any changes and as may be requested by Us. The Company and Cardmember also authorize Us to obtain and collect information as deemed necessary in regard to the Company and the Cardmember, The Company and the Cardmember accounts and facilities with other lenders through The Saudi Credit Bureau (“SIMAH”), Bayan Credit Bureau ) and electronically through AL-Elm ELM Information Security Company (“Elm”) and to disclose The Company and the Cardmember information to SIMAH, Bayan and Elm, to Our authorized collection agencies or to any other agency approved by SAMA. All capitalized terms in this document will have the same meaning as defined in the Cardmember Agreement.
e. We may not maintain original copies of all vouchers and other papers signed by the Cardmember and/or the Company in connection with the use of the Card. It is Our policy to place the same on microfilm. Accordingly, the Cardmember and the Company hereby agree that such microfilm and/or copies thereof will be acceptable to the Cardmember and the Company as evidence in any court of law to prove the Transactions undertaken by the Cardmember and the Company and that the Cardmember and the Company will not object to the use thereof as evidence. Moreover, the Cardmember agrees that such microfilm or copy thereof may be used in any procedure for verification of his/her signature
f. We will:
i. Disclose information about the Cardmember and the Company, the Account and Transactions on the Account (which may include details of goods and/ or services purchased) to companies within the American Express group of companies worldwide (including other organizations who issue the Card), to any other party whose name or logo appears on the Card issued to the Cardmember, to any party authorized by the Cardmember and the Company, to Our processors and suppliers and to organizations who accept the Card in payment for goods and/or services purchased by the Cardmember and obtain such information from those parties, in order to administer and service the Account, process and collect charges on it and manage any benefits or insurance program in which the Cardmember is enrolled. Where the Cardmember purchases goods and/or services on behalf of a third party, the Cardmember and the Company confirm that the Cardmember has obtained the consent of the third party to the disclosure of disclose his or her information to the American Express group of companies worldwide for these purposes
ii. Use information about the Cardmember and the Company and information about how the Cardmember uses the Account (unless the Cardmember or the Company asks Us not to) to develop lists for use within the American Express group of companies worldwide (including other organizations who issue the Card) and other select companies in order that We or these companies may develop or make offers to the Cardmember (by mail or telephone) of products and services in which the Cardmember may be interested. The information used to develop these lists may be obtained from the application, from information on where the Cardmember uses and what Transactions are on the Card, from surveys and research (which may involve contacting the Cardmember by mail or telephone) and from information obtained from other external sources such as merchants or marketing organizations
iii. Exchange information about the Cardmember, the Company and the Account with credit reference agencies which may be shared with other organizations in assessing applications from the Cardmember and members of the Cardmember’s Cardmember household for credit or other facilities and for preventing fraud and tracking debtors
iv. Carry out credit checks whilst any money is owed by the Cardmember or the Company on the Account (including contacting the Cardmember’s Cardmember bank, financial institution or approved referee) and disclose information about the Cardmember, the Company and the Account to collection agencies and lawyers for the purpose of collecting debts on the Account
x. Xxxxx v. Carry out further credit checks and analyse information about the Cardmember and the Company and Transactions on the Account, to assist in managing the Account, authorizing Transactions on it and to prevent fraud
vi. Monitor and/or record the Cardmember’s Cardmember telephone calls to Us, or Ours to the Cardmember, either Ourselves or by reputable organizations selected by Us, to ensure consistent servicing levels (including staff training) and Account operation
vii. Undertake all of the above within and outside Saudi Arabia
g. If the Cardmember believes that any information We hold about the Cardmember or the Company is incorrect or incomplete, the Cardmember should write without delay to American Express Saudi Arabia, X.X. Xxx 0000, Xxxxxx 00000, Xxxxx Xxxxxx. Any information, which is found to be incorrect or incomplete, will be corrected promptly
Appears in 1 contract
Samples: Cardmember Agreement
PRIVACY AND APPLICABLE LAW. a. The Cardmember and the Company agree to comply with all applicable and prevailing exchange control regulations
b. The Agreement is subject to the laws of the Kingdom of Saudi Arabia and the jurisdiction of the competent committee at the Saudi Central Bank (SAMA).
c. We may pursue collection from the Cardmember and/or the Company in any other jurisdiction in which the Cardmember and the Company may be domiciled
d. We provide credit information relating to the Cardmember or the Company to The Saudi Credit Bureau (SIMAH) and/ or Bayan Credit Bureau on a periodic monthly basis.. . The information provided reflects the status as of the most recent Statement and includes information whether Your Account is up to date or overdue. If the Account or the settlement Account is overdue as at the date of such reporting and is subsequently regularized, the status of the Account will only be updated at the time of the next monthly reporting. All changes in Cardmember / Company’s status are updated within a maximum of 30 days. To avoid any adverse credit history with SIMAH and/ or BayanSIMAH, the Cardmember and the Company should ensure to that You make timely payments on the Account. The Company and the Cardmember hereby agree to provide Us with any information that We require including but not limited to Know Your Customer forms, information and supporting documentation for establishing and/or administering The Company / Cardmember Accounts and facilities with Us and update The Cardmember personal information if there are any changes and as may be requested by Us. The Company and Cardmember also authorize Us to obtain and collect information as deemed necessary in regard to the Company and the Cardmember, The Company and the Cardmember accounts and facilities with other lenders through The Saudi Credit Bureau (“SIMAH”), Bayan Credit Bureau ) and electronically through AL-Elm Information Security Company (“Elm”) and to disclose The Company and the Cardmember information to SIMAH, Bayan and Elm, to Our authorized collection agencies or to any other agency approved by SAMA. All capitalized terms in this document will have the same meaning as defined in the Cardmember Agreement.
e. We may not maintain original copies of all vouchers and other papers signed by the Cardmember and/or the Company in connection with the use of the Card. It is Our policy to place the same on microfilm. Accordingly, the Cardmember and the Company hereby agree that such microfilm and/or copies thereof will be acceptable to the Cardmember and the Company as evidence in any court of law to prove the Transactions undertaken by the Cardmember and the Company and that the Cardmember and the Company will not object to the use thereof as evidence. Moreover, the Cardmember agrees that such microfilm or copy thereof may be used in any procedure for verification of his/her signature
f. We will:
i. Disclose information about the Cardmember and the Company, the Account and Transactions on the Account (which may include details of goods and/ or services purchased) to companies within the American Express group of companies worldwide (including other organizations who issue the Card), to any other party whose name or logo appears on the Card issued to the Cardmember, to any party authorized by the Cardmember and the Company, to Our processors and suppliers and to organizations who accept the Card in payment for goods and/or services purchased by the Cardmember and obtain such information from those parties, in order to administer and service the Account, process and collect charges on it and manage any benefits or insurance program in which the Cardmember is enrolled. Where the Cardmember purchases goods and/or services on behalf of a third party, the Cardmember and the Company confirm that the Cardmember has obtained the consent of the third party to the disclosure of his or her information to the American Express group of companies worldwide for these purposes
ii. Use information about the Cardmember and the Company and information about how the Cardmember uses the Account (unless the Cardmember or the Company asks Us not to) to develop lists for use within the American Express group of companies worldwide (including other organizations who issue the Card) and other select companies in order that We or these companies may develop or make offers to the Cardmember (by mail or telephone) of products and services in which the Cardmember may be interested. The information used to develop these lists may be obtained from the application, from information on where the Cardmember uses and what Transactions are on the Card, from surveys and research (which may involve contacting the Cardmember by mail or telephone) and from information obtained from other external sources such as merchants or marketing organizations
iii. Exchange information about the Cardmember, the Company and the Account with credit reference agencies which may be shared with other organizations in assessing applications from the Cardmember and members of the Cardmember’s Cardmember household for credit or other facilities and for preventing fraud and tracking debtors
iv. Carry out credit checks whilst any money is owed by the Cardmember or the Company on the Account (including contacting the Cardmember’s Cardmember bank, financial institution or approved referee) and disclose information about the Cardmember, the Company and the Account to collection agencies and lawyers for the purpose of collecting debts on the Account
x. Xxxxx out further credit checks and analyse information about the Cardmember and the Company and Transactions on the Account, to assist in managing the Account, authorizing Transactions on it and to prevent fraud
vi. Monitor and/or record the Cardmember’s Cardmember telephone calls to Us, or Ours to the Cardmember, either Ourselves or by reputable organizations selected by Us, to ensure consistent servicing levels (including staff training) and Account operation
vii. Undertake all of the above within and outside Saudi Arabia
g. If the Cardmember believes that any information We hold about the Cardmember or the Company is incorrect or incomplete, the Cardmember should write without delay to American Express Saudi Arabia, P.O. Box 6624, Riyadh 11452, Saudi Arabia. Any information, which is found to be incorrect or incomplete, will be corrected promptly
Appears in 1 contract
Samples: Cardmember Agreement
PRIVACY AND APPLICABLE LAW. a. The Cardmember and the Company agree to comply with all applicable and prevailing exchange control regulations
b. The Agreement is subject to the laws of the Kingdom of Saudi Arabia and the jurisdiction of the competent committee at the Saudi Central Bank Arabian Monetary Agency (SAMA).
