Common use of Scope of Exclusion Clause in Contracts

Scope of Exclusion. This exclusion is absolute. It applies without exception to any and all circumstances. a. With respect to your insured property, this exclusion applies whether there has been any physical loss or damage to insured property. It applies whether any insured peril or cause – including water damage – contributes concurrently or in any sequence to the “Mould”. It applies whether “Mould” precedes or follows after another event. It applies whether “Mould” is visible or hidden. And it applies to every action taken, whether voluntary or not. With respect to your liability to others, this exclusion applies to every kind of potential or actual liability, whether for bodily injury, property damage, medical payments or otherwise. It applies whether there has been any suit or other demand made on you. And it applies whether the potential or actual liability is to pay, monitor, clean up, remove, or take some other action. This Policy does not insure land (including but not limited to land on which the insured property is located), water or air, howsoever and wherever occurring, or any interest or right therein. Notwithstanding any provision to the contrary within the Policy of which this Endorsement forms part (or within any other Endorsement which forms part of this Policy), this Policy does not insure: a) any loss, damage, cost or expense, or b) any increase in insured loss, damage, cost or expense, or c) any loss, damage, cost, expense, fine or penalty, which is incurred, sustained or imposed by order, direction, instruction or request of, or by any agreement with, any court, government agency or any public, civil or military authority, or threat thereof, (and whether or not as a result of public or private litigation),which arises from any kind of seepage or any kind of pollution and/or contamination, or threat thereof, whether or not caused by or resulting from a peril insured, or from steps or measures taken in connection with the avoidance, prevention, abatement, mitigation, remediation, clean- up or removal of such seepage or pollution and/or contamination or threat thereof. The term ‘any kind of seepage or any kind of pollution and/or contamination’ as used in this Endorsement includes (but is not limited to): a) seepage of, or pollution and/or contamination by, anything, including but not limited to, any material designated as a ‘hazardous substance’ by the United States Environmental Protection Agency or as a ‘hazardous material’ by the United States Department of Transportation, or defined as a ‘toxic substance’ by the Canadian Environmental Protection Act for the purposes of Part II of that Act, or any substance designated or defined as toxic, dangerous, hazardous or deleterious to persons or the environment under any other Federal, State, Provincial, Municipal or other law, ordinance or regulation; and b) the presence, existence, or release of anything which endangers or threatens to endanger the health, safety or welfare of persons or the environment.

Scope of Exclusion. This exclusion is absolute. It applies without exception to any and all circumstances. a. With respect to your insured property, this exclusion applies whether there has been any physical loss or damage to insured property. It applies whether any insured peril or cause – including water damage – contributes concurrently or in any sequence to the “Mould”. It applies whether “Mould” precedes or follows after another event. It applies whether “Mould” is visible or hidden. And it applies to every action taken, whether voluntary or not. With respect to your liability to others, this exclusion applies to every kind of potential or actual liability, whether for bodily injury, property damage, medical payments or otherwise. It applies whether there has been any suit or other demand made on you. And it i t applies whether the potential or actual liability is to pay, monitor, clean up, remove, or take some other action. This Policy does not insure land (including but not limited to land on which the insured property is located), water or air, howsoever and wherever occurring, or any interest or right therein. Notwithstanding any provision to the contrary within the Policy of which this Endorsement forms part pa rt (or within any other Endorsement which forms part of this Policy), this Policy does not insure: a) any loss, damage, cost or expense, or b) any increase in insured loss, damage, cost or expense, or c) any loss, damage, cost, expense, fine or penalty, which is incurred, sustained or imposed by order, direction, instruction or request of, or by any agreement with, any court, government agency or any public, civil or military authority, or threat thereof, (and whether or not as a result of public or private litigation),which arises from any kind of seepage or any kind of pollution and/or contamination, or threat thereof, whether or not caused by or resulting from a peril insured, or from steps or measures taken in connection with the avoidance, prevention, abatement, mitigation, remediation, clean- up or removal of such seepage or pollution and/or contamination or threat thereof. The term ‘any kind of seepage or any kind of pollution and/or contamination’ as used in this Endorsement includes (but is not limited to): a) seepage of, or pollution and/or contamination by, anything, including but not limited to, any material designated as a ‘hazardous substance’ by the United States Environmental Protection Agency or as a ‘hazardous material’ by the United States Department of Transportation, or defined as a ‘toxic substance’ by the Canadian Environmental Protection Act for the purposes of Part II of that Act, or any substance designated or defined as toxic, dangerous, hazardous or deleterious to persons or the environment under any other Federal, State, Provincial, Municipal or other law, ordinance or regulation; and b) the presence, existence, or release of anything which endangers or threatens to endanger the health, safety or welfare of persons or the environment.

