Common use of PROTECTING YOUR INFORMATION Clause in Contracts

PROTECTING YOUR INFORMATION. We take your privacy extremely seriously and we will only use your personal details in line with our Privacy Notice. Please read our Privacy Notice carefully and contact us immediately if you have any queries. Where necessary, for example where we would like to use your data for some marketing purposes, we shall ask for your specific consent to do so. Your personal information includes all of the details you have given us to process your insurance policy (we will not ask for more information than is necessary). We may share your data with Third Parties for the provision and ongoing performance of your insurance policy. Your data may be transferred outside the UK. We will not sell, rent or trade your data under any circumstances. All of the personal information you supply to us will be handled strictly in accordance with the applicable Data Protection regulations and legislation. Please refer to your policy document if you need to notify a claim. You should contact us or the insurer direct as soon as you become aware of any incident which could give rise to a claim. If in doubt about whom you should contact, or if you require our assistance in relation to a claim or potential claim please contact us. We may charge you for the work incurred in handling your insurances. These charges apply if you instruct us to arrange insurance, carry out a mid-term adjustment, renewal, cancellation or other work on your behalf. Any additional charges, if applicable, will always be agreed with you in advance of them becoming due. YACHTSMAN’S & TALL SHIPS TRAVEL INSURANCE • New business: £5.00/NZD10.00 • Mid-term amendments: £5.00/NZD10.00 • Cancellations: £10.00/NZD20.00 • Renewals: £5.00/NZD10.00 • Credit/International Card charges: In respect of premium originating from outside of Europe

PROTECTING YOUR INFORMATION. We take your privacy extremely seriously and we will only use your personal details in line with our Privacy Notice. Please read our Privacy Notice carefully and contact us immediately if you have any queries. Where necessary, for example where we would like to use your data for some marketing purposes, we shall ask for your specific consent to do so. Your personal information includes all of the details you have given us to process your insurance policy (we will not ask for more information than is necessary). We may share your data with Third Parties for the provision and ongoing performance of your insurance policy. Your data may be transferred outside the UK. We will not sell, rent or trade your data under any circumstances. All of the personal information you supply to us will be handled strictly in accordance with the applicable Data Protection regulations and legislation. Please refer to your policy document if you need to notify a claim. You should contact us or the insurer direct as soon as you become aware of any incident which could give rise to a claim. If in doubt about whom you should contact, or if you require our assistance in relation to a claim or potential claim please contact us. We may charge you for the work incurred in handling your insurances. These charges apply if you instruct us to arrange insurance, carry out a mid-term adjustment, renewal, cancellation or other work on your behalf. Any additional charges, if applicable, will always be agreed with you in advance of them becoming due. YACHTSMAN’S & TALL SHIPS TRAVEL INSURANCE • New business: £5.0025.00/€40.00/NZD10.00 USD50.00/NZD50.00 • Mid-term amendments: £5.0015.00/€25.00/NZD10.00 USD35.00/NZD35.00 • Cancellations: £10.0050.00/€85.00/NZD20.00 USD100.00/NZD100.00 • Renewals: £5.0025.00/€40.00/NZD10.00 USD50.00/NZD50.00 • Credit/International Card charges: In respect of premium originating from outside of EuropeEurope 2% of premium including fee (All fees and charges in currency equivalent, per xx.xxx, if not stated above) The insurer or wholesale broker may charge their own fee, which will be disclosed to you within the policy documents. If you pay your premium by instalments we shall inform you of any additional fees, charges or interest as part of your credit arrangements.

PROTECTING YOUR INFORMATION. We take your privacy extremely seriously and we will only use your personal details in line with our Privacy Notice. Please read our Privacy Notice carefully and contact us immediately if you have any queries. Where necessary, for example where we would like to use your data for some marketing purposes, we shall ask for your specific consent to do so. Your personal information includes all of the details you have given us to process your insurance policy (we will not ask for more information than is necessary). We may share your data with Third Parties for the provision and ongoing performance of your insurance policy. Your data may be transferred outside the UK. We will not sell, rent or trade your data under any circumstances. All of the personal information you supply to us will be handled strictly in accordance with the applicable Data Protection regulations and legislation. Please refer to your policy document if you need to notify a claim. You should contact us or the insurer direct as soon as you become aware of any incident which could give rise to a claim. If in doubt about whom you should contact, or if you require our assistance in relation to a claim or potential claim please contact us. We may charge you for the work incurred in handling your insurances. These charges apply if you instruct us to arrange insurance, carry out a mid-term adjustment, renewal, cancellation or other work on your behalf. Any additional charges, if applicable, will always be agreed with you in advance of them becoming due. YACHTSMAN’S & TALL SHIPS TRAVEL INSURANCE • New business: £5.003.00/NZD10.00 NZD6.00 • Mid-term amendments: £5.00/NZD10.00 • Cancellations: £10.00/NZD20.00 • Renewals: £5.003.00/NZD10.00 NZD6.00 ALL OTHER INSURANCE POLICIES • New business: As shown on your new business invoice, quote or certificate • Mid-term amendments: £15.00/€25.00/USD35.00/NZD35.00 • Cancellations: £50.00/€85.00/USD100.00/NZD100.00 • Renewals: As shown on your renewal invoice, quote or certificate • Credit/International Card charges: In respect of premium originating from outside of EuropeEurope 2% of premium including fee (All fees and charges in currency equivalent, per xx.xxx, if not stated above) The insurer or wholesale broker may charge their own fee, which will be disclosed to you within the policy documents. If you pay your premium by instalments we shall inform you of any additional fees, charges or interest as part of your credit arrangements.

PROTECTING YOUR INFORMATION. We take your privacy extremely seriously and we will only use your personal details in line with our Privacy Notice. Please read our Privacy Notice carefully and contact us immediately if you have any queries. Where necessary, for example where we would like to use your data for some marketing purposes, we shall ask for your specific consent to do so. Your personal information includes all of the details you have given us to process your insurance policy (we will not ask for more information than is necessary). We may share your data with Third Parties for the provision and ongoing performance of your insurance policy. Your data may be transferred outside the UK. We will not sell, rent or trade your data under any circumstances. All of the personal information you supply to us will be handled strictly in accordance with the applicable Data Protection regulations and legislation. Please refer to your policy document if you need to notify a claim. You should contact us or the insurer direct as soon as you become aware of any incident which could give rise to a claim. If in doubt about whom you should contact, or if you require our assistance in relation to a claim or potential claim please contact us. We may charge you for the work incurred in handling your insurances. These charges apply if you instruct us to arrange insurance, carry out a mid-term adjustment, renewal, cancellation or other work on your behalf. Any additional charges, if applicable, will always be agreed with you in advance of them becoming due. YACHTSMAN’S & TALL SHIPS TRAVEL INSURANCE • New business: £5.00/NZD10.00 As shown on your new business invoice, quote or certificate • Mid-term amendments: £5.0015.00/€25.00/NZD10.00 USD35.00/NZD35.00 • Cancellations: £10.0050.00/€85.00/NZD20.00 USD100.00/NZD100.00 • Renewals: £5.00/NZD10.00 As shown on your renewal invoice, quote or certificate • Credit/International Card charges: In respect of premium originating from outside of EuropeEurope 2% of premium including fee (All fees and charges in currency equivalent, per xx.xxx, if not stated above) The insurer or wholesale broker may charge their own fee, which will be disclosed to you within the policy documents. If you pay your premium by instalments we shall inform you of any additional fees, charges or interest as part of your credit arrangements.

PROTECTING YOUR INFORMATION. We take your privacy extremely seriously and we will only use your personal details in line with our Privacy Notice. Please read our Privacy Notice carefully and contact us immediately if you have any queries. Where necessary, for example where we would like to use your data for some marketing purposes, we shall ask for your specific consent to do so. Your personal information includes all of the details you have given us to process your insurance policy (we will not ask for more information than is necessary). We may share your data with Third Parties for the provision and ongoing performance of your insurance policy. Your data may be transferred outside the UK. We will not sell, rent or trade your data under any circumstances. All of the personal information you supply to us will be handled strictly in accordance with the applicable Data Protection regulations and legislation. Please refer to your policy document if you need to notify a claim. You should contact us or the insurer direct as soon as you become aware of any incident which could give rise to a claim. If in doubt about whom you should contact, or if you require our assistance in relation to a claim or potential claim please contact us. We may charge you for the work incurred in handling your insurances. These charges apply if you instruct us to arrange insurance, carry out a mid-term adjustment, renewal, cancellation or other work on your behalf. Any additional charges, if applicable, will always be agreed with you in advance of them becoming due. YACHTSMAN’S & TALL SHIPS TRAVEL INSURANCE • New business: £5.0025.00/€40.00/NZD10.00 USD50.00/NZD50.00 • Mid-term amendments: £5.0015.00/€25.00/NZD10.00 USD35.00/NZD35.00 • Cancellations: £10.0050.00/€85.00/NZD20.00 USD100.00/NZD100.00 • Renewals: £5.0025.00/€40.00/NZD10.00 USD50.00/NZD50.00 • Credit/International Card charges: In respect of premium originating from outside non EEA member states 2% of Europepremium including fee (All fees and charges in currency equivalent, per xx.xxx, if not stated above) The insurer or wholesale broker may charge their own fee, which will be disclosed to you within the policy documents. If you pay your premium by instalments we shall inform you of any additional fees, charges or interest as part of your credit arrangements.

