Common use of Processing Payments Clause in Contracts

Processing Payments. The amount of your requested bill pay will be deducted from your account on the Processing Date and will be processed by us on that date or the next Business Day should the processing date fall on a Sunday or Federal Holiday. Therefore, you must have sufficient funds available to cover your payments on the Processing Date in order to have your payment made by your specified Due Date. However, if there is not an electronic payment relationship with the payee, the payment will be issued as a paper check drawn off your Account and the funds will clear the account when the check is paid. Bill pays are delivered to the payee either electronically, which may take up to two (2) business days from the Processing Date, or by check to those payees not set up to accept electronic payments, which may take up to five (5) business days from the Processing Date. When you enter the merchant/payee name, you will be advised if the payment will be sent in electronic or paper form. It is your responsibility to schedule your bill pays in such a manner that your obligations will be paid on time. You should enter and transmit your bill pay instructions at least six (6) business days before a bill is due. If you do not allow sufficient time or your account has insufficient funds, you assume full responsibility for any late payments, finance charges that may be imposed, or other actions taken by a payee as a result of a late (or unpaid) payment. We will not automatically resubmit a payment. Trademark will not process any Bill Pay transfer if we know the required transaction information is incomplete. In any event, we will not be liable for any transaction that contains incorrect information that we were not responsible for providing or entering. If there are insufficient funds in your Account to make the Bill pay request, we may (in our sole discretion) either refuse to make the payment or make the payment and transfer funds from any overdraft protection account you have established. The Credit Union reserves the right to refuse to process payment instructions that reasonably appear to the Credit Union to be fraudulent or erroneous.

Processing Payments. The amount Credit Union will initiate your bill payment transfer within one (1) business day of your requested bill pay the date you schedule for payment. You will be deducted from your account on receive a confirmation number at the Processing Date and will be processed by us on that date or the next Business Day should the processing date fall on a Sunday or Federal Holidaytime of each transaction. Therefore, you You must have sufficient enough funds available to cover your payments payment on the Processing Date in order to have scheduled payment date. If your payment made is sent electronically, your account is debited on the scheduled payment date. If the payee does not accept electronic payments, we will issue a check several days prior to the payment date to ensure delivery via mail. For bills paid by your specified Due Datecheck, funds must be available at the time check is presented for payment. However, if there is not an electronic payment relationship with the payeePlease be aware, the payment will be issued as a paper check drawn off your Account and the funds will clear the account when payee may negotiate the check prior to your selected payment date if the payee receives the check early. The dollar limit on any payment is paidyour available balance up to $9,999.99. Bill pays payments are delivered to the payee either electronically, which may take up to two (2) five business days from the Processing Datescheduled payment date, or by check to those payees not set up to accept electronic payments, which may take up to five (5) ten business days from the Processing Date. When you enter the merchant/payee name, you will be advised if the scheduled payment will be sent in electronic or paper formdate. It is your responsibility to schedule your bill pays payments in such a manner that your obligations will be paid on time. You should enter and transmit your bill pay payment instructions at least six ten (610) business days before a bill is due. If you do not allow sufficient time or your account has insufficient fundsenough time, you assume full responsibility for any late payments, fees, or finance charges that may be imposed, or other actions taken by a payee imposed as a result of your failure to transmit a late timely bill payment authorization. Canceling or Changing Bill Payments. You may cancel or stop payment on future and recurring bill payments under certain circumstances by following the instructions provided. If you discover an error in or want to change a payment instruction (i.e. payment date or unpaidpayment amount). For a bill payment that you have already scheduled for transmission through the Online Bill Pay service, you may electronically edit or cancel your payment request through the Bill Pay service. Your cancellation request must be entered and transmitted through the Bill Pay service before the 10:00 p.m. (Eastern Time) payment. We will not automatically resubmit deadline the night before the date you have scheduled for a payment. Trademark If your request is not timely entered, you will be responsible for the payment. If you wish to place an oral stop payment on a recurring bill payment transaction, not process any using the Online Bill Pay transfer if we know the required transaction information is incomplete. In any eventservice, we will not be liable for any transaction that contains incorrect information that we were not responsible for providing or entering. If there are insufficient funds in your Account to make the Bill pay request, we may (in our sole discretion) either refuse to make the payment or make the payment and transfer funds from any overdraft protection account you have established. The Credit Union reserves the right to refuse to process payment instructions that reasonably appear to the Credit Union must receive your oral stop payment request at least (3) business days before the Scheduled Payment Date. You may also use secure chat or email to be fraudulent request a stop payment or erroneouselectronic return credit if applicable.