c. We may pursue collection from the Cardmember and/or the Company in any other jurisdiction in which the Cardmember and the Company may be domiciled
d. We may provide credit information relating to the Cardmember or the Company to The Saudi Credit Bureau (SIMAH) and/ or Bayan Credit Bureau on a periodic monthly basis.. . The information provided reflects the status as of the most recent Statement and includes information whether Your the Account is up to date or overdue. If the Account or the settlement Settlement Account is overdue as at the date of such reporting and is subsequently regularized, the status of the Account / Settlement Account will only be updated at the time of the next monthly reporting. All changes in the Cardmember / Company’s status are updated within a maximum of 30 days. To avoid any adverse credit history with SIMAH and/ or BayanSIMAH, the Cardmember and the Company should ensure to Company, as applicable, shall make timely payments on the Account. The Company and the Cardmember hereby agree to provide Us with any information that We require including but not limited to Know Your Customer forms, information and supporting documentation for establishing and/or administering The Company / Cardmember Accounts and facilities with Us and update The Cardmember personal information if there are any changes and as may be requested by Us. The Company and Cardmember also authorize Us to obtain and collect information as deemed necessary in regard to the Company and the Cardmember, The Company and the Cardmember accounts and facilities with other lenders through The Saudi Credit Bureau (“SIMAH”), Bayan Credit Bureau and electronically through AL-Elm Information Security Company (“Elm”) and to disclose The Company and the Cardmember information to SIMAH, Bayan and Elm, to Our authorized collection agencies or to any other agency approved by SAMA. All capitalized terms in this document will have the same meaning as defined in the Cardmember Agreement.
e. We may not maintain original copies of all vouchers and other papers signed by the Cardmember and/or the Company in connection with the use of the Card. It is Our policy to place the same on microfilm. Accordingly, the Cardmember and the Company hereby agree that such microfilm and/or copies thereof will be acceptable to the Cardmember and the Company as evidence in any court of law to prove the Transactions undertaken by the Cardmember and the Company and that the Cardmember and the Company will not object to the use thereof as evidence. Moreover, the Cardmember agrees that such microfilm or copy thereof may be used in any procedure for verification of his/her signature
f. We will:
i. Disclose information about the Cardmember and the Company, the Account and Transactions on the Account (which may include details of goods and/ or services purchased) to companies within the American Express group of companies worldwide (including other organizations who issue the Card), to any other party whose name or logo appears on the Card issued to the Cardmember, to any party authorized by the Cardmember and the Company, to Our processors and suppliers and to organizations who accept the Card in payment for goods and/or services purchased by the Cardmember and obtain such information from those parties, in order to administer and service the Account, process and collect charges on it and manage any benefits or insurance program in which the Cardmember is enrolled. Where the Cardmember purchases goods and/or services on behalf of a third party, the Cardmember and the Company confirm that the Cardmember has obtained the consent of the third party to the disclosure of his or her information to the American Express group of companies worldwide for these purposes
ii. Use information about the Cardmember and the Company and information about how the Cardmember uses the Account (unless the Cardmember or the Company asks Us not to) to develop lists for use within the American Express group of companies worldwide (including other organizations who issue the Card) and other select companies in order that We or these companies may develop or make offers to the Cardmember (by mail or telephone) of products and services in which the Cardmember may be interested. The information used to develop these lists may be obtained from the application, from information on where the Cardmember uses and what Transactions are on the Card, from surveys and research (which may involve contacting the Cardmember by mail or telephone) and from information obtained from other external sources such as merchants or marketing organizations
iii. Exchange information about the Cardmember, the Company and the Account with credit reference agencies which may be shared with other organizations in assessing applications from the Cardmember and members of the Cardmember’s Cardmember household for credit or other facilities and for preventing fraud and tracking debtors
iv. Carry out credit checks whilst any money is owed by the Cardmember or the Company on the Account (including contacting the Cardmember’s Cardmember bank, financial institution or approved referee) and disclose information about the Cardmember, the Company and the Account to collection agencies and lawyers for the purpose of collecting debts on the Account
x. Xxxxx v. Carry out further credit checks and analyse information about the Cardmember and the Company and Transactions on the Account, to assist in managing the Account, authorizing Transactions on it and to prevent fraud
vi. Monitor and/or record the Cardmember’s Cardmember telephone calls to Us, or Ours to the Cardmember, either Ourselves or by reputable organizations selected by Us, to ensure consistent servicing levels (including staff training) and Account operation
vii. Undertake all of the above within and outside Saudi Arabia
g. If the Cardmember believes that any information We hold about the Cardmember or the Company is incorrect or incomplete, the Cardmember should write without delay to American Express Saudi Arabia, X.X. Xxx 0000, Xxxxxx 00000, Xxxxx Xxxxxx. Any information, which is found to be incorrect or incomplete, will be corrected promptly
Appears in 1 contract
Samples: Corporate Card Agreement
PRIVACY AND APPLICABLE LAW. a. The Cardmember and the Company agree to comply with all applicable and prevailing exchange control regulations
b. The Agreement is subject to the laws of the Kingdom of Saudi Arabia Arabia, and in compliance with the Shariah law, and the jurisdiction of the competent committee at the Saudi Central Bank Arabian Monetary Agency (SAMA).
c. We may pursue collection from the Cardmember and/or the Company in any other jurisdiction in which the Cardmember and the Company may be domicileddomiciled in accordance with applicable Shariah principles.
d. We may provide credit information relating to the Cardmember or the Company to The Saudi Credit Bureau (SIMAH) and/ or Bayan Credit Bureau on a periodic basis.. . The information provided reflects the status as of the most recent Statement and includes information whether Your the Account is up to date or overdue. If the Account or the settlement Settlement Account is overdue as at the date of such reporting and is subsequently regularized, the status of the Account / Settlement Account will only be updated at the time of the next monthly reporting. All changes in the Cardmember / Company’s status are updated within a maximum of 30 days. To avoid any adverse credit history with SIMAH and/ or BayanSIMAH, the Cardmember and the Company should ensure to Company, as applicable, shall make timely payments on the Account. The Company and the Cardmember hereby agree to provide Us with any information that We require including but not limited to Know Your Customer forms, information and supporting documentation for establishing and/or administering The Company / Cardmember Accounts and facilities with Us and update The Cardmember personal information if there are any changes and as may be requested by Us. The Company and Cardmember also authorize Us to obtain and collect information as deemed necessary in regard to the Company and the Cardmember, The Company and the Cardmember accounts and facilities with other lenders through The Saudi Credit Bureau (“SIMAH”), Bayan Credit Bureau and electronically through ALAl-Elm Information Security Company (“Elm”) and to disclose The Company and the Cardmember information to SIMAH, Bayan and ElmBAYAN, ELM, to Our authorized collection agencies or to any other agency approved by SAMA. All capitalized terms in this document will have the same meaning as defined in the Cardmember Agreement.
