Common use of Remuneration and fees Clause in Contracts

Remuneration and fees. In most cases we are paid by commission from the insurer but in some circumstances, we may charge you a fee instead of commission or a combination of both where we arrange policies with a low or no commission. Where we charge a fee, this will not be liable for insurance premium tax or value added tax (insurance is a VAT exempt industry). All fees will be advised verbally and will be included within the Statement of Price document before you incept your policy and become liable to pay them. We will also make the following administration charges per policy: Mid-term Adjustment £35.00 per occurrence Cancellation (including during the 14-day Cooling Off period) £25.00 Our commission and fee(s) are earned on placement of your insurance. If you make a change or cancel your policy mid-term (other than in the 14-day Cooling Off period), which results in a return premium, we will retain all fees and any commission to cover our administration and advisory services. Due to administration constraints the minimum refund will be £10.00 on any balance due. Our fees will be clearly shown in the Statement of Price we issue to you, and we will advise you of the amount of any charge before you become liable to pay it. We may have arrangements with some insurers to receive additional payments reflecting the size and/or profitability of our account with them and/or in respect of work we undertake on their behalf, and we will disclose this if requested.

Remuneration and fees. In most cases we are paid by commission from the insurer but in some circumstances, we may charge you a fee instead of commission or a combination of both where we arrange policies with a low or no commission. Where we charge a fee, this will not be liable for insurance premium tax or value added tax (insurance is a VAT exempt industry). All fees will be advised verbally and and/or will be included within the Statement of Price document before you incept your policy and become liable to pay thempolicy. We will also make the following administration charges per policy: New Business £50 Renewal/ Replacement £50 Mid-term Adjustment £35.00 - per occurrence £50 Cancellation (including during the 14-day Cooling Off period) £25.00 50 Our commission and fee(s) are earned on placement of your insurance. If you make a change or cancel your policy mid-term (other than in the 14-day Cooling Off period), ) which results in a return premium, we will retain all fees and any commission to cover our administration and advisory services. Due to administration constraints the minimum refund will be £10.00 on any balance due. Our fees will be clearly shown in the Statement of Price any invoice we issue to you, and we will advise you of the amount of any charge before you become liable to pay paying it. We may have arrangements with some insurers to receive additional payments reflecting the size and/or profitability of our account with them and/or in respect of work we undertake on their behalf, and we will disclose advise you where this if requestedis the case.

Remuneration and fees. In most cases we are paid by commission from the insurer but in some circumstances, we may charge you a fee instead of commission or a combination of both where we arrange policies with a low or no commission. Where we charge a fee, this will not be liable for insurance premium tax or value added tax (insurance is a VAT exempt industry). All fees will be advised verbally and and/or will be included within the Statement of Price document before you incept your policy and become liable to pay thempolicy. We will also make the following administration charges per policy: New Business £40 Renewal/ Replacement £40 Mid-term Adjustment £35.00 - per occurrence £40 Cancellation (including during the 14-day Cooling Off period) £25.00 40 Our commission and fee(s) are earned on placement of your insurance. If you make a change or cancel your policy mid-term (other than in the 14-day Cooling Off period), ) which results in a return premium, we will retain all fees and any commission to cover our administration and advisory services. Due to administration constraints the minimum refund will be £10.00 on any balance due. Our fees will be clearly shown in the Statement of Price any invoice we issue to you, and we will advise you of the amount of any charge before you become liable to pay paying it. We may have arrangements with some insurers to receive additional payments reflecting the size and/or profitability of our account with them and/or in respect of work we undertake on their behalf, and we will disclose advise you where this if requestedis the case.

Remuneration and fees. In most cases we are paid by commission from the insurer but in some circumstances, we may charge you a fee instead of commission or a combination of both where we arrange policies with a low or no commission. Where we charge a fee, this will not be liable for insurance premium tax or value added tax (insurance is a VAT exempt industry). All fees will be advised verbally and and/or will be included within the Statement of Price document before you incept your policy and become liable to pay thempolicy. We will also make the following administration charges per policy: New Business £35 Renewal/ Replacement £35 Mid-term Adjustment £35.00 - per occurrence £50 Cancellation (including during the 14-day Cooling Off period) £25.00 50 Our commission and fee(s) are earned on placement of your insurance. If you make a change or cancel your policy mid-term (other than in the 14-day Cooling Off period), ) which results in a return premium, we will retain all fees and any commission to cover our administration and advisory services. Due to administration constraints the minimum refund will be £10.00 on any balance due. Our fees will be clearly shown in the Statement of Price any invoice we issue to you, and we will advise you of the amount of any charge before you become liable to pay paying it. We may have arrangements with some insurers to receive additional payments reflecting the size and/or profitability of our account with them and/or in respect of work we undertake on their behalf, and we will disclose advise you where this if requestedis the case.

