REPRESENTATIONS AND WARRANTIES OF NVBancorp. 29 5.a. Corporate Status and Power to Enter Into Agreements ............ 29 5.b. Articles, Bylaws, Books and Record ............................. 30 5.c. Compliance With Laws, Regulations and Decrees .................. 30 5.d. Capitalization ................................................. 30 5.e. Trademarks and Trade Names ..................................... 31 5.f. Financial Statements, Regulatory Reports ....................... 31 5.g. Tax Returns .................................................... 32 5.h. Material Adverse Change ........................................ 32 5.i. No Undisclosed Liabilities ..................................... 32 5.j. Properties and Leases .......................................... 33 5.k. Material Contracts ............................................. 34 5.l. Classified Loans ............................................... 34 5.m. No Restrictions on Investments ................................. 35 5.n. Employment Benefit Plans/ERISA ................................. 35 5.o. Collective Bargaining and Employment Agreements ................ 36 5.p. Compensation of Officers and Employees ......................... 36 5.q. Legal Actions and Proceedings .................................. 36 5.r. Execution and Delivery of the Agreement ........................ 37 5.s. Retention of Broker or Consultant .............................. 37 5.t. Insurance ...................................................... 37 5.u. Loan Loss Reserve .............................................. 38 5.v. Transactions With Affiliates ................................... 38 5.w. Risk Management Instruments .................................... 38 5.x. Information in Proxy Statement/Prospectus ...................... 38 5.y. Community Reinvestment Act Compliance .......................... 39 5.z. Accuracy and Effective Date of Representations and Warranties and Agreements ................................................. 39
REPRESENTATIONS AND WARRANTIES OF NVBancorp. In the following representations and warranties, all references to assets, liabilities, properties, rights, obligations, financial condition, operations, knowledge, information and other characteristics of NVBancorp shall be deemed to include reference to those characteristics of NVBancorp on a consolidated basis, except as the context otherwise indicates or requires. NVBancorp represents and warrants to YCB that, except as set forth on a schedule (the "NVBancorp Disclosure Schedule" as Exhibit C) to be delivered to YCB concurrently with the execution and delivery of this Agreement, corresponding in number with the applicable section of this Agreement:
REPRESENTATIONS AND WARRANTIES OF NVBancorp. In the following representations and warranties, all references to assets, liabilities, properties, rights, obligations, financial condition, operations, knowledge, information and other characteristics of NVBancorp shall be deemed to include reference to those characteristics of NVBancorp on a consolidated basis, except as the context otherwise indicates or requires. NVBancorp represents and warrants to SRNB that, except as set forth on a schedule (the "NVBancorp Disclosure Schedule") to be delivered to SRNB within ten (10) business days after the execution and delivery of this Agreement, corresponding in number with the applicable section of this Agreement:
