Common use of Range of Gross Clause in Contracts

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Range of Gross Margins (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- Fixed Rate Loans 44 4,179,654 14.16 7.594 336 75.31 693 3.501 - 4.000 4 675,603 2.29 7.335 358 81.38 623 4.001 - 4.500 1 181,372 0.61 7.250 357 90.00 668 4.501 - 5.000 1 149,927 0.51 5.750 357 79.16 682 5.001 - 5.500 11 2,690,714 9.12 6.211 356 79.30 673 5.501 - 6.000 20 5,047,914 17.10 6.284 357 80.80 715 6.001 - 6.500 14 2,041,896 6.92 6.955 357 82.54 683 6.501 - 7.000 32 4,559,680 15.45 7.469 357 80.79 668 7.001 - 7.500 25 4,779,675 16.19 7.856 357 81.45 655 7.501 - 8.000 21 3,496,622 11.85 8.254 357 79.11 646 8.001 - 8.500 14 1,193,596 4.04 8.850 357 84.64 634 8.501 - 9.000 4 210,115 0.71 9.709 357 83.44 631 9.001 - 9.500 2 279,938 0.95 9.016 357 83.18 594 9.501 - 10.000 1 29,964 0.10 10.505 357 75.00 543 --------------------------------------------------------------------------------------------------------------------------------- Total: 194 29,516,669 100.00 7.366 354 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 3.700 Maximum: 9.505 Non-Zero Weighted Average: 6.611

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Range of Gross Margins (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed Rate Loans 44 4,179,654 14.16 7.594 336 75.31 693 864 94,250,964 16.69 8.439 252 88.38 659 3.501 - 4.000 4 675,603 2.29 7.335 358 81.38 623 1 316,075 0.06 4.990 356 90.00 760 4.001 - 4.500 1 181,372 0.61 7.250 7 2,677,482 0.47 5.575 357 90.00 668 73.10 667 4.501 - 5.000 1 149,927 0.51 5.750 181 60,948,040 10.79 5.830 357 79.16 682 79.68 666 5.001 - 5.500 11 2,690,714 9.12 6.211 356 79.30 673 241 78,119,707 13.84 5.859 357 79.92 655 5.501 - 6.000 20 5,047,914 17.10 6.284 354 108,811,330 19.27 6.253 357 80.80 715 79.34 647 6.001 - 6.500 14 2,041,896 6.92 6.955 402 128,361,134 22.73 6.552 357 82.54 683 80.49 642 6.501 - 7.000 32 4,559,680 15.45 7.469 181 57,946,758 10.26 6.877 357 80.79 668 82.23 630 7.001 - 7.500 25 4,779,675 16.19 7.856 77 22,390,601 3.97 7.321 357 81.45 655 83.00 628 7.501 - 8.000 21 3,496,622 11.85 8.254 357 79.11 646 32 9,057,381 1.60 7.977 356 82.05 598 8.001 - 8.500 14 1,193,596 4.04 8.850 5 1,740,356 0.31 7.953 357 84.64 634 8.501 - 9.000 4 210,115 0.71 9.709 357 83.44 631 9.001 - 9.500 2 279,938 0.95 9.016 357 83.18 594 9.501 - 10.000 1 29,964 0.10 10.505 357 75.00 543 --------------------------------------------------------------------------------------------------------------------------------- 88.66 613 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 194 29,516,669 2,345 564,619,829 100.00 7.366 354 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- 6.721 339 81.72 648 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Non-Zero Minimum: 3.700 4.000 Maximum: 9.505 8.500 Non-Zero Weighted Average: 6.6115.980