e. We may not maintain original copies of all vouchers and other papers signed by the Cardmember and/or the Company in connection with the use of the Card. It is Our policy to place the same on microfilm. Accordingly, the Cardmember and the Company hereby agree that such microfilm and/or copies thereof will be acceptable to the Cardmember and the Company as evidence in any court of law to prove the Transactions undertaken by the Cardmember and the Company and that the Cardmember and the Company will not object to the use thereof as evidence. Moreover, the Cardmember agrees that such microfilm or copy thereof may be used in any procedure for verification of his/her signature
f. We will:
i. Disclose information about the Cardmember and the Company, the Account and Transactions on the Account (which may include details of goods and/ or services purchased) to companies within the American Express group of companies worldwide (including other organizations who issue the Card), to any other party whose name or logo appears on the Card issued to the Cardmember, to any party authorized by the Cardmember and the Company, to Our processors and suppliers and to organizations who accept the Card in payment for goods and/or services purchased by the Cardmember and obtain such information from those parties, in order to administer and service the Account, process and collect charges on it and manage any benefits or insurance program in which the Cardmember is enrolled. Where the Cardmember purchases goods and/or services on behalf of a third party, the Cardmember and the Company confirm that the Cardmember has obtained the consent of the third party to the disclosure of his or her information to the American Express group of companies worldwide for these purposes
ii. Use information about the Cardmember and the Company and information about how the Cardmember uses the Account (unless the Cardmember or the Company asks Us not to) to develop lists for use within the American Express group of companies worldwide (including other organizations who issue the Card) and other select companies in order that We or these companies may develop or make offers to the Cardmember (by mail or telephone) of products and services in which the Cardmember may be interested. The information used to develop these lists may be obtained from the application, from information on where the Cardmember uses and what Transactions are on the Card, from surveys and research (which may involve contacting the Cardmember by mail or telephone) and from information obtained from other external sources such as merchants or marketing organizations
iii. Exchange information about the Cardmember, the Company and the Account with credit reference agencies which may be shared with other organizations in assessing applications from the Cardmember and members of the Cardmember’s Cardmember household for credit or other facilities and for preventing fraud and tracking debtors
iv. Carry out credit checks whilst any money is owed by the Cardmember or the Company on the Account (including contacting the Cardmember’s Cardmember bank, financial institution or approved referee) and disclose information about the Cardmember, the Company and the Account to collection agencies and lawyers for the purpose of collecting debts on the Account
x. Xxxxx out further credit checks and analyse information about the Cardmember and the Company and Transactions on the Account, to assist in managing the Account, authorizing Transactions on it and to prevent fraud
vi. Monitor and/or record the Cardmember’s Cardmember telephone calls to Us, or Ours to the Cardmember, either Ourselves or by reputable organizations selected by Us, to ensure consistent servicing levels (including staff training) and Account operation
vii. Undertake all of the above within and outside Saudi Arabia
g. If the Cardmember believes that any information We hold about the Cardmember or the Company is incorrect or incomplete, the Cardmember should write without delay to American Express Saudi Arabia, P.O. Box 6624, Riyadh 11452, Saudi Arabia. Any information, which is found to be incorrect or incomplete, will be corrected promptly
Appears in 1 contract
Samples: Cardmember Agreement
PRIVACY AND APPLICABLE LAW. a. The Cardmember and the Company agree to comply with all applicable and prevailing exchange control regulations.
b. The Agreement is subject to the laws of the Kingdom of Saudi Arabia and the jurisdiction of the competent committee Committee for the Settlement of Financial Disputes and Violations at the Saudi Central Bank (SAMA).
c. We may pursue collection from the Cardmember and/or the Company in any other jurisdiction in which the Cardmember and the Company may be domiciled.
d. We may provide credit information relating to the Cardmember or the Company to The the Saudi Credit Bureau (“SIMAH”) and/ or Bayan Credit Bureau on a periodic basis.. . The information provided reflects the status as of the most recent Statement and includes information whether Your the Account is up to date or overdue. If the Account or the settlement Account is overdue as at the date of such reporting and is subsequently regularized, the status of the Account will only be updated at the time of the next monthly reporting. All changes in Cardmember / the Company’s status are updated within a maximum of 30 days. To avoid any adverse credit history with SIMAH and/ or Bayan, the Cardmember and the Company should ensure to shall make timely payments on the Account. The Company and the Cardmember hereby agree agrees to provide Us with any information that We require including but not limited to Know Your Customer KYC forms, information and supporting documentation for establishing and/or administering The Company / Cardmember the Accounts and facilities with Us and update The Cardmember personal information if there are any changes and as may be requested by Us. The Company and Cardmember also authorize authorizes Us to obtain and collect information as deemed necessary in regard to the Company, the Company and the Cardmember, The Company and the Cardmember accounts and facilities with other lenders through The Saudi Credit Bureau (“SIMAH”), Bayan Credit Bureau and electronically through AL-Elm ELM Information Security Company (“Elm”) and to disclose The the Company and the Cardmember information to SIMAH, Bayan and Elm, to Our authorized collection agencies or to any other agency approved by SAMA. All capitalized terms in this document will have the same meaning as defined in the Cardmember Agreement.
e. We may not maintain original copies of all vouchers and other papers signed by the Cardmember and/or the Company in connection with the use of the Card. It is Our policy to place the same on microfilm. Accordingly, the Cardmember and the Company hereby agree that such microfilm and/or copies thereof will be acceptable to the Cardmember and the Company as evidence in any court of law to prove the Transactions undertaken by the Cardmember and the Company and that the Cardmember and the Company will not object to the use thereof as evidence. Moreover, the Cardmember agrees that such microfilm or copy thereof may be used in any procedure for verification of his/her signature.
f. We will:
i. Disclose information about the Cardmember and the Company, the Account and Transactions on the Account (which may include details of goods and/ or services purchased) to companies within the American Express group of companies worldwide (including other organizations who issue the Card), to any other party whose name or logo appears on the Card issued to the Cardmember, to any party authorized by the Cardmember and the Company, to Our processors and suppliers and to organizations who accept the Card in payment for goods and/or services purchased by the Cardmember and obtain such information from those parties, in order to administer and service the Account, process and collect charges on it and manage any benefits or insurance program in which the Cardmember is enrolled. Where the Cardmember purchases goods and/or services on behalf of a third party, the Cardmember and the Company confirm that the Cardmember has obtained the consent of the third party to the disclosure of disclose his or her information to the American Express group of companies worldwide for these purposes;
ii. Use information about the Cardmember and the Company and information about how the Cardmember uses the Account (unless the Cardmember or the Company asks Us not to) to develop lists for use within the American Express group of companies worldwide (including other organizations who issue the Card) and other select companies in order that We or these companies may develop or make offers to the Cardmember (by mail or telephone) of products and services in which the Cardmember may be interested. The information used to develop these lists may be obtained from the application, from information on where the Cardmember uses and what Transactions are on the Card, from surveys and research (which may involve contacting the Cardmember by mail or telephone) and from information obtained from other external sources such as merchants or marketing organizations;
iii. Exchange information about the Cardmember, the Company and the Account with credit reference agencies which may be shared with other organizations in assessing applications from the Cardmember and members of the Cardmember’s Cardmember household for credit or other facilities and for preventing fraud and tracking debtors;
iv. Carry out credit checks whilst any money is owed by the Cardmember or the Company on the Account (including contacting the Cardmember’s Cardmember bank, financial institution or approved referee) and disclose information about the Cardmember, the Company and the Account to collection agencies and lawyers for the purpose of collecting debts on the Account;
x. Xxxxx out further credit checks and analyse analyze information about the Cardmember and the Company and Transactions on the Account, to assist in managing the Account, authorizing Transactions on it and to prevent fraud;
vi. Monitor and/or record the Cardmember’s Cardmember telephone calls to Us, or Ours to the Cardmember, either Ourselves or by reputable organizations selected by Us, to ensure consistent servicing levels (including staff training) and Account operation
vii. Undertake all of the above within and outside the Kingdom of Saudi Arabia.
g. If the Cardmember believes that any information We hold about the Cardmember or the Company is incorrect or incomplete or outdated, the Cardmember can either:
i. write without delay to American Express Saudi Arabia, P.O. Box 6624, ii. update their information through use of the American Express Saudi Arabia mobile phone application. Any information, which is found to be incorrect or incomplete or outdated, will be corrected promptly.
