Specific Exclusions. Apart from the exclusions common to all covers, the following are also excluded. We do not intervene for: EMERGENCY SUITCASE DOMESTIC HELP DELIVERY OF HOUSEHOLD SHOPPING PSYCHOLOGICAL SUPPORT UPON YOUR RETURN HOME To allow us to intervene under the best conditions, remember to prepare the following information that will be requested when you call: When you call initially, you will be given an assistance file number. State it systematically during any subsequent contacts with our Assistance Service. - the policy came with the purchase of goods or a service sold by a supplier; - you can show that you are already covered for one of the risks covered by this new policy; - the policy you wish to cancel has not been fully established; - you have not declared any loss covered by this policy. In this situation, you can exercise your right to cancel this policy by letter or in any lasting medium sent to the insurer of the new policy, together with documentary proof that you already have cover for one of the risks covered by this new policy. The insurer must reimburse you the premium paid within thirty days of your cancellation. If you wish to cancel your policy but do not meet all the above conditions, please check the cancellation procedure stipulated in your policy.
Specific Exclusions. The Company shall not be liable to make any payment for any claim under this Benefit of the Policy in respect of an Insured Person, directly or indirectly for, caused by, arising from or in any way attributable to any of the following:
Specific Exclusions. This agreement expressly excludes the following protected award conditions, except to the extent that they are provided for in this agreement:
(a) rest breaks;
(b) incentive-based payments and bonuses;
(c) annual leave loadings;
(d) observance of days declared by or under a law of a State or Territory to be observed generally within that State or Territory, or a region of that State or Territory, as public holidays by Employees who work in that State, Territory or region, and entitlements of Employees to payment in respect of those days;
(e) days to be substituted for, or a procedure for substituting, days referred to in paragraph (d);
(f) monetary allowances for:
(i) expenses incurred in the course of employment; or
(ii) responsibilities or skills that are not taken into account in rates of pay for Employees; or
(iii) disabilities associated with the performance of particular tasks or work in particular conditions or locations;
(g) loadings for working overtime or for shift work, and
(h) penalty rates.
Specific Exclusions. In addition to the exclusions common to all guarantees, the following are also excluded We do not become involved under the following circumstances: NEED ASSISTANCE? Contact us, 7 days/week and 24 hours/day To permit us to intervene under the best conditions, remember to prepare the following information that will be requested during your call: At the time of the first call, an assistance case number will be provided to you. Provide it each time that you are in contact with our Assistance Service. CANCELLATION FEES
Specific Exclusions. The Company shall not be liable to make any payment under this benefit in connection with or in respect of any expenses whatsoever incurred by the Insured in connection with or in respect of:
Specific Exclusions. Routine physical, eye, or dental examinations, and cosmetic treatments, cold, flu, and earaches without complications are ordinarily excluded. Specific Inclusions. The following conditions are included in the definition of serious health condition if all the conditions of the FMLA are met:
Specific Exclusions. The Company shall not be liable to make any payment under this benefit in connection with or in respect of any expenses whatsoever incurred by the Insured for the following: - Money including cheques, travellers cheques, credit and debit cards and its value, coupons or securities, bonds, negotiable instruments, tickets or documents. - Business goods or sample, foodstuffs, medicines, contact lenses, dentures or its appliances, animals, motor vehicle accessories, household furniture, antiques, jewellery or accessories, mobile phones, tablet pcs and laptops. - Any loss caused by wear, tear, gradual deterioration, insects, vermin, corrosion, rot, fungus, atmospheric conditions, action of light, heating, drying, cleaning, dyeing, alteration, repair or scratching, denting, breakdown, misuse, faulty workmanship or design, use of faulty materials or its resulting loss. - If the transportation company denies your claim based on the fact that you did not file a claim or that the claim was not filed in time, we will also deny your claim since we are secondary to the transportation company. - Loss of property unless a Property Irregularity Report, travel tickets, tags and relevant receipts usually issued by the common carriers in the event of loss of Checked-In Baggage along with a statement from the carrier showing the compensation received from carrier, has been procured and submitted to the Company. - Items contained within the Checked-In Baggage which are valued in excess of US $ 100 without appropriate proof of ownership. - Losses arising from any delay, detention, confiscation by custom officials or other government authorities. - Any Checked-In Baggage loss in Pakistan. - Any exclusion mentioned in the ‘General Exclusions’ section of this policy.
Specific Exclusions. This benefit does not cover any other loss, directly or indirectly, in whole or in part, caused by or resulting from any excl usion mentioned in the 'General Exclusions' section of this Policy.
Specific Exclusions. As mentioned in the Benefit 1 and the General exclusions section.