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Range of Gross Margins (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed Rate Loans 44 4,179,654 14.16 7.594 336 75.31 693 1,071 102,213,247 18.63 8.67 254 89.57 665 <= 3.500 1 187,366 0.03 6.9 356 80 672 3.501 - 4.000 4 675,603 2.29 7.335 358 81.38 623 2 586,338 0.11 5.11 356 85.39 751 4.001 - 4.500 1 181,372 0.61 7.250 8 2,845,894 0.52 5.844 357 90.00 668 67.5 663 4.501 - 5.000 1 149,927 0.51 5.750 138 40,889,897 7.45 6.084 357 79.16 682 78.92 665 5.001 - 5.500 11 2,690,714 9.12 6.211 356 79.30 673 215 60,719,150 11.06 6.225 357 80.04 659 5.501 - 6.000 20 5,047,914 17.10 6.284 389 105,256,112 19.18 6.382 357 80.80 715 79.06 659 6.001 - 6.500 14 2,041,896 6.92 6.955 440 122,487,796 22.32 6.61 357 82.54 683 79.64 652 6.501 - 7.000 32 4,559,680 15.45 7.469 256 69,730,399 12.71 6.972 357 80.79 668 81.11 642 7.001 - 7.500 25 4,779,675 16.19 7.856 117 27,849,126 5.07 7.308 357 81.45 655 81.55 639 7.501 - 8.000 21 3,496,622 11.85 8.254 65 13,502,071 2.46 8.088 357 79.11 646 82.22 607 8.001 - 8.500 14 1,193,596 4.04 8.850 7 1,766,426 0.32 7.584 357 84.64 634 83.73 638 8.501 - 9.000 4 210,115 0.71 9.709 357 83.44 631 9.001 - 9.500 2 279,938 0.95 9.016 357 83.18 594 9.501 - 10.000 1 29,964 0.10 10.505 357 75.00 543 --------------------------------------------------------------------------------------------------------------------------------- 3 737,178 0.13 7.492 356 81.11 678 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 194 29,516,669 100.00 7.366 354 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- 2,712 548,770,998 100 6.985 338 81.67 655 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Non-Zero Minimum: 3.700 2.301 Maximum: 9.505 8.875 Non-Zero Weighted Average: 6.6116.106

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Range of Gross Margins (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------------------- Fixed Rate Loans 44 4,179,654 14.16 7.594 336 75.31 693 2,195 337,664,679 28.17 6.988 337 75.85 <= 3.500 42 11,994,600 1.00 4.813 306 81.01 3.501 - 4.000 4 675,603 2.29 7.335 358 81.38 623 6 1,577,197 0.13 5.494 309 81.19 4.001 - 4.500 1 181,372 0.61 7.250 357 90.00 668 2 478,787 0.04 6.133 323 79.26 4.501 - 5.000 1 149,927 0.51 5.750 357 79.16 682 3 670,224 0.06 6.539 356 76.27 5.001 - 5.500 11 2,690,714 9.12 6.211 1,889 372,540,540 31.08 6.768 356 79.30 673 80.72 5.501 - 6.000 20 5,047,914 17.10 6.284 357 80.80 715 1,764 378,881,581 31.61 7.166 356 80.77 6.001 - 6.500 14 2,041,896 6.92 6.955 357 82.54 683 313 54,129,815 4.52 7.510 356 73.67 6.501 - 7.000 32 4,559,680 15.45 7.469 357 80.79 668 269 39,990,463 3.34 8.182 356 69.28 7.001 - 7.500 25 4,779,675 16.19 7.856 357 81.45 655 1 179,975 0.02 7.650 356 95.00 7.501 - 8.000 21 3,496,622 11.85 8.254 357 79.11 646 2 202,351 0.02 8.797 355 76.52 8.001 - 8.500 14 1,193,596 4.04 8.850 357 84.64 634 8.501 - 9.000 4 210,115 0.71 9.709 357 83.44 631 1 52,113 0.00 8.150 356 95.00 9.001 - 9.500 2 279,938 0.95 9.016 357 83.18 594 9.501 - 10.000 1 29,964 0.10 10.505 128,051 0.01 9.300 357 75.00 543 --------------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------------------- Total: 194 29,516,669 6,488 1,198,490,375 100.00 7.366 354 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- 7.016 350 78.67 -------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 3.700 1.000 Maximum: 9.505 9.300 Non-Zero Weighted Average: 6.6115.554

