Common use of SELECT YOUR INVESTMENT Clause in Contracts

SELECT YOUR INVESTMENT. Please select the Series and enter the amount or percentage (percentages must equal 100%) of investment for each Series. The minimum initial investment is $250 per Series, unless otherwise indicated. The minimum is waived if you sign up for the Automatic Investment Plan in Section XII or the Payroll Deduction Program. SERIES A S (2) SHARE CLASS I (1) R (2) L (2) Z (1) PERCENTAGE OR AMOUNT Lifestyle Mutual Funds Pro-Blend Conservative Term 104 204 504 304 % $ Pro-Blend Moderate Term 000 000 000 301 % $ Pro-Blend Extended Term 102 202 502 302 % $ Pro-Blend Maximum Term 105 205 505 305 % $ Stock Mutual Funds Disciplined Value 226 1126 % $ Equity (2) 122 % $ Real Estate 127 1127 % $ Foreign Mutual Funds Overseas 221 1121 % $ Rainier International Discovery 265 1165 % $ Taxable Bond Mutual Funds Core Bond 123 1123 % $ High Yield Bond 128 1128 % $ Unconstrained Bond 124 224 % $ Tax Exempt Mutual Funds Diversified Tax Exempt 109 % $ NY Tax Exempt 110 % $ 1 For Institutional clients only. The minimum initial investment on I and Z shares is $1,000,000.

SELECT YOUR INVESTMENT. Please select the Series and enter the amount or percentage (percentages must equal 100%) of investment for each Series. The minimum initial investment is $250 2,000 per Series, unless otherwise indicated. The minimum is waived if you sign up for the Automatic Investment Plan in Section XII or the Payroll Deduction Program. SERIES SHARE CLASS PERCENTAGE OR AMOUNT A S (2) SHARE CLASS I (1) R (2) L (2) Z (1) PERCENTAGE OR AMOUNT Lifestyle Mutual Funds Pro-Blend Conservative Term 104 204 504 304 % $ Pro-Blend Moderate Term 000 000 000 301 % $ Pro-Blend Extended Term 102 202 502 302 % $ Pro-Blend Maximum Term 105 205 505 305 % $ Stock Mutual Funds Disciplined Value 226 1126 % $ Equity (2) 122 % $ Real Estate 127 1127 % $ Foreign Mutual Funds Overseas 221 1121 % $ Rainier International Discovery 265 1165 % $ Taxable Bond Mutual Funds Core Bond 123 1123 % $ High Yield Bond 128 1128 % $ Unconstrained Bond 124 224 % $ Tax Exempt Mutual Funds Diversified Tax Exempt 109 % $ NY Tax Exempt 110 % $ 1 For Institutional clients only. The minimum initial investment on I and Z shares is $1,000,000.

SELECT YOUR INVESTMENT. Please select the Series and enter the amount or percentage (percentages must equal 100%) of investment for each Series. The minimum initial investment is $250 2,000 per Series, unless otherwise indicated. The minimum is waived if you sign up for the Automatic Investment Plan in Section XII or the Payroll Deduction ProgramXI. SERIES SHARE CLASS PERCENTAGE OR AMOUNT A S (2) SHARE CLASS I (1) R (2) L (2) Z (1) PERCENTAGE OR AMOUNT Lifestyle Mutual Funds Pro-Blend Conservative Term 104 204 504 304 % $ Pro-Blend Moderate Term 000 000 000 301 % $ Pro-Blend Extended Term 102 202 502 302 % $ Pro-Blend Maximum Term 105 205 505 305 % $ Stock Mutual Funds Disciplined Value 226 1126 % $ Equity (2) 122 % $ Real Estate 127 1127 % $ Foreign Mutual Funds Overseas 221 1121 % $ Rainier International Discovery 265 1165 % $ Taxable Bond Mutual Funds Core Bond 123 1123 % $ High Yield Bond 128 1128 % $ Unconstrained Bond 124 224 % $ Tax Exempt Mutual Funds Diversified Tax Exempt 109 % $ NY Tax Exempt 110 % $ 1 For Institutional clients only. The minimum initial investment on I and Z shares is $1,000,000.

SELECT YOUR INVESTMENT. Please select the Series and enter the amount or percentage (percentages must equal 100%) of investment for each Series. The minimum initial investment is $250 2,000 per Series, unless otherwise indicated. The minimum is waived if you sign up for the Automatic Investment Plan in Section XII or the Payroll Deduction Program. SERIES SHARE CLASS PERCENTAGE OR AMOUNT A S (2) SHARE CLASS I (1) R (2) L (2) Z (1) PERCENTAGE OR AMOUNT Lifestyle Mutual Funds Pro-Blend Conservative Term 104 204 504 304 % $ Pro-Blend Moderate Term 000 000 000 301 % $ Pro-Blend Extended Term 102 202 502 302 % $ Pro-Blend Maximum Term 105 205 505 305 % $ Stock Mutual Funds Disciplined Value 226 1126 % $ Equity (2) 122 % $ Real Estate 127 1127 % $ Foreign Mutual Funds Overseas 221 1121 % $ Rainier International Discovery 265 1165 % $ Taxable Bond Mutual Funds Core Bond 123 1123 % $ High Yield Bond 128 1128 % $ Unconstrained Bond 124 224 % $ Tax Exempt Mutual Funds Diversified Tax Exempt 109 % $ NY Tax Exempt 110 % $ 1 For Institutional clients only. The minimum initial investment on I and Z shares is $1,000,000.