PROTECTING YOUR COMPUTER SYSTEM Sample Clauses

PROTECTING YOUR COMPUTER SYSTEM. Electronic transfers may be subject to computer fraud and hacking, including unauthorized intrusion into your computer system and theft of User IDs, Passwords, and other information that would allow a wrongdoer to direct us to transfer funds from your account. You should take appropriate steps to protect the security of your computer system. We recommend the following: 1. Periodically perform or have a third party perform an online security risk assessment that looks at business practices and processes, its infrastructure, and the balance between convenience and security. 2. Use layered system security to create layers of firewalls, anti-malware software, and encryption on each workstation and laptop. 3. Use a single dedicated computer for online banking and cash management. 4. Educate your employees about the risk of cybercrime from even one infected computer. Teach them to be cautious about opening attachments, clicking on email links, or providing information to a third party. 5. Block access to unnecessary or high-risk websites, for example, online gaming, social networking, and personal email, which often contain malware or viruses. 6. Establish separate user accounts for each employee accessing online banking, and limit administrative rights. 7. Use dual control for initiating and approving high-risk transactions, such as ACH origination and wire transfers. 8. Review or reconcile your accounts online daily.