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Range of Mortgage Principal Principal Interest Term Original FICO Range of Gross Margins (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------- Fixed Rate Loans 44 4,179,654 14.16 7.594 336 75.31 693 1,153 106,882,364 24.95 7.629 300 82.88 3.501 - 4.000 4 675,603 2.29 7.335 358 81.38 623 3 804,828 0.19 5.123 357 78.33 4.001 - 4.500 1 181,372 0.61 7.250 12 2,491,158 0.58 5.484 357 90.00 668 73.36 4.501 - 5.000 1 149,927 0.51 5.750 219 44,317,478 10.34 5.942 357 79.16 682 78.87 5.001 - 5.500 11 2,690,714 9.12 6.211 356 79.30 673 275 50,530,198 11.80 5.998 357 78.78 5.501 - 6.000 20 5,047,914 17.10 6.284 342 63,495,761 14.82 6.360 357 80.80 715 80.99 6.001 - 6.500 14 2,041,896 6.92 6.955 392 70,865,232 16.54 6.769 357 82.54 683 82.20 6.501 - 7.000 32 4,559,680 15.45 7.469 282 49,286,314 11.50 7.132 357 80.79 668 85.71 7.001 - 7.500 25 4,779,675 16.19 7.856 148 25,227,606 5.89 7.431 357 81.45 655 85.52 7.501 - 8.000 21 3,496,622 11.85 8.254 79 12,951,565 3.02 7.960 357 79.11 646 84.52 8.001 - 8.500 14 1,193,596 4.04 8.850 357 84.64 634 4 592,406 0.14 7.972 356 80.34 8.501 - 9.000 4 210,115 0.71 9.709 865,294 0.20 8.231 357 83.44 631 84.05 9.001 - 9.500 2 279,938 0.95 9.016 1 93,287 0.02 9.490 357 83.18 594 9.501 - 10.000 1 29,964 0.10 10.505 357 75.00 543 --------------------------------------------------------------------------------------------------------------------------------- 95.00 Total: 194 29,516,669 2,914 428,403,491 100.00 7.366 354 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- 6.858 342 82.06 ----------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 3.700 4.000 Maximum: 9.505 9.375 Non-Zero Weighted Average: 6.6116.028

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------ % of Mortgage Aggregate Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Aggregate Average Weighted Average Non-Zero Number Date Cut-off Gross Average Average Average Original Weighted of Principal Date Date Gross Interest Remaining Combined Average Pct Mortgage Balance Principal Principal Interest Rate Term Original LTV FICO Full Range of Gross Margins (%) Loans Balance ($) Balance Rate (%) (monthsMonths) LTV (%) Score --------------------------------------------------------------------------------------------------------------------------------- Doc ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------ Fixed Rate Loans 44 4,179,654 14.16 7.594 336 75.31 693 3.501 - 4.000 4 675,603 2.29 7.335 358 81.38 623 4.001 - 4.500 1 181,372 0.61 7.250 1,967 190,872,885 19.35 8.299 268 88.07 652.1 46.45 <=5.000 330 94,172,632 9.54 5.885 357 90.00 668 4.501 - 5.000 1 149,927 0.51 5.750 357 79.16 682 79.07 662.6 52.74 5.001 - 5.500 11 2,690,714 9.12 6.211 356 79.30 673 527 137,314,078 13.92 6.126 357 80.46 648.5 55.78 5.501 - 6.000 20 5,047,914 17.10 6.284 691 176,792,915 17.92 6.346 357 80.80 715 79.64 644.2 40.46 6.001 - 6.500 14 2,041,896 6.92 6.955 754 196,784,475 19.94 6.659 357 82.54 683 80.89 637.6 37.76 6.501 - 7.000 32 4,559,680 15.45 7.469 439 107,194,585 10.86 7.014 357 80.79 668 82.36 627.4 34.95 7.001 - 7.500 25 4,779,675 16.19 7.856 244 51,748,347 5.24 7.400 357 81.45 655 84.12 622.1 46.18 7.501 - 8.000 21 3,496,622 11.85 8.254 154 27,228,776 2.76 8.167 357 79.11 646 84.58 595.4 50.41 8.001 - 8.500 14 1,193,596 4.04 8.850 17 3,453,851 0.35 7.982 357 84.64 634 84.94 596.4 48.86 8.501 - 9.000 4 210,115 