Appears in 1 contract
PRIVACY AND APPLICABLE LAW. a. The Cardmember and the Company agree to comply with all applicable and prevailing exchange control regulations
b. The Agreement is subject to the laws of the Kingdom of Saudi Arabia and the jurisdiction of the competent committee at the Saudi Central Bank Arabian Monetary Agency (SAMA).
c. We may pursue collection from the Cardmember and/or the Company in any other jurisdiction in which the Cardmember and the Company may be domiciled
d. We may provide credit information relating to the Cardmember or the Company to The Saudi Credit Bureau (SIMAH) and/ or Bayan Credit Bureau on a periodic monthly basis.. . The information provided reflects the status as of the most recent Statement and includes information whether Your the Account is up to date or overdue. If the Account or the settlement Settlement Account is overdue as at the date of such reporting and is subsequently regularized, the status of the Account / Settlement Account will only be updated at the time of the next monthly reporting. All changes in the Cardmember / Company’s status are updated within a maximum of 30 days. To avoid any adverse credit history with SIMAH and/ or BayanSIMAH, the Cardmember and the Company should ensure to Company, as applicable, shall make timely payments on the Account. The Company and the Cardmember hereby agree to provide Us with any information that We require including but not limited to Know Your Customer forms, information and supporting documentation for establishing and/or administering The Company / Cardmember Accounts and facilities with Us and update The Cardmember personal information if there are any changes and as may be requested by Us. The Company and Cardmember also authorize Us to obtain and collect information as deemed necessary in regard to the Company and the Cardmember, The Company and the Cardmember accounts and facilities with other lenders through The Saudi Credit Bureau (“SIMAH”), Bayan Credit Bureau and electronically through AL-Elm Information Security Company (“Elm”) and to disclose The Company and the Cardmember information to SIMAH, Bayan and Elm, to Our authorized collection agencies or to any other agency approved by SAMA. All capitalized terms in this document will have the same meaning as defined in the Cardmember Agreement.
e. We may not maintain original copies of all vouchers and other papers signed by the Cardmember and/or the Company in connection with the use of the Card. It is Our policy to place the same on microfilm. Accordingly, the Cardmember and the Company hereby agree that such microfilm and/or copies thereof will be acceptable to the Cardmember and the Company as evidence in any court of law to prove the Transactions undertaken by the Cardmember and the Company and that the Cardmember and the Company will not object to the use thereof as evidence. Moreover, the Cardmember agrees that such microfilm or copy thereof may be used in any procedure for verification of his/her signature
f. We will:
i. Disclose information about the Cardmember and the Company, the Account and Transactions on the Account (which may include details of goods and/ or services purchased) to companies within the American Express group of companies worldwide (including other organizations who issue the Card), to any other party whose name or logo appears on the Card issued to the Cardmember, to any party authorized by the Cardmember and the Company, to Our processors and suppliers and to organizations who accept the Card in payment for goods and/or services purchased by the Cardmember and obtain such information from those parties, in order to administer and service the Account, process and collect charges on it and manage any benefits or insurance program in which the Cardmember is enrolled. Where the Cardmember purchases goods and/or services on behalf of a third party, the Cardmember and the Company confirm that the Cardmember has obtained the consent of the third party to the disclosure of disclose his or her information to the American Express group of companies worldwide for these purposes
ii. Use information about the Cardmember and the Company and information about how the Cardmember uses the Account (unless the Cardmember or the Company asks Us not to) to develop lists for use within the American Express group of companies worldwide (including other organizations who issue the Card) and other select companies in order that We or these companies may develop or make offers to the Cardmember (by mail or telephone) of products and services in which the Cardmember may be interested. The information used to develop these lists may be obtained from the application, from information on where the Cardmember uses and what Transactions are on the Card, from surveys and research (which may involve contacting the Cardmember by mail or telephone) and from information obtained from other external sources such as merchants or marketing organizations
iii. Exchange information about the Cardmember, the Company and the Account with credit reference agencies which may be shared with other organizations in assessing applications from the Cardmember and members of the Cardmember’s Cardmember household for credit or other facilities and for preventing fraud and tracking debtors
iv. Carry out credit checks whilst any money is owed by the Cardmember or the Company on the Account (including contacting the Cardmember’s Cardmember bank, financial institution or approved referee) and disclose information about the Cardmember, the Company and the Account to collection agencies and lawyers for the purpose of collecting debts on the Account
x. Xxxxx v. Carry out further credit checks and analyse information about the Cardmember and the Company and Transactions on the Account, to assist in managing the Account, authorizing Transactions on it and to prevent fraud
vi. Monitor and/or record the Cardmember’s Cardmember telephone calls to Us, or Ours to the Cardmember, either Ourselves or by reputable organizations selected by Us, to ensure consistent servicing levels (including staff training) and Account operation
vii. Undertake all of the above within and outside Saudi Arabia
g. If the Cardmember believes that any information We hold about the Cardmember or the Company is incorrect or incomplete, the Cardmember should write without delay to American Express Saudi Arabia, X.X. Xxx 0000, Xxxxxx 00000, Xxxxx Xxxxxx. Any information, which is found to be incorrect or incomplete, will be corrected promptly
Appears in 1 contract
Samples: Cardmember Agreement
PRIVACY AND APPLICABLE LAW. a. The Cardmember and the Company agree to comply with all applicable and prevailing exchange control regulations
b. The Agreement is subject to the laws of the Kingdom of Saudi Arabia and the jurisdiction of the competent committee at the Saudi Central Bank Arabian Monetary Agency (SAMA).
c. We may pursue collection from the Cardmember and/or the Company in any other jurisdiction in which the Cardmember and the Company may be domiciled
d. We provide credit information relating to the Cardmember or the Company to The Saudi Credit Bureau (SIMAH) and/ or Bayan Credit Bureau on a periodic monthly basis.. . The information provided reflects the status as of the most recent Statement and includes information whether Your Account is up to date or overdue. If the Account or the settlement Account is overdue as at the date of such reporting and is subsequently regularized, the status of the Account will only be updated at the time of the next monthly reporting. All changes in Cardmember / Company’s status are updated within a maximum of 30 days. To avoid any adverse credit history with SIMAH and/ or BayanSIMAH, the Cardmember and the Company should ensure to that You make timely payments on the Account. The Company and the Cardmember hereby agree to provide Us with any information that We require including but not limited to Know Your Customer forms, information and supporting documentation for establishing and/or administering The Company / Cardmember Accounts and facilities with Us and update The Cardmember personal information if there are any changes and as may be requested by Us. The Company and Cardmember also authorize Us to obtain and collect information as deemed necessary in regard to the Company and the Cardmember, The Company and the Cardmember accounts and facilities with other lenders through The Saudi Credit Bureau (“SIMAH”), Bayan Credit Bureau ) and electronically through AL-Elm ELM Information Security Company (“Elm”) and to disclose The Company and the Cardmember information to SIMAH, Bayan and Elm, to Our authorized collection agencies or to any other agency approved by SAMA. All capitalized terms in this document will have the same meaning as defined in the Cardmember Agreement.