Processing Payments. The amount of your requested bill pay Bill Payment will be deducted from your account on the Processing Scheduled Payment Date and will be processed by us on that date or the next Business Day business day should the processing date fall on a Sunday weekend or Federal Holidayholiday. Therefore, you must have sufficient funds available to cover your payments payment on the Processing Date in order to have your payment made by your specified Due day of the Scheduled Payment Date. However, if there is not an electronic payment relationship with the payee, the payment will be issued as a paper check drawn off your Account and the funds will clear the account when the check is paid. Bill pays Payments are delivered to the payee either electronically, which may take up to two (2) business days from the Processing Scheduled Payment Date, or by check to those payees not set up to accept electronic payments, which may take up to five (5) business days from the Processing Scheduled Payment Date. When you enter the merchant/payee name, you will be advised if the payment will be sent in electronic or paper form. It is your responsibility to schedule your bill pays Bill Payments in such a manner that your obligations will be paid on time. You should enter and transmit your bill pay Bill Payment instructions at least six (6) business days before a bill Bill is due. If you do not allow sufficient time or your account has insufficient funds, you assume full responsibility for any late payments, finance charges that may be imposed, or other actions taken by a payee as a result of a late (or unpaid) payment. We In no event will not we automatically resubmit a paymentpayment for you after funds become available. Trademark The Credit Union will not process any Bill Pay transfer if we know the required transaction information is incomplete. In any event, we the Credit Union will not be liable for any transaction that contains incorrect information that we were the Credit Union was not responsible for providing or entering. If there are insufficient funds in your Account account to make the Bill pay Pay request, we may (in our sole discretion) either refuse to make the payment or make the payment and transfer funds from any overdraft protection account you have establishedpayment. The Credit Union reserves the right to refuse to process payment instructions that reasonably appear to the Credit Union to be fraudulent or erroneous.

Processing Payments. The amount of your requested bill pay will be deducted from your account on the Processing Date and will be processed by us on that date or the next Business Day should the processing date fall on a Sunday or Federal Holiday. Therefore, you must have sufficient funds available to cover your payments on the Processing Date in order to have your payment made by your specified Due Date. However, if there is not an electronic payment relationship with the payee, the payment will be issued as a paper check drawn off your Account and the funds will clear the account when the check is paid. Paper checks may clear in advance of the estimated delivery date indicated in the bill payment system since mail time may vary. Members are responsible for having the funds in their account prior to the check clearing. Bill pays are delivered to the payee either electronically, which may take up to two (2) business days from the Processing Date, or by check to those payees not set up to accept electronic payments, which may take up to five (5) business days from the Processing Date. When you enter the merchant/payee name, you will be advised if the payment will be sent in electronic or paper form. It is your responsibility to schedule your bill pays in such a manner that your obligations will be paid on time. You should enter and transmit your bill pay instructions at least six (6) business days before a bill is due. If you do not allow sufficient time or your account has insufficient funds, you assume full responsibility for any late payments, finance charges that may be imposed, or other actions taken by a payee as a result of a late (or unpaid) payment. We will not automatically resubmit a payment. Trademark will not process any Bill Pay transfer if we know the required transaction information is incomplete. In any event, we will not be liable for any transaction that contains incorrect information that we were not responsible for providing or entering. If there are insufficient funds in your Account to make the Bill pay Pay request, we may (in our sole discretion) either refuse to make the payment or make the payment and transfer funds from any overdraft protection account you have established. The Credit Union reserves the right to refuse to process payment instructions that reasonably appear to the Credit Union to be fraudulent or erroneous. Stop Payment of Bill Pays You may cancel or stop payment on One‐time and Recurring bill pays under certain circumstances (prior to check clearance) by following the instructions provided. If you discover an error in or want to change an amount for a Bill Pay that you have already scheduled for transmission through the Bill Pay Service, you will need to contact the Credit Union to stop your payment request prior to the check clearing. Your cancellation request must be made during Credit Union business hours, excluding holidays. Stop payments cannot be made on electronic items; they must be deleted in the Bill Pay Service prior to processing. The Credit Union may require you to confirm your stop payment request in writing within fourteen (14) days of the call.

