General Account Terms Sample Clauses

General Account Terms. All fees, rates, balance requirements, and account limitations are disclosed in Trademark FCU’s Rate & Fee and Truth in Savings Disclosures. Transactions may not be processed in the order in which they occur. The order in which they are received and processed may impact the balance available to you and the total amount of fees incurred by you. Merchants and other payees may be authorized to electronically debit your account using information you provide them. These debits are Electronic Funds Transfers (EFT) and are subject to this Agreement. The Credit Union is under no obligation to pay an item or check, honor a debit card transaction, online transaction, text banking or audio transaction which exceeds the balance in the designated account. Except for negligence, the Credit Union is not liable for any action it takes regarding the payment or non-payment of a check or an item or the failure to honor an Online, Audio or debit card transaction. You acknowledge and agree that we may refuse to pay any check, including substitute checks as the term is defined under 12 CFR Part 229.2 (aaa). You also agree to indemnify and hold us harmless from and against any claim for damages or breach of any substitute check warranty which is asserted against us by any third party on account of any check drawn on your account.
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General Account Terms. Access to the Service is only available to the Customer and the Users to whom the Customer grants access, subject to the Customer making the applicable payments for the Service under this Agreement. Usernames and passwords are personal, and are to be considered part of Confidential Information of Customer. The Customer is at all times fully liable for all acts and omissions by Users whom the Customer has granted access and agrees to indemnify EP CLOUD SOFT for all claims and losses related to such acts and omissions. The Customer may not use the Service for any illegal or unauthorized purpose. The Customer must not, in the use of the Service, violate any laws in customer jurisdiction (including but not limited to copyright laws). EP CLOUD SOFT may make updates to the Service from time to time as per market demands. The Customer is responsible for all taxes and the Customer will pay EP CLOUD SOFT for the Services without any reduction for taxes. If EP CLOUD SOFT is obligated to collect or pay taxes, the taxes will be invoiced to Customer including any bank or transactional charges. Except as expressly set forth herein, this Agreement does not grant either party any rights, implied or otherwise, to the other’s content or any of the other’s intellectual property. As between the parties, the Customer owns all Intellectual Property Rights in Customer Data and EP CLOUD SOFT owns all Intellectual Property Rights in the Service.
General Account Terms. A. About Us
General Account Terms. 7 Governing Law 7 Acceptance Provision 7 Changes To This Agreement 8 Arbitration and Waiver of Class Action 8 Opening a New Account 9 Membership Eligibility 10 Member In Good Standing 10 Bylaws and Account Termination 11 Limitation, Suspension, and Service Restriction 11 Withdrawal of Services 12 Converting An Account 12 Account Ownership 12 Single Party Accounts 12 Multiple Party Accounts 12 Convenience Accounts 13 Accounts for Minors 13 Accounts for Guardianships and Estates 13 Accounts for Trusts 14 Business, Organization & Association Accounts 14 Additional Account Types 14 Uniform Transfer to Minors (UTMA) 14 Representative Payee 14 Agency Account 15 Fiduciary Account 15 Attorney Client Trust 15 Real Estate Broker Client Trust Account 15 Government/Municipal/Public Funds Accounts 16 Fees and Charges 16 Using Your Checking and Savings Account 16 Deposits 16 Accepting Items for Deposit 16 Right to Refuse Deposits 17 Right to Charge Back Deposited or Cashed Items 17 Envelope Depository Error! Bookmark not defined. Deposit Errors and Adjustments Error! Bookmark not defined. Notices of Electronic Deposits Error! Bookmark not defined. Accrual of Dividends Error! Bookmark not defined. Balance Methods Error! Bookmark not defined. Balance Computation Method 18 Checks Error! Bookmark not defined. Check Processing 18 Check Orders 18 Check Copies 19 Review of Check Images and Signatures 19 Incomplete, Conditional, Post-Dated, or Stale-Dated Checks 19 Electronically Created Items (ECI) 19 Foreign Items, Currency Conversion and Collection Item Processing 19 Endorsement Standards 20 Substitute Checks, Indemnified Copies, Images and Image Replacement Copies 20 ATM/Debit Card and Other Access Devices 21 Using Your Cards 21 Safeguarding PIN 23 Debit Card Limits 23 Charges for ATM/Debit Card Transactions 23 Fraud Monitoring 23 Reporting Compromised, Lost, Stolen Card or PIN 23 Unauthorized Transactions 23 Visa Card Zero Liability 24 Transaction Processing and Posting Order 24 Account Balance 24 Posting Order 24 Transaction Holds 25 Pending Transactions 25 Internal Preauthorized Payments/Transfers 25 Transactions Using Our Telephone Banking System 26 End of Day Transactions 26 Account Transaction Limitations 26 Insufficient Funds, Overdrafts and Returned Items 26 Account Statement 32 Electronic Statements 32 Responsibility To Promptly Examine Each Account Statement 32 Reporting Problems and Unauthorized Transactions for Non-Electronic Funds Transfers 33 Notices 34 Annual...
General Account Terms. The Accounts are provided by FEB. You can access online banking services through the Portal. If you have registered access credentials to access your Accounts, you may log in to the Portal at any time to view and update information about your Accounts and initiate online transfers. Your use of the Portal is subject to its Terms of Use (“Portal Terms of Use”). The terms of this Agreement govern in the event there is a conflict between the Portal Terms of Use and the terms of this Agreement. The Transaction Account is a negotiable order of withdrawal (NOW) account. No checks are issued in connection with or may be written on the Transaction Account. You can access the Transaction Account through the Portal. Additionally, a debit/ATM card (the “ NinjaCard®”) will be issued to you in connection with the Transaction Account. The Savings Account is a savings account, as defined under the Federal Reserve’s Regulation D. You can access the Savings Account through the Portal. However, no debit or ATM card will be issued in connection with the Savings Account. Your Savings Account may be accessed through the Portal. Each of the Accounts is an individually owned account. You may not add a joint owner to an Account.
General Account Terms. SCOPE AND INTENT
General Account Terms. As a condition of access to the Service(s), you agree that you will: ● Be a human 18 years or older who has the legal capacity to enter a contract. Accounts registered or operated by minors, “bots” or other automated methods are not permitted. ● Be a Canadian Citizen or Permanent Resident ● Provide your full legal name and valid email address where applicable, and all other device function access and information requested. ● Maintain the security of the device(s) you use to access the Service(s) and your account and password. We provide two-factor authentication and recommend that you use it. ● Take full responsibility for: (i) all activity on your account, and (ii) anything posted or created under your account. You must notify us if you know or suspect that your account has been accessed by any third party. ● Use the Service(s) only for legal and authorized purposes. You must not use the Service(s) in a way that violates any laws or regulations in your jurisdiction. ● When a user purchases/sells cryptocurrency on the Netcoins platform it is considered a crypto contract. A crypto contract imposes rights and obligations on Netcoins as the filer, and each client. Those rights and obligations are contained in the Relationship Disclosure Document provided at account opening. ● Netcoins Inc. is a registered Restricted Dealer in all provinces and territories in Canada, and is subject to the terms and conditions set forth in the decision document found here-xxxxx://xxx.xxxx.xx.xx/securities-law/law-and-policy/exemption-orders 2002-to- present/s7sbs6sas7s5s7s7s6s3s7ses7s0 as well as NI 31-103 and other applicable Securities legislation. As a condition of opening an account and ongoing access to the Service(s), You agree that you will NOT do any of the following or facilitate, enable, or assist any third party in doing any of the following: ● Violate our acceptable use policies (as determined in our sole discretion from time to time) for selection of your username and for all content, communications, and behavior relating to the Service. For example, physical abuse, violation of any party’s intellectual property rights, and communication with another user or any of our authorized representatives or customer service personnel that is profane, unlawful, threatening, abusive, libelous, defamatory, pornographic, obscene, ethnically or racially offensive, threatens abuse or retribution, contains slurs and/or is otherwise objectionable in our sole discretion, are grounds...
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General Account Terms 