Remuneration and fees. In most cases we are paid by commission from the insurer but in some circumstances, we may charge you a fee instead of commission or a combination of both where we arrange policies with a low or no commission. Where we charge a fee, this will not be liable for insurance premium tax or value added tax (insurance is a VAT exempt industry). All fees will be advised verbally and and/or will be included within the Statement of Price document before you incept your policy and become liable to pay thempolicy. We will also make the following administration charges per policy: New Business £50 Renewal/ Replacement £50 Mid-term Adjustment £35.00 - per occurrence £30 Cancellation (including during the 14-day Cooling Off period) £25.00 30 Our commission and fee(s) are earned on placement of your insurance. If you make a change or cancel your policy mid-term (other than in the 14-day Cooling Off period), ) which results in a return premium, we will retain all fees and any commission to cover our administration and advisory services. Due to administration constraints the minimum refund will be £10.00 on any balance due. Our fees will be clearly shown in the Statement of Price any invoice we issue to you, and we will advise you of the amount of any charge before you become liable to pay paying it. We may have arrangements with some insurers to receive additional payments reflecting the size and/or profitability of our account with them and/or in respect of work we undertake on their behalf, and we will disclose advise you where this if requestedis the case.

Remuneration and fees. In most cases we are paid by commission from the insurer but in some circumstances, we may charge you a fee instead of commission or a combination of both where we arrange policies with a low or no commission. Where we charge a fee, this will not be liable for insurance premium tax or value added tax (insurance is a VAT exempt industry). All fees will be advised verbally and and/or will be included within the Statement of Price document before you incept your policy and become liable to pay thempolicy. We will also make the following administration charges per policy: New Business £30 Renewal/ Replacement £30 Mid-term Adjustment £35.00 - per occurrence £30 Cancellation (including during the 14-day Cooling Off period) £25.00 30 Our commission and fee(s) are earned on placement of your insurance. If you make a change or cancel your policy mid-term (other than in the 14-day Cooling Off period), ) which results in a return premium, we will retain all fees and any commission to cover our administration and advisory services. Due to administration constraints the minimum refund will be £10.00 on any balance due. Our fees will be clearly shown in the Statement of Price any invoice we issue to you, and we will advise you of the amount of any charge before you become liable to pay paying it. We may have arrangements with some insurers to receive additional payments reflecting the size and/or profitability of our account with them and/or in respect of work we undertake on their behalf, and we will disclose advise you where this if requestedis the case.

Remuneration and fees. In most cases we are paid by commission from the insurer but in some circumstances, we may charge you a fee instead of commission or a combination of both where we arrange policies with a low or no commission. Where we charge a fee, this will not be liable for insurance premium tax or value added tax (insurance is a VAT exempt industry). All fees will be advised verbally and and/or will be included within the Statement of Price document before you incept your policy and become liable to pay thempolicy. We will also make the following administration charges per policy: New Business £75 Renewal/ Replacement £75 Mid-term Adjustment £35.00 - per occurrence £75 Cancellation (including during the 14-day Cooling Off period) £25.00 100 Our commission and fee(s) are earned on placement of your insurance. If you make a change or cancel your policy mid-term (other than in the 14-day Cooling Off period), ) which results in a return premium, we will retain all fees and any commission to cover our administration and advisory services. Due to administration constraints the minimum refund will be £10.00 on any balance due. Our fees will be clearly shown in the Statement of Price any invoice we issue to you, and we will advise you of the amount of any charge before you become liable to pay paying it. We may have arrangements with some insurers to receive additional payments reflecting the size and/or profitability of our account with them and/or in respect of work we undertake on their behalf, and we will disclose advise you where this if requestedis the case.

