Common use of Range of Gross Clause in Contracts

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Margins (%) Loans Balance ($) Balance Rate(%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Fixed Rate Loans 6 787,479 11.84 8.148 305 79.06 653 42.89 4.501 - 5.000 2 545,643 8.20 7.000 354 81.82 639 40.87 5.001 - 5.500 9 2,323,797 34.94 6.996 354 81.05 661 44.82 5.501 - 6.000 5 877,904 13.20 7.352 355 82.78 639 43.25 6.001 - 6.500 5 781,490 11.75 7.677 354 77.57 564 45.45 6.501 - 7.000 9 1,335,116 20.07 8.704 354 81.83 556 36.38 --------------------------------------------------------------------------------------------------------------------------------- Total: 36 6,651,429 100.00 7.603 348 80.85 623 42.44 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 4.520 Maximum: 6.990 Non-Zero Weighted Average: 5.833

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Comb Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Margins (%) Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------- Fixed Rate Loans 6 787,479 11.84 8.148 305 79.06 653 42.89 698 135,426,561 25.84 6.934 343 77.26 <= 3.500 19 5,901,993 1.13 4.638 300 79.23 3.501 - 4.000 1 116,200 0.02 5.030 296 74.97 4.501 - 5.000 2 545,643 8.20 7.000 354 81.82 639 40.87 1 248,867 0.05 5.350 356 82.24 5.001 - 5.500 9 2,323,797 34.94 6.996 354 81.05 661 44.82 632 156,423,078 29.85 6.727 356 80.53 5.501 - 6.000 5 877,904 13.20 7.352 355 82.78 639 43.25 719 182,582,297 34.84 7.189 356 80.66 6.001 - 6.500 5 781,490 11.75 7.677 354 77.57 564 45.45 125 23,745,805 4.53 7.669 356 73.68 6.501 - 7.000 9 1,335,116 20.07 8.704 354 81.83 556 36.38 --------------------------------------------------------------------------------------------------------------------------------- 130 19,338,391 3.69 8.468 356 68.88 7.501 - 8.000 2 202,351 0.04 8.797 355 76.52 8.001 - 8.500 1 52,113 0.01 8.150 356 95.00 ------------------------------------------------------------------------------------------------------------------------------- Total: 36 6,651,429 2,328 524,037,656 100.00 7.603 348 80.85 623 42.44 --------------------------------------------------------------------------------------------------------------------------------- 7.025 352 78.97 ------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 4.520 1.000 Maximum: 6.990 8.150 Non-Zero Weighted Average: 5.8335.569

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Margins (%) Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed Rate Loans 863 79,612,916 18.96 8.834 249 89.77 670 <= 3.500 1 187,366 0.04 6.900 356 80.00 672 4.001 - 4.500 6 787,479 11.84 8.148 305 79.06 653 42.89 1,740,497 0.41 6.095 357 64.62 665 4.501 - 5.000 2 545,643 8.20 7.000 354 81.82 639 40.87 84 24,363,967 5.80 6.433 357 78.05 669 5.001 - 5.500 9 2,323,797 34.94 6.996 354 81.05 661 44.82 136 38,777,809 9.24 6.333 357 79.13 667 5.501 - 6.000 5 877,904 13.20 7.352 355 82.78 639 43.25 309 82,129,170 19.56 6.433 357 78.06 664 6.001 - 6.500 5 781,490 11.75 7.677 354 77.57 564 45.45 364 100,605,317 23.96 6.619 357 78.82 659 6.501 - 7.000 9 1,335,116 20.07 8.704 354 81.83 556 36.38 --------------------------------------------------------------------------------------------------------------------------------- 211 57,358,258 13.66 6.984 357 80.40 645 7.001 - 7.500 98 22,793,826 5.43 7.232 357 80.48 647 7.501 - 8.000 46 10,028,980 2.39 8.107 357 81.17 615 8.001 - 8.500 6 1,500,087 0.36 7.690 357 84.01 645 8.501 - 9.000 3 737,178 0.18 7.492 356 81.11 678 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 36 6,651,429 2,127 419,835,371 100.00 7.603 348 80.85 623 42.44 --------------------------------------------------------------------------------------------------------------------------------- 7.087 336 81.06 660 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Non-Zero Minimum: 4.520 2.301 Maximum: 6.990 8.875 Non-Zero Weighted Average: 5.8336.171