0.71 9.709 5 1,094,354 0.11 7.753 357 83.44 631 9.001 - 9.500 2 279,938 0.95 9.016 357 83.18 594 9.501 - 10.000 1 29,964 0.10 10.505 357 75.00 543 --------------------------------------------------------------------------------------------------------------------------------- 84.89 641 32.64 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------ Total: 194 29,516,669 5,128 986,656,898 100.00 7.366 354 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 3.700 Maximum: 9.505 Non-Zero Weighted Average: 6.6116.897 339 82.27 642.2 44.38 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Margins (%) Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- Fixed Rate Loans 44 4,179,654 14.16 7.594 336 75.31 693 533 44,655,567 10.16 9.042 297 90.17 650 43.13 <= 3.500 1 72,607 0.02 6.640 357 80.00 610 41.84 3.501 - 4.000 4 675,603 2.29 7.335 154 27,375,642 6.23 7.116 358 81.38 623 81.44 631 43.79 4.001 - 4.500 1 181,372 0.61 7.250 357 90.00 668 18 3,179,744 0.72 6.787 356 85.93 631 43.08 4.501 - 5.000 1 149,927 0.51 5.750 357 79.16 682 34 11,661,770 2.65 5.643 362 78.40 690 43.06 5.001 - 5.500 11 2,690,714 9.12 6.211 356 79.30 673 84 26,142,752 5.95 6.024 358 81.00 649 45.21 5.501 - 6.000 20 5,047,914 17.10 6.284 357 80.80 715 262 74,626,816 16.98 6.376 358 80.21 649 43.07 6.001 - 6.500 14 2,041,896 6.92 6.955 357 82.54 683 328 78,180,541 17.79 6.755 358 80.57 644 43.67 6.501 - 7.000 32 4,559,680 15.45 7.469 357 80.79 668 346 76,141,288 17.32 7.162 358 81.23 629 43.44 7.001 - 7.500 25 4,779,675 16.19 7.856 357 81.45 655 224 45,375,153 10.32 7.639 358 81.68 619 43.41 7.501 - 8.000 21 3,496,622 11.85 8.254 357 79.11 646 156 25,816,750 5.87 8.050 358 81.51 600 41.35 8.001 - 8.500 14 1,193,596 4.04 8.850 357 84.64 634 112 16,167,240 3.68 8.526 358 84.23 571 42.51 8.501 - 9.000 4 210,115 0.71 9.709 357 83.44 631 56 7,642,006 1.74 8.992 358 86.67 562 40.12 9.001 - 9.500 2 279,938 0.95 9.016 15 1,999,532 0.45 9.417 357 83.18 594 87.91 554 43.26 9.501 - 10.000 1 29,964 0.10 10.505 357 75.00 543 6 547,188 0.12 9.865 358 93.35 575 41.42 --------------------------------------------------------------------------------------------------------------------------------- Total: 194 29,516,669 2,329 439,584,596 100.00 7.366 354 80.16 673 7.231 352 82.12 634 43.28 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 3.700 3.390 Maximum: 9.505 9.690 Non-Zero Weighted Average: 6.6116.365

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Range of Gross Margins (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Fixed Rate Loans 44 4,179,654 14.16 7.594 336 75.31 693 2,137 339,366,193 24.30 6.541 335 75.08 <= 3.500 8 1,590,141 0.11 5.857 332 81.98 3.501 - 4.000 4 675,603 2.29 7.335 358 81.38 623 4.001 - 4.500 1 181,372 0.61 7.250 357 90.00 668 276,200 0.02 4.850 296 58.52 4.501 - 5.000 1 149,927 0.51 5.750 357 79.16 682 4 879,135 0.06 5.446 356 71.42 5.001 - 5.500 11 2,690,714 9.12 6.211 356 79.30 673 3,230 582,349,195 41.69 6.868 357 82.07 5.501 - 6.000 20 5,047,914 17.10 6.284 1,857 352,231,679 25.22 7.410 357 80.80 715 82.36 6.001 - 6.500 14 2,041,896 6.92 6.955 357 82.54 683 464 75,809,343 5.43 7.903 356 76.54 6.501 - 7.000 32 4,559,680 15.45 7.469 293 44,055,103 3.15 8.407 357 80.79 668 70.29 7.001 - 7.500 