PROTECTING YOUR INFORMATION. We take your privacy extremely seriously and we will only use your personal details in line with our Privacy NoticePolicy. Please read our Privacy Notice Policy carefully and contact us immediately if you have any queries. Our Privacy Policy can be found online at xxx.xxxxxxxxx.xx.xx/xxxxxxx-xxxxxx/. If you’d like a copy of this, but do not have access to the internet, please call 00000 000 000. Where necessary, for example where we would like to use your data for some marketing purposes, we shall ask for your specific consent to do so. Your personal information includes all of the details you have given us to process your insurance policy (we will not ask for more information than is necessary). We may share your data with Third Parties for the provision and ongoing performance of your insurance policy. Your data may be transferred outside the UK. We will not sell, rent or trade your data under any circumstances. All of the personal information you supply to us will be handled strictly in accordance with the applicable Data Protection regulations and legislation. Please refer to your policy document call us on 00000 000 000 if you need to notify us of a claim. You should contact us or the insurer direct as soon as you become aware of any incident which could give rise to a claim. If in doubt about whom you should contact, or if you require our assistance in relation to a claim or potential claim please contact us. We may charge you for the work incurred in handling your insurancesinsurance. These charges apply if you instruct us to arrange insurance, carry out a mid-term adjustment, renewal, cancellation or other work on your behalf. Any additional charges, if applicable, will always be agreed with you in advance of them becoming due. YACHTSMAN’S & TALL SHIPS TRAVEL INSURANCE • New business: business – up to £5.00/NZD10.00 75.00 • Mid-term amendments: amendments – up to £5.00/NZD10.00 75.00 • Cancellations: Cancellations – up to £10.00/NZD20.00 75.00 plus the full commission payable for the policy • Renewals: Issuing duplicate documentation – up to £5.00/NZD10.00 30.00 • Credit/International Card charges: Renewals – up to £75.00 If you pay your premium by instalments we shall inform you of any additional fees, charges or interest as part of your credit arrangements. You will receive a quotation which will tell you the total price to be paid, and which identifies any fees, taxes and charges separately from the premium, before your insurance arrangements are concluded. In respect return for placing business with insurers and/or underwriters and/or other product providers, we receive a commission from them which is a percentage of the annual premium originating that you are charged with. You are entitled, at any time, to request information regarding any commission which we may have received as a result of placing your insurance business or arranging premium finance. Please be assured that at no time will the way in which we are remunerated conflict with our responsibilities to meet your needs and treat you fairly. Prior to your premium being forwarded to the insurer (or forwarded to you in the event of a premium refund) we hold your money as an agent of the insurer with which we arrange your insurance. Where we hold premium as the agent of the insurer it is regarded as received by the insurer. We may transfer your premiums to the insurer through another party, such as a broker or underwriting agent for the purposes of effecting a transaction. It is our intention to provide a high level of service at all times. However if you have reason to make a complaint about our service you should contact our Customer Service Team on 01423 504 689 or email at XxxxxxxxXxxxxxx@xxxxxxxxx.xx.xx or by letter at the address shown above. You may be entitled to refer the matter subsequently to the Financial Ombudsman Service. You can contact the Financial Ombudsman Service by telephone on 0000 0 000 000 and further information is available at xxxx://xxx.xxxxxxxxx-xxxxxxxxx.xxx.xx/. If you do decide to refer any matter to the Financial Ombudsman Service your legal rights will not be affected. We will provide a summary of our complaints handling procedures should you make a complaint which we cannot resolve informally and at any other time, upon your request. We are covered by the Financial Services Compensation Scheme. You may be entitled to compensation from outside the scheme if we cannot meet our obligations. This depends on the type of Europebusiness and the circumstances of the claim. Insurance advising and arranging is covered for 90% of the claim, without any upper limit. For compulsory classes of insurance, insurance advising and arranging is covered for 100% of the claim, also without any upper limit. The compensation scheme does not apply to consumer credit. Further information about compensation scheme arrangements is available from the FSCS on 0800 678 1100 or 020 7741 4100 or by visiting xxxx://xxx.xxxx.xxx.xx/ We and other firms involved in arranging your insurance (insurers or premium finance companies) may use public and personal data from a variety of sources including credit reference agencies and other organisations. The information is used to help tailor a price, to ascertain the most appropriate payment options for you and to help prevent fraud. Any credit reference search will appear on your credit report whether or not your application proceeds. If you have any questions about this or any other matter, please do not hesitate to contact us. We are obliged to report to the National Crime Agency any suspicion of money laundering or terrorist financing activity and we are prohibited from disclosing any such report. As insurance brokers we generally act as your agent in arranging your insurance and assisting you in the event of a claim. In certain circumstances we may act for and owe duties of care to insurers and/or other parties. Where we become aware of any actual or potential conflict of interest, we will inform you of the situation, the options available to you and obtain your consent before we proceed. The insurers we use are regulated and are required to have adequate capital resources. However, we cannot guarantee the solvency of any insurer we place business with. An insolvent insurer may be unable to pay claims or may be unable to pay them in full and you may have to pay a further premium to pay for alternative insurance cover.