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Margins (%) Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Fixed Rate Loans 6 787,479 11.84 8.148 305 79.06 653 42.89 44 4,179,654 14.16 7.594 336 75.31 693 3.501 - 4.000 4 675,603 2.29 7.335 358 81.38 623 4.001 - 4.500 1 181,372 0.61 7.250 357 90.00 668 4.501 - 5.000 2 545,643 8.20 7.000 354 81.82 639 40.87 1 149,927 0.51 5.750 357 79.16 682 5.001 - 5.500 9 2,323,797 34.94 6.996 354 81.05 661 44.82 11 2,690,714 9.12 6.211 356 79.30 673 5.501 - 6.000 5 877,904 13.20 7.352 355 82.78 639 43.25 20 5,047,914 17.10 6.284 357 80.80 715 6.001 - 6.500 5 781,490 11.75 7.677 354 77.57 564 45.45 14 2,041,896 6.92 6.955 357 82.54 683 6.501 - 7.000 9 1,335,116 20.07 8.704 354 81.83 556 36.38 32 4,559,680 15.45 7.469 357 80.79 668 7.001 - 7.500 25 4,779,675 16.19 7.856 357 81.45 655 7.501 - 8.000 21 3,496,622 11.85 8.254 357 79.11 646 8.001 - 8.500 14 1,193,596 4.04 8.850 357 84.64 634 8.501 - 9.000 4 210,115 0.71 9.709 357 83.44 631 9.001 - 9.500 2 279,938 0.95 9.016 357 83.18 594 9.501 - 10.000 1 29,964 0.10 10.505 357 75.00 543 --------------------------------------------------------------------------------------------------------------------------------- Total: 36 6,651,429 194 29,516,669 100.00 7.603 348 80.85 623 42.44 7.366 354 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 4.520 3.700 Maximum: 6.990 9.505 Non-Zero Weighted Average: 5.8336.611

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Margins (%) Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed Rate Loans 6 787,479 11.84 8.148 305 79.06 653 42.89 864 94,250,964 16.69 8.439 252 88.38 659 3.501 - 4.000 1 316,075 0.06 4.990 356 90.00 760 4.001 - 4.500 7 2,677,482 0.47 5.575 357 73.10 667 4.501 - 5.000 2 545,643 8.20 7.000 354 81.82 639 40.87 181 60,948,040 10.79 5.830 357 79.68 666 5.001 - 5.500 9 2,323,797 34.94 6.996 354 81.05 661 44.82 241 78,119,707 13.84 5.859 357 79.92 655 5.501 - 6.000 5 877,904 13.20 7.352 355 82.78 639 43.25 354 108,811,330 19.27 6.253 357 79.34 647 6.001 - 6.500 5 781,490 11.75 7.677 354 77.57 564 45.45 402 128,361,134 22.73 6.552 357 80.49 642 6.501 - 7.000 9 1,335,116 20.07 8.704 354 81.83 556 36.38 --------------------------------------------------------------------------------------------------------------------------------- 181 57,946,758 10.26 6.877 357 82.23 630 7.001 - 7.500 77 22,390,601 3.97 7.321 357 83.00 628 7.501 - 8.000 32 9,057,381 1.60 7.977 356 82.05 598 8.001 - 8.500 5 1,740,356 0.31 7.953 357 88.66 613 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 36 6,651,429 2,345 564,619,829 100.00 7.603 348 80.85 623 42.44 --------------------------------------------------------------------------------------------------------------------------------- 6.721 339 81.72 648 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Non-Zero Minimum: 4.520 4.000 Maximum: 6.990 8.500 Non-Zero Weighted Average: 5.8335.980