25 4,779,675 16.19 7.856 1 99,524 0.01 7.450 357 81.45 655 7.501 - 8.000 21 3,496,622 11.85 8.254 357 79.11 646 8.001 - 8.500 14 1,193,596 4.04 8.850 357 84.64 634 95.00 8.501 - 9.000 4 210,115 0.71 9.709 1 184,921 0.01 8.650 357 83.44 631 9.001 - 9.500 2 279,938 0.95 9.016 357 83.18 594 9.501 - 10.000 1 29,964 0.10 10.505 357 75.00 543 --------------------------------------------------------------------------------------------------------------------------------- 95.00 ------------------------------------------------------------------------------------------------------------------------------------ Total: 194 29,516,669 7,996 1,396,841,434 100.00 7.366 354 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- 7.028 351 79.76 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 3.700 1.000 Maximum: 9.505 8.550 Non-Zero Weighted Average: 6.6115.598 ------------------------------------------------------------------------------------------------------------------------------------

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Range of Gross Margins (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed Rate Loans 44 4,179,654 14.16 7.594 336 75.31 693 3.501 - 4.000 4 675,603 2.29 7.335 358 81.38 623 863 79,612,916 18.96 8.834 249 89.77 670 <= 3.500 1 187,366 0.04 6.900 356 80.00 672 4.001 - 4.500 1 181,372 0.61 7.250 6 1,740,497 0.41 6.095 357 90.00 668 64.62 665 4.501 - 5.000 1 149,927 0.51 5.750 84 24,363,967 5.80 6.433 357 79.16 682 78.05 669 5.001 - 5.500 11 2,690,714 9.12 6.211 356 79.30 673 136 38,777,809 9.24 6.333 357 79.13 667 5.501 - 6.000 20 5,047,914 17.10 6.284 309 82,129,170 19.56 6.433 357 80.80 715 78.06 664 6.001 - 6.500 14 2,041,896 6.92 6.955 364 100,605,317 23.96 6.619 357 82.54 683 78.82 659 6.501 - 7.000 32 4,559,680 15.45 7.469 211 57,358,258 13.66 6.984 357 80.79 668 80.40 645 7.001 - 7.500 25 4,779,675 16.19 7.856 98 22,793,826 5.43 7.232 357 81.45 655 80.48 647 7.501 - 8.000 21 3,496,622 11.85 8.254 46 10,028,980 2.39 8.107 357 79.11 646 81.17 615 8.001 - 8.500 14 1,193,596 4.04 8.850 6 1,500,087 0.36 7.690 357 84.64 634 84.01 645 8.501 - 9.000 4 210,115 0.71 9.709 357 83.44 631 9.001 - 9.500 2 279,938 0.95 9.016 357 83.18 594 9.501 - 10.000 1 29,964 0.10 10.505 357 75.00 543 --------------------------------------------------------------------------------------------------------------------------------- 3 737,178 0.18 7.492 356 81.11 678 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 194 29,516,669 2,127 419,835,371 100.00 7.366 354 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- 7.087 336 81.06 660 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Non-Zero Minimum: 3.700 2.301 Maximum: 9.505 8.875 Non-Zero Weighted Average: 6.6116.171

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Range of Gross Margins (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- Fixed Rate Loans 44 4,179,654 14.16 7.594 336 75.31 693 97 11,156,772 21.52 7.438 323 81.75 679 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 3.501 - 4.000 4 675,603 2.29 7.335 358 81.38 623 1 316,075 0.61 4.99 356 90 760 4.001 - 4.500 1 181,372 0.61 7.250 357 90.00 668 373,666 0.72 6.625 356 65.22 662 4.501 - 5.000 1 149,927 0.51 5.750 9 2,016,403 3.89 6.123 357 79.16 