e. We may not maintain original copies of all vouchers and other papers signed by the Cardmember and/or the Company in connection with the use of the Card. It is Our policy to place the same on microfilm. Accordingly, the Cardmember and the Company hereby agree that such microfilm and/or copies thereof will be acceptable to the Cardmember and the Company as evidence in any court of law to prove the Transactions undertaken by the Cardmember and the Company and that the Cardmember and the Company will not object to the use thereof as evidence. Moreover, the Cardmember agrees that such microfilm or copy thereof may be used in any procedure for verification of his/her signature
f. We will:
i. Disclose information about the Cardmember and the Company, the Account and Transactions on the Account (which may include details of goods and/ or services purchased) to companies within the American Express group of companies worldwide (including other organizations who issue the Card), to any other party whose name or logo appears on the Card issued to the Cardmember, to any party authorized by the Cardmember and the Company, to Our processors and suppliers and to organizations who accept the Card in payment for goods and/or services purchased by the Cardmember and obtain such information from those parties, in order to administer and service the Account, process and collect charges on it and manage any benefits or insurance program in which the Cardmember is enrolled. Where the Cardmember purchases goods and/or services on behalf of a third party, the Cardmember and the Company confirm that the Cardmember has obtained the consent of the third party to the disclosure of his or her information to the American Express group of companies worldwide for these purposes
ii. Use information about the Cardmember and the Company and information about how the Cardmember uses the Account (unless the Cardmember or the Company asks Us not to) to develop lists for use within the American Express group of companies worldwide (including other organizations who issue the Card) and other select companies in order that We or these companies may develop or make offers to the Cardmember (by mail or telephone) of products and services in which the Cardmember may be interested. The information used to develop these lists may be obtained from the application, from information on where the Cardmember uses and what Transactions are on the Card, from surveys and research (which may involve contacting the Cardmember by mail or telephone) and from information obtained from other external sources such as merchants or marketing organizations
iii. Exchange information about the Cardmember, the Company and the Account with credit reference agencies which may be shared with other organizations in assessing applications from the Cardmember and members of the Cardmember’s Cardmember household for credit or other facilities and for preventing fraud and tracking debtors
iv. Carry out credit checks whilst any money is owed by the Cardmember or the Company on the Account (including contacting the Cardmember’s Cardmember bank, financial institution or approved referee) and disclose information about the Cardmember, the Company and the Account to collection agencies and lawyers for the purpose of collecting debts on the Account
x. Xxxxx out further credit checks and analyse information about the Cardmember and the Company and Transactions on the Account, to assist in managing the Account, authorizing Transactions on it and to prevent fraud
vi. Monitor and/or record the Cardmember’s Cardmember telephone calls to Us, or Ours to the Cardmember, either Ourselves or by reputable organizations selected by Us, to ensure consistent servicing levels (including staff training) and Account operation
vii. Undertake all of the above within and outside Saudi Arabia
g. If the Cardmember believes that any information We hold about the Cardmember or the Company is incorrect or incomplete, the Cardmember should write without delay to American Express Saudi Arabia, P.O. Box 6624, Riyadh 11452, Saudi Arabia. Any information, which is found to be incorrect or incomplete, will be corrected promptly
Appears in 1 contract
Samples: Corporate Card Agreement
PRIVACY AND APPLICABLE LAW. a. The Cardmember and the Company agree to comply with all applicable and prevailing exchange control regulations.
b. The Agreement is subject to the laws of the Kingdom of Saudi Arabia and the jurisdiction of the competent committee Committee for the Settlement of Financial Disputes and Violations at the Saudi Central Bank (SAMA).
c. We may pursue collection from the Cardmember and/or the Company in any other jurisdiction in which the Cardmember and the Company may be domiciled.
d. We may provide credit information relating to the Cardmember or the Company to The the Saudi Credit Bureau (“SIMAH”) and/ or Bayan Credit Bureau on a periodic basis.. . The information provided reflects the status as of the most recent Statement and includes information whether Your the Account is up to date or overdue. If the Account or the settlement Account is overdue as at the date of such reporting and is subsequently regularized, the status of the Account will only be updated at the time of the next monthly reporting. All changes in Cardmember / the Company’s status are updated within a maximum of 30 days. To avoid any adverse credit history with SIMAH and/ or Bayan, the Cardmember and the Company should ensure to shall make timely payments on the Account. The Company and the Cardmember hereby agree agrees to provide Us with any information that We require including but not limited to Know Your Customer KYC forms, information and supporting documentation for establishing and/or administering The Company / Cardmember the Accounts and facilities with Us and update The Cardmember personal information if there are any changes and as may be requested by Us. The Company and Cardmember also authorize authorizes Us to obtain and collect information as deemed necessary in regard to the Company, the Company and the Cardmember, The Company and the Cardmember accounts and facilities with other lenders through The Saudi Credit Bureau (“SIMAH”), Bayan Credit Bureau and electronically through AL-Elm ELM Information Security Company (“Elm”) and to disclose The the Company and the Cardmember information to SIMAH, Bayan and Elm, to Our authorized collection agencies or to any other agency approved by SAMA. All capitalized terms in this document will have the same meaning as defined in the Cardmember Agreement.
e. We may not maintain original copies of all vouchers and other papers signed by the Cardmember and/or the Company in connection with the use of the Card. It is Our policy to place the same on microfilm. Accordingly, the Cardmember and the Company hereby agree that such microfilm and/or copies thereof will be acceptable to the Cardmember and the Company as evidence in any court of law to prove the Transactions undertaken by the Cardmember and the Company and that the Cardmember and the Company will not object to the use thereof as evidence. Moreover, the Cardmember agrees that such microfilm or copy thereof may be used in any procedure for verification of his/her signature.
f. We will:
i. Disclose information about the Cardmember and the Company, the Account and Transactions on the Account (which may include details of goods and/ or services purchased) to companies within the American Express group of companies worldwide (including other organizations who issue the Card), to any other party whose name or logo appears on the Card issued to the Cardmember, to any party authorized by the Cardmember and the Company, to Our processors and suppliers and to organizations who accept the Card in payment for goods and/or services purchased by the Cardmember and obtain such information from those parties, in order to administer and service the Account, process and collect charges on it and manage any benefits or insurance program in which the Cardmember is enrolled. Where the Cardmember purchases goods and/or services on behalf of a third party, the Cardmember and the Company confirm that the Cardmember has obtained the consent of the third party to the disclosure of disclose his or her information to the American Express group of companies worldwide for these purposes;
ii. Use information about the Cardmember and the Company and information about how the Cardmember uses the Account (unless the Cardmember or the Company asks Us not to) to develop lists for use within the American Express group of companies worldwide (including other organizations who issue the Card) and other select companies in order that We or these companies may develop or make offers to the Cardmember (by mail or telephone) of products and services in which the Cardmember may be interested. The information used to develop these lists may be obtained from the application, from information on where the Cardmember uses and what Transactions are on the Card, from surveys and research (which may involve contacting the Cardmember by mail or telephone) and from information obtained from other external sources such as merchants or marketing organizations;
iii. Exchange information about the Cardmember, the Company and the Account with credit reference agencies which may be shared with other organizations in assessing applications from the Cardmember and members of the Cardmember’s Cardmember household for credit or other facilities and for preventing fraud and tracking debtors;
iv. Carry out credit checks whilst any money is owed by the Cardmember or the Company on the Account (including contacting the Cardmember’s Cardmember bank, financial institution or approved referee) and disclose information about the Cardmember, the Company and the Account to collection agencies and lawyers for the purpose of collecting debts on the Account;
x. Xxxxx v. Carry out further credit checks and analyse analyze information about the Cardmember and the Company and Transactions on the Account, to assist in managing the Account, authorizing Transactions on it and to prevent fraud;
vi. Monitor and/or record the Cardmember’s Cardmember telephone calls to Us, or Ours to the Cardmember, either Ourselves or by reputable organizations selected by Us, to ensure consistent servicing levels (including staff training) and Account operation
vii. Undertake all of the above within and outside the Kingdom of Saudi Arabia.
g. If the Cardmember believes that any information We hold about the Cardmember or the Company is incorrect or incomplete or outdated, the Cardmember can either:
i. write without delay to American Express Saudi Arabia, P.O. Box 6624, ii. update their information through use of the American Express Saudi Arabia mobile phone application. Any information, which is found to be incorrect or incomplete or outdated, will be corrected promptly.
