Common use of Rejection of Deposits Clause in Contracts

Rejection of Deposits. You agree that all deposits received by us are subject to verification and final inspection and may be rejected by us in our sole discretion, and you shall be liable to the Bank for any errors, inaccuracies, breach of warranties and any other loss sustained by, or claim made against the Bank relating to such deposits. The Bank is not liable for any service or late charges that may be imposed against you due to the Bank’s rejection of any check that you may transmit for deposit through this Service. In all cases, you are responsible for any loss or overdraft plus any applicable fees to your account due to a check being returned. You acknowledge and agree that, while we normally provide notice of rejected deposits, we may reject any check transmitted through this Service in our sole discretion without notice to you, and we will not be liable for any such rejection or failure to notify you of such rejection. If we reject a check for mobile remote deposit, you much physically deposit the original check. Dime Bank Mobile Remote Deposit User Agreement Returned Checks. You are solely responsible for verifying that checks that you deposit by using this Service have been received and accepted for deposit by the Bank. The Bank will provide you with notice of any deposits that it is unable to process because checks were returned unpaid by the payor’s financial institution. You agree to accept such notices at your e-mail address on file with us, but we may choose any reasonable method for providing such notices to you. In the event that the Bank credits your account for a check that is subsequently dishonored and returned, you authorize the Bank to debit the amount for a check that is subsequently dishonored and returned, you authorize the Bank to debit the amount of such check plus any associated fees from the account. To the extent that funds in your account are insufficient to cover such amount, we shall debit the deficiency amount from any of your other account(s) with the Bank in our sole discretion. Our right to charge your account(s) will apply without regard to whether the check was timely returned or whether there is any other claim or defense that the check was improperly returned. You understand and agree that since the original check is your property, it will not be returned and the Bank may charge back an amount of the check, an ACH debit, or other electronic paper debit, as applicable, to your account. You further agree that any image that we charge back may be in the form of an electronic or paper reproduction of the original check or a substitute check. You may not use this Service to deposit a substitute check and you may not deposit the original check through this Service or in any other manner if you receive a dishonored check. You agree to comply with any additional instructions we may provide to you in connection with returned checks. Availability of Funds. You agree that items transmitted using this Service are not subject to the funds’ availability requirements of Federal Reserve Board Regulation CC. In general, if an image of an item you transmit through this Service is received and accepted before 4:00 pm Eastern Time on a business day that we are open, we consider that day to the be the day of your deposit. Otherwise, we will consider that the deposit was made on the next business day we are open. The term “business day” means any day other than a Saturday, Sunday, or federally declared legal holiday. Funds deposited using this Service will generally be made available the second business day from the day of deposit. Dime Bank, in its sole discretion, may extend the hold period for a longer period under the following circumstances: (a) if we believe a check you deposit will not be paid; (b) if you have overdrawn your account repeatedly in the last six months; (c) if an emergency condition arises that would not enable us to make the funds available to you, such as the failure of computer or communications equipment; or (d) due to any other factors as Dime Bank, in its sole discretion, deems relevant. If we are not going to make funds available to you according to the previously stated availability disclosure, we will mail you a notice by the day after we receive your deposit.

Rejection of Deposits. You agree that all deposits received by us are subject to verification and final inspection and may be rejected by us in our sole discretion, and you shall be liable to the Bank for any errors, inaccuracies, breach of warranties and any other loss sustained by, or claim made against the Bank relating to such deposits. The Bank is not liable for any service or late charges that may be imposed against you due to the Bank’s 's rejection of any check that you may transmit for deposit through this the Service. In all cases, you are responsible for any loss or overdraft plus any applicable fees to your account due to a check being returned. You acknowledge and agree that, while we normally provide notice of rejected deposits, we may reject any check transmitted through this the Service in our sole discretion without notice to you, and we will not be liable for any such rejection or failure to notify you of such rejection. If we reject a check for mobile remote depositMobile Deposit, you much must physically deposit the original check. Dime Bank Mobile Remote Deposit User Agreement Returned Checks. You are solely responsible for verifying that checks that you deposit by using this the Service have been received and accepted for deposit by the Bank. The Bank will provide you with notice of any deposits that it is unable to process because checks were returned unpaid by the payor’s payer financial institution. You agree to accept such notices at your e-mail address access on file with us, but we may choose any reasonable method for providing such notices to you. In the event that the Bank credits your account for a check that is subsequently dishonored and returned, you authorize the Bank to debit the amount for a check that is subsequently dishonored and returned, you authorize the Bank to debit the amount of such check plus any associated fees from the account. To the extent that funds in your account are insufficient to cover such amount, we shall debit the deficiency amount from any of your other