Common use of SECTION B – OPTIONAL COVERS UNDER SECTION A Clause in Contracts

SECTION B – OPTIONAL COVERS UNDER SECTION A. The following covers under Section B are applicable under the Policy only if We have received the applicable premium due for that cover in full and the Policy Schedule / Certificate of Insurance specifies that the cover is in force for the Insured Person. The covers available under Section B are described below. Benefit / reimbursement under the section will be payable as per the Sum Insured shown in the Policy Schedule / Certificate of Insurance, subject to - An event or occurrence described in such covers that occurs during the Policy Period. - Availability of Sum Insured and subject always to the sub-limits specified in respect of that extension and any limits applicable under the Product in force for the Insured Person. - Further, - Claims under any cover under Section B will be accepted only if We have accepted a Claim under the relative cover of Section A of this Policy. - Our total liability under this Policy for payment of any and all Claims in the aggregate during each Policy Year of the Policy Period shall not exceed the Sum Insured. - The terms, conditions and exclusions of this Policy.

SECTION B – OPTIONAL COVERS UNDER SECTION A. The following covers under Section B are applicable under the Policy only if We have received the applicable premium due for that cover in full and the Policy Schedule / Certificate of Insurance specifies that the cover is in force for the Insured Person. The covers available under Section B are described below. Benefit / reimbursement under the section will be payable as per the Sum Insured shown in the Policy Schedule / Certificate of Insurance, subject to - to i) An event or occurrence described in such covers that occurs during the Policy Period. - . ii) Availability of Sum Insured and subject always to the sub-limits specified in respect of that extension and any limits applicable under the Product in force for the Insured Person. - Further, - , iii) Claims under any cover under Section B will be accepted only if We have accepted a Claim under the relative cover of Section A of this Policy. - . iv) Our total liability under this Policy for payment of any and all Claims in the aggregate during each Policy Year of the Policy Period shall not exceed the Sum Insured. - . v) The terms, conditions and exclusions of this Policy.