Remuneration and fees. In most cases we are paid by commission from the insurer but in some circumstances, we may charge you a fee instead of commission or a combination of both where we arrange policies with a low or no commission. Where we charge a fee, this will not be liable for insurance premium tax or value added tax (insurance is a VAT exempt industry). All fees will be advised verbally and and/or will be included within the Statement of Price document before you incept your policy and become liable to pay thempolicy. We will also make the following administration charges per policy: New Business £45 Renewal/ Replacement £45 Mid-term Adjustment £35.00 - per occurrence £45 Cancellation (including during the 14-day Cooling Off period) £25.00 45 Our commission and fee(s) are earned on placement of your insurance. If you make a change or cancel your policy mid-term (other than in the 14-day Cooling Off period), ) which results in a return premium, we will retain all fees and any commission to cover our administration and advisory services. Due to administration constraints the minimum refund will be £10.00 on any balance due. Our fees will be clearly shown in the Statement of Price any invoice we issue to you, and we will advise you of the amount of any charge before you become liable to pay paying it. We may have arrangements with some insurers to receive additional payments reflecting the size and/or profitability of our account with them and/or in respect of work we undertake on their behalf, and we will disclose advise you where this if requestedis the case.

Remuneration and fees. In most cases we are paid by commission from the insurer but in some circumstances, we may charge you a fee instead of commission or a combination of both where we arrange policies with a low or no commission. Where we charge a fee, this will not be liable for insurance premium tax or value added tax (insurance is a VAT exempt industry). All fees will be advised verbally and and/or will be included within the Statement of Price document before you incept your policy and become liable to pay thempolicy. We will also make the following administration charges per policy: New Business £50 Renewal/ Replacement £50 Mid-term Adjustment £35.00 - per occurrence £0 Cancellation (including during the 14-day Cooling Off period) £25.00 0 Our commission and fee(s) are earned on placement of your insurance. If you make a change or cancel your policy mid-term (other than in the 14-day Cooling Off period), ) which results in a return premium, we will retain all fees and any commission to cover our administration and advisory services. Due to administration constraints the minimum refund will be £10.00 on any balance due. Our fees will be clearly shown in the Statement of Price any invoice we issue to you, and we will advise you of the amount of any charge before you become liable to pay paying it. We may have arrangements with some insurers to receive additional payments reflecting the size and/or profitability of our account with them and/or in respect of work we undertake on their behalf, and we will disclose advise you where this if requestedis the case.

Remuneration and fees. In most cases we are paid by commission from the insurer but in some circumstances, we may charge you a fee instead of commission or a combination of both where we arrange policies with a low or no commission. Where we charge a fee, this will not be liable for insurance premium tax or value added tax (insurance is a VAT exempt industry). All fees will be advised verbally and and/or will be included within the Statement of Price document before you incept your policy and become liable to pay thempolicy. We will also make the following administration charges per policy: New Business £100 Renewal/ Replacement £100 Mid-term Adjustment £35.00 - per occurrence £100 Cancellation (including during the 14-day Cooling Off period) £25.00 100 Our commission and fee(s) are earned on placement of your insurance. If you make a change or cancel your policy mid-term (other than in the 14-day Cooling Off period), ) which results in a return premium, we will retain all fees and any commission to cover our administration and advisory services. Due to administration constraints the minimum refund will be £10.00 on any balance due. Our fees will be clearly shown in the Statement of Price any invoice we issue to you, and we will advise you of the amount of any charge before you become liable to pay paying it. We may have arrangements with some insurers to receive additional payments reflecting the size and/or profitability of our account with them and/or in respect of work we undertake on their behalf, and we will disclose advise you where this if requestedis the case.

Remuneration and fees. In most cases we are paid by commission from the insurer but in some circumstances, we may charge you a fee instead of commission or a combination of both where we arrange policies with a low or no commission. Where we charge a fee, this will not be liable for insurance premium tax or value added tax (insurance is a VAT exempt industry). All fees will be advised verbally and and/or will be included within the Statement of Price document before you incept your policy and become liable to pay thempolicy. We will also make the following administration charges per policy: New Business £35 Renewal/ Replacement £35 Mid-term Adjustment £35.00 - per occurrence £10 Cancellation (including during the 14-day Cooling Off period) £25.00 25 Our commission and fee(s) are earned on placement of your insurance. If you make a change or cancel your policy mid-term (other than in the 14-day Cooling Off period), ) which results in a return premium, we will retain all fees and any commission to cover our administration and advisory services. Due to administration constraints the minimum refund will be £10.00 on any balance due. Our fees will be clearly shown in the Statement of Price any invoice we issue to you, and we will advise you of the amount of any charge before you become liable to pay paying it. We may have arrangements with some insurers to receive additional payments reflecting the size and/or profitability of our account with them and/or in respect of work we undertake on their behalf, and we will disclose advise you where this if requestedis the case.