account(s) with the Bank in our sole discretion. Our right to charge your account(s) will apply without regard to whether the check was timely returned or whether there is any other claim or defense that the check was improperly returned. You understand and agree that since the original check is your property, it will not be returned and the Bank may charge back chargeback an amount image of the checkCheck, an ACH debit, or other electronic paper debit, as applicable, to your account. You further agree that any image that we charge back chargeback may be in the form of an electronic or paper reproduction of the original check or a substitute check. You may not use this the Service to deposit a substitute check and you may not deposit the original check through this the Service or in any other manner if you receive a dishonored check. You agree to comply with any additional instructions we may provide to you in connection with returned checks. Availability of Funds. You agree Checks deposited via the Mobile Deposit Service by 7:00 p.m. EST will be considered deposited on that items transmitted using this Service are not business day and subject to the Funds Availability Disclosure provided during account opening. We will notify you if we delay your ability to withdraw funds’ availability requirements of Federal Reserve Board Regulation CC. In general, if an image of an item you transmit through this Service is received and accepted before 4:00 pm Eastern Time on a business day that we are open, we consider that day to the be the day of your deposit. Otherwise, we will consider that tell you when the deposit was made on the next business day we are openfunds will be available. The term “business day” means any day other than a Saturday, Sunday, or federally declared legal holiday. Funds deposited using this Service funds will generally be made available by the second seventh business day from after the day of deposit. Dime Bank, in its sole discretion, may extend the hold period for a longer period under the following circumstances: (a) if we believe a check you deposit will not be paid; (b) if you have overdrawn your account repeatedly in the last six months; (c) if an emergency condition arises that would not enable us to make the funds available to you, such as the failure of computer or communications equipment; or (d) due to any other factors as Dime Bank, in its sole discretion, deems relevant. If we are not going to make funds available to you according to the previously stated availability disclosure, we will mail you a notice by the day after we receive your deposit.

Rejection of Deposits. You agree An image of an item shall not be considered received until you receive a confirmation from Bank that all it has received the image. Receipt of a confirmation does not mean that the transmission was error free or complete. All deposits received by us Bank are subject to verification and final inspection and inspection. Bank may be rejected by us in our sole discretion, and you shall be liable to the Bank reject any deposit which it receives for any errors, inaccuracies, breach of warranties and any other loss sustained by, reason or claim made against the Bank relating to such depositsno reason. The Bank is not liable for any service or late charges that may be imposed against you due to the BankXxxxx’s rejection of any check that you may transmit for deposit through this Servicedeposit. In all cases, you are remain responsible for any loss or overdraft plus and any applicable fees to your account due to a check being returnedthat result from the rejection of any deposit. You acknowledge and agree that, while we Bank normally provide provides notice of rejected deposits, we Bank may reject any check transmitted through this Service Mobile Deposit in our its sole discretion without notice to you, you and we will not be liable for any such rejection or failure to notify you of such rejection. If we reject Bank rejects a check for mobile remote depositMobile Deposit, you much physically may attempt to deposit the original check. Dime Bank Mobile Remote Deposit User Agreement Returned Checkscheck at a branch. You are solely responsible for verifying that checks that you deposit by using this the Service have been received and accepted for deposit by the Bank. Provisional Credit; Returned Checks. The credit for each deposit Bank accepts is provisional; Bank may charge back to your account the amount of any items which are returned unpaid. Bank will normally provide you with notice of any deposits that it is unable to process because deposited checks were which are returned unpaid by the payor’s financial institution. You agree to accept such notices at your e-mail address on file with us, but we may choose any reasonable method for providing such notices to youunpaid. In the event that the Bank credits your account for a check that is subsequently dishonored and returned, you authorize the Bank to debit the amount for a check that is subsequently dishonored and returned, you authorize the Bank to debit the amount of such the check plus any associated fees from the your account. To the extent that funds in your account are insufficient to cover such amountinsufficient, we shall Bank may debit the deficiency amount from any of your other account(s) with the Bank in our sole discretionBank. Our Bank’s right to charge your account(s) will apply without regard to whether the check was timely returned or whether there is any other claim or defense that the check was improperly returned. You understand and agree that since the original check is your property, it Returned items will not be returned and the Bank may charge back an amount of the check, an ACH debit, or other electronic paper debit, as applicable, made available to your account. You further agree that any image that we charge back may be you in the form of Bank chooses (for example, an electronic or paper reproduction of the original check or a substitute check. You may not use this Service to deposit a substitute check and you may not deposit the original check through this Service or in any other manner if you receive a dishonored checkimage). You agree to comply with any additional instructions we Bank may provide to you in connection with returned checks. Availability Storage, Security and Destruction of FundsChecks. You