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Comb Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Margins (%) Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- Fixed Rate Loans 6 787,479 11.84 8.148 305 79.06 653 42.89 216 30,938,581 19.97 6.905 337 74.88 4.501 - 5.000 2 545,643 8.20 7.000 354 81.82 639 40.87 1 108,972 0.07 6.850 357 95.00 5.001 - 5.500 9 2,323,797 34.94 6.996 354 81.05 661 44.82 565 97,178,809 62.73 6.799 356 80.08 5.501 - 6.000 5 877,904 13.20 7.352 355 82.78 639 43.25 62 9,435,057 6.09 7.081 357 75.87 6.001 - 6.500 5 781,490 11.75 7.677 354 77.57 564 45.45 71 11,909,127 7.69 7.997 356 77.56 6.501 - 7.000 9 1,335,116 20.07 8.704 354 81.83 556 36.38 --------------------------------------------------------------------------------------------------------------------------------- 40 5,341,622 3.45 8.973 356 73.53 ---------------------------------------------------------------------------------------------------------------------------- Total: 36 6,651,429 955 154,912,167 100.00 7.603 348 80.85 623 42.44 --------------------------------------------------------------------------------------------------------------------------------- 7.004 352 78.38 Non-Zero Minimum: 4.520 5.000 Maximum: 6.990 6.950 Non-Zero Weighted Average: 5.8335.653

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------ % of Mortgage Aggregate Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Aggregate Average Weighted Average Non-Zero Number Date Cut-off Gross Average Average Average Original Weighted of Principal Date Date Gross Interest Remaining Combined Average Back Pct Mortgage Balance Principal Principal Interest Rate Term Original LTV FICO DTI Full Range of Gross Margins (%) Loans Balance ($) Balance Rate(%(%) (monthsMonths) LTV (%) Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Doc ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------ Fixed Rate Loans 6 787,479 11.84 8.148 305 79.06 653 42.89 4.501 - 1,967 190,872,885 19.35 8.299 268 88.07 652.1 46.45 <=5.000 2 545,643 8.20 7.000 354 81.82 639 40.87 330 94,172,632 9.54 5.885 357 79.07 662.6 52.74 5.001 - 5.500 9 2,323,797 34.94 6.996 354 81.05 661 44.82 527 137,314,078 13.92 6.126 357 80.46 648.5 55.78 5.501 - 6.000 5 877,904 13.20 7.352 355 82.78 639 43.25 691 176,792,915 17.92 6.346 357 79.64 644.2 40.46 6.001 - 6.500 5 781,490 11.75 7.677 354 77.57 564 45.45 754 196,784,475 19.94 6.659 357 80.89 637.6 37.76 6.501 - 7.000 9 1,335,116 20.07 8.704 354 81.83 556 36.38 --------------------------------------------------------------------------------------------------------------------------------- 439 107,194,585 10.86 7.014 357 82.36 627.4 34.95 7.001 - 7.500 244 51,748,347 5.24 7.400 357 84.12 622.1 46.18 7.501 - 8.000 154 27,228,776 2.76 8.167 357 84.58 595.4 50.41 8.001 - 8.500 17 3,453,851 0.35 7.982 357 84.94 596.4 48.86 8.501 - 9.000 5 1,094,354 0.11 7.753 357 84.89 641 32.64 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------ Total: 36 6,651,429 5,128 986,656,898 100.00 7.603 348 80.85 623 42.44 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 4.520 Maximum: 6.990 Non-Zero Weighted Average: 5.8336.897 339 82.27 642.2 44.38 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Back Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Margins (%) Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Fixed Rate Loans 6 787,479 11.84 8.148 305 79.06 653 42.89 4.501 ------------------------------------------------------------------------------------------------------------------------------------ < = 3.500 4 1,050,400 0.64 5.172 319 78.31 656 3.501 - 5.000 2 545,643 8.20 7.000 354 81.82 639 40.87 4.000 1 276,200 0.17 4.850 296 58.52 682 5.001 - 5.500 9 2,323,797 34.94 6.996 354 81.05 661 44.82 443 106,259,954 64.47 6.358 356 82.00 627 5.501 - 6.000 5 877,904 13.20 7.352 355 82.78 639 43.25 198 54,601,730 33.13 6.887 356 82.95 609 6.001 - 6.500 5 781,490 11.75 7.677 354 77.57 564 45.45 7 2,002,250 1.21 6.143 357 82.35 615 6.501 - 7.000 9 1,335,116 20.07 8.704 354 81.83 556 36.38 --------------------------------------------------------------------------------------------------------------------------------- 2 622,500 0.38 6.664 357 79.68 590 ------------------------------------------------------------------------------------------------------------------------------------ Total: 36 6,651,429 655 164,813,034 100.00 7.603 348 80.85 623 42.44 --------------------------------------------------------------------------------------------------------------------------------- 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 4.520 1.000 Maximum: 6.990 6.700 Non-Zero Weighted Average: 5.8335.439 ------------------------------------------------------------------------------------------------------------------------------------

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Margins (%) Loans Balance ($) Balance Rate(%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Fixed Rate Loans 6 787,479 11.84 8.148 305 79.06 653 42.89 533 44,655,567 10.16 9.042 297 90.17 650 43.13 <= 3.500 1 72,607 0.02 6.640 357 80.00 610 41.84 3.501 - 4.000 154 27,375,642 6.23 7.116 358 81.44 631 43.79 4.001 - 4.500 18 3,179,744 0.72 6.787 356 85.93 631 43.08 4.501 - 5.000 2 545,643 8.20 7.000 354 81.82 639 40.87 34 11,661,770 2.65 5.643 362 78.40 690 43.06 5.001 - 5.500 9 2,323,797 34.94 6.996 354 81.05 661 44.82 84 26,142,752 5.95 6.024 358 81.00 649 45.21 5.501 - 6.000 5 877,904 13.20 7.352 355 82.78 639 43.25 262 74,626,816 16.98 6.376 358 80.21 649 43.07 6.001 - 6.500 5 781,490 11.75 7.677 354 77.57 564 45.45 328 78,180,541 17.79 6.755 358 80.57 644 43.67 6.501 - 7.000 9 1,335,116 20.07 8.704 354 81.83 556 36.38 346 76,141,288 17.32 7.162 358 81.23 629 43.44 7.001 - 7.500 224 45,375,153 10.32 7.639 358 81.68 619 43.41 7.501 - 8.000 156 25,816,750 5.87 8.050 358 81.51 600 41.35 8.001 - 8.500 112 16,167,240 3.68 8.526 358 84.23 571 42.51 8.501 - 9.000 56 7,642,006 1.74 8.992 358 86.67 562 40.12 9.001 - 9.500 15 1,999,532 0.45 9.417 357 87.91 554 43.26 9.501 - 10.000 6 547,188 0.12 9.865 358 93.35 575 41.42 --------------------------------------------------------------------------------------------------------------------------------- Total: 36 6,651,429 2,329 439,584,596 100.00 7.603 348 80.85 623 42.44 7.231 352 82.12 634 43.28 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 4.520 3.390 Maximum: 6.990 9.690 Non-Zero Weighted Average: 5.8336.365

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Comb Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Margins (%) Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Fixed Rate Loans 6 787,479 11.84 8.148 305 79.06 653 42.89 2,137 339,366,193 24.30 6.541 335 75.08 <= 3.500 8 1,590,141 0.11 5.857 332 81.98 3.501 - 4.000 1 276,200 0.02 4.850 296 58.52 4.501 - 5.000 2 545,643 8.20 7.000 354 81.82 639 40.87 4 879,135 0.06 5.446 356 71.42 5.001 - 5.500 9 2,323,797 34.94 6.996 354 81.05 661 44.82 3,230 582,349,195 41.69 6.868 357 82.07 5.501 - 6.000 5 877,904 13.20 7.352 355 82.78 639 43.25 1,857 352,231,679 25.22 7.410 357 82.36 6.001 - 6.500 5 781,490 11.75 7.677 354 77.57 564 45.45 464 75,809,343 5.43 7.903 356 76.54 6.501 - 7.000 9 1,335,116 20.07 8.704 354 81.83 556 36.38 --------------------------------------------------------------------------------------------------------------------------------- 293 44,055,103 3.15 8.407 357 70.29 7.001 - 7.500 1 99,524 0.01 7.450 357 95.00 8.501 - 9.000 1 184,921 0.01 8.650 357 95.00 ------------------------------------------------------------------------------------------------------------------------------------ Total: 36 6,651,429 7,996 1,396,841,434 100.00 7.603 348 80.85 623 42.44 --------------------------------------------------------------------------------------------------------------------------------- 7.028 351 79.76 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 4.520 1.000 Maximum: 6.990 8.550 Non-Zero Weighted Average: 5.8335.598 ------------------------------------------------------------------------------------------------------------------------------------