Appears in 1 contract
PRIVACY AND APPLICABLE LAW. a. The Cardmember and the Company agree to comply with all applicable and prevailing exchange control regulations
b. The Agreement is subject to the laws of the Kingdom of Saudi Arabia and the jurisdiction of the competent committee at the Saudi Central Bank Arabian Monetary Agency (SAMA).
c. We may pursue collection from the Cardmember and/or the Company in any other jurisdiction in which the Cardmember and the Company may be domiciled
d. We provide credit information relating to the Cardmember or the Company to The Saudi Credit Bureau (SIMAH) and/ or Bayan Credit Bureau on a periodic monthly basis.. . The information provided reflects the status as of the most recent Statement and includes information whether Your Account is up to date or overdue. If the Account or the settlement Account is overdue as at the date of such reporting and is subsequently regularized, the status of the Account will only be updated at the time of the next monthly reporting. All changes in Cardmember / Company’s status are updated within a maximum of 30 days. To avoid any adverse credit history with SIMAH and/ or BayanSIMAH, the Cardmember and the Company should ensure to that You make timely payments on the Account. The Company and the Cardmember hereby agree to provide Us with any information that We require including but not limited to Know Your Customer forms, information and supporting documentation for establishing and/or administering The Company / Cardmember Accounts and facilities with Us and update The Cardmember personal information if there are any changes and as may be requested by Us. The Company and Cardmember also authorize Us to obtain and collect information as deemed necessary in regard to the Company and the Cardmember, The Company and the Cardmember accounts and facilities with other lenders through The Saudi Credit Bureau (“SIMAH”), Bayan Credit Bureau ) and electronically through AL-Elm Information Security Company (“Elm”) and to disclose The Company and the Cardmember information to SIMAH, Bayan and Elm, to Our authorized collection agencies or to any other agency approved by SAMA. All capitalized terms in this document will have the same meaning as defined in the Cardmember Agreement.
e. We may not maintain original copies of all vouchers and other papers signed by the Cardmember and/or the Company in connection with the use of the Card. It is Our policy to place the same on microfilm. Accordingly, the Cardmember and the Company hereby agree that such microfilm and/or copies thereof will be acceptable to the Cardmember and the Company as evidence in any court of law to prove the Transactions undertaken by the Cardmember and the Company and that the Cardmember and the Company will not object to the use thereof as evidence. Moreover, the Cardmember agrees that such microfilm or copy thereof may be used in any procedure for verification of his/her signature
f. We will:
i. Disclose information about the Cardmember and the Company, the Account and Transactions on the Account (which may include details of goods and/ or services purchased) to companies within the American Express group of companies worldwide (including other organizations who issue the Card), to any other party whose name or logo appears on the Card issued to the Cardmember, to any party authorized by the Cardmember and the Company, to Our processors and suppliers and to organizations who accept the Card in payment for goods and/or services purchased by the Cardmember and obtain such information from those parties, in order to administer and service the Account, process and collect charges on it and manage any benefits or insurance program in which the Cardmember is enrolled. Where the Cardmember purchases goods and/or services on behalf of a third party, the Cardmember and the Company confirm that the Cardmember has obtained the consent of the third party to the disclosure of his or her information to the American Express group of companies worldwide for these purposes
ii. Use information about the Cardmember and the Company and information about how the Cardmember uses the Account (unless the Cardmember or the Company asks Us not to) to develop lists for use within the American Express group of companies worldwide (including other organizations who issue the Card) and other select companies in order that We or these companies may develop or make offers to the Cardmember (by mail or telephone) of products and services in which the Cardmember may be interested. The information used to develop these lists may be obtained from the application, from information on where the Cardmember uses and what Transactions are on the Card, from surveys and research (which may involve contacting the Cardmember by mail or telephone) and from information obtained from other external sources such as merchants or marketing organizations
iii. Exchange information about the Cardmember, the Company and the Account with credit reference agencies which may be shared with other organizations in assessing applications from the Cardmember and members of the Cardmember’s Cardmember household for credit or other facilities and for preventing fraud and tracking debtors
iv. Carry out credit checks whilst any money is owed by the Cardmember or the Company on the Account (including contacting the Cardmember’s Cardmember bank, financial institution or approved referee) and disclose information about the Cardmember, the Company and the Account to collection agencies and lawyers for the purpose of collecting debts on the Account
x. Xxxxx out further credit checks and analyse information about the Cardmember and the Company and Transactions on the Account, to assist in managing the Account, authorizing Transactions on it and to prevent fraud
vi. Monitor and/or record the Cardmember’s Cardmember telephone calls to Us, or Ours to the Cardmember, either Ourselves or by reputable organizations selected by Us, to ensure consistent servicing levels (including staff training) and Account operation
vii. Undertake all of the above within and outside Saudi Arabia
g. If the Cardmember believes that any information We hold about the Cardmember or the Company is incorrect or incomplete, the Cardmember should write without delay to American Express Saudi Arabia, P.O. Box 6624, Riyadh 11452, Saudi Arabia. Any information, which is found to be incorrect or incomplete, will be corrected promptly
Appears in 1 contract
Samples: Cardmember Agreement
PRIVACY AND APPLICABLE LAW. a. The Cardmember and the Company agree to comply with all applicable and prevailing exchange control regulations
b. The Agreement is subject to the laws of the Kingdom of Saudi Arabia Arabia, and in compliance with the Shariah law, and the jurisdiction of the competent committee at the Saudi Central Bank (SAMA).
c. We may pursue collection from the Cardmember and/or the Company in any other jurisdiction in which the Cardmember and the Company may be domicileddomiciled in accordance with applicable Shariah principles.
d. We may provide credit information relating to the Cardmember or the Company to The Saudi Credit Bureau (SIMAH) and/ or Bayan Credit Bureau on a periodic basis.. . The information provided reflects the status as of the most recent Statement and includes information whether Your the Account is up to date or overdue. If the Account or the settlement Settlement Account is overdue as at the date of such reporting and is subsequently regularized, the status of the Account / Settlement Account will only be updated at the time of the next monthly reporting. All changes in the Cardmember / Company’s status are updated within a maximum of 30 days. To avoid any adverse credit history with SIMAH and/ or BayanSIMAH, the Cardmember and the Company should ensure to Company, as applicable, shall make timely payments on the Account. The Company and the Cardmember hereby agree to provide Us with any information that We require including but not limited to Know Your Customer forms, information and supporting documentation for establishing and/or administering The Company / Cardmember Accounts and facilities with Us and update The Cardmember personal information if there are any changes and as may be requested by Us. The Company and Cardmember also authorize Us to obtain and collect information as deemed necessary in regard to the Company and the Cardmember, The Company and the Cardmember accounts and facilities with other lenders through The Saudi Credit Bureau (“SIMAH”), Bayan Credit Bureau and electronically through ALAl-Elm Information Security Company (“Elm”) and to disclose The Company and the Cardmember information to SIMAH, Bayan and ElmBAYAN, ELM, to Our authorized collection agencies or to any other agency approved by SAMA. All capitalized terms in this document will have the same meaning as defined in the Cardmember Agreement.