Processing Payments. The amount of your requested bill pay payment will be deducted from your account on the Processing Send On Date and will be processed by us on that date or the next Business Day business day should the processing date fall on a Saturday, Sunday or Federal HolidayCredit Union observed holiday. Therefore, you must have sufficient funds available to cover your payments on the Processing Send On Date in order to have your payment made by your specified Due Delivery Date. However, if there is not an electronic payment relationship with the payee, the payment will be issued as a paper check drawn off your Account and the funds will clear the account when the check is paid. Bill pays Online bill payments are delivered to the payee either electronically, which may take up to two (2) business days from the Processing Send On Date, or by check to those payees not set up to accept electronic payments, which may take up to five (5) business days from the Processing Send On Date. When you enter the merchant/payee name, you will be advised if the payment will be sent in electronic or paper form. It is your responsibility to schedule your online bill pays payments in such a manner that your obligations will be paid on time. You should enter and transmit your online bill pay payment instructions at least six five (65) business days before a bill is due. If you do not allow sufficient time or your account has insufficient funds, you assume full responsibility for any late payments, finance charges that may be imposed, or other actions taken by a payee as a result of a late (or unpaid) payment. We will not automatically resubmit a payment. Trademark The Credit Union will not process any Online Bill Pay Payment transfer if we know the required transaction information is incomplete. In any event, we the Credit Union will not be liable for any transaction that contains incorrect information that we were the Credit Union was not responsible for providing or entering. If there are insufficient funds in your Account account to make the Online Bill pay Payment request, we may (in our sole discretion) either refuse to make the payment or make the payment and transfer funds from any overdraft protection account you have established. The Credit Union reserves the right to refuse to process payment instructions that reasonably appear to the Credit Union to be fraudulent or erroneous. Stop Payment of Online Bill Payments You may cancel or stop payment One-Time and Recurring bill payments under certain circumstances (prior to check clearance) by following the instructions provided. You can edit your scheduled bill payment that you have already scheduled for transmission through the Online Bill Payment service, provided the funds have not been already deducted from your account. Stop payments cannot be made on electronic items; they must be deleted in the bill payment service prior to processing. You will need to contact the Credit Union to stop your payment request prior to the check clearing. Your cancellation request must be made during credit union business hours, excluding holidays. Credit Union business hours and contact numbers are posted on our website at xxx.xxxxxxx.xxx and are also posted in Section V of this disclosure. The Credit Union may require you to confirm your stop payment request in writing within fourteen (14) days of the call. Stop Payment Fees Fees may apply for each stop payment item. Please refer to the Deposit Rate & Fee Schedule for fee amount.

Processing Payments. The amount of your requested bill pay will be deducted When you transmit a Xxxx Xxxxx instruction to us, you authorize us to transfer funds to make the Xxxx Xxxxx transaction from your account on the Processing Date and will be processed by us on that date or the next Business Day should the processing date fall on a Sunday or Federal Holidaychecking account. Therefore, you must have sufficient funds available to cover your payments on the Processing Date in order to have your payment made by your specified Due Date. However, if there is not an electronic payment relationship with the payee, the payment will be issued as a paper check drawn off your Account and the funds will clear the account when the check is paid. Bill pays are delivered to the payee either electronically, which may take up to two (2) business days from the Processing Date, or by check to those payees not set up to accept electronic payments, which may take up to five (5) business days from the Processing Date. When you enter the merchant/payee name, you will be advised if the payment will be sent in electronic or paper form. It is your responsibility to schedule your bill pays in such a manner that your obligations will be paid on time. You should enter and transmit your bill pay instructions at least six (6) business days before a bill is due. If you do not allow sufficient time or your account has insufficient funds, you assume full responsibility for any late payments, finance charges that may be imposed, or other actions taken by a payee as a result of a late (or unpaid) payment. We will not automatically resubmit a payment. Trademark The Credit Union will not process any Bill Pay Xxxx Xxxxx transfer if we know the required transaction information is incomplete. In any event, we the Credit Union will not be liable for any transaction that contains incorrect information that we were the Credit Union was not responsible for providing entering or enteringknowing. If there are insufficient funds in your Account account to make the Bill pay Xxxx Xxxxx request, we may (in our sole discretion) either refuse to make the payment or make the payment and transfer funds from any overdraft protection account you have established. The Credit Union reserves the right to refuse to process payment instructions that reasonably appear to the Credit Union to be fraudulent or erroneous. The amount of your requested bill payment will be deducted from your account on the Scheduled Initiation Date and will be processed by us on that date or the next business day should the processing date fall on a weekend or holiday. Therefore, you must have sufficient funds available to cover your payment on the Scheduled Initiation Date. Bill Payments are delivered to the payee either electronically, which may take up to two (2) business days from the Scheduled Initiation Date, or by check to those payees not set up to accept electronic payments, which may take up to ten (10) business days from the Scheduled Initiation Date. It is your responsibility to schedule your bill payments in such a manner that your obligations will be paid on time. You should enter and transmit your bill payment instructions at least six (6) business days before a bill is due. If you do not allow sufficient time, you assume full responsibility for any late payments or finance charges that may be imposed as a result of your failure to transmit a timely bill payment authorization. In no event will we automatically resubmit a payment for you after funds become available.