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Comb Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Margins (%) Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- Fixed Rate Loans 6 787,479 11.84 8.148 305 79.06 653 42.89 4.501 - 5.000 865 155,041,271 27.58 6.674 338 75.41 <= 3.500 2 545,643 8.20 7.000 354 81.82 639 40.87 449,100 0.08 5.190 312 75.13 5.001 - 5.500 9 2,323,797 34.94 6.996 354 81.05 661 44.82 1,164 239,861,178 42.67 6.861 356 82.02 5.501 - 6.000 5 877,904 13.20 7.352 355 82.78 639 43.25 489 118,271,129 21.04 7.354 357 82.57 6.001 - 6.500 5 781,490 11.75 7.677 354 77.57 564 45.45 189 34,543,975 6.15 7.981 356 77.16 6.501 - 7.000 9 1,335,116 20.07 8.704 354 81.83 556 36.38 --------------------------------------------------------------------------------------------------------------------------------- 84 13,921,874 2.48 8.542 356 69.56 ---------------------------------------------------------------------------------------------------------------------------- Total: 36 6,651,429 2,793 562,088,526 100.00 7.603 348 80.85 623 42.44 --------------------------------------------------------------------------------------------------------------------------------- 7.022 351 79.70 Non-Zero Minimum: 4.520 1.000 Maximum: 6.990 7.000 Non-Zero Weighted Average: 5.8335.616

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Comb Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Margins (%) Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- Fixed Rate Loans 6 787,479 11.84 8.148 305 79.06 653 42.89 1,497 202,238,118 29.99 7.025 334 74.91 <= 3.500 23 6,092,607 0.90 4.982 311 82.74 3.501 - 4.000 5 1,460,997 0.22 5.531 310 81.68 4.001 - 4.500 2 478,787 0.07 6.133 323 79.26 4.501 - 5.000 2 545,643 8.20 7.000 354 81.82 639 40.87 421,357 0.06 7.242 356 72.75 5.001 - 5.500 9 2,323,797 34.94 6.996 354 81.05 661 44.82 1,257 216,117,462 32.04 6.797 356 80.85 5.501 - 6.000 5 877,904 13.20 7.352 355 82.78 639 43.25 1,045 196,299,284 29.10 7.145 356 80.87 6.001 - 6.500 5 781,490 11.75 7.677 354 77.57 564 45.45 188 30,384,010 4.50 7.385 356 73.66 6.501 - 7.000 9 1,335,116 20.07 8.704 354 81.83 556 36.38 --------------------------------------------------------------------------------------------------------------------------------- 139 20,652,072 3.06 7.915 356 69.66 7.001 - 7.500 1 179,975 0.03 7.650 356 95.00 9.001 - 9.500 1 128,051 0.02 9.300 357 75.00 ---------------------------------------------------------------------------------------------------------------------------- Total: 36 6,651,429 4,160 674,452,720 100.00 7.603 348 80.85 623 42.44 --------------------------------------------------------------------------------------------------------------------------------- 7.009 349 78.43 ---------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 4.520 1.000 Maximum: 6.990 9.300 Non-Zero Weighted Average: 5.8335.542

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Margins (%) Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Fixed Rate Loans 6 787,479 11.84 8.148 305 79.06 653 42.89 97 11,156,772 21.52 7.438 323 81.75 679 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 3.501 - 4.000 1 316,075 0.61 4.99 356 90 760 4.001 - 4.500 1 373,666 0.72 6.625 356 65.22 662 4.501 - 5.000 2 545,643 8.20 7.000 354 81.82 639 40.87 9 2,016,403 3.89 6.123 357 77.17 707 5.001 - 5.500 9 2,323,797 34.94 6.996 354 81.05 661 44.82 13 1,644,157 3.17 6.176 357 84.36 674 5.501 - 6.000 5 877,904 13.20 7.352 355 82.78 639 43.25 34 8,354,287 16.11 6.58 357 80.95 698 6.001 - 6.500 5 781,490 11.75 7.677 354 77.57 564 45.45 62 12,928,440 24.94 6.846 357 81.02 670 6.501 - 7.000 9 1,335,116 20.07 8.704 354 81.83 556 36.38 --------------------------------------------------------------------------------------------------------------------------------- 33 6,729,463 12.98 7.207 357 79.84 651 7.001 - 7.500 26 5,644,557 10.89 7.559 357 85.02 652 7.501 - 8.000 17 1,915,266 3.69 7.909 357 85.11 633 8.001 - 8.500 2 531,992 1.03 8.684 357 86.01 675 8.501 - 9.000 1 235,068 0.45 7.33 356 60.49 654 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 36 6,651,429 100.00 7.603 348 80.85 623 42.44 --------------------------------------------------------------------------------------------------------------------------------- 296 51,846,144 100 7.053 349 81.45 672 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Non-Zero Minimum: 4.520 4.000 Maximum: 6.990 8.750 Non-Zero Weighted Average: 5.8336.390