e. We may not maintain original copies of all vouchers and other papers signed by the Cardmember and/or the Company in connection with the use of the Card. It is Our policy to place the same on microfilm. Accordingly, the Cardmember and the Company hereby agree that such microfilm and/or copies thereof will be acceptable to the Cardmember and the Company as evidence in any court of law to prove the Transactions undertaken by the Cardmember and the Company and that the Cardmember and the Company will not object to the use thereof as evidence. Moreover, the Cardmember agrees that such microfilm or copy thereof may be used in any procedure for verification of his/her signature
f. We will:
i. Disclose information about the Cardmember and the Company, the Account and Transactions on the Account (which may include details of goods and/ or services purchased) to companies within the American Express group of companies worldwide (including other organizations who issue the Card), to any other party whose name or logo appears on the Card issued to the Cardmember, to any party authorized by the Cardmember and the Company, to Our processors and suppliers and to organizations who accept the Card in payment for goods and/or services purchased by the Cardmember and obtain such information from those parties, in order to administer and service the Account, process and collect charges on it and manage any benefits or insurance program in which the Cardmember is enrolled. Where the Cardmember purchases goods and/or services on behalf of a third party, the Cardmember and the Company confirm that the Cardmember has obtained the consent of the third party to the disclosure of his or her information to the American Express group of companies worldwide for these purposes
ii. Use information about the Cardmember and the Company and information about how the Cardmember uses the Account (unless the Cardmember or the Company asks Us not to) to develop lists for use within the American Express group of companies worldwide (including other organizations who issue the Card) and other select companies in order that We or these companies may develop or make offers to the Cardmember (by mail or telephone) of products and services in which the Cardmember may be interested. The information used to develop these lists may be obtained from the application, from information on where the Cardmember uses and what Transactions are on the Card, from surveys and research (which may involve contacting the Cardmember by mail or telephone) and from information obtained from other external sources such as merchants or marketing organizations
iii. Exchange information about the Cardmember, the Company and the Account with credit reference agencies which may be shared with other organizations in assessing applications from the Cardmember and members of the Cardmember’s Cardmember household for credit or other facilities and for preventing fraud and tracking debtors
iv. Carry out credit checks whilst any money is owed by the Cardmember or the Company on the Account (including contacting the Cardmember’s Cardmember bank, financial institution or approved referee) and disclose information about the Cardmember, the Company and the Account to collection agencies and lawyers for the purpose of collecting debts on the Account
x. Xxxxx out further credit checks and analyse information about the Cardmember and the Company and Transactions on the Account, to assist in managing the Account, authorizing Transactions on it and to prevent fraud
vi. Monitor and/or record the Cardmember’s Cardmember telephone calls to Us, or Ours to the Cardmember, either Ourselves or by reputable organizations selected by Us, to ensure consistent servicing levels (including staff training) and Account operation
vii. Undertake all of the above within and outside Saudi Arabia
g. If the Cardmember believes that any information We hold about the Cardmember or the Company is incorrect or incomplete, the Cardmember should write without delay to American Express Saudi Arabia, P.O. Box 6624, Riyadh 11452, Saudi Arabia. Any information, which is found to be incorrect or incomplete, will be corrected promptly
Appears in 1 contract
Samples: Cardmember Agreement
PRIVACY AND APPLICABLE LAW. a. The Cardmember To ensure international acceptability, information about your Card account may be transferred confidentially within the worldwide American Express Card Service.
b. You and the Company your company agree to comply with all applicable and prevailing exchange control regulationsregulations which may be issued from time to time.
b. The c. Amex (Saudi Arabia) Ltd. reserves the right to disclose your information to any court of competent jurisdiction, quasi judicial authorities, law enforcement agencies and any other wing of government.
d. This Agreement and, unless it is otherwise agreed between us, all matters arising out of the issue or use of the Card are subject to the laws of the Kingdom of Saudi Arabia and the court of jurisdiction of the competent committee shall be at the Saudi Central Bank (SAMA).
c. We our sole option. You agree, however, that we may pursue carry on collection from the Cardmember and/or the Company procedures in any other jurisdiction in which the Cardmember and the Company you and/or your company may be domiciled
d. We provide credit information relating resident or domiciled from time to the Cardmember or the Company to The Saudi Credit Bureau (SIMAH) and/ or Bayan Credit Bureau on a periodic basis.. The information provided reflects the status as of the most recent Statement and includes information whether Your Account is up to date or overdue. If the Account or the settlement Account is overdue as at the date of such reporting and is subsequently regularized, the status of the Account will only be updated at the time of the next monthly reporting. All changes in Cardmember / Company’s status are updated within a maximum of 30 days. To avoid any adverse credit history with SIMAH and/ or Bayan, the Cardmember and the Company should ensure to make timely payments on the Account. The Company and the Cardmember hereby agree to provide Us with any information that We require including but not limited to Know Your Customer forms, information and supporting documentation for establishing and/or administering The Company / Cardmember Accounts and facilities with Us and update The Cardmember personal information if there are any changes and as may be requested by Us. The Company and Cardmember also authorize Us to obtain and collect information as deemed necessary in regard to the Company and the Cardmember, The Company and the Cardmember accounts and facilities with other lenders through The Saudi Credit Bureau (“SIMAH”), Bayan Credit Bureau and electronically through AL-Elm Information Security Company (“Elm”) and to disclose The Company and the Cardmember information to SIMAH, Bayan and Elm, to Our authorized collection agencies or to any other agency approved by SAMA. All capitalized terms in this document will have the same meaning as defined in the Cardmember Agreementtime.
e. We may It being not reasonably possible for us to maintain original copies of all vouchers and other papers signed by the Cardmember and/or the Company you in connection with the use of the Card. It , it is Our our policy to place the same on microfilm. Accordingly, the Cardmember and the Company you hereby agree that such microfilm and/or copies thereof will be acceptable to the Cardmember and the Company by you as evidence in any court of law to prove the Transactions transactions undertaken by the Cardmember and the Company you and that the Cardmember and the Company you will not object to the use thereof as evidence. Moreover, the Cardmember agrees you agree that such microfilm or copy thereof may be used in any procedure for verification of his/her your signature.
f. We will:
i. Disclose You hereby irrevocably authorize us to provide, upon request from any bank or financial institution from time to time, credit information about the Cardmember and the Companyyou, provided that such information shall be restricted to confirming that you are a Cardmember, the Account date your Card was issued and Transactions on whether or not your Card account has been conducted satisfactorily. We may not disclose any other information about your Card account without your express written authority.
g. You hereby agree to provide Amex (Saudi Arabia) Ltd. with any information that it requires for establishing and /or administering your accounts and facilities with Amex (Saudi Arabia) Ltd. and you authorize Amex (Saudi Arabia) Ltd. to obtain and collect information as deemed necessary or in your regard, your accounts and facilities with Amex (Saudi Arabia) Ltd. from the Account Saudi Credit Bureau (which may include details of goods and/ SIMAH) and to disclose that information to SIMAH or services purchased) to companies within the American Express group of companies worldwide (including other organizations who issue the Card), to any other party whose name or logo appears on the Card issued to the Cardmember, to any party authorized agency approved by the Cardmember and the Company, to Our processors and suppliers and to organizations who accept the Card in payment for goods and/or services purchased by the Cardmember and obtain such information from those parties, in order to administer and service the Account, process and collect charges on it and manage any benefits or insurance program in which the Cardmember is enrolled. Where the Cardmember purchases goods and/or services on behalf of a third party, the Cardmember and the Company confirm that the Cardmember has obtained the consent of the third party to the disclosure of his or her information to the American Express group of companies worldwide for these purposes
ii. Use information about the Cardmember and the Company and information about how the Cardmember uses the Account Saudi Arabian Monetary agency (unless the Cardmember or the Company asks Us not to) to develop lists for use within the American Express group of companies worldwide (including other organizations who issue the Card) and other select companies in order that We or these companies may develop or make offers to the Cardmember (by mail or telephone) of products and services in which the Cardmember may be interested. The information used to develop these lists may be obtained from the application, from information on where the Cardmember uses and what Transactions are on the Card, from surveys and research (which may involve contacting the Cardmember by mail or telephone) and from information obtained from other external sources such as merchants or marketing organizations
iii. Exchange information about the Cardmember, the Company and the Account with credit reference agencies which may be shared with other organizations in assessing applications from the Cardmember and members of the Cardmember’s household for credit or other facilities and for preventing fraud and tracking debtors
iv. Carry out credit checks whilst any money is owed by the Cardmember or the Company on the Account (including contacting the Cardmember’s bank, financial institution or approved referee) and disclose information about the Cardmember, the Company and the Account to collection agencies and lawyers for the purpose of collecting debts on the Account
x. Xxxxx out further credit checks and analyse information about the Cardmember and the Company and Transactions on the Account, to assist in managing the Account, authorizing Transactions on it and to prevent fraud
vi. Monitor and/or record the Cardmember’s telephone calls to Us, or Ours to the Cardmember, either Ourselves or by reputable organizations selected by Us, to ensure consistent servicing levels (including staff training) and Account operation
vii. Undertake all of the above within and outside Saudi ArabiaSAMA).