Remuneration and fees. In most cases we are paid by commission from the insurer but in some circumstances, we may charge you a fee instead of commission or a combination of both where we arrange policies with a low or no commission. Where we charge a fee, this will not be liable for insurance premium tax or value added tax (insurance is a VAT exempt industry). All fees will be advised verbally and and/or will be included within the Statement of Price document before you incept your policy and become liable to pay thempolicy. We will also make the following administration charges per policy: New Business £25 Renewal/ Replacement £25 Mid-term Adjustment £35.00 - per occurrence £25 Cancellation (including during the 14-day Cooling Off period) £25.00 50 Our commission and fee(s) are earned on placement of your insurance. If you make a change or cancel your policy mid-term (other than in the 14-day Cooling Off period), ) which results in a return premium, we will retain all fees and any commission to cover our administration and advisory services. Due to administration constraints the minimum refund will be £10.00 on any balance due. Our fees will be clearly shown in the Statement of Price any invoice we issue to you, and we will advise you of the amount of any charge before you become liable to pay paying it. We may have arrangements with some insurers to receive additional payments reflecting the size and/or profitability of our account with them and/or in respect of work we undertake on their behalf, and we will disclose advise you where this if requestedis the case.

Remuneration and fees. In most cases we are paid by commission from the insurer but in some circumstances, we may charge you a fee instead of commission or a combination of both where we arrange policies with a low or no commission. Where we charge a fee, this will not be liable for insurance premium tax or value added tax (insurance is a VAT exempt industry). All fees will be advised verbally and and/or will be included within the Statement of Price document before you incept your policy and become liable to pay thempolicy. We will also make the following administration charges per policy: New Business £25 Renewal/ Replacement £25 Mid-term Adjustment £35.00 - per occurrence £40 Cancellation (including during the 14-day Cooling Off period) £25.00 25 Our commission and fee(s) are earned on placement of your insurance. If you make a change or cancel your policy mid-term (other than in the 14-day Cooling Off period), ) which results in a return premium, we will retain all fees and any commission to cover our administration and advisory services. Due to administration constraints the minimum refund will be £10.00 on any balance due. Our fees will be clearly shown in the Statement of Price any invoice we issue to you, and we will advise you of the amount of any charge before you become liable to pay paying it. We may have arrangements with some insurers to receive additional payments reflecting the size and/or profitability of our account with them and/or in respect of work we undertake on their behalf, and we will disclose advise you where this if requestedis the case.

Remuneration and fees. In most cases we are paid by commission from the insurer but in some circumstances, we may charge you a fee instead of commission or a combination of both where we arrange policies with a low or no commission. Where we charge a fee, this will not be liable for insurance premium tax or value added tax (insurance is a VAT exempt industry). All fees will be advised verbally and and/or will be included within the Statement of Price document before you incept your policy and become liable to pay thempolicy. We will also make the following administration charges per policy: New Business £30 Renewal/ Replacement £30 Mid-term Adjustment £35.00 - per occurrence £25 Cancellation (including during the 14-day Cooling Off period) £25.00 25 Our commission and fee(s) are earned on placement of your insurance. If you make a change or cancel your policy mid-term (other than in the 14-day Cooling Off period), ) which results in a return premium, we will retain all fees and any commission to cover our administration and advisory services. Due to administration constraints the minimum refund will be £10.00 on any balance due. Our fees will be clearly shown in the Statement of Price any invoice we issue to you, and we will advise you of the amount of any charge before you become liable to pay paying it. We may have arrangements with some insurers to receive additional payments reflecting the size and/or profitability of our account with them and/or in respect of work we undertake on their behalf, and we will disclose advise you where this if requestedis the case.