Processing Payments. The amount of your requested bill pay will be deducted from your account on the Processing Date and will be processed by us on that date or the next Business Day should the processing date fall on a Sunday or Federal Holiday. Therefore, you must have sufficient funds available to cover your payments on the Processing Date in order to have your payment made by your specified Due Date. However, if there is not an electronic payment relationship with the payee, the payment will be issued as a paper check drawn off your Account and the funds will clear the account when the check is paid. Bill pays are delivered to the payee either electronically, which may take up to two (2) business days from the Processing Date, or by check to those payees not set up to accept electronic payments, which may take up to five (5) business days from the Processing Date. When you enter the merchant/payee name, you will be advised if the payment will be sent in electronic or paper form. It is your responsibility to schedule your bill pays in such a manner that your obligations will be paid on time. You should enter and transmit your bill pay instructions at least six (6) business days before a bill is due. If you do not allow sufficient time or your account has insufficient funds, you assume full responsibility for any late payments, finance charges that may be imposed, or other actions taken by a payee as a result of a late (or unpaid) payment. We will not automatically resubmit a payment. Trademark will not process any Bill Pay transfer if we know the required transaction information is incomplete. In any event, we will not be liable for any transaction that contains incorrect information that we were not responsible for providing or entering. If there are insufficient funds in your Account to make the Bill pay Pay request, we may (in our sole discretion) either refuse to make the payment or make the payment and transfer funds from any overdraft protection account you have established. The Credit Union reserves the right to refuse to process payment instructions that reasonably appear to the Credit Union to be fraudulent or erroneous.. Stop Payment of Bill Pays You may cancel or stop payment on One‐time and Recurring bill pays under certain circumstances (prior to check clearance) by following the instructions provided. If you discover an error in or want to change an amount for a Bill Pay that you have already scheduled for transmission through the Bill Pay Service, you will need to contact the Credit Union to stop your payment request prior to the check clearing. Your cancellation request must be made during Credit Union business hours, excluding holidays. Stop payments cannot be made on electronic items; they must be deleted in the Bill Pay Service prior to processing. The Credit Union may require you to confirm your stop payment request in writing within fourteen (14) days of the call. Account Information Disclosure We will disclose information to third parties about your account or the transfers you make in the following circumstances:

Processing Payments. The amount of your requested bill pay payments will be deducted from your account on the Processing Date scheduled debit date and will be processed by us on that posted within two business days of the date or the next Business Day should payment is transmitted to the processing date fall on payee. You will receive a Sunday or Federal Holidayconfirmation number at the time of each transaction. Therefore, you must have sufficient funds available to cover your payments payment on the Processing Date in order to have your payment made by your specified Due Date. However, if there is not an electronic payment relationship with the payee, the payment will be issued as a paper check drawn off your Account and the funds will clear the account when the check is paidscheduled initiation date. Bill pays payments are delivered to the payee either electronically, which may take up to two (2) three business days from the Processing Datescheduled debit date, or by check (to those payees not set up to accept electronic payments), which may take up to five (5) business days from the Processing Date. When you enter the merchant/payee name, you will be advised if the payment will be sent in electronic or paper formscheduled debit date. It is your responsibility to schedule your bill pays payments in such a manner that your obligations will be paid on time. You should enter and transmit your bill pay payment instructions at least six (6) five business days before a bill is due. If you do not allow sufficient time or your account has insufficient fundstime, you assume full responsibility for any late payments, payments or finance charges that may be imposed, or other actions taken by a payee imposed as a result of your failure to transmit a late timely bill payment authorization. • Canceling or Changing Bill Payments. Payments designated as “on demand” transactions cannot be stopped, canceled, or changed once your Bill Pay session has ended. You may cancel or stop payment on future and recurring bill payment instructions under certain circumstances by following the instructions provided. If you discover an error in or want to change a payment instruction (i.e., payment date or unpaidpayment amount) for a bill payment you have already scheduled for transmission through the Bill Pay service, you may electronically edit or cancel your payment request through the Bill Pay service. Your cancellation request must be entered and transmitted through the Bill Pay service before the date you have scheduled for payment. We If your request is not entered in a timely manner, you will not automatically resubmit a be responsible for the payment. Trademark will not process any Bill Pay transfer if we know eStatement Services By accepting the required terms below, you agree to receive your periodic account statements online through the credit union’s eStatement service from this point forward. Your online statements may include the periodic account and transaction information is incomplete. In any eventactivity for your deposit and loan accounts, we will not be liable notices for any transaction that contains incorrect information that we were not responsible for providing or entering. If there are insufficient funds or certificate maturity and other similar account notices, year-end tax statements for dividends earned and mortgage interest paid, and any disclosures. You also agree to receive any notices and disclosures required by regulation, such as changes in your Account to make account terms and your annual privacy policy, which will be made available through the Bill pay request, we may (in our sole discretion) either refuse to make the payment or make the payment and transfer funds from any overdraft protection account you have establishedeStatement console. The Credit Union reserves credit union will send you an email whenever your monthly statement, account notice, or tax form is available for review. Once you receive the email, you can access your statement by logging in to Online Banking and clicking on the “eStatements” link under the “Additional Services” tab. You will need Adobe Acrobat Reader software to read your statements, which can be downloaded at no charge from the eStatement registration screen. You will be able to access, download, and print your statements and other documents online for a period of 12 months. A statement copy/account history printout fee may apply for requests beyond the 12-month period. You have the right to refuse request and receive your statements and other documents in paper form, and you may withdraw your consent to process payment instructions receive eStatements at any time. To do this, click on the “eStatements” link, then select "Change Registration Information," and then click the link to discontinue accounts. Select the account(s) you wish to discontinue, and click "Submit.” There are no fees or account restrictions for choosing to withdraw your consent for eStatements. Please note that reasonably appear there may be a delay in processing eStatement registrations for new Online Banking members. Please allow up to two business days after joining Online Banking before changing your eStatement registration. There may also be a delay in processing eStatement information at the end of a business month. If you register for eStatements during the last three business days of the month, you may receive your next statement in paper form. Future statements will be received electronically. Security of Access Code • Initial Access. After you have successfully completed and submitted the Online Banking Registration Form, a representative from the credit union will contact you to initiate your use of the service via email. After you have successfully accessed the Online Banking service, you will then select a specific, personal password to access the Online Banking service for future access to the Credit Union to be fraudulent or erroneoussystem. After your initial sign-on, you may change your password at any time by selecting the appropriate function from the user options menu within the Online Banking service.