Appears in 1 contract
Samples: Cardmember Agreement
PRIVACY AND APPLICABLE LAW. a. The Cardmember and the Company Cardmember/Company/Establishment agree to comply with all applicable and prevailing exchange control regulations.
b. The Agreement is subject to the laws of the Kingdom of Saudi Arabia Arabia, and in compliance with the Shariah law, and the jurisdiction of the competent committee at the Saudi Central Bank (SAMA).
c. We may pursue collection from the Cardmember and/or the Company Cardmember/Company/ Establishment in any other jurisdiction in which the Cardmember and the Company Cardmember/Company/Establishment may be domicileddomiciled in accordance with applicable Shariah principles.
d. We may provide credit information relating to the Cardmember or the Company Cardmember/ Company/Establishment to The Saudi Credit Bureau (SIMAH) and/ or Bayan Credit Bureau on a periodic basis.. . The information provided reflects the status as of the most recent Statement and includes information whether Your the Account is up to date or overdue. If the Account or the settlement Settlement Account is overdue as at the date of such reporting and is subsequently regularized, the status of the Account / Settlement Account will only be updated at the time of the next monthly reporting. All changes in Cardmember / the Cardmember/Company/Establishment’s status are updated within a maximum of 30 days. To avoid any adverse credit history with SIMAH and/ or BayanSIMAH, the Cardmember and the Company should ensure to Cardmember/Company/ Establishment, as applicable, shall make timely payments on the Account. The Company and the Cardmember Cardmember/Company/Establishment hereby agree to provide Us with any information that We require including but not limited to Know Your Customer forms, information and supporting documentation for establishing and/or administering The Company / Cardmember the Cardmember/Company/ Establishment’s Accounts and facilities with Us and update The Cardmember the Cardmember/Company/Establishment’s personal information if there are any changes and as may be requested by Us. The Company and Cardmember Cardmember/Company/Establishment also authorize Us to obtain and collect information as deemed necessary in regard to the Company and Cardmember/Company/Establishment, the Cardmember, The Company and the Cardmember /Company/Establishment’s accounts and facilities with other lenders through The Saudi Credit Bureau (“SIMAH”), Bayan Credit Bureau and electronically through AL-Al- Elm Information Security Company (“Elm”) and to disclose The Company and the Cardmember Cardmember/Company/Establishment information to SIMAH, Bayan and ElmBAYAN, ELM, to Our authorized collection agencies or to any other agency approved by SAMA. All capitalized terms in this document will have the same meaning as defined in the Cardmember Agreement.
e. We may not maintain original copies of all vouchers and other papers signed by the Cardmember and/or the Company Cardmember/Company/Establishment in connection with the use of the Card. It is Our policy to place the same on microfilm. Accordingly, the Cardmember and the Company Cardmember/ Company/Establishment hereby agree that such microfilm and/or and/ or copies thereof will be acceptable to the Cardmember and the Company Cardmember/ Company/Establishment as evidence in any court of law to prove the Transactions undertaken by the Cardmember and the Company Cardmember/ Company/Establishment and that the Cardmember and the Company Cardmember/Company/ Establishment will not object to the use thereof as evidence. Moreover, the Cardmember agrees Cardmember/Company/Establishment agree that such microfilm or copy thereof may be used in any procedure for verification of his/her signature.
f. We will:
i. Disclose information about the Cardmember and the CompanyCardmember/Company/ Establishment, the Account and Transactions on the Account (which may include details of goods and/ or services purchased) to companies within the American Express group of companies worldwide (including other organizations who issue the Card), to any other party whose name or logo appears on the Card issued to the Cardmember/Company/ Establishment, to any party authorized by the Cardmember and the Cardmember/ Company/Establishment, to Our processors and suppliers and to organizations who accept the Card in payment for goods and/or services purchased by the Cardmember Cardmember/ Company/Establishment and obtain such information from those parties, in order to administer and service the Account, process and collect charges on it and manage any benefits or insurance program in which the Cardmember Cardmember/Company/ Establishment is enrolled. Where the Cardmember Cardmember/Company/ Establishment purchases goods and/or services on behalf of a third party, the Cardmember and the Company Cardmember/Company/Establishment confirm that the Cardmember Cardmember/Company/Establishment has obtained the consent of the third party to the disclosure of his or her information to the American Express group of companies worldwide for these purposes;
ii. Use information about the Cardmember and the Company Cardmember/Company/ Establishment and information about how the Cardmember Cardmember/ Company/Establishment uses the Account (unless the Cardmember or the Company Cardmember/Company/Establishment asks Us not to) to develop lists for use within the American Express group of companies worldwide (including other organizations who issue the Card) and other select companies in order that We or these companies may develop or make offers to the Cardmember Cardmember/Company/Establishment (by email, text, mail or telephone) of products and services in which the Cardmember Cardmember/Company/Establishment may be interested. The information used to develop these lists may be obtained from the application, from information on where the Cardmember uses Cardmember/Company/Establishment use the card and what Transactions are on the Card, from surveys and research (which may involve contacting the Cardmember Cardmember/ Company/Establishment by email, mail or telephone) and from information obtained from other external sources such as merchants or marketing organizations.
iii. Exchange information about the Cardmember, the Company /Company/ Establishment and the Account with credit reference agencies which may be shared with other organizations in assessing applications from the Cardmember Cardmember/Company/ Establishment and members of the Cardmember’s 's household for credit or other facilities and for preventing fraud and tracking debtors
iv. Carry out credit checks whilst any money is owed by the Cardmember or the Company Cardmember/Company/Establishment on the Account (including contacting the Cardmember/Company/ Establishment’s bank, financial institution or approved referee) and disclose information about the Cardmember, the Company /Company/ Establishment and the Account to collection agencies and lawyers for the purpose of collecting debts on the Account
x. Xxxxx out further credit checks and analyse information about the Cardmember and the Company Cardmember/Company/Establishment and Transactions on the Account, to assist in managing the Account, authorizing Transactions on it and to prevent fraud
vi. Monitor and/or record the Cardmember/Company/ Establishment’s telephone calls to Us, or Ours to the Cardmember/Company/Establishment, either Ourselves or by reputable organizations selected by Us, to ensure consistent servicing levels (including staff training) and Account operation
vii. Undertake all of the above within and outside Saudi Arabia
g. If the Cardmember/Company/Establishment believes that any information We hold about the Cardmember/Company/ Establishment is incorrect or incomplete or outdated, the Cardmember/Company/Establishment can either:
i. write without delay to American Express Saudi Arabia, P.O. Box 6624, Riyadh 11452, Kingdom of Saudi Arabia; or ii. update their information through use of the American Express Saudi Arabia mobile phone App. Any information, which is found to be incorrect or incomplete or outdated, will be corrected promptly.
Appears in 1 contract
Samples: Cardmember Agreement