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Range of Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Margins (%) Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------- Fixed Rate Loans 6 787,479 11.84 8.148 305 79.06 653 42.89 1,153 106,882,364 24.95 7.629 300 82.88 3.501 - 4.000 3 804,828 0.19 5.123 357 78.33 4.001 - 4.500 12 2,491,158 0.58 5.484 357 73.36 4.501 - 5.000 2 545,643 8.20 7.000 354 81.82 639 40.87 219 44,317,478 10.34 5.942 357 78.87 5.001 - 5.500 9 2,323,797 34.94 6.996 354 81.05 661 44.82 275 50,530,198 11.80 5.998 357 78.78 5.501 - 6.000 5 877,904 13.20 7.352 355 82.78 639 43.25 342 63,495,761 14.82 6.360 357 80.99 6.001 - 6.500 5 781,490 11.75 7.677 354 77.57 564 45.45 392 70,865,232 16.54 6.769 357 82.20 6.501 - 7.000 9 1,335,116 20.07 8.704 354 81.83 556 36.38 --------------------------------------------------------------------------------------------------------------------------------- 282 49,286,314 11.50 7.132 357 85.71 7.001 - 7.500 148 25,227,606 5.89 7.431 357 85.52 7.501 - 8.000 79 12,951,565 3.02 7.960 357 84.52 8.001 - 8.500 4 592,406 0.14 7.972 356 80.34 8.501 - 9.000 4 865,294 0.20 8.231 357 84.05 9.001 - 9.500 1 93,287 0.02 9.490 357 95.00 Total: 36 6,651,429 2,914 428,403,491 100.00 7.603 348 80.85 623 42.44 --------------------------------------------------------------------------------------------------------------------------------- 6.858 342 82.06 ----------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 4.520 4.000 Maximum: 6.990 9.375 Non-Zero Weighted Average: 5.8336.028

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Comb Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Margins (%) Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------------------- Fixed Rate Loans 2,195 337,664,679 28.17 6.988 337 75.85 <= 3.500 42 11,994,600 1.00 4.813 306 81.01 3.501 - 4.000 6 787,479 11.84 8.148 305 79.06 653 42.89 1,577,197 0.13 5.494 309 81.19 4.001 - 4.500 2 478,787 0.04 6.133 323 79.26 4.501 - 5.000 2 545,643 8.20 7.000 354 81.82 639 40.87 3 670,224 0.06 6.539 356 76.27 5.001 - 5.500 9 2,323,797 34.94 6.996 354 81.05 661 44.82 1,889 372,540,540 31.08 6.768 356 80.72 5.501 - 6.000 5 877,904 13.20 7.352 355 82.78 639 43.25 1,764 378,881,581 31.61 7.166 356 80.77 6.001 - 6.500 5 781,490 11.75 7.677 354 77.57 564 45.45 313 54,129,815 4.52 7.510 356 73.67 6.501 - 7.000 9 1,335,116 20.07 8.704 354 81.83 556 36.38 --------------------------------------------------------------------------------------------------------------------------------- 269 39,990,463 3.34 8.182 356 69.28 7.001 - 7.500 1 179,975 0.02 7.650 356 95.00 7.501 - 8.000 2 202,351 0.02 8.797 355 76.52 8.001 - 8.500 1 52,113 0.00 8.150 356 95.00 9.001 - 9.500 1 128,051 0.01 9.300 357 75.00 -------------------------------------------------------------------------------------------------------------------------------- Total: 36 6,651,429 6,488 1,198,490,375 100.00 7.603 348 80.85 623 42.44 --------------------------------------------------------------------------------------------------------------------------------- 7.016 350 78.67 -------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 4.520 1.000 Maximum: 6.990 9.300 Non-Zero Weighted Average: 5.8335.554