Scope of Exclusion. This exclusion is absolute. It applies without exception to any and all circumstances. a. With respect to your insured property, this exclusion applies whether there has been any physical loss or damage to insured property. It applies whether any insured peril or cause – including water damage – contributes concurrently or in any sequence to the “Mould”. It applies whether “Mould” precedes or follows after another event. It applies whether “Mould” is visible or hidden. And it applies to every action taken, whether voluntary or not. With respect to your liability to others, this exclusion applies to every kind of potential or actual liability, whether for bodily injury, property damage, medical payments or otherwise. It applies whether there has been any suit or other demand made on you. And it applies whether the potential or actual liability is to pay, monitor, clean up, remove, or take some other action. This Policy does not insure land (including but not limited to land on which the insured property is located), water or air, howsoever and wherever occurring, or any interest or right therein. Notwithstanding any provision to the contrary within the Policy of which this Endorsement forms part (or within any other Endorsement which forms part pa rt of this Policy), this Policy does not insure: a) any loss, damage, cost or expense, or b) any increase in insured loss, damage, cost or expense, or c) any loss, damage, cost, expense, fine or penalty, which is incurred, sustained or imposed by order, direction, instruction or request of, or by any agreement with, any court, government agency or any public, civil or military authorityauthori ty, or threat thereof, (and whether or not as a result of public or private litigation),which arises from any kind of seepage or any kind of pollution and/or contamination, or threat thereof, whether or not caused by or resulting from a peril insured, or from steps or measures taken in connection with the avoidance, prevention, abatement, mitigation, remediation, clean- up or removal of such seepage or pollution and/or contamination or threat thereof. The term ‘any kind of seepage or any kind of pollution and/or contamination’ as used in this Endorsement includes (but is not limited to): a) seepage of, or pollution and/or contamination by, anything, including but not limited to, any material designated as a ‘hazardous substance’ by the United States Environmental Protection Agency or as a ‘hazardous material’ by the United States Department of Transportation, or defined as a ‘toxic to xic substance’ by the Canadian Environmental Protection Act for the purposes of Part II of that Act, or any substance designated or defined as toxic, dangerous, hazardous or deleterious to persons or the environment under any other Federal, State, Provincial, Municipal or other law, ordinance or regulation; and b) the presence, existence, or release of anything which endangers or threatens to endanger the health, safety or welfare of persons or the environment.

Scope of Exclusion. This exclusion is absolute. It applies without exception to any and all circumstances. a. With respect to your y our insured propertyproperty , this exclusion applies whether there has been any physical phy sical loss or damage to insured propertyp roperty . It applies whether any insured peril or cause – including water damage – contributes concurrently or in any sequence to the “Mould”. It applies whether “Mould” precedes or follows after f ollows af ter another eventev ent. It applies whether “Mould” is visible v isible or hidden. And it applies appl ies to every ev ery action taken, whether voluntary v oluntary or not. With respect to your y our liability to others, this exclusion applies to every ev ery kind of potential or actual liabilityliability , whether for f or bodily injuryinjury , property damage, medical payments me dical pay ments or otherwise. It applies whether there has been any suit or other demand made on youy ou. And it applies whether the potential pot ential or actual liability is to paypay , monitor, clean up, removeremov e, or take some other action. This Policy does not insure land (including but not limited to land on which the insured property is located), water or air, howsoever howsoev er and wherever wherev er occurring, or any interest or right therein. Notwithstanding any provision prov ision to the contrary within the Policy of which this Endorsement forms f orms part (or within any other Endorsement End orsement which forms f orms part of this PolicyPolicy ), this Policy does not insure: a) any loss, damage, cost or expense, or b) any increase in insured loss, damage, cost or expense, or c) any loss, damage, cost, expense, fine f ine or penaltypenalty , which is incurred, sustained or imposed by order, direction, instruction or request ofof , or by any agreement with, any court, government gov ernment agency or any public, civil civ il or military authorityauthority , or threat thereofthereof , (and whether or not as a result of public or private priv ate litigation),which arises from f rom any kind of seepage or any kind of pollution and/or contamination, or threat thereofthereof , whether or not caused by or resulting from f rom a peril insured, or from f rom steps or measures taken in connection with the avoidanceav oidance, preventionprev ention, abatement, mitigationmiti gation, remediation, clean- up or removal remov al of such seepage or pollution and/or contamination or threat thereofthereof . The term ‘any kind of seepage or any kind of pollution and/or contamination’ as used in this Endorsement includes (but is not limited to): a) seepage ofof , or pollution and/or contamination byby , anythingany thing, including but not limited to, any material designated as a ‘hazardous substance’ by the United States Environmental Env ironmental Protection Agency or as a ‘hazardous material’ by the United States Department of TransportationTransportati on, or defined def ined as a ‘toxic substance’ by the Canadian Environmental Env ironmental Protection Act for f or the purposes of Part II of that Act, or any substance designated or defined def ined as toxic, dangerous, hazardous or deleterious to persons or the environment env ironment under any other FederalF ederal, State, ProvincialProv incial, Municipal or other law, ordinance or regulation; and b) the presence, existence, or release of anything any thing which endangers or threatens to endanger the health, safety saf ety or welfare welf are of persons per sons or the environmentenv ironment.