Common use of Processing Order Clause in Contracts

Processing Order. Please refer to the Consumer Deposit Account Agreement for important information about the order in which items are paid. • Free CIBC NetBanking (online banking and Bill Payment) • Free CIBC Bank USA Mobile Banking. Message and data rates may apply. Contact your wireless carrier for details. • Free CIBC Bank USA Telephone Banking. • 24-hour access to funds through Debit card transactions. • Free electronic monthly statements available through CIBC NetBanking, including free check images. • Up to four ATM transaction fees charged at non-proprietary ATMs are refunded, up to a maximum of $20.00, per monthly statement cycle. Excessive savings or money market transaction fee $10.00 per occurrence Hold mail fee $25.00 per request IRA transfer $35.00 Online banking and bill pay Free Mobile banking Free Stop payment $30.00 per check Telephone banking Free Telephone transfer Free Check cashing for non-clients $5.00 per check Counter checks/temporary checks $1.00 per 10 checks Money orders $3.00 Official check $5.00 Collections/domestic $25.00 Collections/foreign $50.00 XXX xxxx, citation, subpoena or garnishment $175.00 Copy per check or deposit item $5.00 Copy per statement $5.00 Immigration letter Free Foreign currency orders Varies Foreign draft $30.00 Automatic transfer from one account to another to cover overdraft $10.00 per transfer Returned deposited item fee (chargeback) $10.00 Account activity (since last statement date) Free Account research $25.00 per half hour, $25.00 minimum Balance inquiry Free Wire transfer, incoming Free Wire transfer, outgoing domestic $30.00 Wire transfer, outgoing international $40.00 Coin counting - customer only Free Messenger service/armored car service Varies Notary service Free Savings bond redemption Free Additional fees and charges that apply to your account are stated in the Deposit Account Disclosures.

Processing Order. Please refer to the Consumer Deposit Account Agreement for important information about the order in which items are paid. • Free CIBC NetBanking (online banking and Bill Payment) • Free CIBC Bank USA US Mobile Banking. Message and data rates may apply. Contact your wireless carrier for details. • Free CIBC Bank USA Automated Telephone Banking. • 24-hour access to funds through Debit card transactions. • Free electronic monthly statements available through CIBC NetBanking, including free check images. • Up to four ATM transaction fees charged at non-proprietary ATMs are refunded, up to a maximum of $20.00, per monthly statement cycle. Excessive savings or money market transaction fee $10.00 per occurrence Hold mail fee $25.00 per request IRA transfer $35.00 Online banking and bill pay Free Mobile banking Free Stop payment $30.00 per check Telephone banking Free Telephone transfer Free Check cashing for non-clients $5.00 per check Counter checks/temporary checks $1.00 per 10 checks Money orders $3.00 Official check $5.00 Collections/domestic $25.00 Collections/foreign $50.00 XXX xxxx, citation, subpoena or garnishment $175.00 Copy per check or deposit item $5.00 Copy per statement $5.00 Immigration letter Free Foreign currency orders Varies Foreign draft $30.00 Automatic transfer from one account to another to cover overdraft $10.00 per transfer Returned deposited item fee (chargeback) $10.00 Account activity (since last statement date) Free Account research $25.00 per half hour, $25.00 minimum Balance inquiry Free Wire transfer, incoming Free Wire transfer, outgoing domestic $30.00 Wire transfer, outgoing international $40.00 Coin counting - customer only Free Messenger service/armored car service Varies Notary service Free Savings bond redemption Free Additional fees and charges that apply to your account are stated in the Deposit Account Disclosures.

Processing Order. Please refer to the Consumer Deposit Account Agreement for important information about the order in which items are paid. • Free CIBC NetBanking (online banking and Bill Payment) • Free CIBC Bank USA US Mobile Banking. Message and data rates may apply. Contact your wireless carrier for details. • Free CIBC Bank USA Automated Telephone Banking. • 24-hour access to funds through Debit card transactions. • Free electronic monthly statements available through CIBC NetBanking, including free check images. • Up to four ATM transaction fees charged at non-proprietary ATMs are refunded, up to a maximum of $20.00, per monthly statement cycle. Excessive savings or money market transaction fee $10.00 per occurrence Hold mail fee $25.00 per request IRA transfer $35.00 Online banking and bill pay Free Mobile banking Free Stop payment $30.00 per check Telephone banking Free Telephone transfer Free Check cashing for non-clients $5.00 per check Counter checks/temporary checks $1.00 per 10 checks Money orders $3.00 Official check $5.00 Collections/domestic $25.00 Collections/foreign $50.00 XXX xxxx, citation, subpoena or garnishment $175.00 Copy per check or deposit item $5.00 Copy per statement $5.00 Immigration letter Free Foreign currency orders Varies Foreign draft $30.00 Automatic transfer from one account to another to cover overdraft $10.00 per transfer Returned deposited item fee (chargeback) $10.00 Account activity (since last statement date) Free Account research $25.00 per half hour, $25.00 minimum Balance inquiry Free Wire transfer, incoming Free Wire transfer, outgoing domestic $30.00 Wire transfer, outgoing international $40.00 Coin counting - customer only Free Messenger service/armored car service Varies Notary service Free Savings bond redemption Free Additional fees and charges that apply to your account are stated in the Deposit Account Disclosures.

Processing Order. Please refer to the Consumer Deposit Account Agreement for important information about the order in which items are paid. • Free CIBC NetBanking (online banking and Bill Payment) • Free CIBC Bank USA US Mobile Banking. Message and data rates may apply. Contact your wireless carrier for details. • Free CIBC Bank USA Automated Telephone Banking. • 24-hour access to funds through Debit card transactions. • Free electronic monthly statements available through CIBC NetBanking, including free check images. • Up to four ATM transaction fees charged at non-proprietary ATMs are refunded, up to a maximum of $20.00, per monthly statement cycle. Excessive savings or money market transaction fee $10.00 per occurrence Hold mail fee $25.00 per request IRA transfer $35.00 Online banking and bill pay Free Mobile banking Free Stop payment payment‌‌‌‌‌‌ $30.00 per check Telephone banking Free Telephone transfer Free Check cashing for non-clients $5.00 per check Counter checks/temporary checks $1.00 per 10 checks Money orders $3.00 Official check $5.00 Collections/domestic $25.00 Collections/foreign $50.00 XXX xxxx, citation, subpoena or garnishment $175.00 Copy per check or deposit item $5.00 Copy per statement $5.00 Immigration letter Free Foreign currency orders Varies Foreign draft $30.00 Automatic transfer from one account to another to cover overdraft $10.00 per transfer Returned deposited item fee (chargeback) $10.00 Account activity (since last statement date) Free Account research $25.00 per half hour, $25.00 minimum Balance inquiry Free Wire transfer, incoming Free Wire transfer, outgoing domestic $30.00 Wire transfer, outgoing international $40.00 Additional Services and Fees‌‌‌‌‌ Coin counting - customer only Free Messenger service/armored car service Varies Notary service Free Savings bond redemption Free Additional fees and charges that apply to your account are stated in the Deposit Account Disclosures.