Related to General Account Terms

  • Account Terms The Certificate bears interest at the rate and basis as set forth on the Certificate. The terms of the Certificate, such as the interest rate(s), Annual Percentage Yield ("APY"), length of term period, renewability, and date of maturity are specified on the Certificate and in the Disclosures provided to you at the time of account opening. Interest will not be compounded unless noted and will be paid to you at the frequency and in the method noted. If interest compounds during the term of the Certificate and may be withdrawn prior to maturity, the withdrawal of interest prior to maturity will affect the APY. Withdrawal Prior To Maturity. You have contracted to keep the account funds on deposit from the issue date until the maturity date. We may accept a request by you for withdrawal of some or all of the account funds prior to the maturity date at our discretion or as otherwise described in the Disclosures.

  • Special Account Instructions You may request that we facilitate certain trust, will, or court-ordered account arrangements. However, because we do not give legal advice, we cannot counsel you as to which account arrangement most appropriately meets the specific requirements of your trust, will, or court order. If you ask us to follow any instructions that we believe might expose us to claims, lawsuits, expenses, liabilities, or damages, whether directly or indirectly, we may refuse to follow your instructions or may require you to indemnify us or post a bond or provide us with other protection. We may require that account changes requested by you, or any account owner, such as adding or closing an account or service, be evidenced by a signed Account Change Card or other document which evidences a change to an account and accepted by us.

  • Checking Accounts The Credit Union may refuse any check or other item drawn against your account or used to withdraw funds from your account if it is not on a form approved by us. We also reserve the right to refuse any check or other item drawn against your account or used to withdraw funds from your account if made in a manner not specifically authorized for your account, if made more frequently or in a greater number than specifically permitted for your account, or if made in an amount less than the minimum withdrawal or transfer specifically permitted for your account. If we accept a check or other item not on a form approved by us, you will be responsible for any loss by us in handling the item. We may pay checks or other items drawn upon your account in any order determined by us, even if paying a particular check or item results in an insufficient balance in your account to pay one or more other items that otherwise could have been paid out of your account. Because of the nature of the Credit Union check program, neither the Credit Union nor any other processing entities shall be responsible for the authenticity of the checks with regard to the signature or alterations; and checks, when presented, shall be paid without verification. We may disregard all information on or any writing or memorandum attached to any check or item except for your signature, the amount and the information that is magnetically encoded. You agree that we do not fail to use ordinary care because our procedures do not provide for sight examination. You will notify us immediately if you learn or have reason to know that any of your checks have been lost or stolen. If you are negligent in safeguarding your checks or if there is a processing problem due to your use of a check printer we do not approve, we will not have any liability or responsibility for any losses you incur as a result if we act in good faith pursuant to standard commercial practices.

  • Account Alerts The Account Alerts service is a tool for managing accounts. By enrolling for Account Alerts, you expressly consent to the Credit Union communicating with you by email or text with contact information you have provided. Account Alerts should not be relied upon solely for account information. While the Credit Union makes every effort to ensure alerts are delivered as expected, there are conditions that may make the alerts unreliable such as, but not limited to: spam filters, relay detectors, inaccurate or obsolete email addresses, network or system failures, etc. The Credit Union recommends that the service be tested prior to regular use to identify any limiting conditions that may be present. The Credit Union does not guarantee the delivery of any account alert.

  • Health Spending Account (HSA Wellness Spending Account (WSA)/Registered Retirement Savings Plan (RRSP) utilization rates;

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