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Margins (%) Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Fixed Rate Loans 6 787,479 11.84 8.148 305 79.06 653 42.89 ------------------------------------------------------------------------------------------------------------------------------------ 3.501 - 4.000 1 215,548 0.02 5.750 358 80.00 638 4.001 - 4.500 5 1,150,339 0.13 5.877 358 69.41 642 4.501 - 5.000 2 545,643 8.20 7.000 354 81.82 639 40.87 293 76,402,766 8.44 6.203 358 79.72 659 5.001 - 5.500 9 2,323,797 34.94 6.996 354 81.05 661 44.82 550 146,967,045 16.24 6.301 358 78.95 654 5.501 - 6.000 5 877,904 13.20 7.352 355 82.78 639 43.25 936 229,268,058 25.34 6.627 358 79.54 643 6.001 - 6.500 5 781,490 11.75 7.677 354 77.57 564 45.45 833 210,071,758 23.21 6.964 358 80.69 634 6.501 - 7.000 9 1,335,116 20.07 8.704 354 81.83 556 36.38 --------------------------------------------------------------------------------------------------------------------------------- 555 126,644,526 14.00 7.379 358 82.71 619 7.001 - 7.500 301 63,589,918 7.03 7.724 358 84.29 610 7.501 - 8.000 246 44,104,485 4.87 8.267 358 85.75 593 8.001 - 8.500 23 3,220,993 0.36 8.564 357 87.10 589 8.501 - 9.000 15 2,407,674 0.27 9.175 357 84.88 562 9.001 - 9.500 5 579,473 0.06 9.976 357 68.69 527 9.501 - 10.000 1 40,767 0.00 10.500 358 85.00 514 >10.000 2 235,486 0.03 11.817 356 62.14 548 ------------------------------------------------------------------------------------------------------------------------------------ Total: 36 6,651,429 3,766 904,898,836 100.00 7.603 348 80.85 623 42.44 --------------------------------------------------------------------------------------------------------------------------------- 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 4.520 3.875 Maximum: 6.990 10.990 Non-Zero Weighted Average: 5.8336.119

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Margins (%) Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed Rate Loans 6 787,479 11.84 8.148 305 79.06 653 42.89 1,071 102,213,247 18.63 8.67 254 89.57 665 <= 3.500 1 187,366 0.03 6.9 356 80 672 3.501 - 4.000 2 586,338 0.11 5.11 356 85.39 751 4.001 - 4.500 8 2,845,894 0.52 5.844 357 67.5 663 4.501 - 5.000 2 545,643 8.20 7.000 354 81.82 639 40.87 138 40,889,897 7.45 6.084 357 78.92 665 5.001 - 5.500 9 2,323,797 34.94 6.996 354 81.05 661 44.82 215 60,719,150 11.06 6.225 357 80.04 659 5.501 - 6.000 5 877,904 13.20 7.352 355 82.78 639 43.25 389 105,256,112 19.18 6.382 357 79.06 659 6.001 - 6.500 5 781,490 11.75 7.677 354 77.57 564 45.45 440 122,487,796 22.32 6.61 357 79.64 652 6.501 - 7.000 9 1,335,116 20.07 8.704 354 81.83 556 36.38 --------------------------------------------------------------------------------------------------------------------------------- 256 69,730,399 12.71 6.972 357 81.11 642 7.001 - 7.500 117 27,849,126 5.07 7.308 357 81.55 639 7.501 - 8.000 65 13,502,071 2.46 8.088 357 82.22 607 8.001 - 8.500 7 1,766,426 0.32 7.584 357 83.73 638 8.501 - 9.000 3 737,178 0.13 7.492 356 81.11 678 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 36 6,651,429 100.00 7.603 348 80.85 623 42.44 --------------------------------------------------------------------------------------------------------------------------------- 2,712 548,770,998 100 6.985 338 81.67 655 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Non-Zero Minimum: 4.520 2.301 Maximum: 6.990 8.875 Non-Zero Weighted Average: 5.8336.106