agree After you receive confirmation that items transmitted using this Service are not subject to Bank has received an image, you must securely store the funds’ availability requirements of Federal Reserve Board Regulation CC. In general, if an image of an item original check until you transmit through this Service is received and accepted before 4:00 pm Eastern Time verify on a business day that we are open, we consider that day to the be the day of your deposit. Otherwise, we will consider account statement that the deposit was made on the next business day we are opensuccessfully completed. The term “original check should be destroyed after you verify the deposit was successfully deposited to your account. Upon Bank’s request from time to time, you will deliver to Bank within two business day” means days, at your expense, any day other than a Saturday, Sunday, or federally declared legal holiday. Funds deposited using this Service will generally be made available the second business day from the day of deposit. Dime Bank, original check in its sole discretion, may extend the hold period for a longer period under the following circumstances: (a) if we believe a check you deposit will not be paid; (b) if you have overdrawn your account repeatedly in the last six months; (c) if an emergency condition arises that would not enable us to make the funds available to you, such as the failure of computer or communications equipment; or (d) due to any other factors as Dime Bank, in its sole discretion, deems relevantpossession. If we are not going provided in a timely manner, the amount of the check may be reversed from your account. To properly destroy an original check, first mark it “VOID” and then destroy it by cross-cut shredding or another method that assures complete destruction of the item. You agree to make funds available to you according to the previously stated availability disclosure, we will mail you a notice by the day after we receive your depositnotify Bank immediately if any original check is lost or stolen before it is destroyed.

Rejection of Deposits. You agree that all deposits received by us are subject to verification and final inspection and may be rejected by us in our sole discretion, and you shall be liable to the Bank for any errors, inaccuracies, breach of warranties and any other loss sustained by, or claim made against the Bank relating to such deposits. The Bank is not liable for any service or late charges that may be imposed against you due to the Bank’s rejection of any check that you may transmit for deposit through this Service. In all cases, you are responsible for any loss or overdraft plus any applicable fees to your account due to a check being returned. You acknowledge and agree that, while we normally provide notice of rejected deposits, we may reject any check transmitted through this Service in our sole discretion without notice to you, and we will not be liable for any such rejection or failure to notify you of such rejection. If we reject a check for mobile remote deposit, you much must physically deposit the original check. Dime Bank Mobile Remote Deposit User Agreement Returned Checks. You are solely responsible for verifying that checks that you deposit by using this Service have been received and accepted for deposit by the Bank. The Bank will provide you with notice of any deposits that it is unable to process because checks were returned unpaid by the payor’s financial institution. You agree to accept such notices at your e-mail address on file with us, but we may choose any reasonable method for providing such notices to you. In the event that the Bank credits your account for a check that is subsequently dishonored and returned, you authorize the Bank to debit the amount for a check that is subsequently dishonored and returned, you authorize the Bank to debit the amount of such check plus any associated fees from the account. To the extent that funds in your account are insufficient to cover such amount, we shall debit the deficiency amount from any of your other account(s) with the Bank in our sole discretion. Our right to charge your account(s) will apply without regard to whether the check was timely returned or whether there is any other claim or defense that the check was improperly returned. You understand and agree that since the original check is your property, it will not be returned and the Bank may charge back an amount image of the check, an ACH debit, or other electronic paper debit, as applicable, to your account. You further agree that any image that we charge back may be in the form of an electronic or paper reproduction of the original check or a substitute check. You may not use this Service to deposit a substitute check and you may not deposit the original check through this Service or in any other manner if you receive a dishonored check. You agree to comply with any additional instructions we may provide to you in connection with returned checks. Availability of Funds. You agree that items transmitted using this Service are not subject to the funds’ funds availability requirements of Federal Reserve Board Regulation CC. In general, if an image of an item you transmit through this Service is received and accepted before 4:00 pm Eastern Time on a business day that we are open, we consider that day to the be the day of your deposit. Otherwise, we will consider that the deposit was made on the next business day we are open. The term “business day” means any day other than a Saturday, Sunday, or federally declared legal holiday. Funds deposited using this Service will generally be made available the second business day from the day of deposit. Dime Bank, in its sole discretion, may extend the hold period for a longer period under the following circumstances: (a) if we believe a check you deposit will not be paid; (b) if you have overdrawn your account repeatedly in the last six months; (c) if an emergency condition arises that would not enable us to make the funds available to you, such as the failure of computer or communications communication equipment; or (d) due to any other factors as Dime Bank, in its sole discretion, deems relevant. If we are not going to make funds available to you according to the previously stated availability disclosure, we will mail you a notice by the day after we receive your deposit.