Processing Payments. The amount of your requested bill pay will be deducted from your account Account on the Processing Date and will be processed by us on that date or the next Business Day should the processing date fall on a Saturday, Sunday or Federal Holiday. Therefore, you must have sufficient funds available to cover your payments on the Processing Date in order to have your payment made by your specified Due Date. However, if there is not an electronic payment relationship with the payee, the payment will be issued as a paper check drawn off your Account and the funds will clear the account Account when the check is paid. Paper checks may clear in advance of the estimated delivery date indicated in the bill payment system since mail time may vary. You are responsible for having the funds in your Account prior to the check clearing. Bill pays are delivered to the payee either electronically, which may take up to two (2) business days from the Processing Date, or by check to those payees not set up to accept electronic payments, which may take up to five (5) business days from the Processing Date. When you enter the merchant/payee name, you will be advised if the payment will be sent in electronic or paper form. It is your responsibility to schedule your bill pays in such a manner that your obligations will be paid on time. You should enter and transmit your bill pay instructions at least six (6) business days before a bill is due. If you do not allow sufficient time or your account Account has insufficient funds, you assume full responsibility for any late payments, finance charges that may be imposed, or other actions taken by a payee as a result of a late (or unpaid) payment. We will not automatically resubmit a payment. Trademark FCU will not process any Bill Pay transfer if we know the required transaction information is incomplete. In any event, we will not be liable for any transaction that contains incorrect information that we were not responsible for providing or entering. If there are insufficient funds in your Account to make the Bill pay Pay request, we may (in our sole discretion) either refuse to make the payment or make the payment and transfer funds from any overdraft protection account you have established. The Credit Union reserves the right to refuse to process payment instructions that reasonably appear to the Credit Union to be fraudulent or erroneous. Stop Payment of Bill Pays You may cancel or stop payment on One‐time and Recurring bill pays under certain circumstances (prior to check clearance) by following the instructions provided. If you discover an error in or want to change an amount for a Bill Pay that you have already scheduled for transmission through the Bill Pay Service, you will need to contact the Credit Union to stop your payment request prior to the check clearing. Your cancellation request must be made during Credit Union business hours, excluding holidays. Stop payments cannot be made on electronic items; they must be deleted in the Bill Pay Service prior to processing. The Credit Union may require you to confirm your stop payment request in writing within fourteen (14) days of the call.

Processing Payments. The amount of your requested bill pay xxxx payment will be deducted from your account on the Processing Date and will be processed by us on that date or the next Business Day business day should the processing date fall on a Saturday, Sunday or Federal HolidayCredit Union observed holiday. Therefore, you must have sufficient funds available to cover your payments on the Processing Sent On Date in order to have your payment made by your specified Due Delivery Date. However, if there is not an electronic payment relationship with the payee, the payment will be issued as a paper check drawn off your Account and the funds will clear the account when the check is paid. Bill pays Online xxxx payments are delivered to the payee either electronically, which may take up to two (2) business days from the Processing Date, or by check to those payees not set up to accept electronic payments, which may take up to five (5) business days from the Processing Date. When you enter the merchant/payee name, you will be advised if the payment will be sent in electronic or paper form. It is your responsibility to schedule your bill pays online xxxx payments in such a manner that your obligations will be paid on time. You should enter and transmit your bill pay online xxxx payment instructions at least six five (65) business days before a bill xxxx is due. If you do not allow sufficient time or your account has insufficient funds, you assume full responsibility for any late payments, finance charges that may be imposed, or other actions taken by a payee as a result of a late (or unpaid) payment. We will not automatically resubmit a payment. Trademark ACU will not process any Bill Pay Online Xxxx Payment transfer if we know the required transaction information is incomplete. In any event, we the Credit Union will not be liable for any transaction that contains incorrect information that we were the Credit Union was not responsible for providing or entering. If there are insufficient funds in your Account account to make the Bill pay Online Xxxx Payment request, we may (in at our sole discretion) either refuse to make the payment or make the payment and transfer funds from any overdraft protection account you have established. The Credit Union ACU reserves the right to refuse to process payment instructions that reasonably appear to the Credit Union ACU to be fraudulent or erroneous. Stop Payment of Online Xxxx Payments. You may cancel or stop payment on One-time and Recurring xxxx payments under certain circumstances (prior to check clearance) by following the instructions provided. If you discover an error or want to change an amount for a xxxx payment that has already processed through the Online Xxxx Payment Service, you will need to contact ACU to stop your payment request prior to the check clearing. Your cancellation request must be made during ACU’s business hours, excluding holidays. If the xxxx payment request has not processed you may edit or delete the payment in the Xxxx Payment Service. Stop payments cannot be made on electronic items; they must be deleted in the Xxxx Payment Service prior to processing. ACU may require you to confirm your stop payment request in writing within fourteen (14) days of the call. Stop Payment Fees. Fees may apply for each stop payment item—refer to the Deposit Rate & Fee Schedule for fee amount.

Processing Payments. The amount of your requested bill pay Xxxx Payment will be deducted from your account on the Processing Scheduled Initiation Date and will be processed by us on that date or the next Business Day business day should the processing date fall on a Sunday weekend or Federal Holidayholiday. Therefore, you must have sufficient funds available to cover your payments payment by midnight on the Processing Date in order to have your payment made by your specified Due day before the Scheduled Initiation Date. However, if there is not an electronic payment relationship with the payee, the payment will be issued as a paper check drawn off your Account and the funds will clear the account when the check is paid. Bill pays Xxxx Payments are delivered to the payee either electronically, which may take up to two (2) business days from the Processing Scheduled Initiation Date, or by check to those payees not set up to accept electronic payments, which may take up to five (5) business days from the Processing Scheduled Initiation Date. When you enter the merchant/payee name, you will be advised if the payment will be sent in electronic or paper form. It is your responsibility to schedule your bill pays Xxxx Payments in such a manner that your obligations will be paid on time. You should enter and transmit your bill pay Xxxx Payment instructions at least six (6) business days before a bill Xxxx is due. If you do not allow sufficient time or your account has insufficient funds, you assume full responsibility for any late payments, finance charges that may be imposed, or other actions taken by a payee as a result of a late (or unpaid) payment. We In no event will not we automatically resubmit a paymentpayment for you after funds become available. Trademark The Credit Union will not process any Bill Xxxx Pay transfer if we know the required transaction information is incomplete. In any event, we the Credit Union will not be liable for any transaction that contains incorrect information that we were the Credit Union was not responsible for providing or entering. If there are insufficient funds in your Account account to make the Bill pay Xxxx Pay request, we may (in our sole discretion) either refuse to make the payment or make the payment and transfer funds from any overdraft protection account you have established. The Credit Union reserves the right to refuse to process payment instructions that reasonably appear to the Credit Union to be fraudulent or erroneous.