682 77.17 707 5.001 - 5.500 11 2,690,714 9.12 6.211 356 79.30 673 13 1,644,157 3.17 6.176 357 84.36 674 5.501 - 6.000 20 5,047,914 17.10 6.284 34 8,354,287 16.11 6.58 357 80.80 715 80.95 698 6.001 - 6.500 14 2,041,896 6.92 6.955 62 12,928,440 24.94 6.846 357 82.54 683 81.02 670 6.501 - 7.000 32 4,559,680 15.45 7.469 33 6,729,463 12.98 7.207 357 80.79 668 79.84 651 7.001 - 7.500 25 4,779,675 16.19 7.856 26 5,644,557 10.89 7.559 357 81.45 655 85.02 652 7.501 - 8.000 21 3,496,622 11.85 8.254 17 1,915,266 3.69 7.909 357 79.11 646 85.11 633 8.001 - 8.500 14 1,193,596 4.04 8.850 2 531,992 1.03 8.684 357 84.64 634 86.01 675 8.501 - 9.000 4 210,115 0.71 9.709 357 83.44 631 9.001 - 9.500 2 279,938 0.95 9.016 357 83.18 594 9.501 - 10.000 1 29,964 0.10 10.505 357 75.00 543 --------------------------------------------------------------------------------------------------------------------------------- 235,068 0.45 7.33 356 60.49 654 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 194 29,516,669 100.00 7.366 354 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- 296 51,846,144 100 7.053 349 81.45 672 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Non-Zero Minimum: 3.700 4.000 Maximum: 9.505 8.750 Non-Zero Weighted Average: 6.6116.390

Range of Gross. Margins (%) --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Range of Gross Margins (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- Fixed Rate Loans 44 4,179,654 14.16 7.594 336 75.31 693 ------------------------------------------------------------------------------------------------------------------------------------ 3.501 - 4.000 4 675,603 2.29 7.335 1 215,548 0.02 5.750 358 81.38 623 80.00 638 4.001 - 4.500 1 181,372 0.61 7.250 357 90.00 668 5 1,150,339 0.13 5.877 358 69.41 642 4.501 - 5.000 1 149,927 0.51 5.750 357 79.16 682 293 76,402,766 8.44 6.203 358 79.72 659 5.001 - 5.500 11 2,690,714 9.12 6.211 356 79.30 673 550 146,967,045 16.24 6.301 358 78.95 654 5.501 - 6.000 20 5,047,914 17.10 6.284 357 80.80 715 936 229,268,058 25.34 6.627 358 79.54 643 6.001 - 6.500 14 2,041,896 6.92 6.955 357 82.54 683 833 210,071,758 23.21 6.964 358 80.69 634 6.501 - 7.000 32 4,559,680 15.45 7.469 357 80.79 668 555 126,644,526 14.00 7.379 358 82.71 619 7.001 - 7.500 25 4,779,675 16.19 7.856 357 81.45 655 301 63,589,918 7.03 7.724 358 84.29 610 7.501 - 8.000 21 3,496,622 11.85 8.254 357 79.11 646 246 44,104,485 4.87 8.267 358 85.75 593 8.001 - 8.500 14 1,193,596 4.04 8.850 23 3,220,993 0.36 8.564 357 84.64 634 87.10 589 8.501 - 9.000 4 210,115 0.71 9.709 15 2,407,674 0.27 9.175 357 83.44 631 84.88 562 9.001 - 9.500 2 279,938 0.95 9.016 5 579,473 0.06 9.976 357 83.18 594 68.69 527 9.501 - 10.000 1 29,964 0.10 10.505 357 75.00 543 --------------------------------------------------------------------------------------------------------------------------------- 40,767 0.00 10.500 358 85.00 514 >10.000 2 235,486 0.03 11.817 356 62.14 548 ------------------------------------------------------------------------------------------------------------------------------------ Total: 194 29,516,669 3,766 904,898,836 100.00 7.366 354 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 3.700 3.875 Maximum: 9.505 10.990 Non-Zero Weighted Average: 6.6116.119