Processing Payments. The amount of your requested bill pay xxxx payments will be deducted from your account on the Processing Date scheduled debit date and will be processed by us on that posted within two business days of the date or the next Business Day should payment is transmitted to the processing date fall on payee. You will receive a Sunday or Federal Holidayconfirmation number at the time of each transaction. Therefore, you must have sufficient funds available to cover your payments payment on the Processing Date in order to have your payment made by your specified Due Datescheduled initiation date. However, if there is not an electronic payment relationship with the payee, the payment will be issued as a paper check drawn off your Account and the funds will clear the account when the check is paid. Bill pays Xxxx payments are delivered to the payee either electronically, which may take up to two (2) three business days from the Processing Datescheduled debit date, or by check (to those payees not set up to accept electronic payments), which may take up to five (5) business days from the Processing Date. When you enter the merchant/payee name, you will be advised if the payment will be sent in electronic or paper formscheduled debit date. It is your responsibility to schedule your bill pays xxxx payments in such a manner that your obligations will be paid on time. You should enter and transmit your bill pay xxxx payment instructions at least six five (65) business days before a bill xxxx is due. If you do not allow sufficient time or your account has insufficient fundstime, you assume full responsibility for any late payments, payments or finance charges that may be imposed, or other actions taken by a payee imposed as a result of your failure to transmit a late timely xxxx payment authorization.  Canceling or Changing Xxxx Payments. Payments designated as “on demand” transactions cannot be stopped, canceled, or changed once your Xxxx Pay session has ended. You may cancel or stop payment on future and recurring xxxx payment instructions under certain circumstances by following the instructions provided. If you discover an error in or want to change a payment instruction (i.e., payment date or unpaidpayment amount) for a xxxx payment you have already scheduled for transmission through the Xxxx Pay service, you may electronically edit or cancel your payment request through the Xxxx Pay service. Your cancellation request must be entered and transmitted through the Xxxx Pay service before the date you have scheduled for payment. We If your request is not entered in a timely manner, you will not automatically resubmit a be responsible for the payment. Trademark will not process any Bill Pay transfer if we know eStatement Services By accepting the required terms below, you agree to receive your periodic account statements online through the Credit Union’s eStatement service from this point forward. Your online statements may include the periodic account and transaction information is incomplete. In any eventactivity for your deposit and loan accounts, we will not be liable notices for any transaction that contains incorrect information that we were not responsible for providing or entering. If there are insufficient funds or certificate maturity and other similar account notices, year-end tax statements for dividends earned and mortgage interest paid, and any disclosures. You also agree to receive any notices and disclosures required by regulation, such as changes in your Account to make account terms and your annual privacy policy, which will be made available through the Bill pay request, we may (in our sole discretion) either refuse to make the payment or make the payment and transfer funds from any overdraft protection account you have establishedeStatement console. The Credit Union reserves will send you an email whenever your monthly statement, account notice, or tax form is available for review. Once you receive the email, you can access your statement by logging in to Online Banking and clicking on the “eStatements” link under the “Additional Services” tab. You will need Adobe Acrobat Reader software to read your statements, which can be downloaded at no charge from the eStatement registration screen. You will be able to access, download, and print your statements and other documents online for a period of 12 months. A statement copy/account history printout fee may apply for requests beyond the 12-month period. You have the right to refuse request and receive your statements and other documents in paper form, and you may withdraw your consent to process payment instructions receive eStatements at any time. To do this, click on the “eStatements” link, then select "Change Registration Information," and then click the link to discontinue accounts. Select the account(s) you wish to discontinue, and click "Submit.” There are no fees or account restrictions for choosing to withdraw your consent for eStatements. Please note that reasonably appear there may be a delay in processing eStatement registrations for new Online Banking members. Please allow up to two business days after joining Online Banking before changing your eStatement registration. There may also be a delay in processing eStatement information at the end of a business month. If you register for eStatements during the last three business days of the month, you may receive your next statement in paper form. Future statements will be received electronically. Security of Access Code  Initial Access. After you have successfully completed and submitted the Online Banking Registration Form, a representative from the Credit Union will contact you to be fraudulent or erroneousinitiate your use of the service via email. After you have successfully accessed the Online Banking service, you will then select a specific, personal password to access the Online Banking service for future access to the system. After your initial sign-on, you may change your password at any time by selecting the appropriate function from the user options menu within the Online Banking service.

Processing Payments. The amount of your requested bill pay payment will be deducted from your account on the Processing Scheduled Payment Date and will be processed by us on that date or the next Business Day business day should the processing date fall on a Sunday week- end or Federal Holidayholiday. Therefore, you must have sufficient funds available to cover your payments payment on the Processing Date in order to have your payment made by your specified Due Scheduled Payment Date. However, if there is not an electronic payment relationship with the payee, the payment will be issued as a paper check drawn off your Account and the funds will clear the account when the check is paid. Bill pays payments are delivered to the payee either electronically, which may take up to two five (25) business days from the Processing Scheduled Payment Date, or by check to those payees not set up to accept electronic payments, which may take up to five ten (510) business days from the Processing Scheduled Debit Date. When you enter the merchant/payee name, you will be advised if the payment will be sent in electronic or paper form. It is your responsibility to schedule your bill pays payments in such a manner that your obligations obliga- tions will be paid on time. You should enter and transmit your bill pay payment instructions at least six seven (67) to ten (10) business days before a bill is due. If you do not allow sufficient time or your account has insufficient funds, you assume full responsibility for any late payments, finance charges that may be imposed, or other actions taken by a payee as a result of a late (or unpaidun- paid) payment. We If payment is scheduled with sufficient time, and the payment was not received by the payee, or was received late, BillPay service will not automatically resubmit a paymentassume responsibility. Trademark will not process any Bill Pay transfer if we know the required transaction information is incomplete. In any event, we The Credit Union will not be liable for any transaction that contains incorrect information that we were the Credit Union was not responsible for providing or entering. If there are insufficient funds in your Account account to make the Bill pay request, we may (in our sole discretion) either refuse to make BillPay request the payment or make the payment and transfer funds from any overdraft protection account you have establishedwill not be processed. The Credit Union reserves the right to refuse to process payment instructions that reasonably appear appears to the Credit Union to be fraudulent or erroneous.

Processing Payments. The amount of your requested bill pay will be deducted from your account on the Processing Date and will be processed by us on that date or the next Business Day should the processing date fall on a Sunday or Federal Holiday. Therefore, you must have sufficient funds available to cover your payments on the Processing Date in order to have your payment made by your specified Due Date. However, if there is not an electronic payment relationship with the payee, the payment will be issued as a paper check drawn off your Account and the funds will clear the account when the check is paid. Bill pays are delivered to the payee either electronically, which may take up to two (2) business days from the Processing Date, or by check to those payees not set up to accept electronic payments, which may take up to five (5) business days from the Processing Date. When you enter the merchant/payee name, you will be advised if the payment will be sent in electronic or paper form. It is your responsibility to schedule your bill pays in such a manner that your obligations will be paid on time. You should enter and transmit your bill pay instructions at least six (6) business days before a bill is due. If you do not allow sufficient time or your account has insufficient funds, you assume full responsibility for any late payments, finance charges that may be imposed, or other actions taken by a payee as a result of a late (or unpaid) payment. We will not automatically resubmit a payment. Trademark will not process any Bill Pay transfer if we know the required transaction information is incomplete. In any event, we will not be liable for any transaction that contains incorrect information that we were not responsible for providing or entering. If there are insufficient funds in your Account to make the Bill pay Pay request, we may (in our sole discretion) either refuse to make the payment or make the payment and transfer funds from any overdraft protection account you have established. The Credit Union reserves the right to refuse to process payment instructions that reasonably appear to the Credit Union to be fraudulent or erroneous. Stop Payment of Bill Pays You may cancel or stop payment on One‐time and Recurring bill pays under certain circumstances (prior to check clearance) by following the instructions provided. If you discover an error in or want to change an amount for a Bill Pay that you have already scheduled for transmission through the Bill Pay Service, you will need to contact the Credit Union to stop your payment request prior to the check clearing. Your cancellation request must be made during Credit Union business hours, excluding holidays. Stop payments cannot be made on electronic items; they must be deleted in the Bill Pay Service prior to processing. The Credit Union may require you to confirm your stop payment request in writing within fourteen (14) days of the call.

Processing Payments. The amount of your requested bill pay xxxx payments will be deducted from your account on checking account. You will receive a confirmation number at the Processing Date and will be processed by us on that date or the next Business Day should the processing date fall on a Sunday or Federal Holidaytime of each transaction. Therefore, you You must have sufficient funds available to cover your payments payment on the Processing Date in order to have your date the payment made by your specified Due Dateis scheduled for processing. HoweverFor consumer accounts, if there is not an electronic a dollar limit of $9,999.99 (or your available balance) on any payment. For business accounts, there is a dollar limit of $19,999 (or your available balance) on any payment. No more than $20,000.00 may be sent from any xxxx payment relationship with the payee, the payment will be issued as a paper check drawn off your Account and the funds will clear the account when the check is paidin one day. Bill pays  Online Banking. Xxxx payments are delivered to the payee either electronically, which may take up to two (2) three business days from the Processing Datescheduled send date, or by check to those payees not set up to accept electronic payments, which may take up to five (5) business days from the Processing scheduled send date.  Business Banking. For electronic processing: the amount of your requested xxxx payments will be deducted from your checking account on the Delivery By Date, or the prior business day if the processing date is on Saturday, Sunday or a federal holiday (adjusted Deliver By Date). You must have sufficient funds on the Deliver By Date or on the adjusted Deliver By Date. When you enter If scheduled by 5:00 PM, the merchant/payee nameearliest delivery date is one business day in the future. If scheduled after 5:00 PM, you the earliest delivery date is two business days in the future. For check processing: the amount of your requested xxxx payments will be advised if deducted from your checking account when the payment will be sent payee deposits the check and it has processed from their financial institution to the Credit Union. If scheduled by 5:00 PM, the earliest delivery date is four business days in electronic or paper formthe future. If scheduled after 5:00 PM, the earliest delivery date is five business days in the future. It is your responsibility to schedule your bill pays xxxx payments in such a manner that your obligations will be paid on time. You should enter and transmit your bill pay xxxx payment instructions at least six ten (610) business days before a bill xxxx is due. If you do not allow sufficient time or your account has insufficient fundstime, you assume full responsibility for any late payments, payments or finance charges that may be imposed, or other actions taken by a payee imposed as a result of your failure to transmit a late (or unpaid) paymenttimely xxxx payment authorization. We For eligible payees, you may choose to send an expedited payment for faster delivery. Fees will not automatically resubmit a paymentapply for this service and may vary depending on the type of payee. Trademark will not process any Bill Pay transfer if we know You must agree to these fees at the required transaction information is incomplete. In any event, we will not be liable for any transaction that contains incorrect information that we were not responsible for providing or entering. If there are insufficient time of scheduling an expedited payment and have sufficient funds available in your Account to make the Bill pay request, we may (in our sole discretion) either refuse to make the payment or make designated checking account for the payment and transfer funds from any overdraft protection account you have establishedexpedited fees. The Credit Union reserves Expedited payments cannot be cancelled or edited. To schedule an expedited payment, the right cut-off time to refuse to process payment instructions that reasonably appear to begin processing it for the Credit Union to be fraudulent or erroneoussame business day is 1:00 PM.